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Added 11 mins ago
Gestionnaire du programme Système de groupe motopropulseur intégré (IPPS) pour turboréacteurs / Turbofan Integrated Power Plant System (IPPS) Program Manager
RTX
Longueuil, QC
Full-time
Added 11 mins ago
Financial Services Representative - Full Time
Meridian Credit Union
Hamilton, ON
$50,000 to $53,000 CAD / year
Full-time
…Business, Mobile Mortgage Specialists to ensure value added delivery of Member centric…
Added 11 mins ago
Financial Services Associate - Full Time - 15 Month Contract
Meridian Credit Union
Hamilton, ON
$60,000 to $64,000 CAD / year
Full-time
…Business, Mobile Mortgage Specialists to ensure value added delivery of Member centric…
Added 11 mins ago
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Senior Operations Manager (Programs/Services)-EN
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Added 24 mins ago
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IM/IT Project Manager-EN
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As an IM/IT Project Manager, you will manage projects from beginning to end. You will define project scope, goals and deliverables that support business goals. You will plan
Added 24 mins ago
Senior Manager, Client & Advisory Services-EN
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Ottawa, ON
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Added 25 mins ago
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Trenton, NS Propane Specialist - Driver
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Added 25 mins ago
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Added 41 mins ago
Clinic Manager – Thornhill, Ontario
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Thornhill, ON
$62,000 to $72,000 CAD / year
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…across Canada. We're looking for an experienced, hands-on Clinic Manager to lead day-to-day operations at our Thornhill, Ontario clinic – someone who can balance strong leadership with a…
Added 41 mins ago
Clinic Manager – Perth, Ontario
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$62,000 to $72,000 CAD / year
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…across Canada. We're looking for an experienced, hands-on Clinic Manager to lead day-to-day operations at our Perth, Ontario clinic – someone who can balance strong leadership with a…
Added 41 mins ago
Clinic Manager – Etobicoke, Ontario
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$62,000 to $72,000 CAD / year
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…across Canada. We're looking for an experienced, hands-on Clinic Manager to lead day-to-day operations at our Etobicoke, Ontario clinic – someone who can balance strong leadership with a…
Added 41 mins ago
Senior Director, Clinical Operations
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…full-service CRO offering. This leader will own the end-to-end delivery of clinical programs across our client portfolio, set the standard for how Sitero executes trials, and build the…
Added 41 mins ago
Technology Program Manager
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Make an impact with our Technology – Solution Delivery team as a Technology Program Manager. This diverse team of tech-savvy builders and problem solvers embraces digital transformation,…
Added 54 mins ago
ITS Project Manager
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The ITS Project Manager provides project management services to Information Technology Services (ITS). The incumbent guides the efforts of ITS, business units, and external vendors to…

Meridian OneCap Credit Corp.

National Program Development Manager, Equipment Finance

Toronto, ON, Canada
Etobicoke, ON, M8X 2X3, Canada

Pay: $79,100 to $90,000 CAD / year
Job type: Full-time
Posting language: English
Posted: Sep 24, 2026

Apply About employer

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Original job description

At Meridian our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are.

Who we are!

Meridian OneCap Credit Corp (MOC) is an equipment and finance company providing a broad range of financial services to businesses throughout Canada. Our parent, Meridian Credit Union, has over 70 years of banking history and is Ontario’s largest credit union.

MOC is a provider of asset financing in the form of capital leases. We are committed to being the best provider of specialized equipment financing services to strategic vendors across Canada. Our service-oriented culture and exceptional group of professionals serves to provide our strategic partners with value-added service and constructive solutions.

Meridian OneCap Credit Corp provides customized leasing solutions both to help companies sell equipment and to companies that have chosen to lease equipment, rather than buy. For manufacturers and vendors, we enable you to provide your customers with a value-added service that helps your customers acquire equipment efficiently and gives your company a competitive edge. And for the end user, we can help you to preserve working capital in your business, while benefiting now from the use of the equipment.

Our team is known as industry leaders. We’ve earned our reputation through consistent delivery of financing programs with the most efficient transaction process and superior customer service. With the largest direct sales force within the Canadian market, it’s no wonder our customer service is unparalleled.

About Meridian OneCap

The role:

The National Program Development Manager is responsible for sourcing, structuring, launching, and growing national finance programs with equipment manufacturers, distributors, and dealer networks across Canada. The role owns the full program lifecycle - from initial partner identification through negotiation, documentation, launch, and ongoing performance management - with a mandate to deliver profitable, sustainable volume across three funding pillars: commercial and consumer lease and loan, and inventory finance.

Key Responsibilities

Program Origination & Development

Identify and pursue national OEM, distributor, resellers, and dealer group opportunities that align with the company's target markets and risk appetite.
Negotiate program agreements including pricing, subvention and rate buy-down structures, recourse and loss-sharing terms, volume commitments, and fee arrangements.
Build the full program infrastructure required for launch: program guidelines, credit parameters, documentation packages, co-branded marketing collateral, FAQ and rep-facing training materials, and internal onboarding instructions.

Inventory / Floorplan Finance

Structure wholesale floorplan lines for dealer networks, including line limits, curtailment schedules, free-flooring and interest-free periods, audit and inspection requirements, and manufacturer repurchase or buy-back agreements.
Work with credit and operations to establish dealer financial reporting standards, monitor inventory aging and turns, unit audits, sold-out-of-trust exposure, and overall line utilization.
Manage the transition of flooring relationships into retail and lease take-out volume, ensuring the floorplan line functions as a front end to the broader program rather than a standalone exposure.

