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Added 1 day ago
IT Application Analyst (WMS)
Canada Cartage Group of Companies
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…supporting Canada Cartage’s applications and technology. The portfolio encompasses the Warehouse Management System, customer web portal, shipping platforms, picking technology, printing…
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Hypertec Group
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- Full-time
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- Full-time
Represent the BA function in portfolio and governance discussions, giving leadership honest visibility into capacity, risk, and requirements quality.
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Business Analyst Manager
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Toronto, ON
Represent the BA function in portfolio and governance discussions, giving leadership honest visibility into capacity, risk, and requirements quality.
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Toronto, ON
…quarterly sector updates, in-depth fundamental research reports, portfolio analysis and recommendations, and equity strategy…
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GL
Senior Risk Analyst (Analytics)
goeasy Ltd.
Mississauga, ON
- Full-time
goeasy Ltd. is seeking a Senior Risk Analyst to join our Risk and Analytics team. This role will leverage strong analytical and problem-solving capabilities to support credit risk…
Added 2 days ago
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Analyst, Corporate Finance
BMO
Toronto, ON · FCP
- Full-time
…creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the…
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HH
Business Operations Consultant (Finance)
Halton Healthcare
Oakville, ON
- Full-time
The Business Operations Consultant (BOC) is an expert financial analyst that provides leadership and support across the organization particularly in the areas of financial reporting,…
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Halton Healthcare
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- Contract
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HOOPP (Healthcare of Ontario Pension Plan)
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- $76,000 to $124,000 CAD / year
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We are seeking an Analyst to join the Real Estate Investment Management team. The Analyst will support investment evaluation, transaction execution, asset and portfolio management, research…
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Credit Analyst
BMO
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- Full-time
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Enterprise Delivery Reporting and Orchestration Analyst
TD
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Metergy Solutions
Toronto, ON
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Toronto, ON
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Halifax Regional Municipality
Halifax, NS
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Senior AI Analyst (T & I) (Telework/Hybrid)
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goeasy Ltd.

Senior Risk Analyst (Analytics)

Mississauga, ON, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 22, 2026
Experience: 2+ year’s experience as an analyst or in a similar position
Posting language: English
Posted: Oct 23, 2026

Original job description

Join one of Canada’s fastest-growing companies and be part of something extraordinary – welcome to goeasy! At goeasy, our people and culture are at the heart of everything we do, and we’re proud to be recognized for it. We’ve earned prestigious accolades such as Waterstone Canada’s Most Admired Corporate Cultures, Canada’s Top Growing Companies, and the TSX30, highlighting us as one of the top performers on the TSX. We’re also honoured to be named a Greater Toronto Top Employer and recognized by Great Place to Work® as having the Best Workplaces for Women & Most Trusted Executive Teams, and included on TIME Magazine’s 2025 list of Canada’s Best Companies.  These honours reflect our commitment to fostering an inclusive, high-performance culture where talent thrives and innovation drives us forward.

As one of Canada’s leading alternative consumer lenders, we’re passionate about helping everyday Canadians create a brighter future. Our vision is to provide a path to a better tomorrow, today. We offer a full range of products, including non-prime leasing, unsecured and secured loans, and point-of-sale financing through easyhome, easyfinancial, and LendCare.

If you're seeking an exciting, high-growth environment where your contributions truly matter, we want to hear from you! Join us, and together, let's create a future of financial empowerment.

goeasy Ltd. is seeking a Senior Risk Analyst to join our Risk and Analytics team. This role will leverage strong analytical and problem-solving capabilities to support credit risk management, portfolio monitoring and data-driven decision-making. Reporting to the Senior Manager, Risk and Analytics, the Senior Risk Analyst will help develop, implement and enhance risk strategies, analytics, monitoring and controls that support sound credit risk management and profitable growth. The role will also provide in-depth analytics and insights to business partners across the organization, working cross-functionally to support evolving business and data needs.

What will you be doing?

Data mining, Modelling and Analysis:
- Conduct guided analytical dives to properly diagnose, document and report on the drivers of unexpected changes to portfolio/origination composition and credit performance across multiple lending channels including retail, online lending and alternative. Communicate findings and the future impacts to losses to management
- Assist Risk and Analytics leadership by supporting the development of risk models for the purposes of origination, account management and collections
- Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio’s risk-reward profile
- Forecast, track and measure key business metrics including loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns
Forecasting and Reporting:
- Maintain a standard set of risk and performance reports that evaluate the overall credit risk of the portfolio
- Monitor and maintain a comprehensive set of reports to identify delinquency and charge off trends at the vintage and segment levels. Apply observations to loss forecasting models to capture current trends and communicate to Senior Management to identify risks and opportunities to the forecast
- Conduct sensitivity and scenario analyses to understand the impact of exogenous factors, policy and operational changes on delinquency and charge off levels
- Assist Risk and Analytics leadership by providing an objective assessment of the risk profile and performance of the easyfinancial portfolio as well as the overall business unit by regularly monitoring key risk indicators, conducting periodic credit reviews, and consistently communicating findings

What experience do you have?

