Jobs in Canada

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Added 1 min ago
RM
Onboard Host - Vancouver (Seasonal Full Time, March to October)
Rocky Mountaineer
Vancouver, BC
- Full-time
Reporting to the Guest Services Manager, the Onboard Host delivers exceptional onboard hospitality that creates memorable guest experiences. Through outstanding service, engaging…
Added 1 min ago
IP
Branch Manager (Montreal, QC)
Insight Pest Canada
Montreal, QC
- $60,000 CAD / year
- Full-time
Insight Pest Solutions is currently looking for a Branch Manager to join our team! On a daily basis, your strong sense of leadership will guide a team of technicians, sales, and…
Added 1 min ago
VF
Branch Manager
Valley First
Kamloops, BC
- $100,800 to $129,200 CAD / year
- Full-time
Mutual fund license required depending on region
Added 1 min ago
RB
Manager, Productivity and Efficiency
Royal Bank of Canada
Toronto, ON
- Full-time
Client Counseling, Communication, Critical Thinking, Customer Relationship Management (CRM), Decision Making, Group Problem Solving, Long Term Planning, Organizational Change Management,…
Added 1 min ago
C
Data Partnerships Manager (1-year contract)
Cohere
Remote, Canada
- Contract
- Remote
You're proficient in data analysis and data management
Added 1 min ago
GD
DYNAMITE - Sales Associate PT - Toronto Eaton Centre
Groupe Dynamite, Inc Garage
Toronto, ON
- Part-time
Reporting to the Store Manager, your main focus as Sales Associate is to provide an exceptional shopping experience to each customer, and build long term relationships with each customer.…
Added 1 min ago
E
Customer Success Manager
ecobee
Toronto, ON
- Full-time
We are looking for a Customer Success Manager to join our energy team who believes in a cleaner energy future and wants to play a role in advancing that vision. You will work with a…
Added 1 min ago
SH
Acting Store Manager Mayfair Shopping Centre
Sunglass Hut
Victoria, BC
- Full-time
…We are a culture that wants to see you succeed, develop your customer expertise and care, and feel supported by people who embrace you. With us, you’ll bring warmth into the hearts and…
Added 1 min ago
LC
Talent Acquisition Specialist
Loblaw Companies Limited
Brampton, ON
- Full-time
Relationship Building- You will create and maintain working relationships with internal team members to understand current and future recruitment needs, and determine optimum sourcing…
Added 1 min ago
LC
Assistant Front Store Manager, Hourly Full Time Flexible Shifts
Loblaw Companies Limited
Woodstock, ON
- Full-time
Join a locally owned and operated store to help deliver health, beauty and convenience services in your community, and keep the customer at the centre of everything you do.
Added 1 min ago
B
Market Leader - Financial Planning
BMO
Halifax, NS
- Full-time
Ensures the execution of relationship management activities to deliver exceptional customer experiences.
Added 1 min ago
SD
Patient Care Specialist-1
Shoppers Drug Mart Specialty Health Network
Mississauga, ON
- Full-time
delivered effectively with the highest quality customer service. This colleague is action oriented,
Added 1 min ago
UO
Corporate Training Program Delivery Analyst, UCalgary Continuing Education
University of Calgary
Calgary, AB
- Full-time
Training industry experience related to corporate training coordination, client relationship process administration and customer engagement.
Added 1 min ago
CC
Project Delivery Lead
Computershare Canada
Montreal, QC
- Full-time
…Issuer Services. You'll collaborate with senior leaders, support relationship management, and champion people-focused projects that enhance both client and employee experiences. If you're…
Added 1 min ago
C
Directeur ou directrice du développement des affaires/Business Dev Manager
CBRE
Montreal, QC
- Full-time
Added 1 min ago
MG
Territory Sales Manager
MISTRAS Group
Calgary, AB
- Full-time
The Territory Sales Manager is responsible for developing and growing an assigned geographic territory and customer base through strategic business development, account management, and…
Added 16 mins ago
G
Outside Sales Representative
Guillevin
Mississauga, ON · Guillevin Mississauga
- Full-time
Track customer profitability and credit levels. Let the Manager know about any negative trends.
Added 16 mins ago
TS
Thrift Store Clerk
The Salvation Army Canada and Bermuda Territory
St. Thomas, ON
- Part-time
Contribute to meeting store sales targets; provide efficient courteous customer service; use tact when dealing with difficult customers.
Added 16 mins ago
C
CHANEL Counter Manager
CHANEL
Toronto, ON · SDM TORONTO LAKESHORE AVE FB
- Full-time
As a Counter Manager, you will embody the values of the Brand by creating a unique and personal one-to-one client experience in-store.
Added 16 mins ago
B
Mortgage Specialist
BMO
Cambridge, ON
- Full-time
Expert knowledge of self-management and teamwork, personal lending, relationship sales and management.
Added 16 mins ago
B
Mortgage Specialist
BMO
Guelph, ON
- Full-time
Expert knowledge of self-management and teamwork, personal lending, relationship sales and management.
Added 16 mins ago
B
Senior Trust Officer, Private Wealth
BMO
Montreal, QC · IBMM
- Full-time
Provide high quality customer service to BMO Trust Company customers to deliver an exceptional customer experience. Provide technical expertise for all aspects of trust and estate account…
Added 16 mins ago
B
R260025949 Portfolio Assistant, Winter 2027 (Co-op/Internship), Brossard - 4 months
BMO
Brossard, QC
- Full-time
…and investment planning and advice to deliver an exceptional customer experience. Works collaboratively within the assigned team / branch and with business…
Added 16 mins ago
Sr. Underwriter Full Case
MCAP
Waterloo, ON · Vancouver, BC · Toronto, ON · Montreal, QC · Calgary, AB
…from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and…
Added 16 mins ago
NF
Front End Department Manager Full Time Day
No Frills
Regina, SK
- Full-time
We’re looking for Talented Passionate Leaders with a proven record of delighting customers and growing sales. As a Manager in, you will have an immediate impact on sales and customer…

