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Added 43 mins ago
GF
Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers…
Added 58 mins ago
GF
Credit Analyst
GM Financial
Burnaby, BC
- Full-time
As a Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within…
Added 1 hour ago
GF
Commercial Credit Analyst
GM Financial
Toronto, ON
- Full-time
The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers…
Added 1 hour ago
GF
Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Credit Analyst Bilingual - CDN Dealer Services, you will s upport sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing credit…
Added 1 hour ago
GF
Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within…
Added 1 hour ago
GF
Commercial Credit Manager
GM Financial
Toronto, ON
- Full-time
…applications, financial statements, collateral, and credit risk to make sound lending decisions within established authority and policies. This role provides guidance and coaching to Credit…
Added 1 hour ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Sr Commercial Credit Analyst Bilingual - CDN, you will support complex consumer and commercial credit decisions by analyzing applications, financial statements, collateral, and overall…
Added 1 hour ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate…
Added 1 hour ago
GF
Credit Manager
GM Financial
Burnaby, BC
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests.
Added 1 hour ago
T
Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada (5327)
TD
Toronto, ON · Markham, ON
- Full-time
The Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada supports the preparation, development and delivery of FCRM Canada…
Added 2 hours ago
W
Senior Analyst - Aviation
WTW
Montreal, QC
- Full-time
As a Senior Analyst – Global Aviation & Space, you will support all aspects of placement and ongoing service for assigned WTW Aviation clients, including complex and large multinational…
Added 2 hours ago
GF
Credit Manager
GM Financial
Toronto, ON
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests.
Added 3 hours ago
GO
Access Analyst
Government of Manitoba
Winnipeg, MB
- Full-time
Added 3 hours ago
RG
Corporate Controller
Rohit Group
Edmonton, AB
- Full-time
Lead the Financial Reporting Manager, Accounts Payable Manager and Payroll Analyst, and absorb the Tax Compliance function by Q2 2027. The Payroll function will transition under the…
Added 3 hours ago
S-
Senior Analyst GWO Business Risk Management, Toronto
Scotiabank - Global Banking and Markets
Toronto, ON
- Full-time
Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions. Actively pursues effective and efficient operations of his/her…
Added 3 hours ago
1P
Information Technology Security Analyst
10 Percent Recruiting Ltd.
AB · Edmonton, AB
- Full-time
Our downtown Edmonton client is seeking a permanent IT Security Analyst to join their team. You will be responsible for participation of the design, implementation, management, and…
Added 4 hours ago
W
Senior Analyst - Aviation
WTW
Toronto, ON
- Full-time
As a Senior Analyst – Global Aviation & Space, you will support all aspects of placement and ongoing servicing for assigned WTW Aviation clients, including complex and large multinational…
Added 4 hours ago
HS
Senior Financial Analyst
Helix Safety Essentials
Laval, QC
- Full-time
Role Description The Senior Financial Analyst is a full-time, on-site role based in Laval, QC. This position is responsible for preparing, analyzing, and interpreting financial reports and…
Added 4 hours ago
FN
Assistant Vice President, Sales - Commercial Financing
First National Financial LP
Vancouver, BC
- Full-time
Must have minimum of 5 years of experience working on CMHC underwriting, CMHC applications/submissions, and CMHC funding/post-approval requests
Added 4 hours ago
A
Intermediate C&P Analyst
Airswift
Calgary, AB
- Contract
Airswift is seeking a Contracts & Procurement Analyst to work with one of our O&G clients in Calgary, AB on a 1-year contract role.
Added 4 hours ago
L
Cybersecurity Operations Manager
Longo's
Vaughan, ON
- Full-time
Prioritize operational activities, remediation efforts, and team capacity based on risk, business impact, service requirements, and available resources.
Added 4 hours ago
Security Analyst
Westerkirk
Calgary, AB
Reporting to the Cloud & Security Architect, the Security Analyst supports the implementation, operation, monitoring, and continuous improvement of cybersecurity controls and practices…
Added 4 hours ago
C
Analyst, Large Cash Transaction Reporting (LCTR)
CIBC
Toronto, ON
- Full-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 4 hours ago
Senior Analyst, Lending Business Technology
BMO
Toronto, ON · YNG
The Senior Analyst, Lending Business Technology & Support Enablement is responsible for supporting the successful testing, implementation and ongoing use of Commercial Lending technology…
Added 4 hours ago
B
Data Analyst, Winter 2027 (Co-o/Internship) - 8 months
BMO
Toronto, ON · YNG
- Full-time
Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite,…

GM Financial

Credit Analyst

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

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Job details

Job type: Full-time
Apply by: Dec 10, 2026
Posting language: English
Posted: Nov 10, 2026

Original job description

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within established policies and guidelines. This role combines underwriting, dealer communication, negotiation, and customer service to support financing decisions, ensure compliance, maintain strong dealer relationships, and contribute to efficient credit processes and service excellence.

Responsibilities

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Analyze and evaluate.
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines.
- Conduct reference investigations, document requirements and prepare credit recommendations.
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Communicate with dealers and internal departments regarding accounts pending credit approval.
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious and able to follow directions.
- Perform due diligence in support of all credit applications
- Clarify inquiries regarding policies and procedures to peers and clients.
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines.
- Excellent listening skills.
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Clarify inquiries regarding policies and procedures to peers and clients.
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team.
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Proficient in Microsoft Excel, Access, PowerPoint, Data Mining tools such as SAS, SQL, Cognos, or other programing skills.
Knowledge of Automotive Industry, Finance, statistics, and/or consumer credit.
Strong analytical and computer skills.
Demonstrate the ability to apply statistical measurements quickly and accurately.
Effective written and verbal communications.
Detailed oriented and able to manage multiple tasks under tight timelines.
Adaptive and flexible to work under minimum supervision.

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

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More about this job

Responsibilities

Analyze consumer and commercial credit applications, assess risk, conduct due diligence, and prepare recommendations in accordance with credit policies and compliance requirements. Communicate and negotiate with dealers, support customers and internal teams, and contribute to efficient credit processes and strong business relationships.

Requirements

A business diploma from a college or university, or equivalent experience, is required; one year of lending experience is preferred. Candidates should have strong analytical, computer, communication, and organizational skills, knowledge of finance or consumer credit, and the ability to work flexibly with minimal supervision.

Skills

Credit Analysis
Credit Underwriting
Risk Assessment
Financial Statement Analysis
Credit Decision-Making
Loan Negotiation
Dealer Relations
Customer Service
Anti-Money Laundering Compliance
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
SAS
SQL
Cognos
AI Tool Evaluation

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Matching
Paid Time Off
Paid Holidays
Hybrid Work Schedule
Volunteer Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Consumer Credit
Commercial Credit
Automotive Finance
Credit Applications
Credit Reporting
Credit Underwriting
Risk Management
Financial Statements
Credit Policies
Anti-Money Laundering
Dealer Services
Loan Decisions
Due Diligence
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
SAS
SQL
Cognos
Data Mining
Statistical Analysis
Artificial Intelligence
Microsoft Copilot
Data Protection
Customer Service
Dealer Relationships

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Work requirements

Jobs in Canada