Jobs in Canada

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Added 14 mins ago
GF
Sr Commercial Credit Analyst Bilingual
GM Financial
Toronto, ON
- Full-time
Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates, and vehicle residual values to…
Added 14 mins ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates, and vehicle residual values to…
Added 14 mins ago
LC
Asset Protection Representative
Loblaw Companies Limited
Mississauga, ON
- Full-time
We are hiring a full-time Asset Protection Representative at RCSS – 3045 Mavis Road, Mississauga, Ontario, L5C 1T7. This position requires open availability based on store hours, including…
Added 14 mins ago
UO
Assistant Dean, DAE, Faculty of Education
University of British Columbia
Vancouver, BC · UBCV | Neville Scarfe Building (SCRF)
- $12,418.42 to $18,613.67 CAD / month
- Full-time
…minimum and the maximum and represents an employee that possesses full job knowledge, qualifications and experience for the position. In the normal course, employees will be hired,…
Added 14 mins ago
T
Senior Finance Analyst
TD
Toronto, ON
- Full-time
…allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience,…
Added 29 mins ago
GC
Account Manager
Grainger Canada
Edmonton, AB
- Full-time
…reflects the potential total compensation for this role at the time of this posting based on the assigned job grade. Actual compensation will vary depending on factors such as geographic…
Added 29 mins ago
DU
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Halifax, NS
- Full-time
If you require any support for the purpose of accommodation, such as technical aids or alternative arrangements, please let us know of these needs and how we can be of assistance. Dalhousie…
Added 29 mins ago
GC
Account Manager
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Burnaby, BC
- Full-time
…reflects the potential total compensation for this role at the time of this posting based on the assigned job grade. Actual compensation will vary depending on factors such as geographic…
Added 29 mins ago
TH
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- Full-time
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Added 29 mins ago
Field Area Manager - Eastern Canada Service Operations
ENERCON
Saint-Ferdinand, QC
Position Type: Full-Time | On-Site | Travel Required about 40%
Added 59 mins ago
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- Full-time
This opportunity is well suited to an experienced residential construction professional with a proven background in managing subdivision developments and overseeing multiple homes at…
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· Comprehensive extended health and dental plan (applicable for full-time positions only)
Added 1 hour ago
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- Full-time
Paracel Laboratories Ltd. is a full-service environmental and Indoor Air Quality laboratory. Our main laboratory facilities are in Ottawa, supported by an environmental laboratory in…
Added 1 hour ago
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Finance Manager, Financial Accounting & Reporting
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Toronto, ON
- Full-time
The base salary range for this full-time role is $100,000 - $125,000 per year. Ranges are determined by role and level and represent a good faith effort to provide a fair and equitable…
Added 1 hour ago
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Junior Materials / Geotechnical Technologist / E.I.T. (0-2 Years' Experience) - MARCH 2027 Start
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Added 1 hour ago
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Human Resources Assistant
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The individual in this role is required to be on-site 5 days per week
Added 1 hour ago
FH
Registered Nurse, Emergency - Specialty Qualified - Ridge Meadows Hospital
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- $41.42 to $59.52 CAD / hour
- Full-time
…truly live where you work, achieving a healthy balance between professional purpose and personal…
Added 1 hour ago
Business Sustainment Production Engineer
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Toronto, ON
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Added 1 hour ago
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Electrical Engineering Co-Op
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Added 1 hour ago
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Energy Market Modelling and Analytics Specialist
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Added 1 hour ago
T&
Finance Manager, Financial Accounting & Reporting
Turner & Townsend
Toronto, ON
- Full-time
The base salary range for this full-time role is $100,000 - $125,000 per year. Ranges are determined by role and level and represent a good faith effort to provide a fair and equitable…
Added 1 hour ago
FH
Registered Nurse, Emergency - Specialty Qualified - Ridge Meadows Hospital
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Full-time
…truly live where you work, achieving a healthy balance between professional purpose and personal…
Added 1 hour ago
FH
Registered Nurse, Transition Line (Specialty Nursing) - Ridge Meadows Hospital - Emergency
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Part-time
…truly live where you work, achieving a healthy balance between professional purpose and personal…
Added 1 hour ago
FH
Registered Nurse, Transition Line (Specialty Nursing) - Ridge Meadows Hospital - Emergency
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Part-time
…truly live where you work, achieving a healthy balance between professional purpose and personal…
Added 1 hour ago
FH
Registered Nurse, Emergency - Specialty Qualified - Ridge Meadows Hospital
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Part-time
…truly live where you work, achieving a healthy balance between professional purpose and personal…

