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Added 1 day ago
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Kelly

Commercial Credit Analyst

Toronto, ON, Canada

Pay Rate: Up to $25/hour + 4% vacation pay · Contract

Apply About employer

Applications open in a new tab.

Job details

Pay: Pay Rate: Up to $25/hour + 4% vacation pay
Job type: Contract
Apply by: Dec 9, 2026
Experience: Minimum 1 year of experience reviewing and interpreting financial statements
Posting language: English
Posted: Nov 9, 2026

Original job description

Commercial Credit Analyst (Contract) | Toronto, ON

Location: Toronto, ON (Hybrid)

Schedule: Monday to Friday, 8:30 AM to 5:00 PM

Work Model: 4 days onsite, 1 day remote per week (following training)

Duration: 6-Month Contract (Extension and potential conversion opportunities available)

Pay Rate: Up to $25/hour + 4% vacation pay

About the Opportunity

We are seeking a detail-oriented Commercial Credit Analyst to support a high-volume commercial banking operations team. This role provides valuable exposure to commercial lending, credit risk assessment, financial statement analysis, and annual credit review processes across a diverse portfolio of business clients.

This is an excellent opportunity for candidates looking to build experience in commercial banking, credit analysis, and financial services operations.

Key Responsibilities

Review and analyze commercial borrower information and annual credit reviews
Read, interpret, and assess financial statements
Complete borrower and facility risk ratings in accordance with established policies and procedures
Accurately input and maintain borrower information and documentation
Communicate with internal business partners to obtain information required for credit reviews
Support credit renewal recommendations and risk assessments
Meet productivity, quality, and service level expectations
Contribute positively within a collaborative team environment

Must-Have Qualifications

Minimum 1 year of experience reviewing and interpreting financial statements
Post-secondary education in Business, Commerce, Finance, Accounting, or a related field
Strong Microsoft Office skills, particularly Excel and Outlook
Exceptional attention to detail and data accuracy
Ability to manage multiple priorities in a high-volume environment
Strong analytical, problem-solving, and critical-thinking abilities
Excellent written and verbal communication skills
Ability to work independently and as part of a team

Nice-to-Have Qualifications

Banking or financial services experience
Finance or accounting background
Exposure to commercial lending or credit analysis

What We're Looking For

Results-oriented and highly organized professionals
Individuals who thrive in a fast-paced environment
Strong team players with a positive attitude
Candidates who can maintain quality and accuracy under pressure

Interview Process

Round 1: In-person assessment focused on the ability to read and understand business financial statements.

Round 2: In-person interview with hiring managers following successful completion of the assessment.

Why Apply?

Gain hands-on exposure to commercial banking operations
Build expertise in credit analysis and risk assessment
Work with experienced lending and credit professionals
Opportunity for contract extension and potential long-term career growth

Interested candidates should apply with an updated resume highlighting financial statement analysis, banking, credit, accounting, or related business experience.

Use AI for Hiring: Our recruitment process for this role includes the use of AI-based tools to help evaluate candidate qualifications and screen applications.

Why Kelly?

At Kelly®, we’re committed to finding rewarding opportunities that help you thrive - both professionally and personally. We partner with leading organizations across industries, connecting talented individuals to roles that fit their skills, interests, and goals. As part of the Kelly team, you’ll have access to a diverse network, ongoing career support, and resources to help you succeed. We value inclusion, respect, and work-life balance, and we offer competitive pay and benefits. Join us and discover what’s next for your career!

Apply About employer

More about this job

Responsibilities

Review commercial borrower information and financial statements, complete borrower and facility risk ratings, and support annual credit reviews and renewal recommendations. Maintain accurate borrower records, coordinate with internal partners, and meet productivity, quality, and service expectations.

Requirements

Requires at least one year of experience reviewing and interpreting financial statements and post-secondary education in business, commerce, finance, accounting, or a related field. Candidates should have strong Excel and Outlook skills, attention to detail, analytical abilities, communication skills, and the ability to manage priorities independently and collaboratively.

Skills

Financial Statement Analysis
Commercial Credit Analysis
Credit Risk Assessment
Borrower Risk Rating
Facility Risk Rating
Commercial Lending
Credit Review
Microsoft Excel
Microsoft Outlook
Data Accuracy
Attention To Detail
Analytical Thinking
Problem-Solving
Written Communication
Verbal Communication

Benefits

Vacation Pay

Visa sponsorship

Not detected in the job text

Keywords

Commercial Banking
Commercial Lending
Credit Analysis
Credit Risk Assessment
Financial Statement Analysis
Annual Credit Reviews
Borrower Risk Ratings
Facility Risk Ratings
Borrower Documentation
Business Clients
Microsoft Office
Microsoft Excel
Microsoft Outlook
Data Accuracy
Quality Assurance
Service Level Expectations
Financial Services Operations
Accounting
Finance
Business
Commerce

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