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Added 12 mins ago
WI
Civil Engineering Inspector
WSP in Canada
Toronto, ON · Etobicoke, ON
- Full-time
…available. Reporting to the Construction Audit and Inspection Manager, you will help ensure civil utility infrastructure is constructed safely, accurately, and in accordance with design,…
Added 12 mins ago
WI
Civil Engineering Inspector
WSP in Canada
Vaughan, ON
- Full-time
…available. Reporting to the Construction Audit and Inspection Manager, you will help ensure civil utility infrastructure is constructed safely, accurately, and in accordance with design,…
Added 12 mins ago
VF
Branch Manager
Valley First
Kamloops, BC
- $100,800 to $129,200 CAD / year
- Full-time
Mutual fund license required depending on region
Added 12 mins ago
SH
Patient Transport Assistant (Designated Indegenous) - Repost
Shared Health-Soins Communs
Winnipeg, MB
- Full-time
Must have good interpersonal and English communication skills, both oral and written · Must have good organizational skills and be able to communicate in an effective manner with all levels of staff
Added 12 mins ago
RB
Manager, Productivity and Efficiency
Royal Bank of Canada
Toronto, ON
- Full-time
The Manager, Productivity and Efficiency supports the COO group within Technology and Operations, with a primary focus on transformation and operations of productivity and efficiency…
Added 12 mins ago
RB
Manager, Business Continuity Risk (12-Month Contract)
Royal Bank of Canada
Toronto, ON
- Full-time
As Manager, Business Continuity Risk, you are responsible for the execution of the Business Continuity Risk Management (BCRM) Program within Personal Banking and Commercial Banking Canada.…
Added 12 mins ago
B
Product Manager MDS, Hypodermics and Anesthesia
BD
Mississauga, ON · CAN Mississauga - Derry Road West
- $85,000 to $135,000 CAD / year
- Full-time
The Product Manager MDS, Hypodermics and Anesthesia will lead the national marketing plan for the assigned MDS portfolio. The role will report to the Marketing Director for MDS, and, in…
Added 12 mins ago
B
Executive Assistant, Team Lead
BD
Mississauga, ON · CAN Mississauga - Derry Road West
- $60,000 to $110,000 CAD / year
- Full-time
Responsible for providing strategic executive support to the Vice President & General Manager and selected Canadian Leadership Team members while serving as the Team Lead for the Executive…
Added 13 mins ago
E
Customer Success Manager
ecobee
Toronto, ON
- Full-time
We are looking for a Customer Success Manager to join our energy team who believes in a cleaner energy future and wants to play a role in advancing that vision. You will work with a…
Added 13 mins ago
ML
Refrigeration A Certificate - Senior Refrigeration Technician
Maple Lodge Farms
Brampton, ON
- $39.47 to $46.5 CAD / hour
- Full-time
Reporting to the Cogeneration Manager, the Senior Refrigeration Technician will be responsible for the maintenance and repair of ammonia compressors, ammonia pumps, water chillers, air…
Added 13 mins ago
RD
Manager, Network Infrastructure and Cybersecurity
Regional District of North Okanagan
Coldstream, BC
- Full-time
We have an immediate opening for the regular, full-time position of Manager, Network Infrastructure and Cybersecurity. The successful candidate will have a degree in IT, Computer Science,…
Added 13 mins ago
T&
Finance Manager, Financial Accounting & Reporting
Turner & Townsend
Toronto, ON
- Full-time
We are seeking a highly skilled & experienced Finance Manager - Financial Accounting & Reporting to join our team in Toronto, Canada office.
Added 13 mins ago
FH
Registered Nurse, Emergency - Specialty Qualified - Ridge Meadows Hospital
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Full-time
Participates on nursing committees, care conferences and councils as assigned or as agreed to with the Manager.
Added 13 mins ago
C
Part-Time Manager
Claire's
Kitchener, ON
- $18 CAD / hour
- Part-time
Team Collaboration: Support your Store Manager by motivating the team, sharing sales tips, and creating a positive, high-energy vibe that customers (and coworkers) love.
Added 13 mins ago
FH
Registered Nurse, Transition Line (Specialty Nursing) - Ridge Meadows Hospital - Emergency
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Part-time
Added 13 mins ago
FH
Registered Nurse, Transition Line (Specialty Nursing) - Ridge Meadows Hospital - Emergency
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Part-time
Added 13 mins ago
FH
Registered Nurse, Emergency - Specialty Qualified - Ridge Meadows Hospital
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Part-time
Participates on nursing committees, care conferences and councils as assigned or as agreed to with the Manager.
Added 13 mins ago
VH
Administrative Receptionist – Malton Clinic- Permanent Part-Time
VHA Home HealthCare
Mississauga, ON · Malton, ON
- Part-time
…confidentiality of VHA. The role will be directly reporting to the Manager. Job functions will be prioritized by the Manager in accordance with fluctuating demands and operational…
Added 13 mins ago
FH
Registered Nurse, Emergency - Specialty Qualified - Ridge Meadows Hospital
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Full-time
Participates on nursing committees, care conferences and councils as assigned or as agreed to with the Manager.
Added 13 mins ago
FH
Registered Nurse, Transition Line (Specialty Nursing) - Ridge Meadows Hospital - Emergency
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Full-time
Added 13 mins ago
FH
Registered Nurse, Emergency - Specialty Qualified - Ridge Meadows Hospital
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Full-time
Participates on nursing committees, care conferences and councils as assigned or as agreed to with the Manager.
Added 13 mins ago
FH
Registered Nurse, Transition Line (Specialty Nursing) - Ridge Meadows Hospital - Emergency
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Part-time
Added 13 mins ago
FH
Registered Nurse, Emergency - Specialty Qualified - Ridge Meadows Hospital
Fraser Health Authority
Pitt Meadows, BC
- $41.42 to $59.52 CAD / hour
- Full-time
Participates on nursing committees, care conferences and councils as assigned or as agreed to with the Manager.
Added 13 mins ago
WI
Civil Engineering Inspector
WSP in Canada
Markham, ON
- Full-time
…available. Reporting to the Construction Audit and Inspection Manager, you will help ensure civil utility infrastructure is constructed safely, accurately, and in accordance with design,…
Added 13 mins ago
MG
Account Associate
MSL Group Canada
Toronto, ON
- Full-time
Collaborate and communicate: Keep your team and manager in the loop on progress and project updates.