GM Financial

Sr Credit Analyst

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 10, 2026
Experience: Minimum of 2 years automotive direct lending experience is required
Posting language: English
Posted: Nov 10, 2026

Original job description

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate credit terms within established guidelines. This role combines underwriting expertise with dealer relationship management, negotiation, and responsive service to support profitable financing, maintain credit quality, ensure regulatory compliance, and strengthen partnerships across the dealer network.

Responsibilities:

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines
- Assessing credit worthiness of prospective customers and approving / recommending credit terms and limits appropriate to the customer’s requirements on Consumer & Commercial accounts
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Establish dealer relationships by building rapport through telephone contact
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious, and able to follow directions
- Perform due diligence in support of all credit applications
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines
- Excellent listening skills
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Promote and provide a high standard of service to dealers and other areas within the company/adhering to service standard guidelines
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates, and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles
Knowledge and understanding of basic credit bureau reports
Knowledge and understanding of detailed financial statement and ratio analysis
Knowledge of standard office software
Automotive lending and/or leasing experience would be considered a definite asset
Effective written and verbal communications
Excellent report writing and communication skills (written and verbal)
Excellent Communication and interpersonal skills
Successful Candidate must be able to work in a fast paced, high-pressure environment
The successful candidate must be detailed oriented, open to change, be able to work independently, be a team player, and organized.
Requires strong analytical and problem-solving skills with the ability to underwrite loans and mitigate risk.
Requires the ability to successfully negotiate business transactions with automotive dealers

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts.

Experience & Education

Minimum of 2 years automotive direct lending experience is required
Minimum education of a College or University business diploma or equivalent experience

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday, Wednesday, Thursday).

This posting is for a vacancy.

The base range for this role is: $61,000-$109,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on LinkedIn About employer

More about this job

Responsibilities

Analyze consumer and commercial credit applications, assess creditworthiness and risk, and approve or recommend appropriate lending terms while following credit policies and regulatory requirements. Build and maintain dealer relationships through negotiation, responsive service, application processing, and contributions to operational improvements.

Requirements

Requires at least two years of automotive direct lending experience and a college or university business diploma or equivalent experience. Candidates should have lending and credit analysis knowledge, strong communication and negotiation skills, and the ability to work independently and collaboratively in a fast-paced environment; automotive lending or leasing experience is an asset.

Skills

Credit Underwriting
Credit Risk Assessment
Financial Statement Analysis
Ratio Analysis
Consumer Lending
Commercial Lending
Credit Bureau Report Analysis
Loan Negotiation
Anti-Money Laundering Compliance
Customer Service
Analytical Skills
Problem-Solving
Written and Verbal Communication
Microsoft Copilot
Responsible AI Use

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Match
Paid Time Off
Volunteer Opportunities
Hybrid Work Schedule
Performance-Based Incentive Plan

Visa sponsorship

Not detected in the job text

Keywords

Automotive Finance
Automotive Direct Lending
Consumer Lending
Commercial Lending
Credit Underwriting
Credit Applications
Credit Bureau Reports
Creditworthiness
Credit Risk Management
Financial Statement Analysis
Ratio Analysis
Loan Terms
Credit Limits
Dealer Relationships
Loan Negotiation
Anti-Money Laundering
Regulatory Compliance
Automotive Leasing
Vehicle Residual Values
Customer Service
Microsoft Copilot
Artificial Intelligence
Responsible AI
Data Protection
Operational Improvements

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Jobs in Canada