Strong knowledge of quantitative methodologies, risk models and tools
Strong technical knowledge of statistical analysis, modeling techniques
University Degree in Statistics, Mathematics or a related discipline (advanced degree is desired)
Superior analytical skills – demonstrated ability to understand complex problems, detect trends, and understand data to develop and formulate solutions
Possess a solid understanding of data extraction/mining/modeling tools including SAS and SQL
2+ year’s experience as an analyst or in a similar position
Able to convey complex information and concepts in understandable terms, tailors message and content to the intended audience
Flexibility to adapt to an evolving environment with shifting priorities with the capacity to handle multiple competing demands and meet tight turnaround timelines

We offer a Flexible Work Program that provides you the ability to work three days onsite per week, from our Mississauga office.

Internal Applicants: please apply through the link and provide written endorsement from your current manager.

$79,750.00 – $93,500.00 CAD (includes base salary and bonus)

We’re committed to attracting and rewarding top talent. Our compensation ranges are thoughtfully designed to reflect market competitiveness, internal equity, and the experience and impact each candidate brings to the role.

At goeasy, we believe transparency fosters trust - and that rewarding performance with fair, competitive pay and meaningful growth opportunities is key to our success.

Should your total compensation expectations fall above the posted range, we still encourage you to apply. If selected for an interview, you’ll have the opportunity to discuss this with our recruitment team, as there may be flexibility based on your background and overall fit. Total compensation includes base salary and bonus.

This posting is for an existing vacancy within our team.

Why should you work for goeasy?

Financial Benefits

In keeping with our mission to create better tomorrows for our employees, each year goeasy commits to continuously enhancing its total rewards. Here are some of the perks we offer:

RRSP matching and Employee Share Purchase Plan programs.
Annual bonus that rewards your hard work and dedication.
Employee discounts on furniture, electronics, and appliances.
MAT & PAT leave top-up.
Expand your financial knowledge through engaging Financial Literacy Learning opportunities.

Health And Lifestyle

Enjoy company-paid volunteer days to give back to the community.
Access 24/7 healthcare with Virtual Doctor Appointments.
Personalize your benefits with a flexible modular benefits package.
Stay fit and energized with exclusive access to our on-site private gym at our head office.

Employee Perks

Fuel your growth with the Tuition Assistance Program.
Double the impact of your generosity with Company Matched Charitable Donations.
Internal development training programs and platforms including job-specific training, career coaching, leadership excellence, mentorship, and many others.
Enjoy a state-of-the-art office space with perks like a games room, a healthy snack program, a fitness studio, free gated parking, and more!

Diversity, Inclusion, And Equal Opportunity Employment

At goeasy, we believe that we can only be the best when people are able to bring their best selves to work every day. goeasy is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. As an equal opportunity employer, we are committed to providing accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. Please let the talent acquisition team know if you require an accommodation during any aspect of the recruitment process and we will work with you to address your needs. 

Additional Information

All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire. We thank all interested applicants; however, we will only be contacting those for interview who possess the skills and qualifications outlined above.

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More about this job

Responsibilities

Analyze portfolio composition and credit performance across lending channels, identify drivers of changes, and communicate potential loss impacts to management. Support risk model development, credit strategy optimization, forecasting, reporting, and monitoring of portfolio risk indicators and performance.

Requirements

Candidates should have at least two years of analyst experience, a university degree in Statistics, Mathematics, or a related discipline, and strong quantitative, statistical, and modeling capabilities; an advanced degree is desired. They should be proficient with data extraction and modeling tools such as SAS and SQL, demonstrate strong analytical and communication skills, and be able to adapt to shifting priorities and tight timelines.

Skills

Credit Risk Management
Data Mining
Statistical Analysis
Risk Modeling
Portfolio Monitoring
Credit Strategy Optimization
Customer Risk Segmentation
Forecasting
Scenario Analysis
Sensitivity Analysis
SQL
SAS
Data Analysis
Problem-Solving
Reporting
Stakeholder Communication

Benefits

RRSP Matching
Employee Share Purchase Plan
Annual Bonus
Employee Discounts
Maternity and Parental Leave Top-Up
Financial Literacy Learning Opportunities
Company-Paid Volunteer Days
Virtual Doctor Appointments
On-Site Gym Access
Tuition Assistance
Matched Charitable Donations
Professional Development and Training
Career Coaching
Mentorship
Free Gated Parking

Visa sponsorship

Not detected in the job text

Keywords

Credit Risk
Risk Analytics
Portfolio Monitoring
Data Mining
Statistical Analysis
Risk Models
SAS
SQL
Credit Strategy
Risk Segmentation
Loss Forecasting
Delinquency
Charge-Off Trends
Vintage Analysis
Scenario Analysis
Sensitivity Analysis
Origination
Account Management
Collections
Approval Rates
Loan Conversion Rates
Credit Quality
Key Risk Indicators
Credit Reviews
Consumer Lending
Retail Lending
Online Lending
Alternative Lending
Data-Driven Decision-Making

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