Jobs in Canada

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Added 32 mins ago
GL
Senior Financial Analyst, Commercial
Glass Lewis & Co
Toronto, ON
- $95,000 to $110,000 CAD / year
We are seeking a highly analytical and business-oriented Senior Commercial Financial Analyst to support strategic decision-making across our Go-To-Market (GTM) organization. This role will…
Added 6 hours ago
Solution Delivery Manager
Rogers Communications
Toronto, ON · Brampton, ON · Calgary, AB
We are seeking a Solution Delivery Manager reporting to the Senior Manager, Residential Solution Delivery. In this role as Solution Delivery Manager, you will provide end-to-end leadership…
Added 6 hours ago
Sr. Cyber Security Advisor
Rogers Communications
Brampton, ON · Calgary, AB
We are looking for (two) experienced Senior Cyber Security Risk Advisors to help identify, assess, and manage cybersecurity risks across applications, infrastructure, networks, cloud, SaaS,…
Added 7 hours ago
AW
Senior Business Analyst
Agilus Work Solutions
Toronto, ON
- $110 to $115 CAD / hour
- Contract
🚨 We're Hiring: Senior Business Analyst – DocuSign Platform
Added 8 hours ago
Pricing & Monetization Associate
MongoDB
Toronto, ON
This role is a hybrid / in-office role, with approximately three days per week in our New York City Office
Added 9 hours ago
M
Operation Model and Service Transition Analyst, Contact Centre
Miratech
Kitchener, ON · Toronto
- Full-time
Working Model: This is a hybrid role requiring 2 days per week in a downtown Toronto office
Added 10 hours ago
GF
Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers…
Added 10 hours ago
Data and Business Analyst
CMP Group Ltd.
Delta, BC
We are seeking a Data and Business Analyst to join the team in our Delta, BC location.
Added 10 hours ago
GF
Commercial Credit Analyst
GM Financial
Toronto, ON
- Full-time
The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers…
Added 10 hours ago
GF
Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Credit Analyst Bilingual - CDN Dealer Services, you will s upport sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing credit…
Added 10 hours ago
GC
Data Analyst - EA Sports FC
Game Companies
Vancouver, BC
- Full-time
The FC Data & Analytics team is seeking a Data Analyst to join our team based in Vancouver. Reporting to a Senior Manager, you will collaborate closely with production, product management,…
Added 10 hours ago
GP
Systems Analyst (D365 F&O, CRM & WMS)
Global Pharma Tek
ON · Ontario, Canada
- Contract
Senior-level systems analysis and solution design capability: someone who can take business requirements and independently translate them into detailed system designs, integration flows,…
Added 11 hours ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Sr Commercial Credit Analyst Bilingual - CDN, you will support complex consumer and commercial credit decisions by analyzing applications, financial statements, collateral, and overall…
Added 11 hours ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate…
Added 11 hours ago
GF
Credit Manager
GM Financial
Burnaby, BC
- Full-time
…staffing and departmental operations, partners with dealers and senior leadership on credit matters, and contributes to process improvements, system enhancements, and competitive credit…
Added 11 hours ago
W
Senior Analyst - Aviation
WTW
Montreal, QC
- Full-time
As a Senior Analyst – Global Aviation & Space, you will support all aspects of placement and ongoing service for assigned WTW Aviation clients, including complex and large multinational…
Added 12 hours ago
GF
Credit Manager
GM Financial
Toronto, ON
- Full-time
…departmental operations, and collaborates with dealers and senior leadership to optimize credit performance, strengthen processes, and support competitive financing…
Added 12 hours ago
UO
Corporate Training Program Delivery Analyst, UCalgary Continuing Education
University of Calgary
Calgary, AB
- Full-time
UCalgary Continuing Education is currently seeking a Full-time Limited Term Corporate Training Program Delivery Analyst for approximately 1 year.
Added 13 hours ago
SC
Analyste d'Affaires Finance (Senior)
SII Canada
Montreal, QC
- Full-time
Experience as a Business Analyst within a financial institution.
Added 14 hours ago
Senior Analyst, Lending Business Technology
BMO
Toronto, ON · YNG
The Senior Analyst, Lending Business Technology & Support Enablement is responsible for supporting the successful testing, implementation and ongoing use of Commercial Lending technology…
Added 14 hours ago
TU
Programmer Analyst II
The University of British Columbia
Vancouver, BC
- $8,554.25 to $13,340.92 CAD / month
- Full-time
Reports to the Senior Manager, Solutions Security and Architecture. Works independently and jointly within the Solutions Security and Architecture team to deliver software projects and…
Added 14 hours ago
IG
Financial Analyst
Insight Global
Toronto, ON
- $35 to $42 CAD / hour
- Contract
We are seeking a highly skilled and motivated Finance Analyst to join our dynamic team. This role is pivotal in providing financial insights and support for our Finance business segments.…
Added 14 hours ago
K
Technical Analyst
Kyndryl
Regina, SK · Victoria, BC
- Full-time
The Technical Analyst works under the direction of a Manager in the area of service and project delivery to enhance and maintain the customer’s desktop infrastructure, affecting services…
Added 14 hours ago
H
Senior Financial Analyst
Haystack
Canada
- $81,600 to $105,600 CAD / year
- Full-time
This employer is seeking a Senior Financial Analyst to partner with the engineering and R&D organization on financial planning, reporting, and cost optimization initiatives. The role…
Added 14 hours ago
SA
Sales Operations Lead
Software Analyst Cyber Research
Toronto, ON
- Full-time
SACR (Software Analyst Cyber Research) is hiring a Sales Operations Lead to support client renewals, develop sales opportunities, and coordinate the day-to-day operations that keep our…

