Jobs in Canada

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Added 44 mins ago
M
Operation Model and Service Transition Analyst, Contact Centre
Miratech
Kitchener, ON
- Full-time
Working Model: This is a hybrid role requiring 2 days per week in a downtown Toronto office
Added 44 mins ago
SL
Student, Private Fixed Income Operations Specialist, SLC Management (Winter 2027)
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- Full-time
The Analyst, Private Fixed Income Operations (Initiatives), is part of a team that is responsible for understanding and supporting the Global Private Fixed Income Portfolio from a Project…
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MC
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Added 2 hours ago
M
Operation Model and Service Transition Analyst, Contact Centre
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Kitchener, ON · Toronto
- Full-time
Working Model: This is a hybrid role requiring 2 days per week in a downtown Toronto office
Added 2 hours ago
GF
Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers…
Added 2 hours ago
GF
Credit Analyst
GM Financial
Burnaby, BC
- Full-time
As a Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within…
Added 2 hours ago
GF
Commercial Credit Analyst
GM Financial
Toronto, ON
- Full-time
The Commercial Credit Analyst will be responsible for researching, analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers…
Added 2 hours ago
GF
Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Credit Analyst Bilingual - CDN Dealer Services, you will s upport sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing credit…
Added 2 hours ago
GC
Data Analyst - EA Sports FC
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Vancouver, BC
- Full-time
Pay is just one part of the overall compensation at EA. For Canada, we offer a package of benefits including vacation (3 weeks per year to start), 10 days per year of sick time, paid top-up…
Added 3 hours ago
GF
Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing recommendations within…
Added 3 hours ago
HT
Master Data Mgmt Analyst
Husky Technologies
Bolton, ON
- Full-time
…records. We offer a great work environment and competitive total compensation package, including above market retirement savings plan and market competitive group…
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ERP Business System Analyst
TEKsystems
Brampton, ON
- $60 to $65 CAD / hour
- Full-time
They offers competitive compensation and benefits to its employees at all of its locations. As a member of the team, you and your eligible dependents can enroll in a benefits plan that…
Added 3 hours ago
PL
Laboratory Analyst
Paracel Laboratories Ltd.
Hamilton, ON
- Full-time
This position offers an hourly pay range of $19.00 to $21.00. The compensation package includes full health and dental benefits, an Employee Family Assistance Program, a Group RRSP plan,…
Added 3 hours ago
GF
Commercial Credit Manager
GM Financial
Toronto, ON
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests and other observations, such as fraudulent applications, etc.
Added 3 hours ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Sr Commercial Credit Analyst Bilingual - CDN, you will support complex consumer and commercial credit decisions by analyzing applications, financial statements, collateral, and overall…
Added 3 hours ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate…
Added 3 hours ago
GF
Credit Manager
GM Financial
Burnaby, BC
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests.
Added 3 hours ago
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Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada (5327)
TD
Toronto, ON · Markham, ON
- Full-time
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at…
Added 3 hours ago
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Senior Finance Analyst
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Toronto, ON
- Full-time
…goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off,…
Added 4 hours ago
GF
Credit Manager
GM Financial
Toronto, ON
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests.
Added 4 hours ago
PL
Laboratory Analyst
Paracel Laboratories
Hamilton, ON
- Full-time
This position offers an hourly pay range of $19.00 to $21.00. The compensation package includes full health and dental benefits, an Employee Family Assistance Program, a Group RRSP plan,…
Added 4 hours ago
HT
Senior Financial Analyst - Corporate Accounting
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Bolton, ON
- Full-time
…records. We offer a great work environment and competitive total compensation package, including above market retirement savings plan and market competitive group…
Added 5 hours ago
G
Supply Chain Analyst
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AB · Edmonton, AB
- Full-time
The Supply Chain Analyst helps the planning team carry out the supply plan day to day. You create purchase orders, follow up with suppliers on dates and PO status, and check supplier…
Added 5 hours ago
T
Senior Business Intelligence Analyst
TD
Montreal, QC
- Full-time
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at…

GM Financial

Credit Analyst Bilingual

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 10, 2026
Posting language: English
Posted: Nov 10, 2026

Original job description

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Credit Analyst Bilingual - CDN Dealer Services, you will s upport sound consumer and commercial credit decisions by analyzing applications, assessing risk, and preparing credit recommendations within established policies and guidelines. This bilingual role combines underwriting with dealer communication, negotiation, and customer service to support financing decisions, ensure compliance, maintain positive dealer relationships, and contribute to efficient credit processes.

Responsibilities

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Analyze and evaluate.
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines.
- Conduct reference investigations, document requirements and prepare credit recommendations.
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Communicate with dealers and internal departments regarding accounts pending credit approval.
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious and able to follow directions.
- Perform due diligence in support of all credit applications
- Clarify inquiries regarding policies and procedures to peers and clients.
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines.
- Excellent listening skills.
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Clarify inquiries regarding policies and procedures to peers and clients.
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team.
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles.
Knowledge and understanding of basic credit bureau reports.
Knowledge and understanding of detailed financial statement and ratio analysis.
Knowledge of standard office software.
Automotive lending and/or leasing experience would be considered a definite asset.
Written and oral English is a must, bilingual French is required.
Excellent report writing and communication skills (written and verbal).
Excellent Communication and interpersonal skills.
Successful Candidate must be able to work in a fast paced, high pressure environment.
The successful candidate must be detailed oriented, open to change, be able to work independently, be a team player, and organized.
Requires strong analytical and problem-solving skills with the ability to underwrite loans and mitigate risk.
Requires the ability to successfully negotiate business transactions with automotive dealers.

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts.

Experience & Education

1 year of lending experience preferred
Minimum education of a College or University business diploma or equivalent experience

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance:  Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $52,000-$93,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

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More about this job

Responsibilities

Analyze consumer and commercial credit applications, assess risk, conduct due diligence, and prepare recommendations in accordance with lending policies and compliance requirements. Communicate with dealers and internal teams, negotiate loan terms within approval guidelines, and provide customer service while supporting efficient credit processes.

Requirements

Requires English communication skills and bilingual French, knowledge of lending principles, credit reports, and financial statement and ratio analysis, plus strong analytical, communication, and negotiation abilities. A business diploma or equivalent experience is required, and one year of lending experience is preferred; automotive lending or leasing experience is an asset.

Skills

Credit Underwriting
Credit Risk Assessment
Financial Statement Analysis
Ratio Analysis
Credit Report Analysis
Loan Negotiation
Customer Service
Anti-Money Laundering Compliance
Credit Recommendations
Due Diligence
Communication
Analytical Skills
Problem-Solving
Microsoft Copilot
Responsible AI Use

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Matching
Paid Time Off
Paid Holidays
Hybrid Work Schedule
Volunteer Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Consumer Credit
Commercial Credit
Automotive Lending
Automotive Leasing
Credit Underwriting
Credit Applications
Credit Bureau Reports
Financial Statements
Ratio Analysis
Risk Assessment
Credit Recommendations
Loan Negotiation
Dealer Services
Anti-Money Laundering
Due Diligence
Credit Policies
Operational Risk Management
Customer Service
Microsoft Copilot
Artificial Intelligence
Responsible AI
Data Protection
English
French

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Work requirements

Jobs in Canada