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Added 12 mins ago
Senior Technical Recruiter, Data
Robinhood
Toronto, ON
This role is based in our Toronto, ON office, with in-person attendance expected at least 3 days per week
Added 12 mins ago
T
Customer Experience Associate
TD
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- Part-time
…career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock…
Added 12 mins ago
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Customer Experience Associate
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- Full-time
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CK
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- Full-time
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- Full-time
Added 12 mins ago
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Senior Trust Officer, Private Wealth
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R260025949 Portfolio Assistant, Winter 2027 (Co-op/Internship), Brossard - 4 months
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…customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your…
Added 12 mins ago
BB
Accounting Manager - Financial Reporting
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Added 12 mins ago
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- Full-time
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Added 12 mins ago
Sr. Underwriter Full Case
MCAP
Waterloo, ON · Vancouver, BC · Toronto, ON · Montreal, QC · Calgary, AB
Added 12 mins ago
RS
Logistics Manager
Ryder System, Inc.
St. Catharines, ON
- Full-time
As part of our commitment to compliance with employment and immigration laws, all applicants must have valid legal authorization to work in Canada
Added 26 mins ago
FO
Senior Finance Manager, Programs
Federation of Canadian Municipalities
Ottawa, ON · Hybrid - Ottawa
- Full-time
Working as part of the Corporate, Finance Team, reporting to the Senior Director of Corporate Services and Finance, the Senior Finance Manager will play a key role in all financial aspects…
Added 26 mins ago
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- Full-time
…outstanding customer support. This position reports to the Manager, FlexSave, and may also include participation in special projects. This is a great opportunity for someone with…
Added 26 mins ago
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(CAN) Cashier
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- Part-time
7. Refers appropriate service and transactional items to a Customer Service Manager as required.
Added 26 mins ago
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Billing Administrator
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Mississauga, ON
- Full-time
Prepare, review, and submit invoices in a timely fashion to clients under the direction of the Billing Team Lead and Billing and AR Manager
Added 26 mins ago
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Payroll Administrator
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- Full-time
…under the supervision of the Payroll Team Lead and Payroll Manager (High complexity payrolls consist of processing across multiple provinces, multiple payroll cycles, multiple business…
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…Ventures - some of the most consequential names in Canadian finance and…
Added 26 mins ago
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Sr. Underwriter Full Case
MCAP
Toronto, ON
- $80,000 to $90,000 CAD / year
- Full-time
Bilingual French and English is a must have
Added 26 mins ago
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Senior Financial Analyst, Hardlines
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Canada
- Full-time
…recommendations to our senior leadership team and CFO. We are the trusted finance partners working collaboratively to identify problems, find efficacies and drive…
Added 41 mins ago
C
Office Clerks (Sales Audit, Temporary) - Red Deer - Central Alberta Co-op
Co-op
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- Full-time
Are you a detail-oriented, organized, and dependable individual looking to join a dynamic finance team? Central Alberta Co-op is seeking full-time, temporary Office Clerks (Sales Audit) to…
Added 41 mins ago
VC
Junior Financial Analyst
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AB · Edmonton, Alberta
- Full-time
* Applicants must have legal authorization to work in Canada with no restrictions
Added 41 mins ago
GJ
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- Full-time
We are recruiting a Business Development Manager

MCAP

Sr. Underwriter Full Case

Toronto, ON, Canada

$80,000 to $90,000 CAD / year · Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Pay: $80,000 to $90,000 CAD / year
Job type: Full-time
Apply by: Dec 10, 2026
Experience: 3-5 years underwriting and documentation experience
Posting language: English
Posted: Nov 10, 2026

Original job description

This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Apply on LinkedIn About employer

More about this job

Responsibilities

Underwrite, process, and adjudicate mortgage applications from brokers, direct clients, and third parties, managing each file through approval, documentation review, and condition clearance. Build relationships with brokers and clients, provide timely mortgage solutions, support document specialists, and maintain quality and audit standards.

Requirements

Requires 3–5 years of underwriting and documentation experience, strong mortgage credit, risk assessment, negotiation, communication, and customer service skills, and proficiency in Outlook, Word, and Excel. A university degree or college diploma is preferred; an Accredited Mortgage Professional designation and completion of the mortgage agent course and internal credit adjudication process are also noted, with French-English bilingualism required.

Skills

Mortgage Underwriting
Credit Adjudication
Mortgage Documentation Review
Risk Assessment
Financial Statement Analysis
Real Estate Assessment
Negotiation
Customer Service
Communication
Organization
Time Management
Multitasking
Analytical Thinking
Problem-Solving
Microsoft Office

Visa sponsorship

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Keywords

Mortgage Underwriting
Mortgage Applications
Credit Bureau
Credit Adjudication
Mortgage Documentation
Mortgage Risk Assessment
Real Estate Assessment
Covenant Assessment
Land Title Systems
Mortgage Legislation
Mortgage Act
CMHC
Canada Guaranty
Genworth
Financial Statements
Financial Viability
Broker Relationships
Loan Approval
Condition Clearance
Microsoft Outlook
Microsoft Word
Microsoft Excel
Accredited Mortgage Professional
Mortgage Agent Course
Credit Adjudication Process
French-English Bilingualism

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Jobs in Canada