GM Financial

Commercial Credit Analyst

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 10, 2026
Posting language: English
Posted: Nov 10, 2026

Original job description

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role:

The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers (Consumer & Commercial). The analyst will have daily contact with other departments within the corporation, as well as automotive dealers and other finance sources.

Responsibilities

Underwriting (30%):
- Analyze consumer and commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority
- Analyze financial statements, GMF exposure, collateral usage, debt service, as applicable to the size and complexity of the commercial transaction
- Make appropriate recommendations for Lines of Credit and advocate the benefits of same for dealers and commercial clients
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Establish dealer relationships by building rapport through telephone contact
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious, and able to follow directions
- Perform due diligence in support of all credit applications
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines
- Excellent listening skills
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Promote and provide a high standard of service to dealers and other areas within the company/adhering to service standard guidelines
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates, and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles
Knowledge and understanding of basic credit bureau reports
Knowledge and understanding of financial statement and ratio analysis
Knowledge of standard office software
Automotive lending and/or leasing experience would be considered a definite asset
Effective written and verbal communications.
Excellent report writing and communication skills (written and verbal)
Excellent Communication and interpersonal skills
Successful Candidate must be able to work in a fast paced, high-pressure environment

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on LinkedIn About employer

More about this job

Responsibilities

Analyze consumer and commercial credit applications, financial statements, collateral, and debt service to assess risk and approve or deny credit within established authority. Build dealer relationships, negotiate loan terms, provide customer service, ensure compliance, and contribute to operational improvements.

Requirements

Candidates should have knowledge of lending principles, credit bureau reports, financial statements and ratio analysis, and standard office software, along with strong communication and interpersonal skills. One year of lending experience is preferred, and a college or university business diploma or equivalent experience is the minimum education requirement; automotive lending or leasing experience is an asset.

Skills

Credit Risk Analysis
Consumer and Commercial Underwriting
Financial Statement Analysis
Ratio Analysis
Credit Bureau Report Analysis
Lending Principles
Credit Decision-Making
Loan Negotiation
Dealer Relationship Building
Customer Service
Due Diligence
Anti-Money Laundering Compliance
Written and Verbal Communication
Microsoft Copilot
AI Output Evaluation
Responsible AI Use

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Matching
Paid Time Off
Paid Holidays
Hybrid Work Schedule
Performance-Based Incentive Plan

Visa sponsorship

Not detected in the job text

Keywords

Commercial Credit Analysis
Consumer Credit
Commercial Lending
Credit Underwriting
Credit Risk
Credit Applications
Financial Statements
Ratio Analysis
Credit Bureau Reports
Debt Service
Collateral
Lines of Credit
Automotive Lending
Automotive Leasing
Dealer Relationships
Loan Negotiation
Due Diligence
Anti-Money Laundering
Credit Authority
Operational Risk Management
Customer Service
Microsoft Copilot
Artificial Intelligence
AI-Assisted Research
AI Output Evaluation
Data Protection

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Jobs in Canada