MCAP

Sr. Underwriter Full Case

Waterloo, ON, Canada
Vancouver, BC, Canada
Toronto, ON, Canada
Montreal, QC, Canada
Calgary, AB, Canada

Salary Range: $80,000 - $90,000 · Full-time

Apply on mcap.csod.com About employer

Applications open in a new tab.

Job details

Pay: Salary Range: $80,000 - $90,000
Job type: Full-time
Posting language: English · French
Posted: Nov 10, 2026

Original job description

English section of this bilingual listing.

Joining MCAP means you will be a part of our diverse workforce of highly talented individuals who are recognized for their expertise and success! At MCAP, your professional expertise, commitment to teamwork and passion for service excellence are recognized and rewarded with competitive total rewards offering, a career with continuous learning and development (formal & informal training), and exciting opportunities in a dynamic, entrepreneurial environment.

The Role

This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

Bilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Be A Part Of Something Great

MCAP is Canada’s largest independent Mortgage Finance company with over $150 billion in assets under management providing mortgage solutions for residential and commercial properties. For over 35 years, MCAP originates, trades, securitizes and services mortgages in offices across Canada. MCAP originates residential mortgages exclusively through the mortgage broker channel as we believe that a professional mortgage broker is a consumer's best option and MCAP actively promotes the services of mortgage brokers across the country. MCAP is also a leader in the Canadian residential construction lending market with over 25 years in the business. Our teams of dedicated professionals serve a variety of developer, construction and lender clients across Canada.

