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Added 7 mins ago
Q
Senior Business Systems Analyst
Quantiphi
Toronto, ON
- Contract
Top analyst recognitions from Gartner, ISG, and Everest Group.
Added 7 mins ago
NE
Junior Accountant - Winter 2027 Co-op
Nexus Energy
Toronto, ON
- Volunteer
The Co-op student will support the accounting team with day-to-day financial operations, focusing primarily on bookkeeping and financial record maintenance. This role provides hands-on…
Added 1 hour ago
NB
Chief Analyst Financial Performance
National Bank of Canada
Montreal, QC
- Full-time
As a Chief Analyst on National Bank’s Financial Performance Management – Commercial Banking team you will actively contribute to analyzing and tracking financial results.
Added 4 hours ago
R|
Clinical Trial Financial Control Analyst, Oncology Portfolio
RI-MUHC | Research Institute of the MUHC | #rimuhc
Montreal, QC
- Full-time
We are seeking a Clinical Trial Financial Control Analyst to provide independent financial control and reconciliation for Oncology-sponsored clinical research studies. Reporting within the…
Added 6 hours ago
UO
Compensation Analyst
University of Victoria
Victoria, BC
- Full-time
The Compensation Analyst provides specialized financial, budgetary and compensation expertise to support the University of Victoria's strategic, operational and regulatory requirements.…
Added 7 hours ago
MJ
Financial Analyst - Mental Health & Addictions
Manufacturing Job Site
Thunder Bay, ON
- Full-time
Reporting to the Manager – Financial Services, the Financial Analyst – Mental Health & Addictions (MH&A) is responsible for supporting the MH&A portfolio through statistical data analysis,…
Added 10 hours ago
W
Data Analyst, Reporting
Wiraa
Canada
- Full-time
The Data Analyst, Reporting is a critical role within Torys, responsible for delivering precise financial and business reports that support strategic decision-making. This position involves…
Added 10 hours ago
SG
Rating Analyst – Infrastructure & Project Finance Ratings, Toronto or Mexico City
S&P Global
Toronto, ON
- Full-time
Strong analytical capabilities, including proficiency with Excel, financial models, and financial data, with the ability to synthesize complex information and large datasets to support…
Added 12 hours ago
R&
IT - Info Security Analyst II
Robertson & Company Ltd.
Toronto, ON
- Contract
Our client is a top financial institution with significant North American holdings. They have operations across most major verticals, including institutional & corporate, wealth management,…
Added 14 hours ago
K
Engagement Analyst (12 Month Contract)
KPMG
ON · Toronto, Ontario
- Full-time
KPMG Law is seeking an Engagement Analyst to join the Billing Delivery Centre on a 12-month contract. In this role, you will support Law leadership in achieving key business and financial…
Added 14 hours ago
R
2027 Capital Markets, Global Equities, Quantitative Trading Analyst (16 Months, Co-op)
RBC
Toronto, ON
- Full-time
Step into the future of trading with RBC Capital Markets! We’re seeking a Quantitative Trading Analyst to join our Equites team on the largest trading floor in Canada. You will harness…
Added 14 hours ago
WG
Accounting Analyst
Walter Group
Westmount, QC
- Full-time
We are seeking an efficient, detail-oriented and collaborative analyst to join our Finance Team. Reporting directly to the Director of Finance and Corporate Projects, this role will handle…
