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Added 7 mins ago
P
Application Engineer
Promation
Oakville, ON
- $90,000 to $114,000 CAD / year
- Full-time
Support customer site visits, presentations, and technical discussions
Added 36 mins ago
A
Senior Dynamics 365 F&O Functional Consultant-RQ00762
Amyantek
Toronto, ON
- Contract
…short and long-term project goals/objectives, and as a senior technical expert, defines and identifies program and service delivery requirements in support of the development and/or…
Added 3 hours ago
BT
Senior Tax Analyst
Baker Tilly Canada
Peterborough, ON
- Full-time
Prepare correspondence, technical reports, client summaries and presentations
Added 5 hours ago
SM
RQ11673 – Report Developer – Junior
S M Software Solutions Inc
Toronto, ON
- Internship
We are seeking a Junior Report Developer / Data Engineer with experience in developing, implementing, and maintaining enterprise data solutions using modern Azure cloud technologies. The…
Added 5 hours ago
SM
RQ11673 – Report Developer – Junior
S M Software Solutions Inc
Toronto, ON
- Internship
We are seeking a Junior Report Developer / Data Engineer with experience in developing, implementing, and maintaining enterprise data solutions using modern Azure cloud technologies. The…
Added 5 hours ago
SM
RQ11673 – Report Developer – Junior
S M Software Solutions Inc
Toronto, ON
- Internship
We are seeking a Junior Report Developer / Data Engineer with experience in developing, implementing, and maintaining enterprise data solutions using modern Azure cloud technologies. The…
Added 9 hours ago
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Lead Process Engineer
Airswift
Calgary, AB
- Contract
Support the professional development of junior and intermediate process engineers through mentoring and technical guidance.
Added 10 hours ago
KC
Senior Embedded Software Designer
Kepler Communications Inc.
Toronto, ON
- Full-time
Develop automated tests, validation tools, and technical documentation to support robust software delivery and long-term maintainability
Added 13 hours ago
V
Lead Wind Technician-Moncton, NB (Riverview, New Brunswick, CA)
Vestas
Riverview, NB
- $29.4 to $48.63 CAD / hour
- Full-time
Support specialty projects (e.g., crane work, CIM) and provide mentorship to junior technicians.
Added 15 hours ago
BT
Senior Accountant - Cross Border Tax
Baker Tilly Canada
Vancouver, BC
- Full-time
Perform technical research and documenting tax plan recommendations
Added 17 hours ago
SM
RQ11673 – Report Developer – Junior
S M Software Solutions Inc
Toronto, ON
- Internship
We are seeking a Junior Report Developer / Data Engineer with experience in developing, implementing, and maintaining enterprise data solutions using modern Azure cloud technologies. The…
Added 17 hours ago
SM
RQ11673 – Report Developer – Junior
S M Software Solutions Inc
Toronto, ON
- Internship
We are seeking a Junior Report Developer / Data Engineer with experience in developing, implementing, and maintaining enterprise data solutions using modern Azure cloud technologies. The…
Added 17 hours ago
SM
RQ11673 – Report Developer – Junior
S M Software Solutions Inc
Toronto, ON
- Internship
We are seeking a Junior Report Developer / Data Engineer with experience in developing, implementing, and maintaining enterprise data solutions using modern Azure cloud technologies. The…
Added 19 hours ago
GE
Asset Management Engineer
Gwaii Engineering Ltd.
Victoria, BC
- Full-time
Comfortable working across strategy, data, modelling, planning, and technical support as needed.
Added 19 hours ago
WI
Senior Process Engineer - Wastewater Treatment
WSP in Canada
Sarnia, ON
- Full-time
Develop design criteria, mass balances, process calculations, hydraulic assessments, and equipment sizing to support informed technical and investment decisions.
Added 21 hours ago
BT
Cloud Accounting Specialist
Baker Tilly Canada
Guelph, ON
- Full-time
Lead, mentor, train and develop staff, while providing direction and support to Managers.
Added 22 hours ago
KC
Junior Manufacturing Engineer
Kawartha Controls
Omemee, ON
- Full-time
…AI-assisted manufacturing systems. We are seeking a motivated Junior Manufacturing Engineer to join our engineering and manufacturing…
Added 1 day ago
YE
Senior Mechanical Engineer
YJE Engineering
Calgary, AB
- Full-time
…from initial planning through construction completion, provide technical leadership, mentor junior team members, and contribute to the continued growth of our…
Added 1 day ago
S
Senior Civil Designer
SYSTRA
Toronto, ON
- Full-time
Support utility coordination and provide technical guidance to junior modelers and CAD technicians.
Added 1 day ago
S
Senior Structural Engineer
Sedgman
Vancouver, BC
- Full-time
…Vancouver, B.C. He/she will be responsible for leading and providing technical support on structural engineering projects; this includes conducting structural design , investigation,…
Added 1 day ago
WI
Senior Process Engineer - Wastewater Treatment
WSP in Canada
London, ON
- Full-time
Develop design criteria, mass balances, process calculations, hydraulic assessments, and equipment sizing to support informed technical and investment decisions.
Added 1 day ago
SC
Senior Civil Designer
SYSTRA Canada
Toronto, ON
- Full-time
Support utility coordination and provide technical guidance to junior modelers and CAD technicians.
Added 1 day ago
SM
RQ11673 – Report Developer – Junior
S M Software Solutions Inc
Toronto, ON
- Internship
We are seeking a Junior Report Developer / Data Engineer with experience in developing, implementing, and maintaining enterprise data solutions using modern Azure cloud technologies. The…
Added 1 day ago
H
Transportation Architecture Team Lead
HDR
Toronto, ON
- Full-time
…them. We bring together architects, planners, designers, and technical experts to solve complex design challenges with creativity, curiosity, and collaboration. From championing design…
Added 1 day ago
BG
Senior Cost Consultant (Estimator/Quantity Surveyor)
BTY Group
Toronto, ON
- $80,000 to $120,000 CAD / year
- Full-time
Provide coaching, technical guidance and support to junior Cost Management team members.

