Commercial Lender

Role Description The Commercial Lender is a full-time, on-site role based in Toronto, ON. This position is responsible for assessing commercial loan opportunities, assessing creditworthiness, and managing a portfolio of business clients. Day-to-day activities include analyzing financial statements, preparing credit memos, coordinating underwriting, and ensuring loans comply with internal policies and external regulations. The Commercial Lender will meet with clients and prospects to understand their financing needs, provide responsive customer service, and collaborate with internal teams to deliver timely approvals and closings. The role also involves maintaining market awareness, identifying new business opportunities, and contributing to the growth strategy of Genara Capital.

Qualifications

• Candidates should possess strong underwriting and credit analysis skills, including experience evaluating financial statements and risk profiles.
• Candidates should possess solid finance and loans expertise, with a track record in structuring commercial lending solutions and managing loan portfolios.
• Candidates should possess knowledge of Canada Build, CMHC or similar government-backed lending programs, including eligibility requirements and documentation standards.
• Candidates should possess excellent customer service skills, with the ability to build relationships, communicate clearly, and address client needs promptly.
• Bachelor’s degree in finance, business, economics, or a related field, or equivalent practical experience.
• Strong quantitative, analytical, and problem-solving skills, with attention to detail and sound judgment.
• Ability to work on-site in Toronto, ON, collaborate with cross-functional teams, and manage multiple deals and deadlines.
• Prior experience in commercial lending, banking, or financial services is strongly preferred.

Company Description Genara Capital is a commercial finance firm focused on providing tailored lending solutions to businesses of varying sizes and industries. The organization is committed to responsible underwriting, transparent financing structures, and long-term client relationships. Genara Capital emphasizes a collaborative work environment where employees contribute to strategic growth and client success. Team members are encouraged to bring analytical rigor, strong ethics, and a client-first mindset to every engagement.