Added 15 hours ago
SG
Rating Analyst – Infrastructure & Project Finance Ratings, Toronto or Mexico City
S&P Global
Toronto, ON
- Full-time
Strong analytical capabilities, including proficiency with Excel, financial models, and financial data, with the ability to synthesize complex information and large datasets to support…
Added 16 hours ago
T
Modelling / Forecasting Senior Analyst (Quants)
TD
Toronto, ON · Markham, ON
- Full-time
…risk, pricing, hedging, and capital evaluation for portfolio of financial products. This also includes validation of decision-making…
Added 21 hours ago
Financial Analyst - Phy. Compensation & Recon
WELL Health Technologies Corp
Vancouver, BC
Position Title: Financial Analyst - Physician Compensation & Reconciliation
Added 1 day ago
R&
Tax Analyst
Robertson & Company Ltd.
Mississauga, ON
- Full-time
Collaborate with Finance and Accounting teams to gather financial information and resolve tax-related issues
Added 1 day ago
TL
Freight Receivable Supervisor
Transx Ltd
Rosser, MB
- Full-time
The Freight Receivable Supervisor is a vital leader and analyst within our accounts receivable department, stepping in to support our team and operations wherever needed. Unlike traditional…
Added 1 day ago
NB
Chief Analyst, Capital Transformation
National Bank of Canada
Montreal, QC
- Temporary
A career as a Chief Analyst, Transformation, Capital Insights in
Added 1 day ago
XI
Agency Coordinator
Xplore Inc
Markham, ON
- Full-time
Xplore is seeking a highly motivated and detail-oriented Agency Coordinator at the Sr. Analyst or Manager level to join our Collections Team. This role is critical in managing relationships…
Added 1 day ago
CB
Senior Financial Analyst
Canadian Blood Services
ON · Ontario, Canada
- Full-time
Canadian Blood Services is looking for a regular, full-time, Senior Financial Analyst to join our dynamic Financial Planning & Analysis team.
Added 1 day ago
IC
Senior Financial Analyst – Accounting & Controls
Infotek Consulting Inc.
Toronto, ON
- $45 to $57 CAD / hour
- Contract
Seeking a Senior Financial Analyst to support legal entity accounting, financial reporting and control activities within an Asset Management environment. The role will support monthly and…
Added 1 day ago
R|
Clinical Trial Financial Control Analyst, Oncology Portfolio
RI-MUHC | Research Institute of the MUHC | #rimuhc
Montreal, QC
- Full-time
We are seeking a Clinical Trial Financial Control Analyst to provide independent financial control and reconciliation for Oncology-sponsored clinical research studies. Reporting within the…
Added 1 day ago
S
IT Business Analyst – Finance
Sanimax
Montreal, QC
- Full-time
…teams. Your expertise will support decision-making, optimize financial processes, and ensure that technology solutions meet the organization's performance, compliance, and financial…
Added 1 day ago
AA
Consultant
Alpha Agency
Toronto, ON
- Full-time
…consulting firm or through an ‘in-house’ consulting / business analyst role at a leading financial…
Added 1 day ago
R
Senior Cyber Security Network Analyst (Global Security)
RBC
Toronto, ON
- Full-time
The Senior Network Security Analyst will support leadership and utilize organizational change management practices, including operational processes and tools to support business-as-usual…