KTek Resourcing

Senior Business Analyst - Payments

Toronto, ON, Canada

Full-time

Apply About employer

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Job details

Job type: Full-time
Apply by: Dec 2, 2026
Posting language: English
Posted: Nov 2, 2026

Original job description

Job Title: Senior Business Analyst – Payments

Location: Toronto, ON, Canada – Hybrid

Job Summary

We are seeking an experienced Senior Business Analyst with strong expertise in banking and payment systems to support payment modernization and transformation initiatives. The ideal candidate will have in-depth knowledge of payment processing, card payments, payment messaging standards, and domestic and cross-border payment flows.

The candidate will lead end-to-end business analysis, including requirements gathering, functional documentation, process optimization, stakeholder management, and Agile delivery. Strong payment domain knowledge and the ability to translate complex business requirements into scalable technical solutions are essential.

Key Responsibilities

Business Analysis & Requirements Management

Lead requirements elicitation, business analysis, gap analysis, and impact assessments.
Prepare Business Requirements Documents (BRDs), Functional Specifications (FSDs), user stories, and acceptance criteria.
Translate business requirements into functional solutions in collaboration with development and architecture teams.
Maintain end-to-end requirements traceability throughout the delivery lifecycle.

Payment Domain Expertise

Analyze end-to-end payment processing flows, including initiation, authorization, clearing, settlement, and reconciliation.
Work with card issuing, card acquiring, merchant payments, account-to-account (A2A) payments, and cross-border transactions.
Apply knowledge of ISO 8583 and ISO 20022 messaging standards.
Understand payment exceptions, transaction failures, chargebacks, disputes, and payment investigations.
Support payment modernization, real-time payments, and payment system integration initiatives.

Process Design & Optimization

Develop end-to-end process flows, business process models, and operational workflows.
Identify process gaps and recommend improvements to increase efficiency, scalability, and accuracy.
Support the design of payment solutions, business rules, and operating models.

