Jobs in Canada

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Added 12 mins ago
J
Project Manager, Commercial Operations (Creative)
Jeeter
Toronto, ON
- $99,360 to $113,160 CAD / year
- Full-time
Bachelor's Degree in Business, Marketing, Project Management, or a related field.
Added 12 mins ago
AC
Specialist, Data and AI - AI Systems Integrator
Air Canada
Toronto, ON · Dorval, QC
- Full-time
…security, and operational standards. This position bridges business needs and technical execution by supporting the lifecycle of AI products and ensuring their readiness and reliability…
Added 12 mins ago
CT
Addiction and Mental Health Worker, Withdrawal Management and Crisis
CMHA Thames Valley Addiction and Mental Health Services
St. Thomas, ON
- $27.14 to $37.26 CAD / hour
- Full-time
Successful candidates must have a Police Vulnerable Sector Check completed in the last six months
Added 12 mins ago
Partenaire d’Affaires en Ressources Humaines / Human Resources Business Partner
OPAL-RT
Montreal, QC
OPAL-RT Technologies is looking for a Human Resources Business Partner (hybri
Added 12 mins ago
PG
Product Manager - Membership
Perseus Group, Constellation Software
Canada
- Full-time
As Product Manager for AXIS Membership, you'll provide business-focused product leadership for the membership capabilities that support our AAA/CAA auto club clients. You'll shape the…
Added 12 mins ago
M
Summer Intern 2027 – General Account Investments Business Architecture
Manulife
Toronto, ON
- Full-time
Join General Account Investments and gain hands-on experience at the intersection of investing, business, data and technology. As a member of GA COO team, you’ll work closely with portfolio…
Added 12 mins ago
M
Winter Co-op 2027 – General Account Investments Business Architecture
Manulife
Toronto, ON
- Full-time
Join General Account Investments and gain hands-on experience at the intersection of investing, business, data and technology. As a member of GA COO team, you’ll work closely with portfolio…
Added 12 mins ago
Membre de l'équipe
Five Guys
Laval, QC
Deploy consistent business practices that focus on sales, cost control and profitability.
Added 12 mins ago
ES
Revenue Operations Analyst
Euna Solutions
ON · Oakville, Ontario
- Full-time
…compensation numbers that go-to-market leaders use to run the business: bookings and attainment, win rates, pipeline health, retention, and the commission payouts calculated against them.…
Added 12 mins ago
BG
Branch Manager
Brandt Group of Companies
AB · Lethbridge County, AB
- Full-time
Analyze market trends and competitive pressures to identify business gaps and develop strategies to expand market share.
Added 12 mins ago
Float Legal Administrative Assistant
Lawson Lundell
Vancouver, BC
Lawson Lundell LLP is a leading regional Canadian business law firm with offices in Vancouver, Kelowna, Calgary and Yellowknife. The firm is recognized and respected by its peers in legal…
Added 12 mins ago
JI
Civil Engineering Student-Summer 2027
J.D. Irving, Limited
Saint John, NB
- Full-time
Professional networking opportunities to help you build connections across the business.
Added 12 mins ago
JI
Branch Manager - Head Office (Saint John N.B)
J.D. Irving, Limited
Saint John, NB
- Full-time
At Chandler, we believe strong leadership creates exceptional customer experiences, engaged teams, and sustainable business growth. We are seeking a Branch Manager to lead our Saint John…
Added 12 mins ago
GF
Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
Requires the ability to successfully negotiate business transactions with automotive dealers.
Added 12 mins ago
GF
Commercial Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
…degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit…
Added 12 mins ago
GF
Commercial Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
…degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit…
Added 12 mins ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
…degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit…
Added 12 mins ago
GF
Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team.
Added 12 mins ago
GF
Credit Manager
GM Financial Canada
Burnaby, BC
- Full-time
Requires the ability to successfully negotiate business transactions with automotive dealers.
Added 12 mins ago
GF
Commercial Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
Analyze commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within…
Added 12 mins ago
GF
Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team.
Added 12 mins ago
GF
Sr Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team
Added 12 mins ago
GF
Credit Analyst
GM Financial Canada
Burnaby, BC
- Full-time
Maintain good channels of communication with all business units including interaction with senior leadership team.
Added 12 mins ago
LC
Grocery Department Manager in Training
Loblaw Companies Limited
Calgary, AB
- Full-time
Our commitment to Sustainability and Social Impact is an essential part of the way we do business, and we focus our attention on areas where we can have the greatest impact. Our approach to…
Added 12 mins ago
IM
Portfolio Manager, Total Portfolio Management
Investment Management Corporation of Ontario (IMCO)
Toronto, ON
- Full-time
Post-secondary degree in finance, economics, business, mathematics or a related discipline; a relevant graduate degree or professional designation, such as the CFA designation, is an asset.

