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VC
Junior Financial Analyst
Valard Construction
AB · Edmonton, AB
- Full-time
Applicants must have legal authorization to work in Canada with no restrictions
Added 15 mins ago
R
Project Manager | Ship Repair & Maintenance
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Esquimalt, BC · Point Hope Maritime, Victoria, British Columbia
- Full-time
We are seeking a hands-on Project Manager who can take ownership of ship repair and maintenance projects from planning and estimating handover through execution, delivery and closeout. You…
Added 30 mins ago
Shop Supervisor, Heavy Component Fabrication (9 Open Positions)
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Work with Plant Manager on short term and long term business goals and projects.
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WM
Sr. Account Manager, Commercial Lines
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We are currently looking for a Senior Account Manager to join our team in our Calgary office. You will collaborate with Account Producer(s)/Marketer(s) regarding client needs and recommend…
Added 30 mins ago
F
Senior Property Manager
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- $110,000 to $120,000 CAD / year
- Full-time
The Senior Property Manager leads one or more buildings within a Fitzrovia rental community, which may include a mix of Class-A and vintage-style properties as well as residential and…
Added 45 mins ago
MN
Project Manager
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- Full-time
Experience delivering healthcare, commercial high-rise, institutional, industrial, or mission-critical projects.
Added 45 mins ago
PN
Manager, Commercial and Energy Solutions
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Vancouver, BC
- Full-time
Reporting to the Director, Business Development & Stakeholder Relations, the Manager, Commercial and Energy Solutions is responsible for: (i) leading the development and negotiation of…
Added 1 hour ago
KC
Project Manager
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Added 1 hour ago
HR
Sales Manager
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- $100,000 to $150,000 CAD / year
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This role exists to expand market presence, strengthen strategic relationships, and drive qualified revenue across commercial and institutional projects. The successful candidate will take…
Added 1 hour ago
KS
Strategic Account Sales Manager
Kelly Services (Canada), Ltd.
Richmond Hill, ON
- Full-time
Kelly Services is seeking an experienced Strategic Account Sales Manager for a metal fabrication and manufacturing organization. This is a hands-on sales role focused on developing new…
Added 1 hour ago
J
Project Manager, Commercial Operations (Creative)
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Toronto, ON
- $99,360 to $113,160 CAD / year
- Full-time
The Project Manager, Commercial Operations (Sales & Marketing) will support the Commercial Program Manager inside the PMO in coordinating product launch projects and promotions to ensuring…
Added 1 hour ago
GF
Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
…programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their…
Added 1 hour ago
GF
Credit Manager
GM Financial Canada
Burnaby, BC
- Full-time
…programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their…
Added 1 hour ago
GF
Commercial Credit Manager
GM Financial Canada
Toronto, ON
- Full-time
As Commercial Credit Manager - CDN, you will lead commercial credit decisioning by evaluating complex applications, financial statements, collateral, and credit risk to make sound lending…
Added 1 hour ago
D
Lead Estimator
Davie
Levis, QC
- Full-time
…meet requirements. You will advise the New Build Estimating Manager and Director of Estimating on PIBs Project issues as needed. As part of the PIBs Project Team, you will collaborate…
Added 1 hour ago
Senior Manager, Loyalty Partnerships (Toronto, ON)
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Excellent project delivery skills, with proven accomplishments leading cross-functional projects
Added 1 hour ago
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Project Manager – Security Systems Integration
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- Full-time
We're hiring a Project Manager to help run that system and make it stick. You won't be the hero who rescues a project at the last minute. You'll be the person who makes those rescues…
Added 1 hour ago
SB
Manager, Channel Operations & Planning
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Mississauga, ON
- Full-time
As a Manager, Channel Operations & Planning, you will be part of a dedicated team based in Mississauga, Ontario and reporting to the Director, Channel Marketing. The Manager, Channel…
Added 2 hours ago
IC
Superintendent - Mass Timber Construction
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…of residential high rises, mixed-use developments and select commercial projects that range in size from $1 million to $600…
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Assistant Project Manager
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…of residential high rises, mixed-use developments and select commercial projects that range in size from $1 million to $600…
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Project Coordinator
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…of residential high rises, mixed-use developments and select commercial projects that range in size from $1 million to $600…
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Quality Control Lead (Victoria, BC)
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…of residential high rises, mixed-use developments and select commercial projects that range in size from $1 million to $600…
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Development Planner
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About the position... Under the direction of the Manager of Development Planning, the Development Planner is responsible for reviewing development applications and making recommendations;…
Added 2 hours ago
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Operations Manager - Permanent - 4352
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Calgary, AB
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An established ICI general contractor with a strong Calgary presence is looking for an Operations Manager to lead its project delivery team. This is a leadership role for someone who has…
Added 2 hours ago
Manager, Advisor Excellence, Business Banking - Toronto
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Supports the Senior Manager by managing assigned projects related to the implementation of new tools, processes, enhancements, and activities to improve customer service, selling…

GM Financial Canada

Credit Manager

4370 Still Creek Dr, Ste 250, Burnaby, BC, V5C 0G5, Canada

Full-time

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

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Job details

Job type: Full-time
Posting language: English
Posted: Nov 10, 2026

Original job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Credit Manager - CDN Dealer Services, you will lead credit decisioning and team support by evaluating complex dealer credit requests, managing escalations, and making lending decisions within authorized limits and established policies. This role provides coaching and guidance to Credit Analysts, supports staffing and departmental operations, partners with dealers and senior leadership on credit matters, and contributes to process improvements, system enhancements, and competitive credit strategies.