Position #: req2292

Employment Status: Permanent Full Time

Location: Multiple Locations Available; Toronto, Waterloo, Vancouver, Calgary, Montreal

Department: Residential

Internal Job Title: Sr. Underwriter Full Case

Salary Range: $80,000 - $90,000

The above information in this description has been designed to indicate the general nature and level of work performed by employees in the position. It is not designated to contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

MCAP provides equal opportunities for all applicants and is committed to fostering an inclusive, accessible environment, where all employees feel valued, respected and supported throughout the recruitment and employment process. If you require accommodation, we will work with you to meet your needs.

Read the full bilingual original

Tarificateur / Tarificatrice Principal de Prêts Hypothécaires, Tarification Complète

*English Posting Below*

MCAP en un coup d’œil
En vous joignant à MCAP, vous ferez partie de nos effectifs diversifiés composés de personnes hautement talentueuses qui sont reconnues pour leur expertise et leurs succès! À MCAP, votre expertise professionnelle, votre engagement envers le travail d’équipe et votre passion pour l’excellence du service sont reconnus et récompensés au moyen d’une rémunération totale concurrentielle, d’une carrière qui favorise l’apprentissage continu et le perfectionnement (formation officielle et non officielle) et des occasions passionnantes dans un milieu entrepreneurial dynamique.

Le rôle

Il incombe au titulaire de ce poste de contribuer à l’équipe de souscription de MERIX.

Les responsabilités propres à ce poste comprennent notamment ce qui suit :

Vérifier/valider tous les renseignements exigés sur la clientèle/les hypothèques dans le cadre d’un environnement « à service complet »
Fournir des décisions exactes et en temps voulu en matière de crédit aux émetteurs d’hypothèques
Rassembler et documenter les rapports nécessaires sur les demandeurs de prêts hypothécaires, par exemple les antécédents en matière de crédit et le revenu
Négocier, structurer et évaluer les demandes de prêts hypothécaires selon l’étendue définie des pouvoirs en matière d’approbation
Préparer des recommandations à l’égard des prêts hypothécaires résidentiels qui excèdent la limite d’approbation définie et présenter des soumissions au membre de l’équipe approprié
Veiller à la sensibilisation et à la conformité à tous les aspects du programme d’assurance de la qualité
Demeurer au fait de toutes les lignes directrices applicables en matière de souscription.

Le bilinguisme en français et en anglais est requis pour ce poste afin d'interagir, de soutenir et/ou de fournir des services aux clients, employés et/ou partenaires francophones et non-francophones à l'intérieur et/ou à l'extérieur de la province de Québec.

Votre contribution à l’équipe

Au moins 2 à 3 ans d’expérience dans l’exécution de toutes les procédures de tarification conformément aux lois et aux règlements établis
Un minimum de 3 à 5 ans d’expérience en souscription de prêts hypothécaires
L’expérience directe du système est considérée comme un atout
Attitude axée sur le service à la clientèle
Flexible et adaptable; capable de faire du multitâche sous pression
Excellentes compétences analytiques et aptitudes à communiquer
Capacité démontrée de respecter les échéances
Excellent jugement et être apte à prendre des décisions de manière autonome
Diplôme universitaire ou collégial dans un domaine connexe souhaitable

Si vous vous reconnaissez dans ce qui précède et que souhaitez faire partie de l’une des plus vastes sociétés de financement hypothécaire du Canada, faites-nous signe!

Faites partie de quelque chose de grand

MCAP est l’une des plus importantes sociétés indépendantes de financement hypothécaire du Canada, avec des actifs sous gestion de plus de 150 milliards de dollars. Elle propose des solutions en matière d’hypothèques résidentielles et commerciales. Depuis plus de 35 ans, MCAP consent, négocie, titrise des prêts hypothécaires et en assure le service dans ses bureaux partout au Canada. De plus, MCAP octroie des prêts hypothécaires résidentiels exclusivement par l’entremise du canal de courtage hypothécaire, car nous sommes d’avis que le professionnalisme d’un courtier ou d’une courtière en hypothèques est la meilleure option dont dispose le consommateur et MCAP fait activement la promotion à la grandeur du pays des services offerts par les courtiers hypothécaires. MCAP est également chef de file sur le marché canadien des prêts à la construction résidentielle et est active à ce chapitre depuis plus de 25 ans. Nos équipes de professionnels dévoués servent divers clients à l’échelle du Canada, tels que des promoteurs, des constructeurs et des prêteurs.

