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Added 14 mins ago
GF
Credit Analyst
GM Financial
Toronto, ON
- Full-time
…U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto…
Added 14 mins ago
CM
New Grad - Trader Trainee
Combined Metal Industries
Toronto, ON · Greater Toronto Area, Canada
- Full-time
Travel Required (must Have a Valid G License)
Added 14 mins ago
AI
Emerging Leader
American Iron & Metal (AIM)
Hamilton, ON
- Full-time
…mentored by multiple leaders across our business, including operations, sales, finance, human resources, procurement and everything in between. By the completion of this program, you will…
Added 14 mins ago
J
Risk Manager
Jacobs
Calgary, AB
- $130,000 to $160,000 CAD / year
- Full-time
Excellent knowledge of risk methodology and tools, knowledge of key functional disciplines including Engineering, Operations and Procurement.
Added 14 mins ago
MG
Accounting Controller (Odoo, KPI and Dashboards)
M7 Group™ Accounting That Scales With You
Concord, ON
- Full-time
…Concord, ON. This role is responsible for overseeing accounting operations within Odoo, including general ledger management, reconciliations, month-end and year-end closing, and preparation…
Added 14 mins ago
GF
Credit Administrator
GM Financial
Toronto, ON
- Full-time
…U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto…
Added 14 mins ago
T
ERP Business System Analyst
TEKsystems
Brampton, ON
- $60 to $65 CAD / hour
- Full-time
…clients. Notre compétence en stratégie, conception, exécution et opérations libère la valeur de lentreprise par un éventail de solutions. Nous sommes une équipe de 80 000 personnes qui…
Added 14 mins ago
GS
Analyste d'Affaires Finance (Intermédiaire)
Groupe SII
Montreal, QC
- Full-time
Connaissance approfondie des produits des marchés de capitaux, notamment des opérations de financement garanties, des produits
Added 14 mins ago
AE
Category Manager, Indirect Procurement
Arc'teryx Equipment
North Vancouver, BC
- Full-time
You have a Bachelor’s degree in Business Administration, Operations Management, Business Process Management, Finance, STEM, Marketing, or equivalent experience.
Added 14 mins ago
P
Account Executive, Channel Sales
Plooto
Canada
- Full-time
We are building the financial operations platform small and medium-sized businesses can rely on to run with greater control, efficiency, and confidence.
Added 14 mins ago
T
Senior Advisor, Financial Systems Support
TransAlta
Calgary, AB
- Full-time
Demonstrate substantial experience in daily support operations, along with adaptability and expertise to coordinate integration projects as needed.
Added 14 mins ago
K
KC Finance Accounts Receivable Specialist
Kuehne+Nagel
Vancouver, BC
- Full-time
…managing budgets, strategic planning, and overseeing financial operations. You also help make ordinary and special moments possible for people around the world. Because your financial…
Added 29 mins ago
PL
Guest Service Agent
Pomeroy Lodging
Kananaskis, AB
- Full-time
Added 29 mins ago
MI
Dual Senior Manager-Revenue Management
Marriott International
Calgary, AB
- Full-time
Creates weekly forecast for property operations and staffing purposes
Added 29 mins ago
C
Global Client Executive
Chubb
Toronto, ON
- Full-time
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health…
Added 29 mins ago
A
Flight Follower
AvPosts
Mississauga, ON
- Internship
Resolve operational issues that may impact flight delays, cancellations, or diversions. Responding to unscheduled operations such as overdue aircraft, diversions, and inclement weather.
Added 29 mins ago
MC
RENTAL ADMINISTRATOR
Myshak Crane & Rigging Bonnyville
Acheson, AB
- Full-time
…Administrator to join our growing team, supporting day-to-day rental operations, assisting customers and coordinating rental…
Added 29 mins ago
LH
Coordinator
Lookout Housing and Health
Vancouver, BC
- Full-time
The Coordinator assists in overseeing the daily operations of Lookout residential, shelter, and outreach programs. Under the direction of the Program Manager, this position provides…
Added 29 mins ago
WH
Accounts Payable Specialist
WELL Health Technologies Corp. (TSX: WELL)
Vancouver, BC
- Full-time
…reconciliations, and support of the organization’s accounts payable operations. This role ensures the timely and accurate processing of transactions while maintaining compliance with…
Added 29 mins ago
MS
Associé(e) en Fusions & Acquisitions - M&A Associate
Manos Software Group
Montreal, QC
- Full-time
…des entreprises de logiciels rentables et essentielles aux opérations de leurs clients, puis collaborons avec les équipes de direction pour les développer sur plusieurs…
Added 44 mins ago
N
Business Performance Manager
nesto
Canada
- Full-time
5-8 years in marketplace operations, fintech, or mortgage/lending, or 2-4 years in consulting
Added 44 mins ago
GF
Commercial Credit Manager
GM Financial
Toronto, ON
- Full-time
…U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto…
Added 44 mins ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
…U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto…
Added 44 mins ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
…U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto…
Added 44 mins ago
KI
Accounts Payable Coordinator
Kevro Inc.
Pickering, ON
- Full-time
Prepare customs documentation for cross-border warehouse stock transfers

GM Financial

Credit Manager

Burnaby, BC, Canada

Full-time

Apply on LinkedIn About employer

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Job details

Job type: Full-time
Apply by: Dec 10, 2026
Posting language: English
Posted: Nov 10, 2026

Original job description

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Credit Manager - CDN Dealer Services, you will lead credit decisioning and team support by evaluating complex dealer credit requests, managing escalations, and making lending decisions within authorized limits and established policies. This role provides coaching and guidance to Credit Analysts, supports staffing and departmental operations, partners with dealers and senior leadership on credit matters, and contributes to process improvements, system enhancements, and competitive credit strategies.

