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Added 28 mins ago
PO
Mergers and Acquisitions Analyst
Partner One Software Inc
Remote, Canada
- Full-time
- Remote
The M&A Analyst will be a part of the Mergers and Acquisition team and will be responsible for supporting activities related to search, evaluation, due diligence, and execution of…
Added 57 mins ago
NE
Quality Analyst
NRG Energy
Calgary, AB
- Full-time
The Customer Care Quality Assurance Analyst is responsible for monitoring and evaluating customer interactions to support quality, compliance, and customer experience objectives across…
Added 57 mins ago
TH
Sp°cialiste, R°mun°ration - CA
The Home Depot Canada
Toronto, ON
- Full-time
The Compensation Analyst supports the administration and delivery of compensation programs that align with Home Depot's business objectives and associate needs. This role is responsible for…
Added 1 hour ago
DS
Senior AI Engineer / Architect
D3 Security
Vancouver, BC
- Full-time
…Operations Center (ASOC) platform. Morpheus automates Tier 1–3 analyst work with unmatched precision, processing millions of alerts in real time and empowering security teams to respond…
Added 1 hour ago
Quality Analyst
NRG
AB · Edmonton, AB · Calgary, AB
The Customer Care Quality Assurance Analyst is responsible for monitoring and evaluating customer interactions to support quality, compliance, and customer experience objectives across…
Added 1 hour ago
W
Early Careers: Work & Rewards Analyst – Toronto – 2027
WTW
Toronto, ON
- $65,000 to $70,000 CAD / year
- Full-time
Explore an opportunity. As an Work & Rewards Analyst, you will work side-by-side with some of the industry’s top consultants while you develop cutting edge technical knowledge and skills…
Added 1 hour ago
Delivery Analyst, Risk & Audit - Americas
Diligent Corporation
Vancouver, BC
A Delivery Analyst is an early‑career consultant in the Services team who supports delivery of audit, risk, and compliance solutions for clients. They assist with discovery and requirements…
Added 2 hours ago
TO
Procurement Analyst
Tourmaline Oil Corp
Calgary, AB
- Contract
We are seeking a Procurement Analyst to join our Calgary office. Reporting to the Contracts and Procurement Advisor, this role coordinates remote accommodations across our Capital and…
Added 2 hours ago
CO
Operations Financial Analyst (CPA)
City of Red Deer
Red Deer, AB
- $51.72 to $54.44 CAD / hour
- Full-time
The Operations Financial Analyst (CPA) provides analytical, systems, business process and financial support to the Utilities department, helping ensure the long-term financial…
Added 2 hours ago
AI
Business Analyst
Avanciers Inc.
Montreal, QC
- $70 to $80 CAD / hour
- Contract
Avanciers Incorporated is hiring Business Analyst for one of our clients.
Added 3 hours ago
T
Actuarial Analyst III
TD
Toronto, ON · Montreal, QC
- Full-time
Reporting to the Pricing Manager, the Senior Actuarial Analyst plays a key role in the end-to-end development of pricing strategies and rate changes. The Senior Analyst contributes to the…
Added 3 hours ago
Senior Java Developer Solution Architect
Citi
Mississauga, ON
The Applications Development Technology Lead Analyst is a senior level position responsible for establishing and implementing new or revised application systems and programs in coordination…
Added 3 hours ago
Senior Java Developer
Citi
Mississauga, ON
The Applications Development Senior Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application…
Added 3 hours ago
Z
Financial Analyst
Zaddons
Montreal, QC · Greater Montreal Metropolitan Area
- Full-time
The Financial Analyst will play a central role in Zaddons’ finance function, with responsibility across month-end close, cash operations, statutory filings, innovation funding claims and…
Added 3 hours ago
C
Financial Analyst, Defence & Security-EN
CAE
Montreal, QC
- Full-time
In this role, the Financial Analyst will have direct responsibility over a portfolio of projects, with a primary focus on financial analysis, reporting and project accounting activities.…
Added 4 hours ago
T
Finance Analyst
TD
Toronto, ON
- Full-time
Conduct regular, ongoing analysis, evaluation and review of business performance and initiatives against established reference points (e.g., plan, prior year, business cases) as directed
Added 5 hours ago
22996 - Regional Corruption Pursue Manager
Ministry of Justice UK
Northwest Territories
…close working relationship with the regional counter-corruption…
Added 5 hours ago
CT
Senior Analyst, ORM & Third-Party Risk
Canadian Tire Corporation
Oakville, ON
- Full-time
The Senior Analyst, ORM & Third-Party Risk will report to Manager, Third-Party Risk and primarily support the organization's Third-Party Risk Management program while also contributing to…
Added 5 hours ago
Senior Analyst, Financial Reporting
CMHC - SCHL
Toronto, ON · Ottawa, ON · Montreal, QC
Join the Business Optimization Planning team, in the Senior Analyst, Financial Reporting position. In this role, you will lead the creation, validation, and ongoing monitoring activities to…
Added 5 hours ago
D
Intelligence Mission Data Systems Analyst
Duke
Ottawa, ON
- $125,000 to $140,000 CAD / year
- Full-time
Job Title: Intelligence Mission Data Systems Analyst
Added 6 hours ago
C
Financial Analyst, Defence & Security
CAE
Montreal, QC
- Full-time
In this role, the Financial Analyst will have direct responsibility over a portfolio of projects, with a primary focus on financial analysis, reporting and project accounting activities.…
Added 6 hours ago
OG
Project Business Analyst
Ontario Government | Gouvernement de l’Ontario
Toronto, ON
- Full-time
…the team, and what it's like to work as a Project Business…
Added 7 hours ago
T
Data Quality Analyst (Onsite) - Hindi, Vietnamese, Malay, and More!
TransPerfect
Montreal, QC
- Full-time
Experience in QA, content evaluation, relevance ranking, data annotation, localization, linguistic review, or content moderation.
Added 8 hours ago
PH
Behaviour Consultant Mental Health Clinician, Outpatient Psychiatry
Provincial Health Services Authority
Vancouver, BC
- Full-time
…client’s progress; follows up on the implementation and re-evaluation of behavioural strategies with interdisciplinary team members, as well as members of the client's support…
Added 8 hours ago
PH
Senior Business Analyst, PHIS
Provincial Health Services Authority
Vancouver, BC
- Full-time
…Manager, Public Health Information Systems, the Senior Business Analyst is responsible for providing leadership in Business Process Reengineering concepts and methods and leads the analysis…

