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KV Capital

Director, Funding & Servicing

Toronto, ON, Canada

This position has a base salary range of $125,000 - $160,000 annually. · Full-time

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Job details

Pay: This position has a base salary range of $125,000 - $160,000 annually.
Job type: Full-time
Apply by: Nov 5, 2026
Posting language: English
Posted: Oct 6, 2026

Original job description

Brief Description

Role Summary

The Successful Candidate Will Be Accountable For The Execution, Funding, Servicing, Administration, Compliance, And Operational Performance Of The Insured Lending Portfolio. This Includes

Executing and administering the CMHC-insured mortgage portfolio;
Maintaining compliant funding, accurate servicing, effective risk management, and strong operations controls;
Meeting CMHC, investor, aggregator, and regulatory requirements; and
Acting as the primary link between underwriting, capital markets, finance, operations, third-party operational providers, and CMHC throughout each insured loan's life cycle.

Success in this role will depend on your ability to deliver expert-level client service, consistently fund and administer CMHC-insured transactions, and apply your expertise to create value for clients while strengthening KV Capital’s reputation as a trusted leader in the multifamily lending market.

Responsibilities

Working with KV Capital’s leadership team, you will be responsible for:

Leading all CMHC loan funding, closing, and disbursement activities
Ensuring all funding conditions, legal requirements, and CMHC program requirements are satisfied before funding;
Overseeing administration and servicing of the CMHC-insured mortgage portfolio throughout the loan life cycle;
Managing borrower payments, renewals, assumptions, amendments, discharges, and ongoing loan maintenance;
Ensuring compliance with CMHC, National Housing Act, investor, and internal policy requirements;
Maintaining strong operational controls, segregation of duties, and funding authorization protocols;
Overseeing loan onboarding, system administration, data integrity, reconciliations, and servicing records;
Monitoring portfolio performance, delinquency trends, covenant compliance, insurance coverage, and property tax status;
Managing defaults, workout strategies, enforcement actions, and required CMHC notifications;
Coordinating with aggregators, custodians, servicers, legal counsel, and other third-party service providers;
Supporting loan sales, securitization readiness, settlement, and investor reporting;
Overseeing trust accounting controls, cash movements, and funding reconciliations;
Establishing and maintaining servicing policies, procedures, controls, and quality assurance programs;
Leading and developing funding and servicing team members, including training and performance management;
Providing portfolio, funding, servicing, compliance, and risk reporting to senior management and governance committees;
Driving operational efficiency, automation, scalability, and continuous improvement initiatives; and
Acting as the primary operational liaison with CMHC on funding, servicing, compliance, and audit matters.

Requirements

Bachelor's degree in finance, accounting, Commerce, Business, Economics, or a related discipline.
10+ years of progressively senior experience in multifamily mortgage lending, with meaningful exposure to CMHC lending, funding, servicing, operations, capital markets, securitization, regulated lending environments, and third-party service provider oversight.
Professional designation or advanced credential is preferred, such as CFA, CPA, MBA, Chartered Banker, mortgage industry certification, or servicing-related qualification.
Strong knowledge of mortgage legal documentation, security registration, closing processes, and funding requirements.
Demonstrated expertise in loan portfolio administration, servicing, delinquency management, and default resolution.
Practical understanding of capital markets, loan sales, aggregators, custodians, settlement processes, and securitization requirements.
Experience developing policies, procedures, controls, governance frameworks, and quality assurance processes.
Ability to lead operational, technology, automation, and process improvement initiatives at scale.
Strong written and verbal communication skills, with the ability to engage effectively with CMHC, aggregators, executives, auditors, investors, and service providers.
Proven ability to lead cross-functional collaboration across underwriting, servicing, finance, treasury, legal, operations, and capital markets.

Summary

About KV Capital

At KV Capital, we have established ourselves as industry leaders in real estate debt and investment, driven by our unwavering commitment to excellence, trusted partnerships, and innovative solutions. Since our founding in 2006, we have expanded our business across three connected areas of service: real estate private equity, real estate lending, and private equity investments in real estate supply chain businesses. Managing a robust portfolio of +$2 billion in funded investments, accompanied by +$1 billion in assets under management, our dedicated team of finance experts is driven by a shared goal to cultivate prosperity for our clients, investment partners, and communities. We have office locations in Edmonton, Calgary, and Toronto, and continue to expand and extend our reach nationally.

Insured Lending

KV Capital is expanding its CMHC-insured multifamily lending platform, providing insured term and construction financing solutions for multifamily and purpose-built rental properties under CMHC’s National Housing Act programs. Our platform pairs deep capital markets and securitization expertise with a disciplined, credit-aware approach to origination, delivering competitive insured financing to borrowers, sponsors, and developers across the market.

What KV Capital Offers

Performance-based and long-term incentives.
Eligible to participate in our Employee Stock Option Plan
Competitive vacation offering and flexible time off, including birthdays off and holiday office closure.
100% Employer paid benefits.
Tuition and professional development support.
Hybrid work offering.

This position has a base salary range of $125,000 - $160,000 annually.

Our Value Proposition

We offer a compelling value proposition, including access to proprietary debt and equity capital, proprietary tools, substantial existing business actively generated in the market and a best-in-class underwriting team and back office. Our objective is to foster significant growth in the market. The compensation package for this role scales with the achieved growth and profitability.

Learn more about us at www.kvcapital.ca.

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More about this job

Responsibilities

Lead CMHC-insured loan funding, closing, disbursement, servicing, and administration while ensuring compliance with CMHC, investor, regulatory, and internal requirements. Oversee portfolio performance, operational controls, third-party providers, team development, reporting, and initiatives to improve efficiency and scalability.

Requirements

Requires a bachelor's degree in a relevant discipline and at least 10 years of progressively senior experience in multifamily mortgage lending, including meaningful exposure to CMHC lending, funding, servicing, operations, and capital markets. Candidates should bring expertise in mortgage documentation, portfolio administration, defaults, securitization, controls, process improvement, and cross-functional leadership; a relevant professional designation or advanced credential is preferred.

Skills

CMHC Loan Funding
Mortgage Servicing
Loan Portfolio Administration
Regulatory Compliance
Risk Management
Delinquency Management
Default Resolution
Capital Markets
Securitization
Loan Sales
Operational Controls
Trust Accounting
Investor Reporting
Policy Development
Process Improvement
Team Leadership

Benefits

Performance-Based Incentives
Long-Term Incentives
Employee Stock Option Plan
Competitive Vacation
Flexible Time Off
Birthday Leave
Holiday Office Closure
Employer-Paid Benefits
Tuition Support
Professional Development Support
Hybrid Work

Visa sponsorship

Not detected in the job text

Keywords

CMHC
National Housing Act
Multifamily Mortgage Lending
Insured Lending
Mortgage Funding
Loan Closing
Loan Servicing
Portfolio Administration
Mortgage Legal Documentation
Security Registration
Capital Markets
Securitization
Loan Sales
Aggregators
Custodians
Investor Reporting
Trust Accounting
Delinquency Management
Default Resolution
Risk Management
Regulatory Compliance
Operational Controls
Quality Assurance
Governance Frameworks
Data Integrity
Reconciliations
Automation
Process Improvement
CFA
CPA

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