Jobs in Canada

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Added 1 min ago
TC
Sr Manager Financial Analysis
Travelers Canada
Toronto, ON
- Full-time
What is a Must Have
Added 1 min ago
T
PLM Project Manager – 3DEXPERIENCE
Techso
Montreal, QC
- Full-time
…international aerospace environment and play a central role between business needs, technical teams, and key…
Added 1 min ago
CZ
Project Manager - CZ
Calgary Zoo
Calgary, AB
- Full-time
Project management certification or commitment to obtaining certification is required
Added 1 min ago
RM
Onboard Host - Vancouver (Seasonal Full Time, March to October)
Rocky Mountaineer
Vancouver, BC
- Full-time
Reporting to the Guest Services Manager, the Onboard Host delivers exceptional onboard hospitality that creates memorable guest experiences. Through outstanding service, engaging…
Added 1 min ago
WI
Civil Engineering Inspector
WSP in Canada
Toronto, ON · Etobicoke, ON
- Full-time
…available. Reporting to the Construction Audit and Inspection Manager, you will help ensure civil utility infrastructure is constructed safely, accurately, and in accordance with design,…
Added 1 min ago
WI
Civil Engineering Inspector
WSP in Canada
Vaughan, ON
- Full-time
…available. Reporting to the Construction Audit and Inspection Manager, you will help ensure civil utility infrastructure is constructed safely, accurately, and in accordance with design,…
Added 1 min ago
VF
Branch Manager
Valley First
Kamloops, BC
- $100,800 to $129,200 CAD / year
- Full-time
Mutual fund license required depending on region
Added 1 min ago
SH
Patient Transport Assistant (Designated Indegenous) - Repost
Shared Health-Soins Communs
Winnipeg, MB
- Full-time
Must have good interpersonal and English communication skills, both oral and written · Must have good organizational skills and be able to communicate in an effective manner with all levels of staff
Added 1 min ago
RB
Manager, Productivity and Efficiency
Royal Bank of Canada
Toronto, ON
- Full-time
The Manager, Productivity and Efficiency supports the COO group within Technology and Operations, with a primary focus on transformation and operations of productivity and efficiency…
Added 1 min ago
RB
Manager, Business Continuity Risk (12-Month Contract)
Royal Bank of Canada
Toronto, ON
- Full-time
As Manager, Business Continuity Risk, you are responsible for the execution of the Business Continuity Risk Management (BCRM) Program within Personal Banking and Commercial Banking Canada.…
Added 1 min ago
B
Product Manager MDS, Hypodermics and Anesthesia
BD
Mississauga, ON · CAN Mississauga - Derry Road West
- $85,000 to $135,000 CAD / year
- Full-time
The Product Manager MDS, Hypodermics and Anesthesia will lead the national marketing plan for the assigned MDS portfolio. The role will report to the Marketing Director for MDS, and, in…
Added 1 min ago
Pre-Construction Manager, GES NA, Design and Construction
Amazon
Toronto, ON
As a Preconstruction Manager within Global Engineering Services (GES) North America (NA) Design & Construction (D&C), you are Amazon's owner's representative during the preconstruction…
Added 1 min ago
S-
Senior Analyst GWO Business Risk Management, Toronto
Scotiabank - Global Banking and Markets
Toronto, ON
- Full-time
Global Banking and Markets (GBM) conducts the Bank’s wholesale banking and capital markets business with corporate, government and institutional investor clients. GBM is a full-service…
Added 1 min ago
E
Customer Success Manager
ecobee
Toronto, ON
- Full-time
…while making a positive impact on the planet. Our products and services work in harmony to provide comfort, efficiency, and peace of mind for millions of homes and businesses. While we’re…
Added 1 min ago
T
Sr. Angular Engineer
Telna
ON · Ontario, Canada
- Full-time
Design and maintain API integration layers for pricing, catalog, checkout, order and eSIM lifecycle services, with typed clients, interceptors, error handling, retries, caching and clear…
Added 1 min ago
ES
Manager 2, Finance
Easterseals Southern California
Kawartha Lakes, ON
- Full-time
…Develops and maintains the preliminary annual budget for Autism Services using historical data, trend analysis, and current business goals and works with AS staff to finalize…
Added 1 min ago
LC
Merchandiser, Hourly Part Time Flexible Shifts
Loblaw Companies Limited
Barrie, ON
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 2 mins ago
WI
Civil Engineering Inspector
WSP in Canada
Markham, ON
- Full-time
…available. Reporting to the Construction Audit and Inspection Manager, you will help ensure civil utility infrastructure is constructed safely, accurately, and in accordance with design,…
Added 2 mins ago
LC
Merchandiser, Hourly Part Time Evening
Loblaw Companies Limited
London, ON
- Part-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 2 mins ago
ES
Manager 2, Finance
Easterseals Southern California
Maple, ON
- Full-time
…Develops and maintains the preliminary annual budget for Autism Services using historical data, trend analysis, and current business goals and works with AS staff to finalize…
Added 2 mins ago
LC
Assistant Front Store Manager, Hourly Full Time Flexible Shifts
Loblaw Companies Limited
Woodstock, ON
- Full-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 2 mins ago
B
Market Leader - Financial Planning
BMO
Halifax, NS
- Full-time
…provides solutions though the sales of managed products and services (e.g. mutual funds, retirement savings plans, and similar products). Provides other solutions indirectly through…
Added 2 mins ago
ES
Manager 2, Finance
Easterseals Southern California
St. Phillips, ON
- Full-time
…Develops and maintains the preliminary annual budget for Autism Services using historical data, trend analysis, and current business goals and works with AS staff to finalize…
Added 2 mins ago
PD
Manager, Transitional Housing
Phoenix Drug & Alcohol Recovery and Education Society
Surrey, BC
- Full-time
In cooperation with the Facilities Manager, directs and plans essential services such as reception, security, maintenance, mail, archiving, cleaning, waste disposal and recycling, ensuring…
Added 2 mins ago
ES
Manager 2, Finance
Easterseals Southern California
Mississippi Mills, ON
- Full-time
…Develops and maintains the preliminary annual budget for Autism Services using historical data, trend analysis, and current business goals and works with AS staff to finalize…

