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Industrial Engineer
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Windsor, ON
Conduct regular continuous improvement meetings with multiple departments. Document cost saving improvements for monthly review with senior management.
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Manager, Canadian Tax Reporting
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Toronto, ON
Work-life balance in a hybrid environment with at least 3 days in office
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Manager, Financial Planning & Analysis
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Maintenance Planner/Scheduler
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Senior Analyst, Wealth Data Foundations
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Hardware Verification Engineer
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Run design verification tests on pre-production hardware using oscilloscopes, power supplies, e-loads, thermal chambers and data loggers
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Sr Manager of Sales - Growth Channels
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…strategies, delivering financial targets, and strengthening senior-level customer…
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Ingénieur logiciel Java/Ingénieure logiciel Java
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Toronto, ON · Greater Toronto Area, Canada
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Summer Intern 2027 – General Account Investments Business Architecture
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Winter Co-op 2027 – General Account Investments Business Architecture
Manulife
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Join General Account Investments and gain hands-on experience at the intersection of investing, business, data and technology. As a member of GA COO team, you’ll work closely with portfolio…
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ES
Revenue Operations Analyst
Euna Solutions
ON · Oakville, Ontario
- Full-time
…ownership and a direct line to leadership output reviewed by the Senior Manager, Revenue Operations. If you want to build deep expertise in a revenue analytics and compensation function…
Added 16 mins ago
GF
Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
…departmental operations, and collaborates with dealers and senior leadership to optimize credit performance, strengthen processes, and support competitive financing…
Added 16 mins ago
GF
Commercial Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team
Added 16 mins ago
GF
Commercial Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team
Added 16 mins ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team
Added 16 mins ago
GF
Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team.
Added 16 mins ago
GF
Credit Manager
GM Financial Canada
Burnaby, BC
- Full-time
…staffing and departmental operations, partners with dealers and senior leadership on credit matters, and contributes to process improvements, system enhancements, and competitive credit…
Added 16 mins ago
GF
Commercial Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
…departmental operations and staffing, and partners with Sales and senior leadership to maintain credit quality, ensure compliance, and continuously improve commercial credit…
Added 16 mins ago
GF
Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team.
Added 16 mins ago
GF
Sr Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team
Added 16 mins ago
GF
Credit Analyst
GM Financial Canada
Burnaby, BC
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team.
Added 16 mins ago
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Lead Estimator
Davie
Levis, QC
- Full-time
Develop, analyse and use actual performance data from production to support the analysis and validation of Estimates to Completion for the PIBs Project. Be responsible for the ongoing…
Added 16 mins ago
JB
Senior Bookkeeper
JH Business Solutions Professional Corporation
Windsor, ON
- $55,000 to $70,000 CAD / year
- Full-time
Client demand has outgrown the current team. We are hiring two Senior Bookkeepers, so that file accuracy is maintained rather than stretched across team members with full workloads.

GM Financial Canada

Credit Analyst

4370 Still Creek Dr, Ste 250, Burnaby, BC, V5C 0G5, Canada

Full-time

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

Applications open in a new tab.

Job details

Job type: Full-time
Posting language: English
Posted: Nov 10, 2026

Original job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As a Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within established policies and guidelines. This role combines underwriting, dealer communication, negotiation, and customer service to support financing decisions, ensure compliance, maintain strong dealer relationships, and contribute to efficient credit processes and service excellence.

Responsibilities:

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Analyze and evaluate.
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines.
- Conduct reference investigations, document requirements and prepare credit recommendations.
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Communicate with dealers and internal departments regarding accounts pending credit approval.
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious and able to follow directions.
- Perform due diligence in support of all credit applications
- Clarify inquiries regarding policies and procedures to peers and clients.
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines.
- Excellent listening skills.
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Clarify inquiries regarding policies and procedures to peers and clients.
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team.
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Proficient in Microsoft Excel, Access, PowerPoint, Data Mining tools such as SAS, SQL, Cognos, or other programing skills.
Knowledge of Automotive Industry, Finance, statistics, and/or consumer credit.
Strong analytical and computer skills.
Demonstrate the ability to apply statistical measurements quickly and accurately.
Effective written and verbal communications.
Detailed oriented and able to manage multiple tasks under tight timelines.
Adaptive and flexible to work under minimum supervision.

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

More about this job

Responsibilities

The Credit Analyst supports consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations. The role also involves negotiating loan terms with dealers and maintaining strong professional relationships through effective communication.

Requirements

Candidates should have at least one year of lending experience and a college or university business diploma. Proficiency in analytical tools like Excel, SQL, or SAS, along with strong communication and risk assessment skills, is required.

Skills

Credit analysis
Underwriting
Risk assessment
Financial statement analysis
Negotiation
Customer service
Data mining
Microsoft Excel
Microsoft PowerPoint
SAS
SQL
Cognos
Anti-money laundering compliance
Statistical measurement
Communication
AI tool proficiency

Benefits

Health insurance
Vision insurance
Dental insurance
RRSP company match program
Paid time off
Paid holidays
Hybrid work schedule

Visa sponsorship

Not detected in the job text

Keywords

Credit Analyst
Underwriting
Risk Management
Consumer Credit
Commercial Lending
Automotive Finance
Data Mining
SAS
SQL
Cognos
Microsoft Excel
Microsoft Copilot
Anti-Money Laundering
Financial Analysis
Dealer Services
Negotiation
Customer Service
Hybrid Work
Compliance
Statistical Analysis

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Work requirements

Jobs in Canada