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Added 3 mins ago
B
Senior Analyst, Wealth Data Foundations
BMO
Toronto, ON · FCP
- Full-time
In this role, you will have the opportunity to work across DataOps, Data Governance, Analytics and business teams to design and deliver trusted Wealth data products. You will help turn…
Added 3 mins ago
JC
Integrity Analyst
JANA Corporation
Aurora, ON · Greater Toronto (Aurora), Ontario
- Full-time
…improvement recommendations and implementation. The Integrity Analyst will be key in identifying risks and threats through their analysis of asset specific information. They must be able to…
Added 3 mins ago
TI
Business Analyst
TekStaff IT Solutions
Toronto, ON
- Contract
MUST HAVE SKILLS:
Added 3 mins ago
GR
Application Analyst
GO ROCK IT
Toronto, ON · Greater Toronto Area, Canada
- Full-time
…production support. The successful candidate will work closely with business and technology partners to understand requirements, troubleshoot issues, and contribute to the design,…
Added 18 mins ago
ES
Revenue Operations Analyst
Euna Solutions
ON · Oakville, Ontario
- Full-time
The Revenue Operations team at Euna Solutions is hiring a Revenue Operations Analyst to own the reporting, forecasting, and compensation numbers that go-to-market leaders use to run the…
Added 18 mins ago
GF
Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
GF
Commercial Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
GF
Commercial Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
As Sr Commercial Credit Analyst Bilingual - CDN, you will support complex consumer and commercial credit decisions by analyzing applications, financial statements, collateral, and overall…
Added 18 mins ago
GF
Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
GF
Credit Manager
GM Financial Canada
Burnaby, BC
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
GF
Commercial Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
GF
Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
GF
Sr Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
GF
Credit Analyst
GM Financial Canada
Burnaby, BC
- Full-time
…in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships…
Added 18 mins ago
AI & Automation Developer
Brightstar Lottery
Dieppe, NB
…automation, and data-driven innovation. You will build AI-powered solutions, automate business processes, develop actionable insights from enterprise data, and help evaluate and implement…
Added 32 mins ago
Cybersecurity Analyst, Identity & Access Management
Gibson Energy
AB · Calgary, AB
The Cybersecurity & IAM Analyst is responsible for managing, securing, and monitoring all types of identities and access privileges across enterprise IT environments. The ideal candidate…
Added 32 mins ago
Strategic Planning Analyst III - Value Realization & Strategic Investment
City of Edmonton
AB
Positions with supervisory responsibilities must have two (2) years progressively responsible supervisory experience
Added 32 mins ago
M
RQ11882 - Systems Analyst - Intermediate
Maarut
Toronto, ON
- Contract
of a diverse range of cost effective I&IT solutions.
Added 32 mins ago
M
RQ11883 - Systems Analyst - Intermediate
Maarut
Toronto, ON
- Contract
of a diverse range of cost effective I&IT solutions.
Added 32 mins ago
D
Global Blackbelt, Senior Cloud Security Specialist
Darktrace
Toronto, ON · Greater Toronto Area, Canada
- Full-time
…adopt generative AI, copilots, autonomous agents, and AI-driven business processes, Darktrace is uniquely positioned to help customers secure what AI can do, thanks to our 13 years’…
Added 47 mins ago
HP
Operations Analyst
Hammond Power Solutions
Guelph, ON
- Full-time
Hammond Power Solutions Inc. is a global manufacturer headquartered in Guelph, Ontario, Canada. HPS has grown to become the leader in North America in the custom design and manufacture of…
Added 47 mins ago
IB
Analyst, Supply Chain (12-month contract)
Indigo Books & Music
Brampton, ON
- $55,000 to $70,000 CAD / year
- Contract
The Analyst, Supply Chain ensures product availability, timely communication and supply chain flow performance in order to meet the needs of the business. This role also supports the larger…
Added 47 mins ago
EC
Bilingual IT Support Analyst
EMCO Corporation
London, ON
- Full-time
At EMCO Corporation, we are committed to providing sustainable solutions to our customers and communities in which we live and serve. Our talented and passionate team members are the key to…
Added 1 hour ago
AI
Guidewire BSA- PolicyCenter
Astra-North Infoteck Inc. ~ Conquering today’s challenges, achieving tomorrow’s vision!
Toronto, ON
- Full-time
Experienced Business Systems Analyst with strong expertise in Guidewire PolicyCenter, responsible for gathering, analyzing, and translating insurance business requirements into functional…

GM Financial Canada

Credit Analyst

2001 Sheppard Ave East, Suite 600, Toronto, ON, M2J 4Z8, Canada

Full-time

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

Applications open in a new tab.

Job details

Job type: Full-time
Posting language: English
Posted: Nov 10, 2026

Original job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within established policies and guidelines. This role combines underwriting, dealer communication, negotiation, and customer service to support financing decisions, ensure compliance, maintain strong dealer relationships, and contribute to efficient credit processes and service excellence.

Responsibilities:

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Analyze and evaluate.
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines.
- Conduct reference investigations, document requirements and prepare credit recommendations.
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Communicate with dealers and internal departments regarding accounts pending credit approval.
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious and able to follow directions.
- Perform due diligence in support of all credit applications
- Clarify inquiries regarding policies and procedures to peers and clients.
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines.
- Excellent listening skills.
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Clarify inquiries regarding policies and procedures to peers and clients.
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team.
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Proficient in Microsoft Excel, Access, PowerPoint, Data Mining tools such as SAS, SQL, Cognos, or other programing skills.
Knowledge of Automotive Industry, Finance, statistics, and/or consumer credit.
Strong analytical and computer skills.
Demonstrate the ability to apply statistical measurements quickly and accurately.
Effective written and verbal communications.
Detailed oriented and able to manage multiple tasks under tight timelines.
Adaptive and flexible to work under minimum supervision.

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

More about this job

Responsibilities

The Credit Analyst supports consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within established guidelines. The role involves negotiating loan terms with dealers, maintaining strong dealer relationships, and ensuring compliance with credit policies and anti-money laundering procedures.

Requirements

Candidates should possess a college or university business diploma and at least one year of lending experience. Proficiency in analytical tools like Excel, SQL, or SAS, along with strong communication and negotiation skills, is required.

Skills

Credit analysis
Underwriting
Risk assessment
Financial statement analysis
Negotiation
Customer service
Data mining
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
SAS
SQL
Cognos
AI tools
Communication
Analytical skills

Benefits

Health benefits
Vision benefits
Dental benefits
RRSP company match program
Paid time off
Paid holidays
Hybrid work schedule

Visa sponsorship

Not detected in the job text

Keywords

Credit Analyst
Underwriting
Risk Management
Consumer Credit
Commercial Lending
Automotive Finance
Data Mining
SAS
SQL
Cognos
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
Anti-Money Laundering
Financial Statements
Dealer Services
AI Tools
Microsoft Copilot
Compliance
Negotiation
Customer Service
Credit Reporting
Business Development
Residual Values
Hybrid Work

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Jobs in Canada