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Added 11 mins ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
As Sr Commercial Credit Analyst Bilingual - CDN, you will support complex consumer and commercial credit decisions by analyzing applications, financial statements, collateral, and overall…
Added 11 mins ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate…
Added 11 mins ago
GF
Credit Manager
GM Financial
Burnaby, BC
- Full-time
Analyze and evaluate credit requests exceeding authorized lending limits and present the credit requests and recommendations to senior management for approval/decline.
Added 11 mins ago
T
Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada (5327)
TD
Toronto, ON · Markham, ON
- Full-time
The Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada supports the preparation, development and delivery of FCRM Canada…
Added 11 mins ago
T
Senior Finance Analyst
TD
Toronto, ON
- Full-time
Specifically, the Senior Financial Analyst will be responsible for:
Added 26 mins ago
IA
LSA Analyst
IMP Aerospace & Defence
Halifax, NS
- Full-time
…Analyzer (or similar LORA, LCC, spares modelling) is considered an…
Added 26 mins ago
W
Senior Analyst - Aviation
WTW
Montreal, QC
- Full-time
As a Senior Analyst – Global Aviation & Space, you will support all aspects of placement and ongoing service for assigned WTW Aviation clients, including complex and large multinational…
Added 56 mins ago
GF
Credit Manager
GM Financial
Toronto, ON
- Full-time
Analyze and evaluate credit requests exceeding authorized lending limits and present the credit requests and recommendations to senior management for approval/decline.
Added 56 mins ago
BB
Digital Product Owner
Bed Bath & Beyond
Montreal, QC
- Full-time
At least 3-5 years of experience as a Product Owner, Business Analyst or similar role on a digital or ecommerce product
Added 1 hour ago
PL
Laboratory Analyst
Paracel Laboratories
Hamilton, ON
- Full-time
Paracel Laboratories is looking for a Laboratory Analyst to join our team at our Hamilton lab. Under the direct supervision of the Department Supervisor, the Junior Analyst performs…
Added 1 hour ago
MO
Financial Analyst
Municipality of Chatham-Kent
Chatham-Kent, ON · Chatham, ON
- Full-time
Role Description The Financial Analyst role is a full-time hybrid position based in Chatham, ON, with a combination of onsite work and some work-from-home flexibility. The Financial Analyst…
Added 1 hour ago
C
Manufacturing Business Analyst (Cabico Coaticook)
Cabico&co
Coaticook, QC
- Full-time
Experience implementing integrated management systems, such as Microsoft Business Central, Ève, Salesforce and Ortems (an asset).
Added 1 hour ago
HT
Senior Financial Analyst - Corporate Accounting
Husky Technologies
Bolton, ON
- Full-time
…working with our global Husky Finance teams, the Senior Financial Analyst plays a critical role in the timely and accurate preparation of our consolidated financial statements. This role…
Added 1 hour ago
RG
Corporate Controller
Rohit Group
Edmonton, AB
- Full-time
…investment organization with more than $1.3 billion in assets under management and annual revenue above $500 million. We deliver homes, serviced lots, rental communities, commercial assets…
Added 1 hour ago
Analytics Analyst
PCL Construction
Edmonton, AB
As a Analytics Analyst for PCL Industrial Management Inc. in Edmonton, Alberta (Ind Mgmt), you'll have the opportunity to work within a team or individually to write, review, and debug code…
Added 1 hour ago
YU
Data Analyst
York University
Toronto, ON
- Full-time
…services, and other types of data as made available. The Data Analyst prepares detailed analytics, trend analyses, reports and dashboards for the School's management team. The incumbent…
Added 1 hour ago
G
Supply Chain Analyst
GoodMorning
AB · Edmonton, AB
- Full-time
A Supply Chain Management Professional (SCMP) designation is an asset
Added 1 hour ago
UO
Corporate Training Program Delivery Analyst, UCalgary Continuing Education
University of Calgary
Calgary, AB
- Full-time
UCalgary Continuing Education is currently seeking a Full-time Limited Term Corporate Training Program Delivery Analyst for approximately 1 year.
Added 1 hour ago
TR
Endpoint Management Analyst
Teck Resources Limited
Vancouver, BC · Greater Vancouver, BC
- $95,000 to $118,000 CAD / year
- Full-time
Reporting to the Lead, Endpoint Management, he Endpoint Management Analyst is responsible for the administration, configuration, and optimization of enterprise endpoints and related…
Added 1 hour ago
KM
Investor Relations & Business Development Analyst
K92 Mining Inc.
Vancouver, BC
- Full-time
Familiarity with website content management, social media and marketing analytics is an asset
Added 1 hour ago
L
BES Continuous Improvement Jr. Analyst
Ledcor
Vancouver, BC
- Full-time
As the BES Continuous Improvement Jr Analyst, you will support the Supervisor of Performance Management (Metrics and Analytics) in tracking, analyzing and reporting the performance metrics…
Added 2 hours ago
IC
CX Strategy & Enablement, Analyst
Interac Corp.
Toronto, ON · Interac Corp. Head Office
- Full-time
As the CX Strategy & Enablement, Analyst, you will support the delivery of Interac’s Client Experience and CRM & Sales Enablement programs within the Client Strategy team. Reporting to the…
Added 2 hours ago
TD
Senior Financial Reporting Analyst
Tetra Digital Group
Toronto, ON
- $100,000 to $125,000 CAD / year
- Full-time
Tetra Digital Group is Canada’s leading institutional digital asset infrastructure provider.
Added 2 hours ago
TH
Senior Financial Analyst, Hardlines
The Home Depot
Canada
- Full-time
As a Senior Financial Analyst, you are the key person influencing decision for key business leaders through financial data and insights, and serve as the main point of contact to provide…
Added 2 hours ago
W
Senior Analyst - Aviation
WTW
Toronto, ON
- Full-time
As a Senior Analyst – Global Aviation & Space, you will support all aspects of placement and ongoing servicing for assigned WTW Aviation clients, including complex and large multinational…

