Jobs in Canada

25+ jobs

Group jobs by employerEmail me new jobs Save this search

Added 4 hours ago
C
Analyst, Client Experience
CIBC
Toronto, ON
- Full-time
…range of operational and client servicing activities. As a Analyst, Client Experience, you'll contribute to the day-to-day servicing of institutional clients by resolving operational…
Added 6 hours ago
SC
Analyste d'Affaires Finance (Intermédiaire)
SII Canada
Montreal, QC
- Full-time
…un fournisseur tiers sélectionné par la Financial Industry Regulatory Authority…
Added 6 hours ago
GF
Commercial Credit Analyst
GM Financial
Toronto, ON
- Full-time
Role Description This full-time Commercial Credit Analyst role is based in Toronto, ON and follows a hybrid work model, combining on-site collaboration with the flexibility to work from…
Added 7 hours ago
TI
Financial Analyst II
tappCONNECT Inc.
AB · Edmonton, AB
- Full-time
…to grow, we are seeking a talented and ambitious Financial Analyst II to join our Finance…
Added 8 hours ago
IG
Operations Associate - Cash Management
Insight Global
Toronto, ON
- $20 to $25 CAD / hour
- Contract
- Payment investigation/reconciliation experience, particularly cross-border or bank-to-bank payments
Added 9 hours ago
GS
Analyste d'Affaires Finance (Intermédiaire)
Groupe SII
Montreal, QC
- Full-time
…un fournisseur tiers sélectionné par la Financial Industry Regulatory Authority…
Added 9 hours ago
GF
Commercial Credit Manager
GM Financial
Toronto, ON
- Full-time
Provide daily coaching to the credit analyst team through review of concurrence requests and other observations, such as fraudulent applications, etc.
Added 9 hours ago
GF
Sr Credit Analyst
GM Financial
Toronto, ON
- Full-time
As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate…
Added 9 hours ago
T
Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada (5327)
TD
Toronto, ON · Markham, ON
- Full-time
The Senior Financial Crime Risk Analyst, Financial Crime Risk Management (FCRM) Reporting & Strategic Insights, Canada supports the preparation, development and delivery of FCRM Canada…
Added 9 hours ago
W
Senior Analyst - Aviation
WTW
Montreal, QC
- Full-time
As a Senior Analyst – Global Aviation & Space, you will support all aspects of placement and ongoing service for assigned WTW Aviation clients, including complex and large multinational…
Added 10 hours ago
MO
Financial Analyst
Municipality of Chatham-Kent
Chatham-Kent, ON · Chatham, ON
- Full-time
Role Description The Financial Analyst role is a full-time hybrid position based in Chatham, ON, with a combination of onsite work and some work-from-home flexibility. The Financial Analyst…
Added 10 hours ago
FR
Corporate, Infrastructure & Project Finance Group, Energy (Midstream), Associate Director- Toronto
Fitch Ratings
Toronto, ON
- Full-time
Fitch Ratings is seeking a senior credit analyst with 5+ years of solid corporate finance experience in the Midstream and broader Energy sector. The primary responsibilities of the…
Added 11 hours ago
S-
Senior Analyst GWO Business Risk Management, Toronto
Scotiabank - Global Banking and Markets
Toronto, ON
- Full-time
…that compliment business needs, manage risk, and comply with regulatory obligations throughout the client and trade…
Added 11 hours ago
T
Senior Business Intelligence Analyst
TD
Montreal, QC
- Full-time
Added 11 hours ago
T
Senior Treasury Analyst
TD
Toronto, ON
- Full-time
Support regulatory reporting, governance and management deliverables through effective controls and timely execution.
Added 11 hours ago
(2027 Bachelor's/Master's graduates) Economics Consulting Analyst/Associate
Charles River Associates - Private
Toronto, ON
…economic and financial matters pertaining to litigation and regulatory proceedings, and guides corporations through critical business strategy and performance-related issues. Since 1965,…
Added 11 hours ago
M
Winter Co-op 2027 – Accounting Analyst
Manulife
Toronto, ON
- Full-time
At Manulife John Hancock, we believe in investing in the future – starting with you. Our Accounting Analyst Internship is your launchpad to success, offering the support, structure, and…
Added 11 hours ago
TD
Senior Financial Reporting Analyst
Tetra Digital Group
Toronto, ON
- $100,000 to $125,000 CAD / year
- Full-time
…rails that settle continuously, programmatically, and under regulatory…
Added 11 hours ago
W
Senior Analyst - Aviation
WTW
Toronto, ON
- Full-time
As a Senior Analyst – Global Aviation & Space, you will support all aspects of placement and ongoing servicing for assigned WTW Aviation clients, including complex and large multinational…
Added 11 hours ago
SC
Analyste d'Affaires Finance (Senior)
SII Canada
Montreal, QC
- Full-time
…un fournisseur tiers sélectionné par la Financial Industry Regulatory Authority…
Added 12 hours ago
C
Analyst, Large Cash Transaction Reporting (LCTR)
CIBC
Toronto, ON
- Full-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 12 hours ago
Senior Analyst, Lending Business Technology
BMO
Toronto, ON · YNG
The Senior Analyst, Lending Business Technology & Support Enablement is responsible for supporting the successful testing, implementation and ongoing use of Commercial Lending technology…
Added 12 hours ago
B
Data Analyst, Winter 2027 (Co-o/Internship) - 8 months
BMO
Toronto, ON · YNG
- Full-time
Develops and maintains an understanding of the regulatory requirements and risks inherent in the operations and ensures appropriate actions are taken and operational integrity is maintained.
Added 12 hours ago
IG
Compliance Analyst
Insight Global
Toronto, ON
- Contract
Familiarity with regulatory frameworks and control standards
Added 13 hours ago
T
Commercial Credit Analyst
TD
Calgary, AB
- Full-time
Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements

