Jobs in Canada

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Added 14 mins ago
National Client Success Account Manager
Kandor
Mississauga, ON
…significant national retail relationships across Canada. This is a senior, Toronto-based role with a high executive profile, split roughly 60% national account leadership and service…
Added 14 mins ago
Industrial Engineer
Flex-N-Gate
Windsor, ON
Conduct regular continuous improvement meetings with multiple departments. Document cost saving improvements for monthly review with senior management.
Added 14 mins ago
Industrial Engineer
Flex-N-Gate
Windsor, ON
Conduct regular continuous improvement meetings with multiple departments. Document cost saving improvements for monthly review with senior management.
Added 14 mins ago
Manager, Canadian Tax Reporting
Questrade Financial Group
Toronto, ON
Work-life balance in a hybrid environment with at least 3 days in office
Added 14 mins ago
Manager, Financial Planning & Analysis
CAA Niagara Talent Management Team
Thorold, ON
Provide ad hoc financial analysis to support Senior Leadership Team and Board-level decision-making.
Added 14 mins ago
DW
Digital Fundraising Manager
Doctors Without Borders / Médecins Sans Frontières (MSF) Canada
Montreal, QC · Toronto, ON
- Full-time
…Canada’s Communications Department and will work closely with the Senior Manager Integrated Campaigns to support strategic fundraising goals. They will also directly manage the Digital…
Added 14 mins ago
D
Senior Advisor, IT assistance
Desjardins
Montreal, QC
- Full-time
As a senior IT support advisor, you provide user support and assistance for IT applications, including installation, configuration, best practices, issue resolution, service request…
Added 14 mins ago
AM
Technical Program Manager - Windows Software Platform Group (1 Year Temporary Contract)
Advanced Micro Devices, Inc
Markham, ON
- Temporary
Defines, plans and drives projects and program plans based on management and senior technical guidance
Added 14 mins ago
Maintenance Planner/Scheduler
Sinopec Canada Energy Ltd.
Grande Prairie, AB
Reporting to the Senior Foreman, Maintenance, you will be responsible for the planning and scheduling of maintenance of Sinopec’s rotating equipment and E&I systems in the Grande Prairie…
Added 14 mins ago
C
Software Engineer, Design Systems & AI Tooling
Citi
Mississauga, ON
- Full-time
…build, scale, and integrate the next generation of AI-powered developer tools, design systems, and data…
Added 14 mins ago
K
Senior Manager, Technology Operations & Strategy
KPMG
AB · Winnipeg, MB · Saint John, NB · Fredericton, NB · Moncton, NB · Sudbury, ON · Hamilton, ON · Kingston, ON · Sault Ste. Marie, ON · North Bay, ON · London, ON · Windsor, ON · Ottawa, ON · Oakville, ON · Kitchener, ON · Vaughan, ON · Waterloo, ON · Regina, SK · Saskatoon, SK · Langley (District), BC · Prince George, BC · Victoria, BC · Chilliwack, BC · Abbotsford, BC · Vernon, BC · Kamloops, BC · Vancouver, BC · Kelowna, BC · Halifax, NS · St. John's, NL · Calgary, AB · Lethbridge, AB · ON · Toronto, Ontario · Edmonton, Alberta · Kanata, Ontario · Langley, British Columbia
- Full-time
The Senior Manager, Technology Strategy & Operations is a key partner to the Managing Director, Technology Architecture and ITS CTO, translating Technology Architecture strategy, priorities…
Added 14 mins ago
K
Senior Associate, Tax Law
KPMG
Hamilton, ON
- Full-time
We are seeking a Senior Associate to join our Hamilton office. In this role, you will work alongside experienced practitioners advising clients on a broad range of Tax law matters.
Added 14 mins ago
K
Senior Associate, Business Law
KPMG
Hamilton, ON
- Full-time
Added 14 mins ago
B
Senior Analyst, Wealth Data Foundations
BMO
Toronto, ON · FCP
- Full-time
Added 14 mins ago
ES
DevOps Engineer
Epsilon Solutions Ltd.
Montreal, QC
- Contract
Role Name: Senior DevOps & Python Platform Engineering Specialist
Added 14 mins ago
LD
Drafting Manager
Laebon Developments Ltd.
Red Deer, AB
- Full-time
Laebon Homes is looking for a Senior Architectural Draftsperson to join our team as a Design Manager. As a Residential Designer, you will be creating 3D drawings of single-family…
Added 14 mins ago
O|
Hardware Verification Engineer
OpTalent | Canada | Recruitment
Toronto, ON
- $75,000 to $95,000 CAD / year
- Full-time
Help evaluate prototype circuits, and with senior engineers’ support, design schematics and circuit boards for simple circuits
Added 14 mins ago
MI
Sr Manager of Sales - Growth Channels
Mattel, Inc.
Mississauga, ON
- Full-time
…strategies, delivering financial targets, and strengthening senior-level customer…
Added 14 mins ago
GR
Ingénieur logiciel Java/Ingénieure logiciel Java
GO ROCK IT
Toronto, ON · Greater Toronto Area, Canada
- Full-time
A career as a Senior Full Stack Developer in the Wealth Management Servicing team at our client means acting as a developer of back-end applications and supporting those applications. This…
Added 29 mins ago
M
Summer Intern 2027 – General Account Investments Business Architecture
Manulife
Toronto, ON
- Full-time
Prepare analysis and presentations for senior business and technology stakeholders.
Added 29 mins ago
M
Winter Co-op 2027 – General Account Investments Business Architecture
Manulife
Toronto, ON
- Full-time
Prepare analysis and presentations for senior business and technology stakeholders.
Added 29 mins ago
ES
Revenue Operations Analyst
Euna Solutions
ON · Oakville, Ontario
- Full-time
…ownership and a direct line to leadership output reviewed by the Senior Manager, Revenue Operations. If you want to build deep expertise in a revenue analytics and compensation function…
Added 29 mins ago
JI
Branch Manager - Head Office (Saint John N.B)
J.D. Irving, Limited
Saint John, NB
- Full-time
This is a high-profile role that offers great visibility to senior leadership, and the opportunity to develop the skills and experience necessary for future advancement within Chandler, and…
Added 29 mins ago
GF
Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
…departmental operations, and collaborates with dealers and senior leadership to optimize credit performance, strengthen processes, and support competitive financing…
Added 29 mins ago
GF
Commercial Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team

