Jobs in Canada

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Added 7 mins ago
T
Senior Business Intelligence Analyst
TD
Montreal, QC
- Full-time
Participate in campaign optimization sessions and support analysis of campaign performance
Added 7 mins ago
C
Client Engagement Associate
CIBC
Winkler, MB
- Full-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 7 mins ago
C
Technical Support Specialist - Bilingual
CIBC
Toronto, ON
- Full-time
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
Added 7 mins ago
B
Mortgage Specialist
BMO
Cambridge, ON
- Full-time
…with great earning possibilities? Becoming a BMO® Mortgage Specialist can offer you all that and much more. Expect to fill an important and rewarding role – helping customers make their…
Added 7 mins ago
B
Mortgage Specialist
BMO
Guelph, ON
- Full-time
…with great earning possibilities? Becoming a BMO® Mortgage Specialist can offer you all that and much more. Expect to fill an important and rewarding role – helping customers make their…
Added 7 mins ago
Sr. Underwriter Full Case
MCAP
Waterloo, ON · Vancouver, BC · Toronto, ON · Montreal, QC · Calgary, AB
Contact the broker/client for additional information or clarification in order to decision the deal effectively.
Added 7 mins ago
AC
Service Technician
AERZEN Canada Inc.
Ancaster, ON
- Full-time
Assist as needed in other service-related roles, including repair technician, assembly technician, and customer support specialist.
Added 21 mins ago
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Spécialiste manufacturier - quart de soir / Manufacturing Specialist - evening shift
Hitachi
Varennes, QC · (HE)Office_QC, Varennes
- Full-time
Hitachi Energy is seeking a Manufacturing Specialist to join our manufacturing team in Varennes. In this hands-on role, you will be responsible for manufacturing performance, stability, and…
Added 21 mins ago
BH
Billing Administrator
Bayshore HealthCare
Mississauga, ON
- Full-time
Ensure employees, internal and external client/customer queries are resolved in a timely manner
Added 21 mins ago
M
Sr. Underwriter Full Case
MCAP
Toronto, ON
- $80,000 to $90,000 CAD / year
- Full-time
Bilingual French and English is a must have
Added 37 mins ago
H
Technology Procurement & Vendor Management Specialist
Hays
Toronto, ON
- Full-time
A leading organization is seeking a Technology Procurement & Vendor Management Specialist to support sourcing, contracting, and vendor management activities involving information technology…
Added 37 mins ago
TU
Financial Processing Levels 1-4 (Term Placements)
The University of British Columbia
Vancouver, BC
- Temporary
UBC Hiring Solutions provides temporary administrative, clerical and financial processing support to UBC administrative and academic departments located on Point Grey Campus, Robson Square,…
Added 37 mins ago
D
Greenhouse Experience Specialist
Deloitte
Vancouver, BC
- Full-time
…experiential design with the overarching mission to create exceptional client experiences at Deloitte. This is an exciting opportunity to work with a wide array of clients to solve exciting…
Added 37 mins ago
EJ
Client Experience Specialist
Edward Jones
New Westminster, BC
- Full-time
If you’re looking for a fulfilling career, the Client Experience Specialist role at Edward Jones may be the right opportunity for you. The Client Experience Specialist works with multiple…
Added 51 mins ago
A
Asset Management Intern
AECOM
Kitchener, ON · Mississauga, Ontario
- $26 to $30 CAD / hour
- Internship
Assist in the delivery of specialist Asset Management consultancy services for a range of public and private sector clients involving a diverse asset portfolio including water and…
Added 51 mins ago
T
Information Security Specialist
TD
Toronto, ON
- Full-time
…banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are…
Added 51 mins ago
CF
Health Promotion Specialist - Paid Relocation to Cold Lake, Alberta
Canadian Forces Morale and Welfare Services (CFMWS)
Cold Lake, AB
- Full-time
As a Health Promotion Specialist with Canadian Forces Morale and Welfare Services, you will get to deliver evidence-based workshops in Nutrition, Injury Prevention, Social Wellness,…
Added 51 mins ago
SL
Disability Payment Specialist
Sun Life
Montreal, QC · Sun Life Montreal Metcalfe
- Full-time
When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in…
Added 1 hour ago
Communications Specialist (FT)
Catholic Social Services
Edmonton, AB
We are seeking a versatile Communications Specialist to sometimes lead or support our brand’s voice and digital footprint. In this role, you will be the creative engine driving our…
Added 1 hour ago
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Market Leader - Financial Planning
BMO
Halifax, NS · Nova_Ctr
- Full-time
…solution in the best interests of the customer. Determines client needs and provides solutions though the sales of managed products and services (e.g. mutual funds, retirement savings…
Added 1 hour ago
TM
Customer Retention Specialist - Quebec Zone/Spécialiste, Rétention de la Clientèle – Zone du Québec
Toyota Motor Corporation
Quebec, QC · Toyota Canada Inc - Quebec Zone
- Full-time
Added 1 hour ago
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Operations Specialist- EN
RBC
Montreal, QC
- Full-time
As an Operations Specialist with the RESP, RDSP Registered Education Savings Plans (RESP)Registered Disability Savings Plan (RDSP)and TFSA ( Tax Free Savings Account Investment )…
Added 1 hour ago
CW
Billing and Collections Specialist
Clark Wilson LLP
Vancouver, BC
- Full-time
Support firm-wide billing activities by preparing, reviewing, and finalizing client invoices in accordance with firm and client billing guidelines.
Added 1 hour ago
SR
SAP Test Specialist
Stellar Recruitment Inc.
Vancouver, BC
- $80 to $90 CAD / hour
- Contract
On site 3 days per week in Vancouver, BC
Added 1 hour ago
BT
Senior Accountant - Publicly Traded Companies
Baker Tilly WM
Toronto, ON
- Full-time
…strong relationships. From audit and tax to consulting and specialist advisory services, we help clients navigate complexity and seize opportunity with…