LRO Staffing

Credit Analyst - Permanent - 19514

Toronto, ON, Canada
North York, ON, Canada

The salary band for this opportunity is $65,000 to $80,000 depending on relevant previous experience. · Full-time

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Job details

Pay: The salary band for this opportunity is $65,000 to $80,000 depending on relevant previous experience.
Job type: Full-time
Apply by: Oct 29, 2026
Experience: At least 3 years of commercial credit underwriting and risk experience with a bank, alternative lender or other financial services organization
Posting language: English
Posted: Sep 29, 2026

Original job description

About The Opportunity

Our client, a fast-growing alternative lender that provides mortgage, leasing and working capital solutions to small and mid-sized businesses, is adding an intermediate Credit Analyst to its Working Capital team. This is a role with genuine sign-off authority: you'll approve files within your own limit, prepare the recommendation on larger deals headed to senior credit, and help shape how risk is managed across the book. The culture is entrepreneurial, collaborative and free of red tape, so good ideas get acted on quickly

Duties include but are not limited to:

Underwrite working capital requests from start to finish, assessing each business owner's track record, repayment capacity and overall financial standing
Approve transactions within your delegated limit and write clear, well-reasoned credit memos for files that need a higher level of approval
Spread business financial statements and tax returns, and work through bank statements, cash flow reports, key ratios and trends to build an accurate risk profile
Partner with originators and sales support on how deals should be structured, including pricing, conditions, security and covenants
Pull together commercial and personal credit bureau information to complete the picture on every file
Uphold internal lending policies and procedures across all files you touch
Present recommendations to, and collaborate with, the senior leadership team
Help manage portfolio risk, including reviewing accounts that fall behind to understand why and recommend a path forward
Take the lead on flagging process gaps and bringing forward practical improvements
Keep a pulse on the lending landscape and economic trends affecting small and mid-sized businesses
Support special projects and other requests as they arise

About You

The successful candidate will have the following:

At least 3 years of commercial credit underwriting and risk experience with a bank, alternative lender or other financial services organization
A degree or diploma in business, finance, commerce or a related field
Strong knowledge of how businesses are structured and the financing tools available to them
Hands-on experience with financial statement, bank statement and cash flow analysis, along with an understanding of commercial security documents and collection/workout options
Clear, concise credit writing that gets to the heart of a deal
The ability to identify and quantify less obvious risks and focus the conversation on what really drives them
Sharp judgment, a collaborative approach and strong written and verbal communication skills
Proficiency in Microsoft Office (especially Excel) and the organization to manage a full pipeline and hit deadlines in a busy setting

About the Job

The salary band for this opportunity is $65,000 to $80,000 depending on relevant previous experience. This role offers hybrid work flexibility and is located in the North York, ON region.

How To Apply

Please apply by clicking the “Apply Now” button below and follow the instructions to submit your résumé. You can also apply by submitting your résumé directly to amcdougall@lrostaffing.com. If you are already registered with us, please contact your Senior Recruiter. Please quote job 19514.

LRO Staffing values fairness, confidentiality, and human judgment in every stage of our hiring process. We do not use automated or AI-driven screening tools to assess applications. Each submission is reviewed by an experienced recruiter to ensure a thoughtful and equitable evaluation of every candidate.

Thank you for your interest in this role. One of our Recruiters will be in touch with you if your profile meets the requirements for the role and the expectations of our clients. Please note that all candidates must be permitted to work in Canada to be considered for this opportunity.

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More about this job

Responsibilities

Underwrite working capital applications, analyze business and personal financial information, approve transactions within delegated limits, and prepare recommendations for larger deals. Collaborate with sales and senior leadership on deal structure, monitor portfolio risk, and identify practical improvements to lending processes.

Requirements

Candidates need at least three years of commercial credit underwriting and risk experience, plus a degree or diploma in business, finance, commerce, or a related field. They should have strong financial and cash flow analysis skills, knowledge of commercial security and workout options, clear credit writing, sound judgment, and proficiency in Microsoft Office, especially Excel.

Skills

Commercial Credit Underwriting
Credit Risk Assessment
Financial Statement Analysis
Bank Statement Analysis
Cash Flow Analysis
Credit Memo Writing
Credit Decision-Making
Business Financial Analysis
Commercial Security Analysis
Credit Bureau Analysis
Loan Structuring
Portfolio Risk Management
Collections and Workouts
Microsoft Excel
Communication
Process Improvement

Visa sponsorship

Not detected in the job text

Hiring contact email

amcdougall@lrostaffing.com

Keywords

Working Capital Lending
Commercial Credit Underwriting
Credit Risk
Credit Approval Authority
Credit Memos
Financial Statements
Tax Returns
Bank Statements
Cash Flow Reports
Financial Ratios
Commercial Credit Bureaus
Personal Credit Bureaus
Loan Structuring
Pricing
Security
Covenants
Lending Policies
Portfolio Risk Management
Collections
Workouts
Small and Mid-Sized Businesses
Microsoft Office
Microsoft Excel
Economic Trends
Process Improvement

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