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Added 7 mins ago
HS
Senior Financial Analyst
Helix Safety Essentials
Laval, QC
- Full-time
Role Description The Senior Financial Analyst is a full-time, on-site role based in Laval, QC. This position is responsible for preparing, analyzing, and interpreting financial reports and…
Added 7 mins ago
FN
Assistant Vice President, Sales - Commercial Financing
First National Financial LP
Vancouver, BC
- Full-time
Must have minimum of 5 years of experience working on CMHC underwriting, CMHC applications/submissions, and CMHC funding/post-approval requests
Added 7 mins ago
CG
Financial Analyst
Compass Group Canada
Toronto, ON · Etobicoke, ON
- Full-time
Think you have what it takes to be our Financial Analyst? We’re committed to hiring the best talent for the role. Here’s how we’ll know you’ll be successful in the role:
Added 37 mins ago
C
Analyst, Large Cash Transaction Reporting (LCTR)
CIBC
Toronto, ON
- Full-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 37 mins ago
M
Analyst, Marketing Analytics
Marketbridge
Remote, Canada
- Full-time
- Remote
Working closely with more senior members of the Marketing Analytics team, the Analyst will help turn raw data into consistent, usable reporting. The role focuses on careful execution, data…
Added 37 mins ago
TH
ANALYSTE FINANCIER PRINCIPAL - CANADA
The Home Depot Canada
Toronto, ON
- Full-time
As a Senior Financial Analyst, you are the key person influencing decision for key business leaders through financial data and insights, and serve as the main point of contact to provide…
Added 37 mins ago
CG
Financial Analyst
Compass Group Canada
Toronto, ON · Etobicoke, ON
- $65,000 CAD / year
- Full-time
Think you have what it takes to be our Financial Analyst? We’re committed to hiring the best talent for the role. Here’s how we’ll know you’ll be successful in the role:
Added 37 mins ago
W
Senior Financial Analyst
Winchesters
Toronto, ON
- $80,000 to $95,000 CAD / year
- Full-time
Our client, a prestigious private equity real estate investment firm is looking for an entrepreneurial Senior Financial Analyst to join their team. Reporting to the Director of Finance,…
Added 1 hour ago
OR
Accounts Payable Specialist
OSL Retail Services Inc
Mississauga, ON
- Other
We are seeking an Accounts Payable Specialist. Reporting to Senior Financial Analyst, our ideal candidate is responsible for executing day-to-day accounts payable operations in a fast-paced…
Added 1 hour ago
HS
Research Associate
HAYWOOD SECURITIES
Toronto, ON
- Full-time
…Mining. The ideal candidate must be able to demonstrate their financial modeling/analysis/valuation skills and have experience in a capital markets environment. Reporting to a Senior Mining…
Added 1 hour ago
T
Senior Financial Analyst, Business Finance
Thumbtack
Remote, Canada
- Full-time
- Remote
As a Senior Financial Analyst, you’ll give Product, Engineering and Design partners the financial analysis they need to plan, manage budgets and make investment decisions. You’ll report to…
Added 1 hour ago
H
Senior Financial Analyst
Haystack
Canada
- $81,600 to $105,600 CAD / year
- Full-time
This employer is seeking a Senior Financial Analyst to partner with the engineering and R&D organization on financial planning, reporting, and cost optimization initiatives. The role…
Added 1 hour ago
SA
Sales Operations Lead
Software Analyst Cyber Research
Toronto, ON
- Full-time
SACR (Software Analyst Cyber Research) is hiring a Sales Operations Lead to support client renewals, develop sales opportunities, and coordinate the day-to-day operations that keep our…
Added 1 hour ago
PC
Fund Analyst
Peakhill Capital
Toronto, ON
- Full-time
Must be based in Toronto
Added 1 hour ago
Manager, Canadian Tax Reporting
Questrade Financial Group
Toronto, ON
Work-life balance in a hybrid environment with at least 3 days in office
Added 1 hour ago
B
Senior Analyst, Wealth Data Foundations
BMO
Toronto, ON · FCP
- Full-time
The above represents BMO Financial Group’s pay range and type.
Added 1 hour ago
ES
Revenue Operations Analyst
Euna Solutions
ON · Oakville, Ontario
- Full-time
The Revenue Operations team at Euna Solutions is hiring a Revenue Operations Analyst to own the reporting, forecasting, and compensation numbers that go-to-market leaders use to run the…
Added 1 hour ago
GF
Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in…
Added 1 hour ago
GF
Commercial Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
As Commercial Credit Manager - CDN, you will lead commercial credit decisioning by evaluating complex applications, financial statements, collateral, and credit risk to make sound lending…
Added 1 hour ago
GF
Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in…
Added 1 hour ago
GF
Sr Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in…
Added 1 hour ago
GF
Credit Analyst
GM Financial Canada
Burnaby, BC
- Full-time
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in…
Added 2 hours ago
Strategic Planning Analyst III - Value Realization & Strategic Investment
City of Edmonton
AB
Positions with supervisory responsibilities must have two (2) years progressively responsible supervisory experience
Added 2 hours ago
VB
Senior Financial Analyst
Vaco by Highspring
Toronto, ON
- $45 to $50 CAD / hour
- Contract
Must reside in the Greater Toronto Area
Added 2 hours ago
HP
Operations Analyst
Hammond Power Solutions
Guelph, ON
- Full-time
…technology. We currently have an opening for an Operations Analyst, come grow with…

