Jobs in Canada

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Added 25 mins ago
HC
Accounting Analyst/Associate - North York, Toronto, ON. Hybrid
HearingLife Canada
Toronto, ON · North York, ON
- Full-time
Reporting directly to the Senior Manager, Finance & Administration, the Accounting Analyst will assist with various accounting analysis, operational improvement, ledger maintenance, and…
Added 55 mins ago
SM
EPR Applications Analyst
St. Michael's Hospital
Toronto, ON
- Temporary
The EPR Application Analyst supports the ongoing maintenance, operation, and enhancement of EPR applications and related patient care technologies. Working closely with clinical and…
Added 55 mins ago
TS
TDS Operations Analyst III
TD Securities
Toronto, ON
- Full-time
Reporting to the Director, Corporate Lending & Trade Finance Operations Change, the Operations Analyst III is a senior individual contributor within CLO Business Support (BST), providing…
Added 56 mins ago
Accounting Analyst/Associate - North York, Toronto, ON. Hybrid
Demant Group
Toronto, ON
Reporting directly to the Senior Manager, Finance & Administration, the Accounting Analyst will assist with various accounting analysis, operational improvement, ledger maintenance, and…
Added 1 hour ago
K
SENIOR BUSINESS ANALYST – PAYMENTS MODERNIZATION
Kelly
Toronto, ON
- Contract
📍 Hybrid (4 days in office, Toronto, ON) · ✅ Must Have:
Added 2 hours ago
C
IT Production Support
CACEIS
Montreal, QC
- Full-time
As part of its growth, CACEIS is looking for IT production support analyst to support its follow the sun operations in Canada on many business areas (Fund services & administration, pricing…
Added 3 hours ago
SB
Analyst, Corporate Development and Evaluations & Planning
South Bow
Calgary, AB · Manulife Place
- Full-time
* Applicants must have legal authorization to work in the country in which the position is based with no restrictions
Added 3 hours ago
T
TDS Operations Analyst III
TD
Toronto, ON
- Full-time
Reporting to the Director, Corporate Lending & Trade Finance Operations Change, the Operations Analyst III is a senior individual contributor within CLO Business Support (BST), providing…
Added 3 hours ago
B
Senior Business Analyst, Commercial Risk Data
BMO
Toronto, ON · YNG
- Full-time
…performance of technology (software, hardware and the wider IT system) to deliver expected business results. Identifies and analyzes malfunctions, system workflow, and troubleshoots issues…
Added 3 hours ago
AC
Vice President of Marketing And Business Development
Agentis Capital
Vancouver, BC
- Full-time
Flexibility in how you work: join full-time, or on a fractional basis of approximately three days per week, with competitive compensation either way
Added 3 hours ago
DI
Intermediate Systems Analyst
Dawn InfoTek
Toronto, ON
- Contract
We are currently seeking a highly skilled Intermediate System Analyst to join our dynamic team and support one of our government clients.
Added 4 hours ago
Senior Business Analyst - Supply Chain
Canadian Blood Services
Saint John, NB · Brampton, ON · St. John's, NL · Dartmouth, NS · Edmonton, AB · Calgary, AB · Hamilton, ON · Vancouver, BC · Toronto, ON · Ottawa, ON · London, ON · Sudbury, ON · Ancaster, ON
As a Senior Business Analyst, you will help shape and improve supply chain systems and digital products by connecting business needs with technology solutions. Working with stakeholders…
Added 4 hours ago
PG
Sr Manager, Treasury & Capital Markets
Peoples Group
Toronto, ON · Vancouver, BC
- Full-time
Support the preparation of Asset Liability Committee (ALCO) materials and present key findings and recommendations to senior leadership.
Added 4 hours ago
AS
Senior Technical Analyst
