Jobs in Canada

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Added 51 mins ago
N
Business Performance Manager
nesto
Canada
- Full-time
…under administration. Trusted by many of the country's leading financial institutions, we combine over 50 years of mortgage expertise with proprietary cloud and AI technology to transform…
Added 51 mins ago
T
Law Clerk III
TD
Toronto, ON · Montreal, QC
- Full-time
Proficiency in both English and French required · Law Clerk certification is required
Added 1 hour ago
D
Advisory Agent, Member and Client Experience
Desjardins
Amos, QC · Rouyn-Noranda, QC · Témiscaming, QC · Mistissini · Caisse Desjardins du Témiscamingue
- Full-time
As a member and client experience advisory agent, you improve the experience of members and customers by advising them on their banking transactions and promoting Desjardins products and…
Added 2 hours ago
BU
Retail Relationship Banker
BMO U.S.
Toronto, ON
- Full-time
Compliance or regulatory experience within a banking or financial services environment
Added 2 hours ago
Sr. Underwriter Full Case
MCAP
Waterloo, ON · Vancouver, BC · Toronto, ON · Montreal, QC · Calgary, AB
Le bilinguisme en français et en anglais est requis pour ce poste afin d'interagir, de soutenir et/ou de fournir des services aux clients, employés et/ou partenaires francophones et…
Added 2 hours ago
M
Sr. Underwriter Full Case
MCAP
Toronto, ON
- $80,000 to $90,000 CAD / year
- Full-time
Bilingual French and English is a must have
Added 3 hours ago
P
Data Management and Strategy, Senior Associate
PwC
Toronto, ON
- Full-time
Review internal client company data such as strategy documents, policies and processes established, business plan, financial statements, payroll information, or architecture.
Added 5 hours ago
C
*Engineering Lead Analyst - CONVERSION*
Citi
Mississauga, ON
- Full-time
…systemically responsible and in our clients’ best interests. As a financial institution that touches every region of the world and every sector that shapes your daily life, our Operations &…
Added 6 hours ago
Canada Tax Technology Group (CTTG) - Manager, AI Adoption & Enablement
EY
Halifax, NS · Edmonton, AB · Ottawa, ON · AB · Calgary, AB
To Qualify for the Role, You Must Have
Added 7 hours ago
Business Performance Manager
Nesto Group(e)
Canada
…under administration. Trusted by many of the country's leading financial institutions, we combine over 50 years of mortgage expertise with proprietary cloud and AI technology to transform…
Added 8 hours ago
SG
Senior Developer
Societe Generale
Montreal, QC
- Full-time
…(GBTO) Canada plays a key role in delivering mission-critical services to the investment and corporate banking businesses. We are at the heart of the bank’s transformation, driving agility,…
Added 8 hours ago
SL
Business Development Partner
Sun Life
Toronto, ON
- Full-time
Must hold a valid Life Insurance Agent’s license in the province where this role is located · Must hold a valid Mutual Fund license or obtain it within the first 90 days
Added 8 hours ago
SL
Business Development Consultant
Sun Life
Toronto, ON
- Full-time
…advisors, sales driven, strategic mindset, strong knowledge of financial services and products and relationship focused. If this feels well aligned to who you are and areas you want to…
Added 8 hours ago
D
Advisory Agent, Member and Client Experience
Desjardins
Joliette, QC · Saint-Jean-de-Matha, QC
- Part-time
As a member and client experience advisory agent, you help give members and clients a better experience, and ensure that they are satisfied. This includes making sure they feel welcome,…
Added 9 hours ago
D
Advisory Agent, Member and Client Experience
Desjardins
Quebec, QC · Caisse Desjardins de Sainte-Foy
- Full-time
As a member and client experience advisory agent, you help give members and clients a better experience, and ensure that they are satisfied. This includes making sure they feel welcome,…
Added 10 hours ago
AS
Architect
Axelon Services Corporation
Montreal, QC
- $65.52 CAD / hour
- Other
Minimum 5 years of experience architecting reporting, trading, or client-facing solutions within Financial Services or a similar industry.
Added 10 hours ago
MG
Senior Software Developer / Développeur de logiciels principal
Maples Group
Montreal, QC
- Full-time
Our side-by-side financial and legal teams consistently deliver award-winning services to a global client base, offering unrivalled learning and career opportunities to our 3,000 colleagues…
Added 10 hours ago
AA
Oracle Cloud EPM) Planning Senior Principal Consultant
Apps Associates
Toronto, ON
- Full-time
…commitment to our customers and employees. We offer the breadth of services and scale to make a difference while always treating every customer with the attention that they deserve. Today,…
Added 11 hours ago
MH
Executive Director
MaxPeople HR
Brantford, ON
- Full-time
…Brantford Inc.) is an apartment setting that provides intervenor services to individuals with deafblindness to promote independence in their home and the community…
Added 11 hours ago
OS
Software Architect
Open Systems Technologies
Montreal, QC
- Contract
5+ years of experience architecting reporting, trading or client facing solutions, within Financial Services or similar industry. You have presented Architecture Artefacts to a Review Board…
Added 14 hours ago
BG
Hybrid Customer Service Sales Agent (Part Time)
Bill Gosling Outsourcing
London, ON
- Part-time
…around the globe, specializing in customer care, sales, and financial services. We’re looking for enthusiastic, driven individuals to join our dynamic work environment where fun meets…
Added 1 day ago
JH
Entry Level Tax Preparer
Jackson Hewitt Tax Service Inc.
Williamsburg, ON
- Part-time
Enrolled Agent materials and testing reimbursement
Added 1 day ago
JH
Client Service Associate
Jackson Hewitt Tax Service Inc.
Williamsburg, ON
- Part-time
Join our team as a Client Service Associate and be the friendly face for all those who visit our offices, ensuring exceptional client experiences and providing essential support. In this…
Added 1 day ago
JH
Entry Level Tax Preparer
Jackson Hewitt Tax Service Inc.
Richmond, BC
- Part-time
Enrolled Agent materials and testing reimbursement
Added 1 day ago
JH
Seasonal Tax Preparer in Walmart
Jackson Hewitt Tax Service Inc.
Richmond, BC
- Part-time
Enrolled Agent materials and testing reimbursement