LRO Staffing

Credit Analyst - Permanent - 19514

Toronto, ON, Canada
North York, ON, Canada

The salary band for this opportunity is $65,000 to $80,000 depending on relevant previous experience. · Full-time

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Job details

Pay: The salary band for this opportunity is $65,000 to $80,000 depending on relevant previous experience.
Job type: Full-time
Apply by: Oct 29, 2026
Experience: At least 3 years of commercial credit underwriting and risk experience with a bank, alternative lender or other financial services organization
Posting language: English
Posted: Sep 29, 2026

Original job description

About The Opportunity

Our client, a fast-growing alternative lender that provides mortgage, leasing and working capital solutions to small and mid-sized businesses, is adding an intermediate Credit Analyst to its Working Capital team. This is a role with genuine sign-off authority: you'll approve files within your own limit, prepare the recommendation on larger deals headed to senior credit, and help shape how risk is managed across the book. The culture is entrepreneurial, collaborative and free of red tape, so good ideas get acted on quickly

Duties include but are not limited to:

Underwrite working capital requests from start to finish, assessing each business owner's track record, repayment capacity and overall financial standing
Approve transactions within your delegated limit and write clear, well-reasoned credit memos for files that need a higher level of approval
Spread business financial statements and tax returns, and work through bank statements, cash flow reports, key ratios and trends to build an accurate risk profile
Partner with originators and sales support on how deals should be structured, including pricing, conditions, security and covenants
Pull together commercial and personal credit bureau information to complete the picture on every file
Uphold internal lending policies and procedures across all files you touch
Present recommendations to, and collaborate with, the senior leadership team
Help manage portfolio risk, including reviewing accounts that fall behind to understand why and recommend a path forward
Take the lead on flagging process gaps and bringing forward practical improvements
Keep a pulse on the lending landscape and economic trends affecting small and mid-sized businesses
Support special projects and other requests as they arise

About You

The successful candidate will have the following:

At least 3 years of commercial credit underwriting and risk experience with a bank, alternative lender or other financial services organization
A degree or diploma in business, finance, commerce or a related field
Strong knowledge of how businesses are structured and the financing tools available to them
Hands-on experience with financial statement, bank statement and cash flow analysis, along with an understanding of commercial security documents and collection/workout options
Clear, concise credit writing that gets to the heart of a deal
The ability to identify and quantify less obvious risks and focus the conversation on what really drives them
Sharp judgment, a collaborative approach and strong written and verbal communication skills
Proficiency in Microsoft Office (especially Excel) and the organization to manage a full pipeline and hit deadlines in a busy setting

About the Job

The salary band for this opportunity is $65,000 to $80,000 depending on relevant previous experience. This role offers hybrid work flexibility and is located in the North York, ON region.

How To Apply

Please apply by clicking the “Apply Now” button below and follow the instructions to submit your résumé. You can also apply by submitting your résumé directly to amcdougall@lrostaffing.com. If you are already registered with us, please contact your Senior Recruiter. Please quote job 19514.

LRO Staffing values fairness, confidentiality, and human judgment in every stage of our hiring process. We do not use automated or AI-driven screening tools to assess applications. Each submission is reviewed by an experienced recruiter to ensure a thoughtful and equitable evaluation of every candidate.

Thank you for your interest in this role. One of our Recruiters will be in touch with you if your profile meets the requirements for the role and the expectations of our clients. Please note that all candidates must be permitted to work in Canada to be considered for this opportunity.

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More about this job

Responsibilities

Underwrite working capital applications, analyze business and personal financial information, approve transactions within delegated limits, and prepare recommendations for larger deals. Collaborate with sales and senior leadership on deal structure, monitor portfolio risk, and identify practical improvements to lending processes.

Requirements

Candidates need at least three years of commercial credit underwriting and risk experience, plus a degree or diploma in business, finance, commerce, or a related field. They should have strong financial and cash flow analysis skills, knowledge of commercial security and workout options, clear credit writing, sound judgment, and proficiency in Microsoft Office, especially Excel.

Skills

Commercial Credit Underwriting
Credit Risk Assessment
Financial Statement Analysis
Bank Statement Analysis
Cash Flow Analysis
Credit Memo Writing
Credit Decision-Making
Business Financial Analysis
Commercial Security Analysis
Credit Bureau Analysis
Loan Structuring
Portfolio Risk Management
Collections and Workouts
Microsoft Excel
Communication
Process Improvement

Visa sponsorship

Not detected in the job text

Hiring contact email

amcdougall@lrostaffing.com

Keywords

Working Capital Lending
Commercial Credit Underwriting
Credit Risk
Credit Approval Authority
Credit Memos
Financial Statements
Tax Returns
Bank Statements
Cash Flow Reports
Financial Ratios
Commercial Credit Bureaus
Personal Credit Bureaus
Loan Structuring
Pricing
Security
Covenants
Lending Policies
Portfolio Risk Management
Collections
Workouts
Small and Mid-Sized Businesses
Microsoft Office
Microsoft Excel
Economic Trends
Process Improvement

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