Alterna Savings
Ottawa, ON
- Full-time
The Senior Technical Analyst is a senior individual contributor accountable for leading the technical analysis of complex business and technology initiatives across Alterna’s integrated…
Added 4 hours ago
NB
Technical Support Analyst – Digital Assets
National Bank of Canada
Toronto, ON
- Full-time
You will monitor production services, respond to user and system incidents, perform initial investigations, complete defined operational procedures, and escalate complex issues to senior…
Added 4 hours ago
AB
Senior Underwriting Analyst
AGA Benefit Solutions
Montreal, QC
- $61,562 to $76,953 CAD / year
- Full-time
Reporting to the Assistant Director, underwriting, Regular Groups, the Senior Pricing Analyst (Regular Groups) will work closely with group insurance advisors and provide support to the…
Added 4 hours ago
WK
Senior Tax Software Content Management Analyst - Professionnel expert de secteur, Audit - BILINGUAL FR/EN
Wolters Kluwer
Sherbrooke, QC · CAN - Sherbrooke
- Full-time
…teams. He or she will evaluate the results generated by the system against audit quality standards and help identify situations requiring human oversight. The ideal candidate may also be…
Added 5 hours ago
TP
Senior Payroll Analyst
Toronto Police Service
Toronto, ON
- Contract
Reporting to the Payroll Operations Lead, the Senior Payroll Analyst plays a key role in ensuring the accuracy, integrity, and compliance of payroll operations. This position provides…
Added 5 hours ago
CP
Senior Financial Analyst - 1 Year Contract
Cube Packaging Solutions
Aurora, ON
- Full-time
Work with Controller and other Senior management to develop, maintain and analyze departmental/expense reporting and key performance measures and provide financial analysis support for…
Added 6 hours ago
B
Vendor Analyst (12-Month Contract)
BGIS
Markham, ON
- Full-time
Reporting to the Senior Manager, Vendor Management; the Vendor Analyst will support the card access program in compliance with both Bell and BGIS corporate policies/contract, assist with…
Added 6 hours ago
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Senior Financial Analyst - 1 Year Contract
CuBE Packaging Solutions Inc.
Aurora, ON
- Full-time
Work with Controller and other Senior management to develop, maintain and analyze departmental/expense reporting and key performance measures and provide financial analysis support for…
Added 6 hours ago
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Stage - Hiver 2027 - Analyste gestion des projets / Internship - Winter 2027- Project Management Analyst
Pratt & Whitney
Longueuil, QC
- Full-time
…boundaries to make flight more efficient and reliable. Our engines support missions that truly matter, from transporting people and essential goods, to enabling emergency medical services,…
Added 6 hours ago
UT
Business Analyst IV - #26-28796
US Tech Solutions
Toronto, ON
- $57.14 to $60.71 CAD / hour
- Contract
We are seeking an experienced Senior Business Analyst to support enterprise-wide Payments Modernization initiatives within a leading financial institution.
Added 6 hours ago
D
Business Analyst - Payments
Dexian
Toronto, ON · Greater Toronto Area, Canada
- $60 to $69 CAD / hour
- Contract
Reporting to the Senior Manager, Payments Platform Capabilities, the successful candidate will play a critical role in the management and delivery of business analysis activities on…
Added 7 hours ago
AC
Vice President, Business Development - Clients, Markets & Marketing
Agentis Capital Advisors
Vancouver, BC
- Full-time
Flexibility in how you work: join full-time, or on a fractional basis of approximately three days per week, with competitive compensation either way