MCAP

Sr. Underwriter Full Case

Toronto, ON, Canada

$80,000 to $90,000 CAD / year · Full-time

Apply on LinkedIn About employer

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Job details

Pay: $80,000 to $90,000 CAD / year
Job type: Full-time
Apply by: Dec 10, 2026
Experience: 3-5 years underwriting and documentation experience
Posting language: English
Posted: Nov 10, 2026

Original job description

This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Apply on LinkedIn About employer

More about this job

Responsibilities

Underwrite, process, and adjudicate mortgage applications from brokers, direct clients, and third parties, managing each file through approval, documentation review, and condition clearance. Build relationships with brokers and clients, provide timely mortgage solutions, support document specialists, and maintain quality and audit standards.

Requirements

Requires 3–5 years of underwriting and documentation experience, strong mortgage credit, risk assessment, negotiation, communication, and customer service skills, and proficiency in Outlook, Word, and Excel. A university degree or college diploma is preferred; an Accredited Mortgage Professional designation and completion of the mortgage agent course and internal credit adjudication process are also noted, with French-English bilingualism required.

Skills

Mortgage Underwriting
Credit Adjudication
Mortgage Documentation Review
Risk Assessment
Financial Statement Analysis
Real Estate Assessment
Negotiation
Customer Service
Communication
Organization
Time Management
Multitasking
Analytical Thinking
Problem-Solving
Microsoft Office

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Mortgage Applications
Credit Bureau
Credit Adjudication
Mortgage Documentation
Mortgage Risk Assessment
Real Estate Assessment
Covenant Assessment
Land Title Systems
Mortgage Legislation
Mortgage Act
CMHC
Canada Guaranty
Genworth
Financial Statements
Financial Viability
Broker Relationships
Loan Approval
Condition Clearance
Microsoft Outlook
Microsoft Word
Microsoft Excel
Accredited Mortgage Professional
Mortgage Agent Course
Credit Adjudication Process
French-English Bilingualism

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Work requirements

Jobs in Canada