MCAP

Sr. Underwriter Full Case

Toronto, ON, Canada

$80,000 to $90,000 CAD / year · Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Pay: $80,000 to $90,000 CAD / year
Job type: Full-time
Apply by: Dec 10, 2026
Experience: 3-5 years underwriting and documentation experience
Posting language: English
Posted: Nov 10, 2026

Original job description

This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Apply on LinkedIn About employer

More about this job

Responsibilities

Underwrite, process, and adjudicate mortgage applications from brokers, direct clients, and third parties, managing each file through approval, documentation review, and condition clearance. Build relationships with brokers and clients, provide timely mortgage solutions, support document specialists, and maintain quality and audit standards.

Requirements

Requires 3–5 years of underwriting and documentation experience, strong mortgage credit, risk assessment, negotiation, communication, and customer service skills, and proficiency in Outlook, Word, and Excel. A university degree or college diploma is preferred; an Accredited Mortgage Professional designation and completion of the mortgage agent course and internal credit adjudication process are also noted, with French-English bilingualism required.

Skills

Mortgage Underwriting
Credit Adjudication
Mortgage Documentation Review
Risk Assessment
Financial Statement Analysis
Real Estate Assessment
Negotiation
Customer Service
Communication
Organization
Time Management
Multitasking
Analytical Thinking
Problem-Solving
Microsoft Office

Visa sponsorship

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Keywords

Mortgage Underwriting
Mortgage Applications
Credit Bureau
Credit Adjudication
Mortgage Documentation
Mortgage Risk Assessment
Real Estate Assessment
Covenant Assessment
Land Title Systems
Mortgage Legislation
Mortgage Act
CMHC
Canada Guaranty
Genworth
Financial Statements
Financial Viability
Broker Relationships
Loan Approval
Condition Clearance
Microsoft Outlook
Microsoft Word
Microsoft Excel
Accredited Mortgage Professional
Mortgage Agent Course
Credit Adjudication Process
French-English Bilingualism

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Work requirements

Jobs in Canada