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Added 7 mins ago
SM
GOAPRDJP000001055 – Application Analyst – Intermediate
S M Software Solutions Inc
AB · Edmonton, AB
- Internship
Onsite Requirement: Three days per week, with availability for onsite meetings when required
Added 21 mins ago
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Operation Model and Service Transition Analyst, Contact Centre
Miratech
Kitchener, ON · Toronto
- Full-time
Working Model: This is a hybrid role requiring 2 days per week in a downtown Toronto office
Added 36 mins ago
GF
Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers…
Added 51 mins ago
GF
Credit Analyst
GM Financial
Burnaby, BC
- Full-time
As a Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within…
Added 1 hour ago
LS
Board Certified Behaviour Analyst-BCBA
Langley School District #35
Langley (District), BC · City of Langley, BC
- Full-time
current Board Certified Behaviour Analyst certification.
Added 1 hour ago
GF
Commercial Credit Analyst
GM Financial
Toronto, ON
- Full-time
The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers…
Added 1 hour ago
GF
Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Credit Analyst Bilingual - CDN Dealer Services, you will s upport sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing credit…
Added 1 hour ago
GF
Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within…
Added 1 hour ago
GC
Gaming Threat Intelligence Analyst
Game Companies
Montreal, QC
- Full-time
We're seeking a Gaming Threat Intelligence Analyst to identify, investigate, and disrupt the people who cheat, defraud, or abuse Epic's games and players. You'll track cheat developers,…
Added 1 hour ago
IG
Automation Test Analyst
Insight Global
Waterloo, ON
- $40 to $45 CAD / hour
- Contract
…within a leading organization in the insurance industry. The program is a multi-year transformation focused on modernizing a legacy Group Benefits platform from VB6 to a modern,…
Added 1 hour ago
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ERP Business System Analyst
TEKsystems
Brampton, ON
- $60 to $65 CAD / hour
- Full-time
…to define business requirements, review initial process and program designs; and support system implementations and upgrades including integration and report…
Added 1 hour ago
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Senior Analyst/Associate, Institutional Sales
Clarity (formerly Hiive)
Vancouver, BC
- Full-time
As a Senior Analyst/Associate, Institutional Sales at Clarity, you will drive the growth of our institutional client base, owning the full relationship from initial introduction through…
Added 1 hour ago
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Security Analyst - Pentest (5+ years of experience)
GoSecure
Montreal, QC
- Full-time
Peer recognition program and other awards granted throughout the years
Added 1 hour ago
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Security Analyst - Pentest (2+ years of experience)
GoSecure
Montreal, QC
- Full-time
Peer recognition program and other awards granted throughout the years
Added 1 hour ago
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Laboratory Analyst
Paracel Laboratories Ltd.
Hamilton, ON
- Full-time
Paracel Laboratories is looking for a Laboratory Analyst to join our team at our Hamilton lab. Under the direct supervision of the Department Supervisor, the Junior Analyst performs…
Added 1 hour ago
IH
Access Team Analyst
Interior Health Authority
Kelowna, BC
- Full-time
Interior Health is looking for a Access Team Analyst to join the team on a full time term basis from our Kelowna location.
Added 1 hour ago
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Menu Planning Specialist
Factor_
Toronto, ON
- Full-time
We're looking for a Menu Planning Analyst to own Factor's weekly menu plan and the performance feedback loop behind it.
Added 1 hour ago
GF
Commercial Credit Manager
GM Financial
Toronto, ON
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests and other observations, such as fraudulent applications, etc.
Added 1 hour ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Sr Commercial Credit Analyst Bilingual - CDN, you will support complex consumer and commercial credit decisions by analyzing applications, financial statements, collateral, and overall…
Added 1 hour ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate…
Added 1 hour ago
GF
Credit Manager
GM Financial
Burnaby, BC
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests.
Added 1 hour ago
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Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada (5327)
TD
Toronto, ON · Markham, ON
- Full-time
The Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada supports the preparation, development and delivery of FCRM Canada…
Added 2 hours ago
IA
LSA Analyst
IMP Aerospace & Defence
Halifax, NS
- Full-time
Education: Engineer/Technologist/Technician or be a graduate of recognized aircraft maintenance (M, S or E) program or apprenticeship program or acceptable related technical experience.
Added 2 hours ago
AS
Retail QA Analyst
Apex Systems
Montreal, QC
- $75 to $100 CAD / hour
- Full-time
We are seeking an experienced QA Analyst to help ensure the quality and reliability of Retail technology solutions. This role will execute comprehensive testing across internally developed…
Added 2 hours ago
GF
Credit Manager
GM Financial
Toronto, ON
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests.

GM Financial

Credit Analyst

Burnaby, BC, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Dec 10, 2026
Posting language: English
Posted: Nov 10, 2026

Original job description

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As a Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within established policies and guidelines. This role combines underwriting, dealer communication, negotiation, and customer service to support financing decisions, ensure compliance, maintain strong dealer relationships, and contribute to efficient credit processes and service excellence.

Responsibilities

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Analyze and evaluate.
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines.
- Conduct reference investigations, document requirements and prepare credit recommendations.
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Communicate with dealers and internal departments regarding accounts pending credit approval.
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious and able to follow directions.
- Perform due diligence in support of all credit applications
- Clarify inquiries regarding policies and procedures to peers and clients.
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines.
- Excellent listening skills.
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Clarify inquiries regarding policies and procedures to peers and clients.
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team.
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Proficient in Microsoft Excel, Access, PowerPoint, Data Mining tools such as SAS, SQL, Cognos, or other programing skills.
Knowledge of Automotive Industry, Finance, statistics, and/or consumer credit.
Strong analytical and computer skills.
Demonstrate the ability to apply statistical measurements quickly and accurately.
Effective written and verbal communications.
Detailed oriented and able to manage multiple tasks under tight timelines.
Adaptive and flexible to work under minimum supervision.

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

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More about this job

Responsibilities

Analyze consumer and commercial credit applications, assess risk, conduct due diligence, and make or recommend credit decisions in accordance with company policies and compliance requirements. Communicate and negotiate with dealers, support customers and internal teams, and contribute to efficient credit processes and service improvements.

Requirements

A business diploma from a college or university, or equivalent experience, is required; one year of lending experience is preferred. Candidates should have strong analytical, computer, communication, and organizational skills, knowledge of finance or consumer credit, and the ability to use and evaluate AI tools responsibly.

Skills

Credit Analysis
Credit Underwriting
Risk Assessment
Financial Statement Analysis
Credit Decision-Making
Loan Negotiation
Customer Service
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
SAS
SQL
Cognos
Data Mining
AI Tool Evaluation

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Matching
Paid Time Off
Paid Holidays
Hybrid Work Schedule
Performance-Based Incentive Plan

Visa sponsorship

Not detected in the job text

Keywords

Consumer Credit
Commercial Credit
Credit Underwriting
Credit Risk Assessment
Credit Applications
Credit Reporting Agencies
Financial Statement Analysis
Lending
Loan Decisions
Dealer Services
Automotive Finance
Anti-Money Laundering
Credit Policies
Due Diligence
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
SAS
SQL
Cognos
Data Mining
Statistical Analysis
Artificial Intelligence
Microsoft Copilot
Responsible AI
Data Protection
Customer Service
Dealer Relationships
Operational Risk Management
Vehicle Residual Values

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Work requirements

Jobs in Canada