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Added 1 min ago
Payroll Analyst
Adecco
Milton, ON
$80,000 to $90,000 CAD / year
Full-time
Our client is seeking an experienced Payroll Analyst to manage end-to-end Canadian payroll processing while supporting payroll compliance, year-end activities, system improvements, and…
Added 1 min ago
Business Analyst - Capital Markets & Financial Services
Tech Talent International
Toronto, ON
Contract
…organizations in Canada/US. We are currently hiring a Business Analyst - Capital Markets & Financial Services for our global consulting…
Added 1 min ago
Sr. Business Systems Analyst
Tokio Marine Canada Ltd.
Toronto, ON
Full-time
…and your peers, we are looking for a Senior Business Systems Analyst to join our IT…
Added 1 min ago
BSA - SQL & Capital Market
Pacer Group
Toronto, ON
Full-time
8+ years of experience as a Business Systems Analyst, Data Analyst, or similar role.
Added 1 min ago
Senior Financial Analyst - Contract
The Mason Group - Strategic Search Partners
Toronto, ON
$85,000 to $90,000 CAD / year
Contract
With our client, we have an exciting opportunity for a Senior Financial Analyst to join a public sector organization on a 12-month contract. This role is ideal for a finance professional…
Added 1 min ago
Senior SAP Finance Business Systems Configuration Analyst
K&K Global Talent Solutions INC.
Toronto, ON
Full-time
Position: Senior SAP Finance Business Systems Configuration Analyst
Added 2 mins ago
Senior Compliance Analyst, Asset Management
Equitable
Waterloo, ON
Join our Asset Management team as a Senior Compliance Analyst, Asset Management, where you will play a key role in supporting compliance with applicable regulations and governing bodies,…
Added 16 mins ago
HRMS Analyst
BGIS
Markham, ON
Full-time
As an HRMS Analyst, you will design, build, test and maintain technology solutions that help our payroll team work better. You will support integrations, enhancements, reporting and issue…
Added 30 mins ago
Actuarial Analyst (Co-op Student)
OPB (Ontario Pension Board)
Toronto, ON
Contract
Actuarial Analyst (Co-op Student) Plan Management
Added 30 mins ago
API Support Analyst
Apptoza Inc.
Toronto, ON
Contract
Role : API Support Analyst – Bilingual (English/French)
Added 30 mins ago
Business System Analyst with VAM & LMS
K&K Global Talent Solutions INC.
Toronto, ON
Full-time
Added 30 mins ago
Accounts Payable Analyst
CentreCourt
Toronto, ON
Full-time
As an Accounts Payable Analyst, you will be responsible for processing project-related invoices, maintaining accurate vendor and banking records, and ensuring timely payments to suppliers.…
Added 30 mins ago
Pricing Analyst (Burlington, ON)
Wolseley Canada Inc.
Burlington, ON
Full-time
Added 30 mins ago
Wealth Planning Analyst
CI Financial
Winnipeg, MB
Full-time
We are currently recruiting for a Wealth Planning Analyst to join our Wealth Planning Group. The wealth planning group at CI offers existing high net wealth clients and their families a…
Added 30 mins ago
Loan Analyst
Elect Capital
Toronto, ON
Full-time
The Loan Application Analyst plays a critical role in maintaining the speed and quality Elect is known for. You'll prepare files for underwriting, "scrubbing" applications so bank…
Added 31 mins ago
Analyst ETF Services (m/f/d)
Solactive AG
Toronto, ON
Full-time
…At Solactive, we are looking for an ambitious, fast-learning analyst who stays on top of market developments and is driven to push things forward. If this sounds like you, we'd love to hear…
Added 31 mins ago
Financing Analyst Business
Desjardins
Saint-Hyacinthe, QC · Saint-Jean-sur-Richelieu, QC
Full-time
As financing analyst, you contribute to analysis, guidance and prevention with regard to risk management operations and activities. You perform financial analysis of files for the…
Added 31 mins ago
Business Analytics Lead Analyst - Vice President
Citi
Mississauga, ON
Full-time
The Business Analytics Ld Analyst is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in…
Added 31 mins ago
Senior Analyst, Tax
Hudbay Minerals
Toronto, ON
$95,000 to $118,000 CAD / year
The purpose of the role is to support Hudbay’s tax accounting, tax compliance, financial reporting, planning, tax audit coordination, and special project initiatives.
Added 31 mins ago
Program Analyst
Government of Alberta
AB
The Program Analyst position provides dedicated program delivery, analysis and operational support for the administration of IHCP. The increasing volume, complexity, and lifecycle…
Added 31 mins ago
Operational Excellence Business Advisor
Intact FC
Calgary, AB
Full-time
3 – 5 years previous experience as an advisor, analyst or similar role
Added 47 mins ago
Total Rewards Specialist
TVO
Toronto, ON
Full-time
HRIS Analyst in HRIS administration including ensuring system security by managing end-user access, preparing dashboards on HR metrics, ad hoc reports generation, mass data uploads etc.
Added 47 mins ago
Product Analyst (Loan Transactions)
FCC / FAC
AB · Regina, SK · Agriculture Place
Full-time
As a Product Analyst, you’ll bring a solution-focused mindset and apply strong analysis skills to support the Loan Transactions domain. You’ll gather, analyze and document business…
Added 47 mins ago
Analyst, Accounts Receivable
Avenue Living
Calgary, AB
Full-time
The successful candidate will work closely with Property Operations, Accounting, and Finance teams to improve cash collection, enhance reporting, and support scalable AR processes within a…
Added 1 hour ago
Senior Data Governance Analyst
SPECTRAFORCE
Toronto, ON
Contract
The Senior Data Governance Analyst is responsible for strengthening data governance practices across business and technology teams within a complex financial services environment. The role…