GM Financial Canada

Commercial Credit Manager

2001 Sheppard Ave East, Suite 600, Toronto, ON, M2J 4Z8, Canada

Full-time

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Job details

Job type: Full-time
Posting language: English
Posted: Nov 10, 2026

Original job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Commercial Credit Manager - CDN, you will lead commercial credit decisioning by evaluating complex applications, financial statements, collateral, and credit risk to make sound lending decisions within established authority and policies. This role provides guidance and coaching to Credit Analysts, manages escalations and dealer relationships, supports departmental operations and staffing, and partners with Sales and senior leadership to maintain credit quality, ensure compliance, and continuously improve commercial credit processes.

Responsibilities:

Credit Analysis (40%):
- Analyze, evaluate and decision credit requests within authorized lending limits; provide review and support for concurrence requests submitted by Credit Analysts, and evaluate credit requests exceeding authorized lending limits and prepare recommendations to senior management.
- Analyze commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority.
- Analyze financial statements, collateral, debt service, as applicable to the size and complexity of the commercial transaction.
- Ensure accuracy and sound recommendations with CreditQuest routings.
- Make appropriate recommendations for Commercial Lines of Credit.
- Relay all items and conditions of approved or declined leases to the dealers’ using portals or telephone if appropriate, ensuring terms and conditions are clearly communicated
- Respond to incoming complaints or credit decision escalation appeals (dealer/customers), ensuring they are handled in a thorough, professional, and satisfactory manner
- Engage Sales partners as needed.
- Ensure compliance with Anti-Money Laundering policies and procedures
Coaching and Training (25%)
- Primary referral point for subordinates requiring guidance and assistance in discussing and making a decision on complex deals
- Provide system orientation training for newly hired analysts and act as an ongoing mentor/resource for team members
- Monitor and record progress on new analysts and trainers as required
- Provide daily coaching to the credit analyst team through review of concurrence requests and other observations, such as fraudulent applications, etc.
Department Management (25%)
- Ensure adequate department staffing levels at all times, including appropriate language and authority limit coverage
- Maintain the absentee and vacation records for team members
- Coordinate team vacation and external training schedule to ensure adequate staffing during peak periods
- Complete and deliver the required Employee Performance Appraisal reports on team members after referral to department management, make recommendations regarding progress and ability to handle additional responsibilities, initiate performance corrective action etc. of subordinates after consultation with department management
- Utilize the ‘Celebrating You’ platform for recognition of team members
Miscellaneous (10%)
- Prepare credit analysis reviews on specific dealers, markets or regions as required to ensure results are being optimized
- Participate in special projects related to existing system enhancements or new system development
- Periodically, as required attend dealer meetings in dealership or other locations to provide credit perspectives and /or receive dealer feedback on product and programs relative to credit area
- Assist with recruitment of new team members
- Recommend and/or assist in the development of any new/revised policies/procedures and be alert of any new changes in the company or in the auto finance industry as a whole

Qualifications

What makes you an ideal candidate?

Previous people management experience
Advanced knowledge of credit underwriting and vehicle leasing.
Significant Financial Statement Analysis Experience
Excellent customer service / relationship management skills
Understanding of dealer operations
Knowledge of reporting and analytics
Knowledge of company policies and procedures
Knowledge of dealership, fleet/commercial and indirect auto finance industry operations
Knowledge of Microsoft Office

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Experience & Education

Minimum three years of previous credit analysis experience required
Knowledge of Automotive Leasing/Captive Lending required
Financial statement analysis experience required
2-3 years management experience preferred
Secondary School – required
Bachelors degree in related field- preferred

Working Conditions

Counseling – Frequent
Interpreting – Regular
Listening – Frequent
Negotiation – Regular
Observing clients – Occasional
Reading – Frequent
Taking directions or instructions – Occasional
Taking telephone messages – Occasional
Talking to customers/clients – Frequent
Talking to employees – Frequent
Watching – Regular
Keyboarding – Regular
Maintaining one position – Occasional
Sitting – Occasional
Standing – Occasional
Walking – Occasional
Crowded workspaces – Occasional
Deadlines – Frequent
Excessive noise – Occasional
Interruptions – Frequent
Tolerating angry people/verbal abuse – Occasional
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts.

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $63,500-$113,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

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More about this job

Responsibilities

The Commercial Credit Manager leads credit decisioning by evaluating complex applications, financial statements, and credit risk while providing guidance to Credit Analysts. The role also manages dealer relationships, ensures departmental compliance, and supports team development through coaching and performance management.

Requirements

Candidates must have at least three years of credit analysis experience and significant financial statement analysis expertise. A bachelor's degree in a related field is preferred, along with previous people management experience and knowledge of the automotive leasing industry.

Skills

Credit underwriting
Financial statement analysis
People management
Vehicle leasing
Relationship management
Dealer operations
Credit risk assessment
Reporting and analytics
Anti-money laundering compliance
Coaching and mentoring
AI tool proficiency
Microsoft Office
Credit analysis
Negotiation
Communication

Benefits

Health benefits
Vision benefits
Dental benefits
RRSP company match program
Paid time off
Paid holidays
Quarterly volunteer opportunities

Visa sponsorship

Not detected in the job text

Keywords

Commercial Credit
Underwriting
Financial Statement Analysis
Auto Finance
Credit Risk
Dealer Relations
Leasing
CreditQuest
Anti-Money Laundering
Microsoft Copilot
AI Enabled Environment
Performance Management
Captive Lending
Portfolio Management
Compliance
Credit Decisioning
Staffing
Mentoring
Reporting
Analytics

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Work requirements

Jobs in Canada