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lower.ca

Licensed Mortgage Broker

Vancouver, BC, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 10, 2026
Posting language: English
Posted: Oct 11, 2026

Original job description

Company Description Lower.ca specializes in helping customers save money across a range of financial products and services, with a focus on mortgages and loans. The company offers an easy-to-use online platform that allows users to compare market rates, apply for products, and receive quotes with just a few clicks. Lower.ca is committed to providing transparent options and competitive rates tailored to individual financial needs. The team emphasizes first-rate service, guiding customers through important financial decisions with clarity and efficiency.

Role Description The Licensed Mortgage Broker at lower.ca is a full-time, on-site role based in Vancouver, BC. In this position, the broker meets with clients to assess their financial situations, explains mortgage products, and recommends suitable solutions. The role involves guiding clients through mortgage applications, collecting and verifying documentation, and liaising with lenders to secure competitive terms. Day-to-day tasks include advising on debt consolidation options, maintaining compliance with regulatory requirements, and updating clients throughout the approval process. The broker also participates in local mortgage marketing efforts, builds referral networks, and contributes to a positive, client-centered experience.

Qualifications

Demonstrated expertise in Mortgage Brokers and Brokerage practices, including client consultation and lender negotiation.
Strong knowledge of Finance and Debt Consolidation to analyze client financial profiles and recommend appropriate solutions.
Experience with Mortgage Marketing to build and maintain a pipeline of prospective clients and referral partners.
Valid mortgage broker license in British Columbia and familiarity with provincial and federal lending regulations.
Excellent analytical, communication, and interpersonal skills, with the ability to explain complex financial information in accessible terms.
Proven ability to work on-site in a fast-paced environment, manage multiple client files, and meet deadlines with high attention to detail.
Comfort with digital tools and CRM systems used to track leads, applications, and client interactions.
Previous experience in residential mortgage brokering or related financial services is highly beneficial.

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More about this job

Responsibilities

Assess clients’ financial situations, explain mortgage products, recommend suitable solutions, and guide clients through applications and documentation. Negotiate with lenders, advise on debt consolidation, maintain regulatory compliance, update clients, and support local marketing and referral development.

Requirements

Requires a valid British Columbia mortgage broker license, knowledge of mortgage brokerage, finance, debt consolidation, and applicable lending regulations, plus strong analytical and communication skills. Candidates should be able to manage multiple client files, use digital tools and CRM systems, and preferably have residential mortgage brokering or related financial services experience.

Skills

Mortgage Brokerage
Client Consultation
Lender Negotiation
Financial Analysis
Debt Consolidation
Mortgage Marketing
Mortgage Application Processing
Document Verification
Regulatory Compliance
Client Communication
Referral Network Development
Analytical Skills
Interpersonal Skills
CRM Systems
File Management

Visa sponsorship

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Keywords

Mortgage Broker
Mortgage Brokerage
British Columbia Mortgage Broker License
Residential Mortgages
Mortgage Applications
Lender Negotiation
Debt Consolidation
Financial Services
Financial Analysis
Client Consultation
Mortgage Marketing
Referral Networks
Lending Regulations
Regulatory Compliance
Document Verification
CRM Systems
Lead Tracking

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