Sr. Underwriter Full Case

MCAP at a Glance

The Role

Reviewing Applications

Verify information on application and with the Credit Bureau to ensure accuracy.
Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).
Contact the broker/client for additional information or clarification in order to decision the deal effectively.

Credit Adjudication

Adjudicate information presented and address any discrepancies or inconsistencies.
Verify data viewed to ensure it meets company guidelines.
Document the deal and write up rationale to support recommendation for approval .
Condition the deal in accordance with the recommendation for approval.
Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.

Service Clients

Respond to questions or concerns from all clients with the intent to build/maintain relationships
Provide all clients with mortgage options to assist in making an informed decision.
Maintain an 8 hour turnaround time on applications
Respond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.
Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.

Communication with Brokers/Clients

Negotiate applications or marginal deals
Build the business with the broker/client in order to increase the portfolio and closing percentages

Documentation Verification

Review all documentation pertaining to adjudication and approval of loan
Mitigate potential risks identified on documentation
Clear all conditions and associated system tasks.

Mentor Staff

Review and educate Document Specialist on the different types fulfillment documentation
Communicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the business

Check for Understanding

Maintain acceptable audit results as established annually as part of the Objective setting

This position represents an existing vacancy within MCAP.

What You Bring To The Team

3-5 years underwriting and documentation experience
Knowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferred
Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law preferred
Proficient in Outlook, Word, and Excel
Ability to negotiate effectively with intermediaries
Ability to understand financial statements and assess financial viability
Exceptional oral and written communication skills
Excellent organizational and time-management skills
Ability to multi-task in a fast-paced environment
Strong analytical and problem-solving skills
Proven ability to foster relationships
Strong customer service skills.
Self-driven, motivated with the ability to work independently and in a team environment
Carries out duties with integrity and takes responsibility for actions.
University Degree/College Diploma, preferable
Accredited Mortgage Professional (AMP)
Completion of Mortgage Agent course to satisfy provincial regulatory requirements
Completion of internal audit’s credit adjudication process
Bilingual French and English is a must have

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies, then we want to hear from you!

Position #: req2292

Employment Status: Permanent Full Time

Location: Multiple Locations Available; Toronto, Waterloo, Vancouver, Calgary, Montreal

Department: Residential

Internal Job Title: Sr. Underwriter Full Case

Salary Range: $80,000 - $90,000

Apply on mcap.csod.com About employer

More about this job

Responsibilities

Underwrite, process, and approve mortgage applications from broker, direct, and third-party sources, managing each case from application review through documentation and conditions clearance. Make timely credit decisions, structure and negotiate mortgage solutions, serve clients and brokers, and support quality, audit, and staff development objectives.

Requirements

Candidates need 3–5 years of mortgage underwriting and documentation experience, strong analytical, communication, negotiation, organizational, and customer-service skills, and the ability to work independently and manage multiple priorities. French and English bilingualism is required; a university degree or college diploma is preferred, with mortgage credentials and relevant regulatory or adjudication training also noted.

Skills

Mortgage Underwriting
Credit Adjudication
Mortgage Documentation Review
Risk Assessment
Financial Statement Analysis
Negotiation
Client Service
Analytical And Problem-Solving Skills
Communication
Organization And Time Management
Multitasking
Microsoft Outlook
Microsoft Word
Microsoft Excel
French-English Bilingualism

Benefits

Competitive Total Rewards
Continuous Learning And Development
Formal And Informal Training

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Full Case Management
Mortgage Applications
Credit Bureau
Credit Adjudication
Mortgage Documentation
Mortgage Risk Assessment
Real Estate
Covenant Assessments
Land Title Systems
Mortgage Legislation
Mortgage Act
CMHC
Canada Guaranty
Genworth
Financial Statements
Financial Viability
Broker Channel
Mortgage Agent Course
Accredited Mortgage Professional
Internal Audit
Credit Adjudication Process
Microsoft Outlook
Microsoft Word
Microsoft Excel
French-English Bilingualism

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Work requirements

Jobs in Canada