Commercial Credit Analyst

Commercial Credit Analyst (Contract) | Toronto, ON

Location: Toronto, ON (Hybrid)

Schedule: Monday to Friday, 8:30 AM to 5:00 PM

Work Model: 4 days onsite, 1 day remote per week (following training)

Duration: 6-Month Contract (Extension and potential conversion opportunities available)

Pay Rate: Up to $25/hour + 4% vacation pay

About the Opportunity

We are seeking a detail-oriented Commercial Credit Analyst to support a high-volume commercial banking operations team. This role provides valuable exposure to commercial lending, credit risk assessment, financial statement analysis, and annual credit review processes across a diverse portfolio of business clients.

This is an excellent opportunity for candidates looking to build experience in commercial banking, credit analysis, and financial services operations.

Key Responsibilities

• Review and analyze commercial borrower information and annual credit reviews
• Read, interpret, and assess financial statements
• Complete borrower and facility risk ratings in accordance with established policies and procedures
• Accurately input and maintain borrower information and documentation
• Communicate with internal business partners to obtain information required for credit reviews
• Support credit renewal recommendations and risk assessments
• Meet productivity, quality, and service level expectations
• Contribute positively within a collaborative team environment

Must-Have Qualifications

• Minimum 1 year of experience reviewing and interpreting financial statements
• Post-secondary education in Business, Commerce, Finance, Accounting, or a related field
• Strong Microsoft Office skills, particularly Excel and Outlook
• Exceptional attention to detail and data accuracy
• Ability to manage multiple priorities in a high-volume environment
• Strong analytical, problem-solving, and critical-thinking abilities
• Excellent written and verbal communication skills
• Ability to work independently and as part of a team

Nice-to-Have Qualifications

• Banking or financial services experience
• Finance or accounting background
• Exposure to commercial lending or credit analysis

What We're Looking For

• Results-oriented and highly organized professionals
• Individuals who thrive in a fast-paced environment
• Strong team players with a positive attitude
• Candidates who can maintain quality and accuracy under pressure

Interview Process

Round 1: In-person assessment focused on the ability to read and understand business financial statements.

Round 2: In-person interview with hiring managers following successful completion of the assessment.

Why Apply?

• Gain hands-on exposure to commercial banking operations
• Build expertise in credit analysis and risk assessment
• Work with experienced lending and credit professionals
• Opportunity for contract extension and potential long-term career growth

Interested candidates should apply with an updated resume highlighting financial statement analysis, banking, credit, accounting, or related business experience.

Use AI for Hiring: Our recruitment process for this role includes the use of AI-based tools to help evaluate candidate qualifications and screen applications.

Why Kelly?

At Kelly®, we’re committed to finding rewarding opportunities that help you thrive - both professionally and personally. We partner with leading organizations across industries, connecting talented individuals to roles that fit their skills, interests, and goals. As part of the Kelly team, you’ll have access to a diverse network, ongoing career support, and resources to help you succeed. We value inclusion, respect, and work-life balance, and we offer competitive pay and benefits. Join us and discover what’s next for your career!