GM Financial Canada

Credit Analyst Bilingual

2001 Sheppard Ave East, Suite 600, Toronto, ON, M2J 4Z8, Canada

Full-time

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

Applications open in a new tab.

Job details

Job type: Full-time
Posting language: English
Posted: Nov 10, 2026

Original job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Credit Analyst Bilingual - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing credit recommendations within established policies and guidelines. This bilingual role combines underwriting with dealer communication, negotiation, and customer service to support financing decisions, ensure compliance, maintain positive dealer relationships, and contribute to efficient credit processes.

Responsibilities:

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Analyze and evaluate.
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines.
- Conduct reference investigations, document requirements and prepare credit recommendations.
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Communicate with dealers and internal departments regarding accounts pending credit approval.
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious and able to follow directions.
- Perform due diligence in support of all credit applications
- Clarify inquiries regarding policies and procedures to peers and clients.
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines.
- Excellent listening skills.
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Clarify inquiries regarding policies and procedures to peers and clients.
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team.
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles.
Knowledge and understanding of basic credit bureau reports.
Knowledge and understanding of detailed financial statement and ratio analysis.
Knowledge of standard office software.
Automotive lending and/or leasing experience would be considered a definite asset.
Written and oral English is a must, bilingual French is required.
Excellent report writing and communication skills (written and verbal).
Excellent Communication and interpersonal skills.
Successful Candidate must be able to work in a fast paced, high pressure environment.
The successful candidate must be detailed oriented, open to change, be able to work independently, be a team player, and organized.
Requires strong analytical and problem-solving skills with the ability to underwrite loans and mitigate risk.
Requires the ability to successfully negotiate business transactions with automotive dealers.

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts.

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance:  Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

More about this job

Responsibilities

The Credit Analyst supports consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within established policies. The role also involves negotiating loan terms with dealers and maintaining positive relationships through professional customer service.

Requirements

Candidates must have a college or university business diploma and at least one year of lending experience. Proficiency in English and French is required, along with strong analytical skills and the ability to work in a fast-paced environment.

Skills

Credit analysis
Underwriting
Risk assessment
Financial statement analysis
Negotiation
Customer service
Bilingual
Report writing
Communication skills
Problem-solving
Microsoft Copilot
AI tools
Anti-money laundering compliance
Automotive lending
Data analysis

Benefits

Health benefits
Vision benefits
Dental benefits
RRSP company match
Paid time off
Paid holidays
Volunteer opportunities
Hybrid work schedule

Visa sponsorship

Not detected in the job text

Keywords

Credit Analyst
Underwriting
Risk Management
Automotive Finance
Commercial Lending
Consumer Credit
Financial Analysis
Dealer Services
Anti-Money Laundering
Microsoft Copilot
AI Enabled Environment
Negotiation
Customer Service
Bilingual
RRSP
Hybrid Work
Credit Bureau Reports
Ratio Analysis
Operational Risk
Compliance

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Work requirements

Jobs in Canada