GM Financial Canada

Credit Analyst

2001 Sheppard Ave East, Suite 600, Toronto, ON, M2J 4Z8, Canada

Full-time

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

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Job details

Job type: Full-time
Posting language: English
Posted: Nov 10, 2026

Original job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within established policies and guidelines. This role combines underwriting, dealer communication, negotiation, and customer service to support financing decisions, ensure compliance, maintain strong dealer relationships, and contribute to efficient credit processes and service excellence.

Responsibilities:

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Analyze and evaluate.
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines.
- Conduct reference investigations, document requirements and prepare credit recommendations.
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Communicate with dealers and internal departments regarding accounts pending credit approval.
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious and able to follow directions.
- Perform due diligence in support of all credit applications
- Clarify inquiries regarding policies and procedures to peers and clients.
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines.
- Excellent listening skills.
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Clarify inquiries regarding policies and procedures to peers and clients.
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team.
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Proficient in Microsoft Excel, Access, PowerPoint, Data Mining tools such as SAS, SQL, Cognos, or other programing skills.
Knowledge of Automotive Industry, Finance, statistics, and/or consumer credit.
Strong analytical and computer skills.
Demonstrate the ability to apply statistical measurements quickly and accurately.
Effective written and verbal communications.
Detailed oriented and able to manage multiple tasks under tight timelines.
Adaptive and flexible to work under minimum supervision.

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

More about this job

Responsibilities

The Credit Analyst supports consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within established guidelines. The role involves negotiating loan terms with dealers, maintaining strong dealer relationships, and ensuring compliance with credit policies and anti-money laundering procedures.

Requirements

Candidates should possess a college or university business diploma and at least one year of lending experience. Proficiency in analytical tools like Excel, SQL, or SAS, along with strong communication and negotiation skills, is required.

Skills

Credit analysis
Underwriting
Risk assessment
Financial statement analysis
Negotiation
Customer service
Data mining
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
SAS
SQL
Cognos
AI tools
Communication
Analytical skills

Benefits

Health benefits
Vision benefits
Dental benefits
RRSP company match program
Paid time off
Paid holidays
Hybrid work schedule

Visa sponsorship

Not detected in the job text

Keywords

Credit Analyst
Underwriting
Risk Management
Consumer Credit
Commercial Lending
Automotive Finance
Data Mining
SAS
SQL
Cognos
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
Anti-Money Laundering
Financial Statements
Dealer Services
AI Tools
Microsoft Copilot
Compliance
Negotiation
Customer Service
Credit Reporting
Business Development
Residual Values
Hybrid Work

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Jobs in Canada