Credit Risk Specialist

Title: AIRB Regulatory Reporting & Assessment Specialist

Location: Toronto, ON

Duration: 12 Months

Job Role:

We are seeking an experienced financial services professional to support AIRB regulatory assessments, SAP stakeholder engagement, and OSFI reporting requirements. The ideal candidate will have a strong understanding of OSFI’s Capital Adequacy Requirements (CAR) Guideline, credit risk frameworks, and AIRB methodology, along with excellent project management, analytical, and communication skills.

Key Responsibilities

• Track assessment progress and follow up with stakeholders.
• Provide SAP tool training and address stakeholder queries.
• Facilitate working sessions and review/challenge submitted assessments.
• Prepare senior management and regulatory presentations and reports.
• Support quarterly regulatory reporting and AIRB model package submissions.

Must-Have Qualifications

• 5+ years of financial services experience across multiple functions.
• Bachelor’s degree in Business, Finance, Economics, or a related field.
• Working knowledge of OSFI’s CAR Guideline, credit risk frameworks, and the Advanced Internal Ratings-Based (AIRB) approach.
• Strong project management, analytical, organizational, and stakeholder management skills.
• Excellent written, verbal, and presentation skills, with strong attention to detail and assessment validation capabilities.
• Proficiency in MS Office, including Excel, Word, and PowerPoint.

Nice to Have

• 2+ years of credit risk management experience.
• AIRB implementation experience at a Canadian financial institution.
• Credit modeling, rating methodologies, validation, and regulatory self-assessment experience.

"We use AI in our Hiring Process"

Mindlance is an equal opportunity employer. We are committed to inclusive, equitable, barrier-free recruitment and selection processes, and work environment in accordance with the Accessibility for Ontarians with Disabilities Act (AODA). We will be happy to work with applicants requesting accommodation at any stage of the hiring process.