Responsibilities

Credit Analysis (50%)
- Analyze, evaluate and decision credit requests within authorized lending limits that are submitted by dealers while operating under the policies and procedures set out by the Company.
- Analyze, evaluate and decision credit requests within authorized lending limits that are referred by team members when they require over-rides for applications in excess of their lending limits or for policy and operating procedure exceptions.
- These duties will be performed while operating under the policies and procedures set out by the Company.
- Relay all items and conditions of approved or declined leases to the dealers using portals or telephone if appropriate, ensuring terms and conditions are clearly defined.
- Analyze and evaluate credit requests exceeding authorized lending limits and present the credit requests and recommendations to senior management for approval/decline.
- Respond to incoming complaints or credit decision escalation appeals (dealer/customers), ensuring they are handled in an efficient and satisfactory manner provided they fall within authorized lending parameters and referring others to Department Management.
Coaching and Training (30%)
- Primary referral point for subordinates requiring guidance and assistance in discussing and making a decision on complex deals.
- Provide system orientation training for newly hired analysts and act as an ongoing mentor/resource for team members.
- Monitor and record progress on new analysts and trainers as required.
- Provide daily coaching to the credit analyst team through review of concurrence requests.
Department Management (10%)
- Complete the departmental operating duty schedule on an alternating basis to ensure adequate language and limit coverage is in place at all times.
- Maintain the absentee and vacation records for team members.
- Coordinate team vacation and external training schedule to ensure adequate staffing during peak periods.
- Complete and deliver the required Employee Performance Appraisal reports on team member analysts after referral to department management, make recommendations regarding progress and ability to handle additional responsibilities, initiate performance corrective action etc. of subordinates after consultation with department management.
Miscellaneous (10%)
- Prepare credit analysis on specific dealers, markets or regions as required to ensure results are being optimized.
- Participate in special projects related to existing system enhancements or new system development.
- Periodically, as required attend dealer meetings in dealership or other locations to provide credit perspectives and /or receive dealer feedback on product and programs relative to credit area.
- Assist with search and hiring of new team members.
- Recommend and/or assist in the development of any new/revised policies/procedures and be alert of any new changes in the company or in the leasing industry as a whole.
- Keep abreast of leasing products and special programs in the company; make recommendations of how the company can be more competitive.

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles.
Knowledge and understanding of basic credit bureau reports.
Knowledge and understanding of detailed financial statement and ratio analysis.
Knowledge of standard office software.
Automotive lending and/or leasing experience would be considered a definite asset.
Written and oral English is a must, bilingual French is required.
Excellent report writing and communication skills (written and verbal).
Excellent Communication and interpersonal skills.
Successful Candidate must be able to work in a fast paced, high pressure environment.
The successful candidate must be detailed oriented, open to change, be able to work independently, be a team player, and organized.
Requires strong analytical and problem-solving skills with the ability to underwrite loans and mitigate risk.
Requires the ability to successfully negotiate business transactions with automotive dealers.

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Working Conditions

Counseling – Frequently Negotiating - frequently Taking directions or instructions - occasionally.
Talking to employees - frequently
Listening - frequently.
Talking to customers/clients -frequently.Sitting - Continuous.
Repetitious body motions – computer mouse/keyboard.
Maintaining one position (e.g. sitting at a computer)
Standing meetings occasionally.

Experience & Education

Secondary School
Bachelors degree in related field preferred
Minimum three years of previous credit analysis experience.

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday/Wednesday/Thursday).

This posting is for a vacancy.

The base range for this role is: $63,500-$113,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

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More about this job

Responsibilities

Evaluate and decide dealer credit requests, manage escalations, communicate approval terms, and refer decisions beyond authorized limits to senior management. Coach and train credit analysts, support staffing and departmental operations, and contribute to credit strategies, policy updates, and system improvements.

Requirements

Candidates need at least three years of credit analysis experience, knowledge of lending principles, credit reports, and financial statement and ratio analysis; a related bachelor's degree is preferred. Strong communication, analytical, negotiation, and organizational skills are required, along with written and oral English and French bilingual ability.

Skills

Credit Analysis
Credit Decisioning
Financial Statement Analysis
Ratio Analysis
Loan Underwriting
Risk Mitigation
Lending Principles
Credit Bureau Analysis
Negotiation
Coaching and Training
Team Leadership
Communication
Report Writing
Problem-Solving
AI Tool Evaluation

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Matching
Paid Time Off
Personal Leave
Vacation Leave
Sick Leave
Paid Holidays
Volunteer Opportunities
Hybrid Work Schedule
Performance-Based Incentive Plan

Visa sponsorship

Not detected in the job text

Keywords

Automotive Finance
Dealer Services
Credit Analysis
Credit Decisioning
Credit Underwriting
Lending Limits
Credit Bureau Reports
Financial Statement Analysis
Ratio Analysis
Risk Mitigation
Retail Financing
Leasing
Commercial Lending
Credit Escalations
Dealer Relationships
Credit Analyst Coaching
Performance Appraisals
Credit Policies and Procedures
System Enhancements
Microsoft Copilot
Artificial Intelligence
Responsible AI
Data Protection
French Language
English Language

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Jobs in Canada