LRO Staffing

Credit Analyst - Permanent - 19514

Toronto, ON, Canada
North York, ON, Canada

Pay: The salary band for this opportunity is $65,000 to $80,000 depending on relevant previous experience.
Job type: Full-time
Apply by: Oct 29, 2026
Experience: At least 3 years of commercial credit underwriting and risk experience with a bank, alternative lender or other financial services organization
Posting language: English
Posted: Sep 29, 2026

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Applications open in a new tab.

Original job description

About The Opportunity

Our client, a fast-growing alternative lender that provides mortgage, leasing and working capital solutions to small and mid-sized businesses, is adding an intermediate Credit Analyst to its Working Capital team. This is a role with genuine sign-off authority: you'll approve files within your own limit, prepare the recommendation on larger deals headed to senior credit, and help shape how risk is managed across the book. The culture is entrepreneurial, collaborative and free of red tape, so good ideas get acted on quickly

Duties include but are not limited to:

Underwrite working capital requests from start to finish, assessing each business owner's track record, repayment capacity and overall financial standing
Approve transactions within your delegated limit and write clear, well-reasoned credit memos for files that need a higher level of approval
Spread business financial statements and tax returns, and work through bank statements, cash flow reports, key ratios and trends to build an accurate risk profile
Partner with originators and sales support on how deals should be structured, including pricing, conditions, security and covenants
Pull together commercial and personal credit bureau information to complete the picture on every file
Uphold internal lending policies and procedures across all files you touch
Present recommendations to, and collaborate with, the senior leadership team
Help manage portfolio risk, including reviewing accounts that fall behind to understand why and recommend a path forward
Take the lead on flagging process gaps and bringing forward practical improvements
Keep a pulse on the lending landscape and economic trends affecting small and mid-sized businesses
Support special projects and other requests as they arise

About You

The successful candidate will have the following:

At least 3 years of commercial credit underwriting and risk experience with a bank, alternative lender or other financial services organization
A degree or diploma in business, finance, commerce or a related field
Strong knowledge of how businesses are structured and the financing tools available to them
Hands-on experience with financial statement, bank statement and cash flow analysis, along with an understanding of commercial security documents and collection/workout options
Clear, concise credit writing that gets to the heart of a deal
The ability to identify and quantify less obvious risks and focus the conversation on what really drives them
Sharp judgment, a collaborative approach and strong written and verbal communication skills
Proficiency in Microsoft Office (especially Excel) and the organization to manage a full pipeline and hit deadlines in a busy setting

About the Job

The salary band for this opportunity is $65,000 to $80,000 depending on relevant previous experience. This role offers hybrid work flexibility and is located in the North York, ON region.

How To Apply

Please apply by clicking the “Apply Now” button below and follow the instructions to submit your résumé. You can also apply by submitting your résumé directly to amcdougall@lrostaffing.com. If you are already registered with us, please contact your Senior Recruiter. Please quote job 19514.

LRO Staffing values fairness, confidentiality, and human judgment in every stage of our hiring process. We do not use automated or AI-driven screening tools to assess applications. Each submission is reviewed by an experienced recruiter to ensure a thoughtful and equitable evaluation of every candidate.

Thank you for your interest in this role. One of our Recruiters will be in touch with you if your profile meets the requirements for the role and the expectations of our clients. Please note that all candidates must be permitted to work in Canada to be considered for this opportunity.

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More about this job

Responsibilities

Underwrite working capital applications, analyze business and personal financial information, approve transactions within delegated limits, and prepare recommendations for larger deals. Collaborate with sales and senior leadership on deal structure, monitor portfolio risk, and identify practical improvements to lending processes.

Requirements

Candidates need at least three years of commercial credit underwriting and risk experience, plus a degree or diploma in business, finance, commerce, or a related field. They should have strong financial and cash flow analysis skills, knowledge of commercial security and workout options, clear credit writing, sound judgment, and proficiency in Microsoft Office, especially Excel.

Skills

Commercial Credit Underwriting
Credit Risk Assessment
Financial Statement Analysis
Bank Statement Analysis
Cash Flow Analysis
Credit Memo Writing
Credit Decision-Making
Business Financial Analysis
Commercial Security Analysis
Credit Bureau Analysis
Loan Structuring
Portfolio Risk Management
Collections and Workouts
Microsoft Excel
Communication
Process Improvement

Visa sponsorship

Not detected in the job text

Hiring contact email

amcdougall@lrostaffing.com

Keywords

Working Capital Lending
Commercial Credit Underwriting
Credit Risk
Credit Approval Authority
Credit Memos
Financial Statements
Tax Returns
Bank Statements
Cash Flow Reports
Financial Ratios
Commercial Credit Bureaus
Personal Credit Bureaus
Loan Structuring
Pricing
Security
Covenants
Lending Policies
Portfolio Risk Management
Collections
Workouts
Small and Mid-Sized Businesses
Microsoft Office
Microsoft Excel
Economic Trends
Process Improvement

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