Regulatory Capital Compliance Analyst

Regulatory Capital Compliance Analyst

Location: Toronto, Ontario, Canada

Contract Duration: 12 Months

Employment Type: Fixed-Term Contract

Department: Group Risk Management

Position Overview

We are seeking an experienced Regulatory Capital Compliance Analyst to support regulatory compliance initiatives within a financial institution's Group Risk Management function.

The successful candidate will play a key role in coordinating the credit risk self-assessment process for Advanced Internal Ratings-Based (AIRB) models in accordance with the Office of the Superintendent of Financial Institutions (OSFI) Capital Adequacy Requirements (CAR) Guideline.

This role involves regulatory interpretation, stakeholder engagement, quality assurance, and regulatory submission support. The ideal candidate will bring a strong understanding of regulatory capital requirements, credit risk frameworks, and financial services operations.

Key Responsibilities

Self-Assessment Process Management & Regulatory Reporting

• Coordinate the self-assessment process (SAP) for AIRB models in accordance with OSFI's Capital Adequacy Requirements (CAR) Guideline.
• Manage process activities, including regulatory updates, project kick-off communications, user onboarding, user guide updates, and training coordination.
• Ensure the completeness, accuracy, and quality of information collected throughout the assessment process.
• Review, challenge, and validate self-assessment deliverables submitted by stakeholders.
• Support the preparation and assembly of AIRB model regulatory submission packages, including collecting required documentation, coordinating report generation, and tracking deliverables through completion.
• Develop presentations, status reports, and other reporting materials for senior management.
• Provide subject matter expertise on the interpretation of OSFI's CAR Guideline to support stakeholders throughout the self-assessment process.
• Build and maintain effective working relationships with business partners, business units, and cross-functional teams.
• Contribute to broader regulatory reporting and compliance initiatives.

Required Qualifications

• Minimum 5 years of experience in the financial services industry, preferably across multiple business or functional areas.
• Bachelor's degree in Business Administration, Economics, Finance, or a related discipline.
• Working knowledge of OSFI's Capital Adequacy Requirements (CAR) Guideline and credit risk frameworks.
• Understanding of the Advanced Internal Ratings-Based (AIRB) approach to credit risk measurement.
• Proven ability to manage multiple priorities and work effectively in ambiguous or complex environments.
• Excellent written, verbal, and presentation communication skills.
• Strong project management, coordination, and organizational abilities.
• Ability to critically review, challenge, and validate assessment deliverables provided by stakeholders.
• Strong attention to detail and the ability to maintain an independent and objective perspective.

Preferred Qualifications (Nice to Have)

• At least 2 years of experience in credit risk management.
• Experience supporting AIRB implementation within a Canadian financial institution.
• Credit risk modelling experience, including familiarity with rating methodologies and model validation practices.
• Experience managing or participating in regulatory self-assessment processes, particularly those related to regulatory models and OSFI CAR requirements.

Note: We use AI tools to: obtain basic information, detect plagiarism, false employment history or references, categorize your skills, and do an initial match with job postings.

Note: Background checks needing to be completed for successfully hired candidates.

Note: Third parties need not apply