Consumer & Retail Finance

Develop point-of-sale retail finance programs that allow dealers to offer end-customer financing at the counter, including promotional rate offerings, deferred payment and low-rate campaigns funded through manufacturer subvention.
Ensure consumer-facing programs meet applicable Canadian consumer protection, disclosure, cost-of-borrowing, and privacy requirements, coordinating with legal and compliance on documentation and advertising review.
Support dealer adoption through training on credit application submission, approval turnaround expectations, documentation standards, and funding requirements - with a focus on approval rates, look-to-book, and speed of decision.

Program Management & Performance

Own ongoing performance reporting by program: origination volume, mix across floorplan, commercial, and retail, yield, delinquency and loss rates, dealer penetration, and program profitability.
Conduct regular business reviews with manufacturer partners and key dealers; recommend pricing, structure, or credit parameter adjustments based on portfolio performance and market conditions.
Partner with credit and risk on dealer reviews, line increases, and remediation of underperforming accounts.

Internal & Market Leadership

Act as the internal subject matter expert on assigned programs, supporting the national sales team with structuring guidance, deal escalation, and competitive positioning.
Represent the company at national and regional trade shows, dealer meetings, and industry association events.
Provide market intelligence on competitor programs, pricing trends, and emerging equipment segments to inform strategy.

Knowledge, Skills, and Abilities

5+ years in equipment finance, asset-based lending, or captive/vendor finance, with direct exposure to inventory financing and retail/consumer lending programs.
Demonstrated ability to negotiate and close multi-year national program agreements with manufacturers or large dealer groups.
Strong credit acumen - able to read dealer financial statements, assess working capital and inventory positions, and speak credibly with underwriters.
Debt stream, residual value, buy and sell desk experience would be valuable
Excellent relationship management, presentation, and commercial negotiation skills.
Willingness to travel nationally; bilingual (English/French) an asset

This role represents an existing vacancy. Internal candidates are being considered as part of our standard process.

Salary Range: CAD $79,100 to $90,000 annually.

Compensation for this role is based on a combination of skills, experience, and internal equity. Candidates with stronger alignment to the role’s requirements may be placed higher within the range. Your recruiter will share more information about our total rewards package during the hiring process.

Office Location: Toronto Corporate Office. This is a hybrid opportunity.

Meridian OneCap has a remote work policy that allows flexibility for employees to work remotely but also requires our employees to attend the office minimum one day per week. The intention is for purposeful meetings to collaborate, innovate and build effective relationships with your team, your colleagues and your leader which is important to us.

What's in it for you?

We have an inclusive and collaborative working environment that encourages creativity, curiosity, and celebrates success!
We provide you with the tools and technology needed to delight your candidates and clients!
You'll get to work with and learn from diverse industry leaders, who have hailed from top organizations around the world
Hybrid work arrangements with in-person office time to collaborate, innovate and build relationships with your colleagues
This isn't your typical "corporate" job. We work hard and we have fun!

Build the Future of Banking with Us

At Meridian, we’re not just adapting to the future - we’re shaping it. We see talent as a catalyst for sustainable growth, community impact, and future-readiness. As the financial landscape evolves, we’re looking for team members who bring:

Embedding & leveraging technology – Confidence and willingness to learn and integrate AI and emerging technologies into new ways of working. Experience with low/no code tools like the Microsoft Power Platform and generative AI productivity tools like Microsoft Copilot is considered an asset
Critical Thinking – The ability to analyze, evaluate and interpret information from various sources and apply logic and problem solving to make decisions.
Data Driven– Leverage data and insights to identify, prioritize and improve member experience and business efficiency.
Curiosity & Flexibility – Comfortable navigating and embracing change and uncertainty, ask more questions, explore more options. Continuously learn and grow.

Our Commitment To You

Meridian OneCap is committed to promoting an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to employing a workforce that reflects the diversity of our communities and Members in which we live and serve.

Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, or disability.

Please note that due to the volume of applications, only those under consideration will be contacted for an interview.

Thank you for your interest in Meridian OneCap.

Meridian only posts jobs on our official Careers Site, LinkedIn, and Indeed. If you find a Meridian job posting on any other site, please verify it by ensuring it directs back to our official career page. Meridian never asks candidates to apply through third‑party links that do not redirect to our Careers portal (UltiPro). For more tips on how to protect yourself from job scams visit Protect yourself from job scams | Meridian.

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More about this job

Responsibilities

The National Program Development Manager is responsible for sourcing, structuring, and growing national finance programs with equipment manufacturers and dealer networks. This role manages the full program lifecycle, including inventory floorplan finance, retail finance, and ongoing performance reporting.

Requirements

Candidates must have at least 5 years of experience in equipment finance, asset-based lending, or vendor finance. Strong credit acumen and the ability to negotiate multi-year national program agreements are essential for this position.

Skills

Equipment finance
Asset-based lending
Inventory financing
Retail lending
Program development
Relationship management
Commercial negotiation
Credit analysis
Financial structuring
Strategic planning
Market intelligence
Sales leadership
Risk management
Presentation skills
Bilingualism

Benefits

Hybrid work arrangements
Inclusive and collaborative working environment
Professional development opportunities

Visa sponsorship

Not detected in the job text

Keywords

Equipment Finance
Asset-Based Lending
Inventory Finance
Floorplan Finance
Retail Finance
OEM
Vendor Finance
Credit Analysis
Risk Appetite
Capital Leases
Financial Services
Business Development
Relationship Management
Microsoft Power Platform
Generative AI
Microsoft Copilot
Portfolio Management
Market Intelligence
Strategic Partnerships
Dealer Networks

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