GM Financial Canada

Commercial Credit Analyst

2001 Sheppard Ave East, Suite 600, Toronto, ON, M2J 4Z8, Canada

Full-time

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Job details

Job type: Full-time
Posting language: English
Posted: Nov 10, 2026

Original job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role:

The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers (Consumer & Commercial). The analyst will have daily contact with other departments within the corporation, as well as automotive dealers and other finance sources.

Responsibilities:

Underwriting (30%):
- Analyze consumer and commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority
- Analyze financial statements, GMF exposure, collateral usage, debt service, as applicable to the size and complexity of the commercial transaction
- Make appropriate recommendations for Lines of Credit and advocate the benefits of same for dealers and commercial clients
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Establish dealer relationships by building rapport through telephone contact
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious, and able to follow directions
- Perform due diligence in support of all credit applications
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines
- Excellent listening skills
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Promote and provide a high standard of service to dealers and other areas within the company/adhering to service standard guidelines
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates, and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles
Knowledge and understanding of basic credit bureau reports
Knowledge and understanding of financial statement and ratio analysis
Knowledge of standard office software
Automotive lending and/or leasing experience would be considered a definite asset
Effective written and verbal communications.
Excellent report writing and communication skills (written and verbal)
Excellent Communication and interpersonal skills
Successful Candidate must be able to work in a fast paced, high-pressure environment

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment. #GMFJobs

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More about this job

Responsibilities

The Commercial Credit Analyst is responsible for researching and analyzing credit risks to approve or deny credit extensions for consumer and commercial clients. The role also involves building dealer relationships, negotiating loan terms, and ensuring compliance with anti-money laundering policies.

Requirements

Candidates should have at least one year of lending experience and a college or university business diploma. Strong analytical skills, proficiency in financial statement review, and the ability to work in a fast-paced, AI-enabled environment are required.

Skills

Credit analysis
Underwriting
Financial statement analysis
Risk assessment
Negotiation
Customer service
Anti-money laundering compliance
Report writing
Microsoft Copilot
AI tools
Data analysis
Communication skills
Lending principles
Credit bureau reports

Benefits

Health insurance
Vision insurance
Dental insurance
RRSP company match
Paid time off
Paid holidays
Hybrid work schedule

Visa sponsorship

Not detected in the job text

Keywords

Commercial Credit
Underwriting
Risk Management
Financial Statements
Lending
Auto Finance
Dealer Relations
Credit Analysis
Anti-Money Laundering
Compliance
Microsoft Copilot
Artificial Intelligence
Negotiation
Customer Service
Debt Service
Collateral
Ratio Analysis
Credit Bureau
Business Development
Hybrid Work

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Work requirements

Jobs in Canada