GM Financial

Sr Credit Analyst

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 10, 2026
Experience: Minimum of 2 years automotive direct lending experience is required
Posting language: English
Posted: Nov 10, 2026

Original job description

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the Role

As Sr Credit Analyst - CDN Dealer Services, you will support sound consumer and commercial lending decisions by analyzing credit applications, assessing risk, and determining appropriate credit terms within established guidelines. This role combines underwriting expertise with dealer relationship management, negotiation, and responsive service to support profitable financing, maintain credit quality, ensure regulatory compliance, and strengthen partnerships across the dealer network.

Responsibilities:

Underwriting (30%):
- Analyze information received from credit applications and credit reporting agencies to make prudent credit decisions
- Maintaining/exceeding established standards and targets while adhering to all credit policies, procedures and guidelines.
- Escalate with recommendation those credit applications that exceed discretionary limits and established guidelines
- Assessing credit worthiness of prospective customers and approving / recommending credit terms and limits appropriate to the customer’s requirements on Consumer & Commercial accounts
- Ensure compliance with Anti-Money Laundering policies and procedures
Business Development (25%)
- Establish dealer relationships by building rapport through telephone contact
- Ability to take initiative and work in a team environment to deliver excellent customer service in meeting turnaround times by processing requests
- Flexible, reliable, conscientious, and able to follow directions
- Perform due diligence in support of all credit applications
Negotiation (25%)
- Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines
- Excellent listening skills
- Sound knowledge of assessing and reviewing financial statements to ensure credit worthiness vs. acceptable level of risk by interpreting and applying the corporation’s credit and operational risk management strategies.
Service (20%)
- Promote and provide a high standard of service to dealers and other areas within the company/adhering to service standard guidelines
- Support both inbound and outbound calls with a focus on providing professional customer service related to consumer/commercial applications, programs, rates, and vehicle residual values to maintain positive relationships
- Maintain good channels of communication with all business units including interaction with senior leadership team
- Contribute to operational improvements to streamline procedures/processes and enhance service

Qualifications

What makes you an ideal candidate?

