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Added 4 mins ago
VG
Intermediate Accountant - Hybrid
Veralto Global
London, ON
- $65,000 to $75,000 CAD / year
- Full-time
This position is part of the Financial department located in London, Ontario and will be hybrid (at least once a week).
Added 4 mins ago
HR
Accounts Payable Finance Clerk
Halton Regional Police Service
Oakville, ON
- Temporary
…excellence that keeps Halton at the forefront of policing and as a leader in the public safety arena. Through upstream approaches, partner collaboration, training, community engagement and…
Added 5 mins ago
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CO-ORDINATOR, Digital Originals & CBC Films
Radio-Canada
Toronto, ON
- Full-time
Reporting directly to the Heads of both Digital Originals & CBC Films in the Scripted Department, you will plan, organize, coordinate and control all administrative procedures, activities…
Added 5 mins ago
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Advisor, Internal Communications (Corporate Communications) (Hybrid/Telework)
Radio-Canada
Ottawa, ON
- Full-time
This role is a hybrid work arrangement. Work schedule to be discussed with the Hiring Manager according to the guidelines defined by the department.
Added 5 mins ago
DG
Parts Runner
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Vancouver, BC
- Full-time
All Successful Applicants Must Possess The Following Qualities
Added 19 mins ago
PC
Human Resources Coordinator
Paladin Canada
Saskatoon, SK
- Full-time
Respond to routine employee and leader questions about HR programs, policies, benefits and processes, and refer complex or sensitive matters to the appropriate HR team member.
Added 19 mins ago
T
Customer Experience Associate
TD
Ottawa, ON · Orleans, ON
- Part-time
…faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together,…
Added 19 mins ago
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Customer Experience Associate
TD
Surrey, BC
- Part-time
…faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together,…
Added 19 mins ago
Sr. Underwriter Full Case
MCAP
Waterloo, ON · Vancouver, BC · Toronto, ON · Montreal, QC · Calgary, AB
Added 34 mins ago
SP
Manager, Project Coordination & Subcontracts
SEYMOUR PACIFIC DEVELOPMENTS LTD.
Winnipeg, MB
- Full-time
…built into the project execution. The role oversees day-to-day department tasks, responding to and managing risk, construction resource constraints and strives to continually improve the…
Added 34 mins ago
WI
TIG/MIG Welding Coordinator
Wesgar Inc.
Port Coquitlam, BC
- Full-time
Wesgar is a leader in the custom sheet metal fabrication industry, specializing in high-mix, low-volume manufacturing for a wide range of global sectors. Based in Port Coquitlam, we pride…
Added 49 mins ago
MC
Sales & Merchandising Rep - Part Time
Merchandising Consultants Associates
Peterborough, ON
- $18.5 CAD / hour
- Part-time
Location: Must live in Peterborough, ON · Applicants must reside in the specified location and be legally eligible to work in Canada
Added 49 mins ago
KC
Senior Accountant
Keolis Canada
Calgary, AB
- Full-time
Liaise with external auditors and the internal controls department, maintaining accurate documentation for audit and reporting requirements.
Added 49 mins ago
Lecturer/Assistant/Associate Professor - Academic Psychiatrist - Adult Neurodevelopmental Services
University of Toronto
Toronto, ON
CAMH is Canada’s premier addiction and mental health facility and a world leader in the diagnosis and care of patients with addiction and mental disorders, offering a wide spectrum of care,…
Added 49 mins ago
AR
Service Engineer - Injection Molding Machine - Home office based (35286)
Activ8 Recruitment & Solutions
Toronto, ON · Greater Toronto Area, Canada
- $100,000 to $120,000 CAD / year
- Full-time
Must have their own vehicle
Added 49 mins ago
PE
Human Resources Coordinator
Paladin Energy
Saskatoon, SK
- Full-time
Respond to routine employee and leader questions about HR programs, policies, benefits and processes, and refer complex or sensitive matters to the appropriate HR team member.
Added 49 mins ago
IN
Education and Professional Services Coordinator- Canada
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Mississauga, ON
- Full-time
Ivoclar is a global leader in innovative dental solutions, providing cutting edge products to dental professionals worldwide. Our commitment to quality, clinical excellence and education…
Added 49 mins ago
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Prep Lead
Fresh Prep 🇨🇦
Montreal, QC
- Full-time
Join Fresh Prep - a dynamic leader revolutionizing how Canadians experience food through sustainable meal kit delivery. As one of Canada's fastest-growing companies and a certified B…
Added 49 mins ago
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Cybersecurity Operations Manager
Longo's
Vaughan, ON
- Full-time
Are you a cybersecurity leader who thrives in a fast-paced environment and enjoys solving complex security challenges? Join us as a Manager, Cybersecurity Operations and lead security…
Added 1 hour ago
SC
Project Manager (Term 12-18 months)
Sunrise Credit Union
Canada
- Full-time
Partners with department leaders to ensure appropriate system functionality exists to meet corporate and/or department goals and allow effeicient processes.
Added 1 hour ago
T
Customer Experience Associate
TD
Forest, ON
- Part-time
…faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together,…
Added 1 hour ago
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Personal Banking Associate Trainee
TD
AB
- Full-time
…faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together,…
Added 1 hour ago
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Personal Banking Associate- Future Opportunities
TD
London, ON
- Full-time
…faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together,…
Added 1 hour ago
Executive Assistant to Health
Musqueam Indian Band
Vancouver, BC
…address the administrative challenges of supporting a busy Health Department with diverse files and…
Added 1 hour ago
Full- Time Supervisor
JD Sports / Livestock / Size?
Dieppe, NB
Leadership - You're an inspirational and dynamic leader who is naturally warm and compassionate towards others with an insatiable drive to exceed results and celebrate successes.

