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Added 6 mins ago
JI
Business Analyst | Analyste d'affaires – POS, Omnichannel & Mobile
Jesta I.S.
Montreal, QC
- Full-time
…recognizable brands and continues to grow. We are seeking a Business Analyst – POS, Omnichannel & Mobile to join our product team in…
Added 1 hour ago
CC
RQ11834 - Business Analyst
CCI- Computer Consultants International, Inc.
Toronto, ON
- Full-time
Must Haves Experience:
Added 1 hour ago
AA
Gestion Données Offre et Spécifications clients - Offer data and Customers Specs management
Airbus Aircraft
Montreal, QC
- Full-time
The A220 commercial aircraft program is seeking an Analyst to join our A220 Product Offer team based in Mirabel (Quebec, Canada), where you will manage the digital data supporting aircraft…
Added 1 hour ago
AA
Analyste de l'Offre Produit, Systèmes cabine - Product offer analyst, Cabin systems
Airbus Aircraft
Mirabel, QC
- Full-time
Analyste de l’Offre Produit, Systèmes cabine - Product offer analyst, Cabin systems
Added 2 hours ago
JI
Product Owner – Wholesale & Demand Planning | Responsable produit
Jesta I.S.
Montreal, QC
- Full-time
Hybrid work arrangement, with a minimum of two days per week in our Montreal office
Added 2 hours ago
S
Sr. Analyst, TMT Commercial Business
Salesforce
Toronto, ON · Canada - Toronto
- Full-time
We are seeking a proactive, strategic, and detail-minded Strategic Field Events Senior Analyst to join our Americas Field Marketing team, specializing in the Technology, Media, and…
Added 3 hours ago
M
Technical Product Manager (TPM), Delivery Ops
Mecka
Richmond Hill, ON
- $150,000 to $200,000 CAD / year
- Full-time
4 to 7+ years in technical product management, technical program management, or data operations.
Added 6 hours ago
GC
Quality Designer Co-op (Summer 2027)
Game Companies
Vancouver, BC
- Volunteer
…Analysts, Engineers to help establish best practices for our analyst family. You will help build QA solutions and processes that enable us to deliver the best quality product for our…
Added 6 hours ago
P
Quality Assurance Analyst
Planisware
Montreal, QC
- $70,000 to $80,000 CAD / year
- Full-time
…management. Planisware solutions are specifically designed to support product development, engineering, and IT business processes. Our solutions are used by companies such as Hydro-Québec,…
Added 7 hours ago
IC
Business Analyst – Credit Card Transformation
Infotek Consulting Inc.
Toronto, ON
- $60 to $71 CAD / hour
- Contract
We are seeking an experienced Senior Business Analyst to support a strategic credit card transformation initiative within a leading financial services organization.
Added 8 hours ago
TS
TDS Operations Analyst III
TD Securities
Toronto, ON
- Full-time
Reporting to the Director, Corporate Lending & Trade Finance Operations Change, the Operations Analyst III is a senior individual contributor within CLO Business Support (BST), providing…
Added 9 hours ago
F
Senior Data Analyst
Fusemachines
Remote, Canada
- Contract
- Remote
As a Senior Data Analyst / Analytics Engineer, you will work closely with technical leads, product managers, and business stakeholders to modernize legacy BI environments.
Added 9 hours ago
AC
Analyste D'Affaires
Aston Carter
QC · Saint-Benoît, QC
- $40 to $60 CAD / hour
- Contract
We are seeking an experienced Business Analyst to join a Program Management team. This individual will be responsible for driving and monitoring initiatives focused on improving overall…
Added 9 hours ago
A
Analyste de l’Offre Produit, Systèmes cabine - Product offer analyst, Cabin systems
Airbus
Mirabel, QC
- Full-time
Added 9 hours ago
Specialist-Financial Analyst, Bids & Proposals
L3Harris Technologies
ON · Waterdown, ON
Specialist - Financial Analyst, Bids & Proposals,L3
Added 10 hours ago
T
VP, Quantitative Research - TD Asset Management
TD
Toronto, ON · Montreal, QC
- Full-time
Work with structured and unstructured data, including market data, company fundamentals, analyst information, corporate filings, earnings-call transcripts, news, and alternative datasets.
Added 10 hours ago
SP
Strategic Field Events Senior Analyst, (TMT Commercial Business)
Salesforce Partner Canada
Toronto, ON
- Full-time
We are seeking a proactive, strategic, and detail-minded Strategic Field Events Senior Analyst to join our Americas Field Marketing team, specializing in the Technology, Media, and…
Added 10 hours ago
A
Gestion Données Offre et Spécifications clients - Offer data and Customers Specs management
Airbus
Montreal, QC · Mirabel, QC
- Full-time
The A220 commercial aircraft program is seeking an Analyst to join our A220 Product Offer team based in Mirabel (Quebec, Canada), where you will manage the digital data supporting aircraft…
Added 10 hours ago
J
Publisher Relationship Manager
JobGet
Remote, Canada
- $65,000 to $75,000 CAD / year
- Full-time
- Remote
…This is a highly visible role that works daily with Campaign Analyst, Customer Success, Product, Engineering, Finance, and…
Added 10 hours ago
Agile Team Coach, Direct Venture
Wawanesa Insurance
Toronto, ON · Winnipeg, MB · Kitchener, ON · Montreal, QC · North York - Toronto, ON (Hybr, ON
Reporting to the Director, Innovation Execution, the role partners with Product Owners, Business Analysts, delivery teams, technology, PMO/EPMO, and business stakeholders to help teams…
Added 11 hours ago
Support Analyst (Sales Module)
PBS Systems
Calgary, AB
Must have Valid Driver’s license
Added 11 hours ago
Support Analyst (Sales Module)
PBS Systems
Calgary, AB
Must have Valid Driver’s license
Added 11 hours ago
T
Business Insights Analyst II - AI Accelerator
TD
Toronto, ON · Montreal, QC
- Full-time
The AI Accelerator Analyst builds practical AI solutions and provides trusted advice. The role combines hands-on AI skills, analytical thinking, a focus on user needs and sound risk…
Added 11 hours ago
T
TDS Operations Analyst III
TD
Toronto, ON
- Full-time
Reporting to the Director, Corporate Lending & Trade Finance Operations Change, the Operations Analyst III is a senior individual contributor within CLO Business Support (BST), providing…
Added 11 hours ago
T
Associate Investment Advisor
TD
Waterloo, ON
- Full-time
Optional: Certified International Wealth Manager (CIWM) designation, Certified Financial Analyst (CFA), Chartered Investment Manager (CIM), or Certified Financial Planner (CFP)

