Junior Funding Analyst, Investment Management

About KV Capital

At KV Capital, we have established ourselves as industry leaders in real estate debt and investment, driven by our unwavering commitment to excellent, trusted partnerships, and innovating solutions. Since our founding in 2006, we have expanded our business across three connected areas of service: real estate private equity, real estate lending, and private equity investments in real estate supply chain businesses. Managing a robust portfolio of +$1.8 billion in funded investments, accompanied by +$1 billion in assets under management, our dedicated team of finance experts is driven by a shared goal to cultivate prosperity for our clients, investment partners, and communities. We have office locations in Edmonton, Calgary, and Toronto, and continue to expand our reach nationally.

Real Estate Debt (“RED”)

Since its inception, our Real Estate Debt division has funded and/or advised on $2.5B+ of commercial deals. We provide financing solutions for land, subdivision financing, multi-family, retail, industrial, office, hospitality, mixed-use properties, and specialty financing, such as equity and structured financing deals.

Role Summary

Reporting to the Director, Investment Management, the Junior Funding Analyst, Investment Management is responsible for conducting thorough review of funding conditions, preparing draws for funding, and liaising with various internal and external stakeholders in order to facilitate timely funding of loans within the terms of the loan program. This role additionally may include credit analysis, review of financing proposals, and making recommendations with respect to the satisfaction of conditions and funding of draws. The Junior Funding Analyst helps to ensure that all loan advances are accurately structured in the system, allowing for proper calculation of loan-to-value (LTV), loan-to-cost (LTC), and other key financial metrics. Additionally, the role may involve preparing credit submission packages to the Lending Review Committee and funding packages for issuance to investors. This position requires strong analytical skills, meticulous attention to detail, and the ability to work effectively in a high-performance, fast-paced environment.

Responsibilities

• Loan Funding and Coordination.
• Review and verify all conditions precedent before funding approval.
• Prepare and review construction draw calculations, ensuring compliance with approved budgets and loan terms.
• Recommend draws for funding, with a focus on financial prudence and project viability.
• Ensure all loan advances are accurately entered into the system, enabling proper calculation of LTVs, LTCs, and other key financial metrics.
• Prepare credit submission approval packages to be submitted to the Lending Review Committee for prospective investment approval submission applications.
• Prepare funding packages for issuance to investors, ensuring accuracy and completeness.
• Conduct loan security and compliance reviews to validate funding readiness.
• Work closely with internal stakeholders (underwriters, analysts, originators, and loan administration) and external parties (borrowers, lawyers, consultants) to facilitate seamless funding execution.
• Provide high-level oversight on loan disbursement processes to ensure adherence to guidelines.
• Provide ongoing mortgage administration services, including processing of construction advances, mortgage renewals, payout statements and mortgage discharges.
• Aide in the assessment of mortgage credit applications on an ongoing basis, separate or in conjunction with Funding responsibilities, to help evaluate:
• Market value reasonability
• Borrower credibility and repayment ability
• Project feasibility and exit strategy viability
• Market outlook, economic fundamentals, and risk factors
• Prepare credit recommendations and executive summaries for approval.
• Help to identify key risks and mitigants within transactions, ensuring appropriate security and documentation structures.
• Collaborate with other members of the investment management and origination teams to refine credit structuring best practices.
• Make recommendations and assist in design and implementation of control mechanisms to enhance accuracy in funding calculations and approvals.
• Identify areas for process improvement and recommend efficiencies in funding workflows.
• Help to ensure compliance with regulatory, legal, and ethical standards related to loan administration and funding.
• Monitor key operational metrics related to funding processes and recommend strategic improvements.
• Participate in initiatives focused on optimizing funding operations and credit analysis methodologies.
• Support technology and automation enhancements to streamline funding workflows.
• Contribute to research and analysis to implement industry best practices and improve operational effectiveness.

Requirements

• A bachelor’s degree in finance, accounting, economics, or a related field.
• Proficiency in Microsoft Office, particularly Excel and Microsoft Word, with strong data management capabilities.
• Strong analytical skills with a meticulous attention to detail.
• Advanced technical skills, with the ability to quickly learn and adapt to new systems and applications.
• Personal interest, working knowledge, and/or experience in the real estate or commercial mortgage industry.
• Ability to thrive in a fast-paced, high-performance team environment.
• Holding of a financial related professional designation such as a CFA, CPA or CBV, or interest in working towards such a designation would be considered an asset.

What KV Capital Offers

• Competitive total compensation package, including performance-based and long-term incentives
• Eligible to participate in our Employee Stock Option Plan
• Comprehensive paid time-off package, including birthdays off and holiday office closures
• 100% employer-paid benefits
• Financial and organizational support for professional development opportunities
• Flexible work environment, including hybrid work offering (4 days in office, 1 day remote per week).

Apply Now!

Join us at KV Capital and be part of a dynamic team that is redefining success in the real estate debt and investment landscape. We are passionate about our business, our culture and investing deeply in your growth and development to build for the future. You will be part of an enthusiastic and highly effective team with no end to challenging and transformational work in sight. KV Capital is in a phase of growth and expansion, offering a collaborative work environment, recognition for outstanding performance and abundant opportunities for both personal and professional advancement.

For more information on our company, please visit our website at www.kvcapital.ca.