GM Financial

Credit Manager

Burnaby, BC, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 10, 2026
Posting language: English
Posted: Nov 10, 2026

Original job description

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Credit Manager - CDN Dealer Services, you will lead credit decisioning and team support by evaluating complex dealer credit requests, managing escalations, and making lending decisions within authorized limits and established policies. This role provides coaching and guidance to Credit Analysts, supports staffing and departmental operations, partners with dealers and senior leadership on credit matters, and contributes to process improvements, system enhancements, and competitive credit strategies.

Responsibilities

Credit Analysis (50%)
- Analyze, evaluate and decision credit requests within authorized lending limits that are submitted by dealers while operating under the policies and procedures set out by the Company.
- Analyze, evaluate and decision credit requests within authorized lending limits that are referred by team members when they require over-rides for applications in excess of their lending limits or for policy and operating procedure exceptions.
- These duties will be performed while operating under the policies and procedures set out by the Company.
- Relay all items and conditions of approved or declined leases to the dealers using portals or telephone if appropriate, ensuring terms and conditions are clearly defined.
- Analyze and evaluate credit requests exceeding authorized lending limits and present the credit requests and recommendations to senior management for approval/decline.
- Respond to incoming complaints or credit decision escalation appeals (dealer/customers), ensuring they are handled in an efficient and satisfactory manner provided they fall within authorized lending parameters and referring others to Department Management.
Coaching and Training (30%)
- Primary referral point for subordinates requiring guidance and assistance in discussing and making a decision on complex deals.
- Provide system orientation training for newly hired analysts and act as an ongoing mentor/resource for team members.
- Monitor and record progress on new analysts and trainers as required.
- Provide daily coaching to the credit analyst team through review of concurrence requests.
Department Management (10%)
- Complete the departmental operating duty schedule on an alternating basis to ensure adequate language and limit coverage is in place at all times.
- Maintain the absentee and vacation records for team members.
- Coordinate team vacation and external training schedule to ensure adequate staffing during peak periods.
- Complete and deliver the required Employee Performance Appraisal reports on team member analysts after referral to department management, make recommendations regarding progress and ability to handle additional responsibilities, initiate performance corrective action etc. of subordinates after consultation with department management.
Miscellaneous (10%)
- Prepare credit analysis on specific dealers, markets or regions as required to ensure results are being optimized.
- Participate in special projects related to existing system enhancements or new system development.
- Periodically, as required attend dealer meetings in dealership or other locations to provide credit perspectives and /or receive dealer feedback on product and programs relative to credit area.
- Assist with search and hiring of new team members.
- Recommend and/or assist in the development of any new/revised policies/procedures and be alert of any new changes in the company or in the leasing industry as a whole.
- Keep abreast of leasing products and special programs in the company; make recommendations of how the company can be more competitive.