Knowledge of basic lending principles
Knowledge and understanding of basic credit bureau reports
Knowledge and understanding of detailed financial statement and ratio analysis
Knowledge of standard office software
Automotive lending and/or leasing experience would be considered a definite asset
Effective written and verbal communications
Excellent report writing and communication skills (written and verbal)
Excellent Communication and interpersonal skills
Successful Candidate must be able to work in a fast paced, high-pressure environment
The successful candidate must be detailed oriented, open to change, be able to work independently, be a team player, and organized.
Requires strong analytical and problem-solving skills with the ability to underwrite loans and mitigate risk.
Requires the ability to successfully negotiate business transactions with automotive dealers

Additional Knowledge And Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
Skills in evaluating AI outputs for accuracy, compliance, and bias
Experience integrating AI into workflows to improve efficiency or insights
Familiarity with AI assisted research, summarization, and content generation
Understanding of responsible AI use, including ethics and data protection

Working Conditions

Listening – Frequent
Taking direction or instructions – Regular
Taking telephone messages – Frequent
Talking to customers/clients – Frequent
Talking to employees – Regular
Watching – Regular
Keyboarding – Regular
Maintaining one position – Regular
Repetitious body motions – Regular
Sitting – Frequent
Standing – Regular
Walking – Regular
Crowded workspaces – Occasional
Deadlines – Frequent
Interruptions – Frequent
Work Schedule – Must be able to work flexible hours. Shifts will vary based on the needs of the business, and will include a variety of day, night, and weekend shifts.

Experience & Education

Minimum of 2 years automotive direct lending experience is required
Minimum education of a College or University business diploma or equivalent experience

What We Offer

Excellent Health, Vision and Dental Benefits.
Company Match program for RRSP contributions
Generous Paid Time Off (personal, vacation, sick, paid holidays)
Dynamic relationships between teams and leadership
Quarterly Volunteer Opportunities
Hybrid work schedule offered; ability to work a portion of your week from home

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Work Life Balance: Flexible hybrid work environment, 3-days a week in office (Tuesday, Wednesday, Thursday).

This posting is for a vacancy.

The base range for this role is: $61,000-$109,500

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This is the GM Financial pay range for this role and job level. The exact salary and compensation will vary based on factors like knowledge, skills, experience, and education.

This role is eligible to participate in a performance-based incentive plan. Full-time employees are eligible to participate in health benefits after 30 days of employment.

#GMFJobs

Apply on LinkedIn About employer

More about this job

Responsibilities

Analyze consumer and commercial credit applications, assess creditworthiness and risk, and approve or recommend appropriate lending terms while following credit policies and regulatory requirements. Build and maintain dealer relationships through negotiation, responsive service, application processing, and contributions to operational improvements.

Requirements

Requires at least two years of automotive direct lending experience and a college or university business diploma or equivalent experience. Candidates should have lending and credit analysis knowledge, strong communication and negotiation skills, and the ability to work independently and collaboratively in a fast-paced environment; automotive lending or leasing experience is an asset.

Skills

Credit Underwriting
Credit Risk Assessment
Financial Statement Analysis
Ratio Analysis
Consumer Lending
Commercial Lending
Credit Bureau Report Analysis
Loan Negotiation
Anti-Money Laundering Compliance
Customer Service
Analytical Skills
Problem-Solving
Written and Verbal Communication
Microsoft Copilot
Responsible AI Use

Benefits

Health Benefits
Vision Benefits
Dental Benefits
RRSP Contribution Match
Paid Time Off
Volunteer Opportunities
Hybrid Work Schedule
Performance-Based Incentive Plan

Visa sponsorship

Not detected in the job text

Keywords

Automotive Finance
Automotive Direct Lending
Consumer Lending
Commercial Lending
Credit Underwriting
Credit Applications
Credit Bureau Reports
Creditworthiness
Credit Risk Management
Financial Statement Analysis
Ratio Analysis
Loan Terms
Credit Limits
Dealer Relationships
Loan Negotiation
Anti-Money Laundering
Regulatory Compliance
Automotive Leasing
Vehicle Residual Values
Customer Service
Microsoft Copilot
Artificial Intelligence
Responsible AI
Data Protection
Operational Improvements

Report this job

Work requirements

Jobs in Canada