Jobs in Canada

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Added 23 mins ago
WC
(CAN) Front End Checkout Team Associate
Walmart Canada
St. Albert, AB
- Full-time
Refers appropriate service and transactional items to a Customer Service Manager or Front End Team Lead.
Added 2 hours ago
Pre-Construction Manager, GES NA, Design and Construction
Amazon
Toronto, ON
As a Preconstruction Manager within Global Engineering Services (GES) North America (NA) Design & Construction (D&C), you are Amazon's owner's representative during the preconstruction…
Added 2 hours ago
S-
Senior Analyst GWO Business Risk Management, Toronto
Scotiabank - Global Banking and Markets
Toronto, ON
- Full-time
More specifically, GBM provides clients with: corporate lending; transaction banking (including payments, trade finance and cash management); investment banking (including corporate finance…
Added 2 hours ago
T
Sr. Angular Engineer
Telna
ON · Ontario, Canada
- Full-time
Design and maintain API integration layers for pricing, catalog, checkout, order and eSIM lifecycle services, with typed clients, interceptors, error handling, retries, caching and clear…
Added 2 hours ago
T
Customer Experience Associate
TD
Ottawa, ON · Orleans, ON
- Part-time
…service transactions and providing information and advice on services, products, and solutions to existing or prospective TD customers. At the branch, we understand customer needs and…
Added 2 hours ago
T
Customer Experience Associate
TD
Surrey, BC
- Part-time
…service transactions and providing information and advice on services, products, and solutions to existing or prospective TD customers. At the branch, we understand customer needs and…
Added 2 hours ago
Sr. Underwriter Full Case
MCAP
Waterloo, ON · Vancouver, BC · Toronto, ON · Montreal, QC · Calgary, AB
Le bilinguisme en français et en anglais est requis pour ce poste afin d'interagir, de soutenir et/ou de fournir des services aux clients, employés et/ou partenaires francophones et…
Added 2 hours ago
M
Sr. Underwriter Full Case
MCAP
Toronto, ON
- $80,000 to $90,000 CAD / year
- Full-time
Bilingual French and English is a must have
Added 2 hours ago
H1
Front Desk Reservations Agent
HOTEL 10 Montreal
Montreal, QC
- Full-time
Reporting to the Front Office Manager and Front Desk Supervisor, the Front Desk Agent is primarily responsible for managing reservations while providing professional, courteous, and…
Added 3 hours ago
SC
Specialist, Deposit Support
Sunrise Credit Union
Canada
- Full-time
Collaborate with Clearing, Payments, Member Services, IT, Digital Solutions, Risk and other Operations teams to resolve transaction exceptions.
Added 3 hours ago
MO
Business Development Intern
Meridian OneCap Credit Corp.
Toronto, ON · Etobicoke, ON
- Full-time
Meridian OneCap Credit Corp (MOC) is an equipment and finance company providing a broad range of financial services to businesses throughout Canada. Our parent, Meridian Credit Union, has…
Added 3 hours ago
B
Customer Service Representative
BMO
Sydney, NS
- Part-time
Supports customer requests for banking services, including handling transactions and customer inquiries.
Added 3 hours ago
B
Data Analyst, Winter 2027 (Co-o/Internship) - 8 months
BMO
Toronto, ON · YNG
- Full-time
…operations processes and activities related to cheque and electronic transaction processing, lockbox and remote deposit processes, account maintenance and monitoring,…
Added 3 hours ago
TH
Cashier Part Time (SYDNEY)
The Home Depot
Sydney Indian Reserve No. 28A, NS
- Part-time
Using the GET Involved approach to customer service, front-end associate greets each customer, engages them during the transaction and thanks the customer for their business.
Added 3 hours ago
TH
Cashier Part Time (SYDNEY)
The Home Depot Canada
Sydney Indian Reserve No. 28A, NS · Sydney, NS
- Part-time
Using the GET Involved approach to customer service, front-end associate greets each customer, engages them during the transaction and thanks the customer for their business.
Added 3 hours ago
TH
Cashier: Full Time - PRINCE GEORGE
The Home Depot Canada
Prince George, BC
- Full-time
Using the GET Involved approach to customer service, front-end associate greets each customer, engages them during the transaction and thanks the customer for their business.
Added 4 hours ago
T
Commercial Credit Analyst
TD
Calgary, AB
- Full-time
Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment in a timely manner to meet customer needs
Added 4 hours ago
PG
Product Manager - Membership
Perseus Group, Constellation Software
Canada
- Full-time
As Product Manager for AXIS Membership, you'll provide business-focused product leadership for the membership capabilities that support our AAA/CAA auto club clients. You'll shape the…
Added 4 hours ago
Co-op, People Services (Winter Term)
Canfor
Vancouver, BC
In this role, the People Services Co-op supports the day-to-day operations of the HR Service Centre by providing timely, accurate, and client-focused support to employees and leaders.
Added 5 hours ago
CF
Manager, AML Compliance
CI Financial
Toronto, ON
- Full-time
This role follows our in‑office work model and requires employees to be onsite four days per week to support collaboration and business needs
Added 5 hours ago
BS
Sanctions Developer (OFAC)
Brainhunter Systems Ltd
ON · Ontario, Canada
- Contract
This hybrid role requires you to work from our downtown Toronto office and/or the Client office a minimum of 4 days per week
Added 5 hours ago
W
(CAN) Gérant du service à la clientèle
Walmart
Quebec, QC
- Part-time
Working as a Customer Service Manager at Walmart Canada is a great opportunity to build strong leadership and operational skills in a fast paced retail environment. In this role, you lead…
Added 6 hours ago
GE
Counter Sales - Woodstock
Gerrie Electric Wholesale Ltd.
Woodstock, ON
- Full-time
…order status, and keeping customers informed of new products, services, and promotions - driving repeat…
Added 6 hours ago
Trader - Multi Asset (1832 Asset Management)
Scotiabank
Toronto, ON
…predecessor companies have been providing asset management services in Canada since 1877, as a manager of mutual funds and providing investment solutions for private clients, institutions,…
Added 6 hours ago
BT
Corporate Services Assistant
Bison Transport
Winnipeg, MB
- Full-time
As a Corporate Services Assistant, you will play a key role on the Fuel & Licensing team, supporting the day-to-day administration of both functions. You will assist with transactions such…

