Jobs in Canada

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Added 2 hours ago
PG
Sr Manager, Treasury & Capital Markets
Peoples Group
Toronto, ON · Vancouver, BC
- Full-time
Experience within a Canadian bank, credit union, or regulated financial institution preferred.
Added 17 hours ago
Sr. Financial Analyst
Rogers Communications
Toronto, ON
Reporting to the Finance Manager, the Senior Financial Analyst will play a key role in supporting the Decision Support and Performance Management Wireless Finance team. This position is…
Added 20 hours ago
GF
Credit Risk Analyst
Grow Financial
Toronto, ON
- Full-time
Founding Credit Analyst · Toronto · Full-time
Added 1 day ago
Sr. Cyber Security Advisor
Rogers Communications
Brampton, ON · Calgary, AB
Previous hands-on experience as a Developer, Systems/Network Administrator, Cloud or DevSecOps Analysis, SOC Analyst, or Solution/Security Architect is strongly preferred.
Added 1 day ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Sr Commercial Credit Analyst Bilingual - CDN, you will support complex consumer and commercial credit decisions by analyzing applications, financial statements, collateral, and overall…
Added 1 day ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate…
Added 2 days ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial Canada
Toronto, ON
- Full-time
As Sr Commercial Credit Analyst Bilingual - CDN, you will support complex consumer and commercial credit decisions by analyzing applications, financial statements, collateral, and overall…
Added 2 days ago
GF
Sr Credit Analyst
GM Financial Canada
Toronto, ON
- Full-time
As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate…
Added 2 days ago
T
Sr. Business Systems Analyst (Credit Cards)
TD
Toronto, ON · Ottawa, ON
- Full-time
The Senior Business Systems Analyst will plan, manage, and lead system requirements from initial business need through design, development, testing, implementation, and validation.
Added 2 days ago
T
Sr. Business Systems Analyst (Credit Cards)
TD
Toronto, ON
- Full-time
The Senior Business Systems Analyst will plan, manage, and lead system requirements from initial business need through design, development, testing, implementation, and validation.
Added 3 days ago
Sr. Financial Analyst - P4
OSI Maritime Systems
Burnaby, BC
Treasury - Cash flow forecasts, maintaining the credit facility and associated modelling.
Added 6 days ago
T
Sr. Business Systems Analyst
TD
Toronto, ON
- Full-time
We are looking for a Senior Business Systems Analyst who can bridge business needs and technology solutions while bringing strong systems-analysis capability, technical curiosity, and…
Added 6 days ago
AG
Sr. Analyst, Growth & Innovation Operations
Altus Group
Toronto, ON
- Full-time
Reporting to the Director, Growth & Innovation Operations, we are hiring a Senior Analyst, Growth & Innovation Operations to strengthen commercial insights and help turn growth, innovation,…
Added 7 days ago
Sr. Financial Analyst - P4
OSI Maritime Systems
Burnaby, BC
Treasury - Cash flow forecasts, maintaining the credit facility and associated modelling.
Added 7 days ago
Sr Specialist, Strategic and Reputational Risk
CMHC - SCHL
Calgary, AB · Vancouver, BC · Halifax, NS · Ottawa, ON · Toronto, ON · Montreal, QC
…capital adequacy, asset-liability management, and counterparty credit risk. This will often require abstract thinking and creating innovative solutions, for example, analysis, templates,…
Added 7 days ago
M
Sr. Workforce Intelligence Analyst
McKesson
Mississauga, ON
- Full-time
As a Senior Workforce Intelligence Analyst, you will design and deliver visualization, reporting solutions, data products, and decision-ready insights across key workforce topics. You will…
Added 7 days ago
Credit Analyst
CCM Hockey
Montreal, QC
Ensure payments are made within credit terms.
Added 8 days ago
AG
Real Estate Valuation Consultant (Toronto)
Altus Group
Toronto, ON
- Full-time
Internal Valuations: Review market data and analyses completed by the Analyst & Sr. Analysts and apply judgement to determine application of USPAP guidelines in determining and confirming…
Added 8 days ago
IC
Part-Time Fraud Analyst
Interac Corp.
Toronto, ON · Interac Corp. Head Office
- Part-time
The vacant Part-Time Fraud Analyst role will report to the Leader, Fraud Operations. Fraud Analysts operate in a high-paced team environment, responsible for identifying and mitigating…
Added 8 days ago
Sr. Financial Analyst
Rogers Communications
Toronto, ON
Financial services, banking, or credit card experience strongly preferred.
Added 8 days ago
EG
Tax Analyst - SR&ED
EVAMAX GROUP | Maximize Innovation Funding | SR&ED & Grants
Oakville, ON
- Full-time
Must have: Skills, Experience & a positive attitude
Added 9 days ago
BP
Risk Rotational Analyst – Graduate
BNP Paribas
Montreal, QC
- Other
The RISK Rotational Graduate Analyst role is a permanent position that starts with approximately two (2) years journey in duration within the RISK Americas Junior Talent Program.
Added 9 days ago
H
Senior Account Manager
helloDarwin
Montreal, QC
- Full-time
Identify applicable grants and tax credits and coordinate application preparation with the analyst team
Added 13 days ago
ED
Sr. Analyst, Mid-Market Lending-Western Region - EN 817
Export Development Canada | Exportation et développement Canada
Calgary, AB
- $74,297 to $99,063 CAD / year
- Full-time
Position: Senior Analyst - Mid-Market Lending, Western Region
Added 13 days ago
ED
Sr. Analyst, Mid-Market Lending-Western Region - EN 817
Export Development Canada | Exportation et développement Canada
Vancouver, BC
- $74,297 to $99,063 CAD / year
- Full-time
Position: Senior Analyst - Mid-Market Lending, Western Region