MCAP

Sr. Underwriter Full Case

Toronto, ON, Canada

$80,000 to $90,000 CAD / year · Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Pay: $80,000 to $90,000 CAD / year
Job type: Full-time
Apply by: Dec 10, 2026
Experience: 3-5 years underwriting and documentation experience
Posting language: English
Posted: Nov 10, 2026

Original job description

This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Apply on LinkedIn About employer

More about this job

Responsibilities

Underwrite, process, and adjudicate mortgage applications from brokers, direct clients, and third parties, managing each file through approval, documentation review, and condition clearance. Build relationships with brokers and clients, provide timely mortgage solutions, support document specialists, and maintain quality and audit standards.

Requirements

Requires 3–5 years of underwriting and documentation experience, strong mortgage credit, risk assessment, negotiation, communication, and customer service skills, and proficiency in Outlook, Word, and Excel. A university degree or college diploma is preferred; an Accredited Mortgage Professional designation and completion of the mortgage agent course and internal credit adjudication process are also noted, with French-English bilingualism required.

Skills

Mortgage Underwriting
Credit Adjudication
Mortgage Documentation Review
Risk Assessment
Financial Statement Analysis
Real Estate Assessment
Negotiation
Customer Service
Communication
Organization
Time Management
Multitasking
Analytical Thinking
Problem-Solving
Microsoft Office

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Mortgage Applications
Credit Bureau
Credit Adjudication
Mortgage Documentation
Mortgage Risk Assessment
Real Estate Assessment
Covenant Assessment
Land Title Systems
Mortgage Legislation
Mortgage Act
CMHC
Canada Guaranty
Genworth
Financial Statements
Financial Viability
Broker Relationships
Loan Approval
Condition Clearance
Microsoft Outlook
Microsoft Word
Microsoft Excel
Accredited Mortgage Professional
Mortgage Agent Course
Credit Adjudication Process
French-English Bilingualism

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Work requirements

Jobs in Canada