Agile Delivery & Stakeholder Management

Collaborate with product owners, business stakeholders, developers, architects, and QA teams.
Participate in Agile ceremonies, sprint planning, backlog refinement, and requirements reviews.
Use JIRA and Confluence to manage requirements, user stories, and delivery documentation.
Support User Acceptance Testing (UAT), defect resolution, and production readiness.
Mentor junior Business Analysts and ensure high-quality analysis and documentation.

Risk, Security & Compliance

Incorporate applicable payment regulations, security requirements, and compliance controls into business requirements.
Understand payment fraud prevention, transaction monitoring, authentication, tokenization, PCI DSS, and relevant AML/KYC requirements.
Support compliance with applicable payment network rules and regulatory standards.

Mandatory Skills

Candidates must demonstrate strong experience in the following areas:

Payment Systems & Banking Domain: Strong hands-on business analysis experience in banking payments, financial services, or fintech.
Payment Processing: In-depth understanding of end-to-end payment flows, including authorization, clearing, settlement, and reconciliation.
Card Payments: Knowledge of card issuing, acquiring, merchant payments, transaction processing, chargebacks, and disputes.
Payment Messaging Standards: Strong knowledge of ISO 8583 and/or ISO 20022.
Domestic & Cross-Border Payments: Understanding of payment transfers, payment processing workflows, and international payment transactions.
Business Analysis: Expertise in requirements gathering, BRD/FSD preparation, gap analysis, impact analysis, and user story creation.
Agile Methodology: Experience working in Agile/Scrum delivery environments.
Data Analytics: Ability to analyze payment transaction data, validate requirements, identify discrepancies, and support reconciliation and reporting.
Stakeholder Management: Strong communication and collaboration skills, with the ability to work across business and technology teams.
Tools: Hands-on experience with JIRA, Confluence, and process modelling tools such as Visio or BPMN-based tools.

Good-to-Have Skills

Experience with real-time payment systems and payment modernization programs.
Knowledge of payment APIs, microservices, and event-driven architectures.
Understanding of payment fraud detection, risk management, and transaction monitoring.
Experience with EMV 3-D Secure (3DS), card tokenization, and payment security controls.
Exposure to payment reconciliation, settlement exceptions, and operational investigations.
CBAP, Agile/Scrum, or other relevant professional certifications.

Preferred Background

Experience working with banks, payment processors, card networks, or fintech organizations.
Experience supporting large-scale payment transformation or modernization initiatives.
Ability to lead business analysis activities independently and mentor junior team members.

Ideal Candidate Profile

The ideal candidate is a Senior Business Analyst with strong banking and payment domain expertise, experience with ISO payment messaging standards, and a proven track record of delivering payment-related technology initiatives in an Agile environment.

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More about this job

Responsibilities

Lead end-to-end business analysis for payment initiatives, including requirements elicitation, documentation, process modeling, and translating business needs into functional solutions. Collaborate with business and technology teams through Agile delivery, support testing and production readiness, and contribute to payment modernization, compliance, and mentoring junior analysts.

Requirements

Requires strong hands-on business analysis experience in banking, payments, financial services, or fintech, with knowledge of payment processing, card payments, domestic and cross-border flows, and ISO 8583 and/or ISO 20022. Candidates should have Agile delivery experience, strong requirements and data analysis skills, stakeholder management capabilities, and experience with JIRA, Confluence, and process modeling tools.

Skills

Payment Systems
Payment Processing
Card Payments
ISO 8583
ISO 20022
Business Analysis
Requirements Management
Agile/Scrum
Data Analytics
Stakeholder Management
JIRA
Confluence
Process Modeling
User Acceptance Testing
Payment Reconciliation
Cross-Border Payments

Visa sponsorship

Not detected in the job text

Keywords

Banking
Payment Modernization
Payment Processing
Card Issuing
Card Acquiring
Merchant Payments
Account-to-Account Payments
Cross-Border Payments
ISO 8583
ISO 20022
Requirements Elicitation
Functional Specifications
User Stories
Gap Analysis
Impact Analysis
Agile
Scrum
JIRA
Confluence
Visio
BPMN
User Acceptance Testing
Payment Reconciliation
Real-Time Payments
Payment APIs
Microservices
Event-Driven Architecture
PCI DSS
AML/KYC

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