MCAP

Sr. Underwriter Full Case

Waterloo, ON, Canada
Vancouver, BC, Canada
Toronto, ON, Canada
Montreal, QC, Canada
Calgary, AB, Canada

Salary Range: $80,000 - $90,000 · Full-time

Apply on mcap.csod.com About employer

Applications open in a new tab.

Job details

Pay: Salary Range: $80,000 - $90,000
Job type: Full-time
Posting language: English · French
Posted: Nov 10, 2026

Original job description

English section of this bilingual listing.

Joining MCAP means you will be a part of our diverse workforce of highly talented individuals who are recognized for their expertise and success! At MCAP, your professional expertise, commitment to teamwork and passion for service excellence are recognized and rewarded with competitive total rewards offering, a career with continuous learning and development (formal & informal training), and exciting opportunities in a dynamic, entrepreneurial environment.

The Role

This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Be A Part Of Something Great

MCAP is Canada’s largest independent Mortgage Finance company with over $150 billion in assets under management providing mortgage solutions for residential and commercial properties. For over 35 years, MCAP originates, trades, securitizes and services mortgages in offices across Canada. MCAP originates residential mortgages exclusively through the mortgage broker channel as we believe that a professional mortgage broker is a consumer's best option and MCAP actively promotes the services of mortgage brokers across the country. MCAP is also a leader in the Canadian residential construction lending market with over 25 years in the business. Our teams of dedicated professionals serve a variety of developer, construction and lender clients across Canada.

Position #: req2292

Employment Status: Permanent Full Time

Location: Multiple Locations Available; Toronto, Waterloo, Vancouver, Calgary, Montreal

Department: Residential

Internal Job Title: Sr. Underwriter Full Case

Salary Range: $80,000 - $90,000

The above information in this description has been designed to indicate the general nature and level of work performed by employees in the position. It is not designated to contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

MCAP provides equal opportunities for all applicants and is committed to fostering an inclusive, accessible environment, where all employees feel valued, respected and supported throughout the recruitment and employment process. If you require accommodation, we will work with you to meet your needs.

Read the full bilingual original

Tarificateur / Tarificatrice Principal de Prêts Hypothécaires, Tarification Complète

*English Posting Below*

MCAP en un coup d’œil
En vous joignant à MCAP, vous ferez partie de nos effectifs diversifiés composés de personnes hautement talentueuses qui sont reconnues pour leur expertise et leurs succès! À MCAP, votre expertise professionnelle, votre engagement envers le travail d’équipe et votre passion pour l’excellence du service sont reconnus et récompensés au moyen d’une rémunération totale concurrentielle, d’une carrière qui favorise l’apprentissage continu et le perfectionnement (formation officielle et non officielle) et des occasions passionnantes dans un milieu entrepreneurial dynamique.

Le rôle

Il incombe au titulaire de ce poste de contribuer à l’équipe de souscription de MERIX.

Les responsabilités propres à ce poste comprennent notamment ce qui suit :

Vérifier/valider tous les renseignements exigés sur la clientèle/les hypothèques dans le cadre d’un environnement « à service complet »
Fournir des décisions exactes et en temps voulu en matière de crédit aux émetteurs d’hypothèques
Rassembler et documenter les rapports nécessaires sur les demandeurs de prêts hypothécaires, par exemple les antécédents en matière de crédit et le revenu
Négocier, structurer et évaluer les demandes de prêts hypothécaires selon l’étendue définie des pouvoirs en matière d’approbation
Préparer des recommandations à l’égard des prêts hypothécaires résidentiels qui excèdent la limite d’approbation définie et présenter des soumissions au membre de l’équipe approprié
Veiller à la sensibilisation et à la conformité à tous les aspects du programme d’assurance de la qualité
Demeurer au fait de toutes les lignes directrices applicables en matière de souscription.