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles.
Knowledge and understanding of basic credit bureau reports.
Knowledge and understanding of detailed financial statement and ratio analysis.
Knowledge of standard office software.
Automotive lending and/or leasing experience would be considered a definite asset.
Written and oral English is a must, bilingual French is required.
Excellent report writing and communication skills (written and verbal).
Excellent Communication and interpersonal skills.
Successful Candidate must be able to work in a fast paced, high pressure environment.
The successful candidate must be detailed oriented, open to change, be able to work independently, be a team player, and organized.
Requires strong analytical and problem-solving skills with the ability to underwrite loans and mitigate risk.
Requires the ability to successfully negotiate business transactions with automotive dealers.

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Working Conditions

Counseling – Frequently Negotiating - frequently Taking directions or instructions - occasionally.
Talking to employees - frequently
Listening - frequently.
Talking to customers/clients -frequently.Sitting - Continuous.
Repetitious body motions – computer mouse/keyboard.
Maintaining one position (e.g. sitting at a computer)
Standing meetings occasionally.

Experience & Education

Secondary School
Bachelors degree in related field preferred
Minimum three years of previous credit analysis experience.

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $63,500-$113,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

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More about this job

Responsibilities

Evaluate and decide dealer credit requests, manage escalations, communicate approval terms, and refer decisions beyond authorized limits to senior management. Coach and train credit analysts, support staffing and departmental operations, and contribute to credit strategies, policy updates, and system improvements.

Requirements

Candidates need at least three years of credit analysis experience, knowledge of lending principles, credit reports, and financial statement and ratio analysis; a related bachelor's degree is preferred. Strong communication, analytical, negotiation, and organizational skills are required, along with written and oral English and French bilingual ability.

Skills

Credit Analysis
Credit Decisioning
Financial Statement Analysis
Ratio Analysis
Loan Underwriting
Risk Mitigation
Lending Principles
Credit Bureau Analysis
Negotiation
Coaching and Training
Team Leadership
Communication
Report Writing
Problem-Solving
AI Tool Evaluation

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Matching
Paid Time Off
Personal Leave
Vacation Leave
Sick Leave
Paid Holidays
Volunteer Opportunities
Hybrid Work Schedule
Performance-Based Incentive Plan

Visa sponsorship

Not detected in the job text

Keywords

Automotive Finance
Dealer Services
Credit Analysis
Credit Decisioning
Credit Underwriting
Lending Limits
Credit Bureau Reports
Financial Statement Analysis
Ratio Analysis
Risk Mitigation
Retail Financing
Leasing
Commercial Lending
Credit Escalations
Dealer Relationships
Credit Analyst Coaching
Performance Appraisals
Credit Policies and Procedures
System Enhancements
Microsoft Copilot
Artificial Intelligence
Responsible AI
Data Protection
French Language
English Language

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Jobs in Canada