MCAP

Sr. Underwriter Full Case

Toronto, ON, Canada

$80,000 to $90,000 CAD / year · Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Pay: $80,000 to $90,000 CAD / year
Job type: Full-time
Apply by: Dec 10, 2026
Experience: 3-5 years underwriting and documentation experience
Posting language: English
Posted: Nov 10, 2026

Original job description

This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Apply on LinkedIn About employer

More about this job

Responsibilities

Underwrite, process, and adjudicate mortgage applications from brokers, direct clients, and third parties, managing each file through approval, documentation review, and condition clearance. Build relationships with brokers and clients, provide timely mortgage solutions, support document specialists, and maintain quality and audit standards.

Requirements

Requires 3–5 years of underwriting and documentation experience, strong mortgage credit, risk assessment, negotiation, communication, and customer service skills, and proficiency in Outlook, Word, and Excel. A university degree or college diploma is preferred; an Accredited Mortgage Professional designation and completion of the mortgage agent course and internal credit adjudication process are also noted, with French-English bilingualism required.

Skills

Mortgage Underwriting
Credit Adjudication
Mortgage Documentation Review
Risk Assessment
Financial Statement Analysis
Real Estate Assessment
Negotiation
Customer Service
Communication
Organization
Time Management
Multitasking
Analytical Thinking
Problem-Solving
Microsoft Office

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Mortgage Applications
Credit Bureau
Credit Adjudication
Mortgage Documentation
Mortgage Risk Assessment
Real Estate Assessment
Covenant Assessment
Land Title Systems
Mortgage Legislation
Mortgage Act
CMHC
Canada Guaranty
Genworth
Financial Statements
Financial Viability
Broker Relationships
Loan Approval
Condition Clearance
Microsoft Outlook
Microsoft Word
Microsoft Excel
Accredited Mortgage Professional
Mortgage Agent Course
Credit Adjudication Process
French-English Bilingualism

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Work requirements

Jobs in Canada