MCAP

Sr. Underwriter Full Case

Toronto, ON, Canada

$80,000 to $90,000 CAD / year · Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Pay: $80,000 to $90,000 CAD / year
Job type: Full-time
Apply by: Dec 10, 2026
Experience: 3-5 years underwriting and documentation experience
Posting language: English
Posted: Nov 10, 2026

Original job description

This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Apply on LinkedIn About employer

More about this job

Responsibilities

Underwrite, process, and adjudicate mortgage applications from brokers, direct clients, and third parties, managing each file through approval, documentation review, and condition clearance. Build relationships with brokers and clients, provide timely mortgage solutions, support document specialists, and maintain quality and audit standards.

Requirements

Requires 3–5 years of underwriting and documentation experience, strong mortgage credit, risk assessment, negotiation, communication, and customer service skills, and proficiency in Outlook, Word, and Excel. A university degree or college diploma is preferred; an Accredited Mortgage Professional designation and completion of the mortgage agent course and internal credit adjudication process are also noted, with French-English bilingualism required.

Skills

Mortgage Underwriting
Credit Adjudication
Mortgage Documentation Review
Risk Assessment
Financial Statement Analysis
Real Estate Assessment
Negotiation
Customer Service
Communication
Organization
Time Management
Multitasking
Analytical Thinking
Problem-Solving
Microsoft Office

Visa sponsorship

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Keywords

Mortgage Underwriting
Mortgage Applications
Credit Bureau
Credit Adjudication
Mortgage Documentation
Mortgage Risk Assessment
Real Estate Assessment
Covenant Assessment
Land Title Systems
Mortgage Legislation
Mortgage Act
CMHC
Canada Guaranty
Genworth
Financial Statements
Financial Viability
Broker Relationships
Loan Approval
Condition Clearance
Microsoft Outlook
Microsoft Word
Microsoft Excel
Accredited Mortgage Professional
Mortgage Agent Course
Credit Adjudication Process
French-English Bilingualism

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Jobs in Canada