Grow Financial

Credit Risk Analyst

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 11, 2026
Posting language: English
Posted: Nov 11, 2026

Original job description

Company Description

Grow Financial lends to Canadian technology companies against their SR&ED tax credits, so founders can get cash months before CRA pays their refund. We provide $100K to $1M in non-dilutive financing to founder-led companies, mostly in software and hardware, and we run the business on our own tech platform. Our capital lets Canadian innovators keep hiring and building without giving up equity.

Role Description

Founding Credit Analyst · Toronto · Full-time

This is not a seat in a big bank’s analyst class. You’ll learn to underwrite SR&ED loans directly from the founder, help run the platform behind the business, and own client files from application to repayment. The role comes with equity and, for the right person, a real path to CEO within five years.

What you’ll do:

Underwrite SR&ED loans. Analyze financial statements, T2 returns, bank statements and SR&ED claims, and write clear credit recommendations.
Run the platform. Keep our loan management system, CRM and automated underwriting workflows accurate. You’ll work in Lovable, Supabase, n8n, Zoho and AI tools every day.
Monitor the portfolio. Track draws, compliance certificates, CRA refunds, lien registrations and repayments so nothing is missed.
Work with clients. Be the day-to-day contact for founders and CFOs: collect documents, answer questions and keep deals moving.
Improve how we work. Find manual steps and automate them.

What we offer:

Equity in the business
A real path to CEO within five years
Hands-on training in SR&ED lending from a founder with a long track record in Canadian SR&ED financing
Real responsibility from your first week, with exposure to credit, fund operations and fintech product
Compensation suited to an early-career role

Qualifications

You read an income statement and balance sheet comfortably and understand how they tie to cash
You’re tech forward: you pick up new tools quickly and enjoy building better workflows
You’re accurate and process-driven, and you catch what doesn’t reconcile
You communicate clearly and can talk to founders and CFOs with confidence
You’re intrinsically motivated and entrepreneurial, and you’d rather build something than maintain it
No credit experience required. We’ll train you.

Nice to have:

Some coding (Python, SQL or JavaScript) or experience with automation and no-code tools
An Ivey HBA, MBA, or a commerce, finance or engineering degree
Exposure to credit, accounting, SR&ED or startups

To apply, send your résumé and a few lines about something you built, automated or fixed to careers@growfi.ca, or apply through LinkedIn.

Apply on LinkedIn About employer

More about this job

Responsibilities

Underwrite SR&ED loans by reviewing financial statements, tax returns, bank statements, and SR&ED claims, and prepare clear credit recommendations. Maintain loan and CRM systems, monitor portfolio activity and repayments, support founders and CFOs, and identify opportunities to improve and automate workflows.

Requirements

Candidates should be comfortable reading income statements and balance sheets, understand how they relate to cash, learn technology tools quickly, and work accurately and systematically. Clear communication and entrepreneurial motivation are important; credit experience is not required, while coding, automation, relevant education, and exposure to credit, accounting, SR&ED, or startups are advantageous.

Skills

Credit Underwriting
Financial Statement Analysis
Cash Flow Analysis
Credit Recommendations
Loan Portfolio Monitoring
Loan Management
CRM Management
Workflow Automation
Process Improvement
Client Communication
Attention to Detail
SR&ED Financing

Benefits

Equity

Visa sponsorship

Not detected in the job text

Keywords

SR&ED
Credit Risk
Credit Underwriting
SR&ED Loans
Financial Statements
Income Statements
Balance Sheets
Cash Flow
T2 Returns
Bank Statements
Credit Recommendations
Loan Management System
CRM
Automated Underwriting
Lovable
Supabase
n8n
Zoho
AI Tools
Portfolio Monitoring
Compliance Certificates
CRA Refunds
Lien Registrations
Workflow Automation
Python
SQL
JavaScript
No-Code Tools
Fintech
Startup Financing

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