Le bilinguisme en français et en anglais est requis pour ce poste afin d'interagir, de soutenir et/ou de fournir des services aux clients, employés et/ou partenaires francophones et non-francophones à l'intérieur et/ou à l'extérieur de la province de Québec.

Votre contribution à l’équipe

Au moins 2 à 3 ans d’expérience dans l’exécution de toutes les procédures de tarification conformément aux lois et aux règlements établis
Un minimum de 3 à 5 ans d’expérience en souscription de prêts hypothécaires
L’expérience directe du système est considérée comme un atout
Attitude axée sur le service à la clientèle
Flexible et adaptable; capable de faire du multitâche sous pression
Excellentes compétences analytiques et aptitudes à communiquer
Capacité démontrée de respecter les échéances
Excellent jugement et être apte à prendre des décisions de manière autonome
Diplôme universitaire ou collégial dans un domaine connexe souhaitable

Si vous vous reconnaissez dans ce qui précède et que souhaitez faire partie de l’une des plus vastes sociétés de financement hypothécaire du Canada, faites-nous signe!

Faites partie de quelque chose de grand

MCAP est l’une des plus importantes sociétés indépendantes de financement hypothécaire du Canada, avec des actifs sous gestion de plus de 150 milliards de dollars. Elle propose des solutions en matière d’hypothèques résidentielles et commerciales. Depuis plus de 35 ans, MCAP consent, négocie, titrise des prêts hypothécaires et en assure le service dans ses bureaux partout au Canada. De plus, MCAP octroie des prêts hypothécaires résidentiels exclusivement par l’entremise du canal de courtage hypothécaire, car nous sommes d’avis que le professionnalisme d’un courtier ou d’une courtière en hypothèques est la meilleure option dont dispose le consommateur et MCAP fait activement la promotion à la grandeur du pays des services offerts par les courtiers hypothécaires. MCAP est également chef de file sur le marché canadien des prêts à la construction résidentielle et est active à ce chapitre depuis plus de 25 ans. Nos équipes de professionnels dévoués servent divers clients à l’échelle du Canada, tels que des promoteurs, des constructeurs et des prêteurs.

Sr. Underwriter Full Case

MCAP at a Glance

The Role

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Position #: req2292

Employment Status: Permanent Full Time

Location: Multiple Locations Available; Toronto, Waterloo, Vancouver, Calgary, Montreal

Department: Residential

Internal Job Title: Sr. Underwriter Full Case

Salary Range: $80,000 - $90,000

Apply on mcap.csod.com About employer

More about this job

Responsibilities

Underwrite, process, and approve mortgage applications from broker, direct, and third-party sources, managing each case from application review through documentation and conditions clearance. Make timely credit decisions, structure and negotiate mortgage solutions, serve clients and brokers, and support quality, audit, and staff development objectives.

Requirements

Candidates need 3–5 years of mortgage underwriting and documentation experience, strong analytical, communication, negotiation, organizational, and customer-service skills, and the ability to work independently and manage multiple priorities. French and English bilingualism is required; a university degree or college diploma is preferred, with mortgage credentials and relevant regulatory or adjudication training also noted.

Skills

Mortgage Underwriting
Credit Adjudication
Mortgage Documentation Review
Risk Assessment
Financial Statement Analysis
Negotiation
Client Service
Analytical And Problem-Solving Skills
Communication
Organization And Time Management
Multitasking
Microsoft Outlook
Microsoft Word
Microsoft Excel
French-English Bilingualism

Benefits

Competitive Total Rewards
Continuous Learning And Development
Formal And Informal Training

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Full Case Management
Mortgage Applications
Credit Bureau
Credit Adjudication
Mortgage Documentation
Mortgage Risk Assessment
Real Estate
Covenant Assessments
Land Title Systems
Mortgage Legislation
Mortgage Act
CMHC
Canada Guaranty
Genworth
Financial Statements
Financial Viability
Broker Channel
Mortgage Agent Course
Accredited Mortgage Professional
Internal Audit
Credit Adjudication Process
Microsoft Outlook
Microsoft Word
Microsoft Excel
French-English Bilingualism

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