Responsibilities:

Credit Analysis (50%)
- Analyze, evaluate and decision credit requests within authorized lending limits that are submitted by dealers while operating under the policies and procedures set out by the Company.
- Analyze, evaluate and decision credit requests within authorized lending limits that are referred by team members when they require over-rides for applications in excess of their lending limits or for policy and operating procedure exceptions.
- These duties will be performed while operating under the policies and procedures set out by the Company.
- Relay all items and conditions of approved or declined leases to the dealers using portals or telephone if appropriate, ensuring terms and conditions are clearly defined.
- Analyze and evaluate credit requests exceeding authorized lending limits and present the credit requests and recommendations to senior management for approval/decline.
- Respond to incoming complaints or credit decision escalation appeals (dealer/customers), ensuring they are handled in an efficient and satisfactory manner provided they fall within authorized lending parameters and referring others to Department Management.
Coaching and Training (30%)
- Primary referral point for subordinates requiring guidance and assistance in discussing and making a decision on complex deals.
- Provide system orientation training for newly hired analysts and act as an ongoing mentor/resource for team members.
- Monitor and record progress on new analysts and trainers as required.
- Provide daily coaching to the credit analyst team through review of concurrence requests.
Department Management (10%)
- Complete the departmental operating duty schedule on an alternating basis to ensure adequate language and limit coverage is in place at all times.
- Maintain the absentee and vacation records for team members.
- Coordinate team vacation and external training schedule to ensure adequate staffing during peak periods.
- Complete and deliver the required Employee Performance Appraisal reports on team member analysts after referral to department management, make recommendations regarding progress and ability to handle additional responsibilities, initiate performance corrective action etc. of subordinates after consultation with department management.
Miscellaneous (10%)
- Prepare credit analysis on specific dealers, markets or regions as required to ensure results are being optimized.
- Participate in special projects related to existing system enhancements or new system development.
- Periodically, as required attend dealer meetings in dealership or other locations to provide credit perspectives and /or receive dealer feedback on product and programs relative to credit area.
- Assist with search and hiring of new team members.
- Recommend and/or assist in the development of any new/revised policies/procedures and be alert of any new changes in the company or in the leasing industry as a whole.
- Keep abreast of leasing products and special programs in the company; make recommendations of how the company can be more competitive.

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles.
Knowledge and understanding of basic credit bureau reports.
Knowledge and understanding of detailed financial statement and ratio analysis.
Knowledge of standard office software.
Automotive lending and/or leasing experience would be considered a definite asset.
Written and oral English is a must, bilingual French is required.
Excellent report writing and communication skills (written and verbal).
Excellent Communication and interpersonal skills.
Successful Candidate must be able to work in a fast paced, high pressure environment.
The successful candidate must be detailed oriented, open to change, be able to work independently, be a team player, and organized.
Requires strong analytical and problem-solving skills with the ability to underwrite loans and mitigate risk.
Requires the ability to successfully negotiate business transactions with automotive dealers.

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Working Conditions

Counseling – Frequently Negotiating - frequently Taking directions or instructions - occasionally.
Talking to employees - frequently • Listening - frequently.
Talking to customers/clients -frequently.Sitting - Continuous.
Repetitious body motions – computer mouse/keyboard.
Maintaining one position (e.g. sitting at a computer)
Standing meetings occasionally.

Experience & Education

Secondary School
Bachelors degree in related field preferred
Minimum three years of previous credit analysis experience.

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $63,500-$113,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

More about this job

Responsibilities

Evaluate and decide dealer credit requests within authorized limits, handle escalations, and refer requests requiring higher approval to senior management. Lead and coach credit analysts, support staffing and departmental operations, and contribute to dealer relationships, process improvements, and competitive credit strategies.

Requirements

Requires at least three years of credit analysis experience, knowledge of lending principles, credit reports, and financial statement and ratio analysis, and strong communication, analytical, and negotiation skills. Secondary school education is required, while a related bachelor's degree is preferred; English is required and French is also required.

Skills

Credit Analysis
Credit Decisioning
Financial Statement Analysis
Ratio Analysis
Lending Principles
Credit Bureau Report Analysis
Loan Underwriting
Risk Mitigation
Dealer Negotiation
Team Leadership
Coaching And Training
Communication
Problem-Solving
Report Writing
AI Tool Evaluation
Responsible AI Use

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Matching
Paid Time Off
Personal Leave
Vacation Leave
Sick Leave
Paid Holidays
Hybrid Work Schedule
Quarterly Volunteer Opportunities
Performance-Based Incentive Plan

Visa sponsorship

Not detected in the job text

Keywords

Credit Analysis
Dealer Credit
Credit Decisioning
Lending Limits
Lending Policies
Credit Escalations
Credit Bureau Reports
Financial Statement Analysis
Ratio Analysis
Loan Underwriting
Risk Mitigation
Automotive Lending
Automotive Leasing
Dealer Services
Credit Analysts
Team Coaching
Dealer Negotiations
Credit Applications
Credit Strategies
System Enhancements
Process Improvement
Microsoft Copilot
Artificial Intelligence
Responsible AI
Data Protection
English
French

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Work requirements

Jobs in Canada