GM Financial Canada

Sr Credit Analyst

2001 Sheppard Ave East, Suite 600, Toronto, ON, M2J 4Z8, Canada

Full-time

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

Applications open in a new tab.

Job details

Job type: Full-time
Experience: Minimum of 2 years automotive direct lending experience is required
Posting language: English
Posted: Nov 10, 2026

Original job description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate credit terms within established guidelines. This role combines underwriting expertise with dealer relationship management, negotiation, and responsive service to support profitable financing, maintain credit quality, ensure regulatory compliance, and strengthen partnerships across the dealer network.

Responsibilities:

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines
- Assessing credit worthiness of prospective customers and approving / recommending credit terms and limits appropriate to the customer’s requirements on Consumer & Commercial accounts
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Establish dealer relationships by building rapport through telephone contact
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious, and able to follow directions
- Perform due diligence in support of all credit applications
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines
- Excellent listening skills
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Promote and provide a high standard of service to dealers and other areas within the company/adhering to service standard guidelines
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates, and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles
Knowledge and understanding of basic credit bureau reports
Knowledge and understanding of detailed financial statement and ratio analysis
Knowledge of standard office software
Automotive lending and/or leasing experience would be considered a definite asset
Effective written and verbal communications
Excellent report writing and communication skills (written and verbal)
Excellent Communication and interpersonal skills
Successful Candidate must be able to work in a fast paced, high-pressure environment
The successful candidate must be detailed oriented, open to change, be able to work independently, be a team player, and organized.
Requires strong analytical and problem-solving skills with the ability to underwrite loans and mitigate risk.
Requires the ability to successfully negotiate business transactions with automotive dealers

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts.

Experience & Education

Minimum of 2 years automotive direct lending experience is required
Minimum education of a College or University business diploma or equivalent experience

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday, Wednesday, Thursday).

This posting is for a vacancy.

The base range for this role is: $61,000-$109,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on fa-exvu-saasfaprod1.fa.ocs.oraclecloud.com About employer

More about this job

Responsibilities

Analyze consumer and commercial credit applications, assess creditworthiness and risk, and approve or recommend appropriate credit terms while following lending policies and regulatory requirements. Build dealer relationships through negotiation and responsive service, support application processing, and contribute to operational improvements.

Requirements

Requires at least two years of automotive direct lending experience and a college or university business diploma, or equivalent experience. Candidates should have lending and credit analysis knowledge, strong communication and negotiation skills, and the ability to work independently and collaboratively in a fast-paced environment.

Skills

Credit Underwriting
Credit Risk Assessment
Financial Statement Analysis
Ratio Analysis
Credit Bureau Report Analysis
Consumer Lending
Commercial Lending
Automotive Lending
Loan Negotiation
Anti-Money Laundering Compliance
Customer Service
Analytical Skills
Problem-Solving
Written and Verbal Communication
AI Tool Evaluation

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Matching
Paid Time Off
Paid Holidays
Hybrid Work Schedule
Performance-Based Incentive Plan

Visa sponsorship

Not detected in the job text

Keywords

Credit Underwriting
Consumer Lending
Commercial Lending
Automotive Lending
Credit Risk
Credit Applications
Credit Bureau Reports
Financial Statement Analysis
Ratio Analysis
Creditworthiness
Loan Terms
Credit Limits
Dealer Relationships
Business Development
Loan Negotiation
Anti-Money Laundering
Regulatory Compliance
Customer Service
Credit Policies
Operational Risk Management
Microsoft Copilot
Artificial Intelligence
Responsible AI
Data Protection
Automotive Finance
Vehicle Residual Values

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Work requirements

Jobs in Canada