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Munich Re Automation Solutions

Actuarial Associate, Life & Health (2027 Permanent - Toronto)

Toronto, ON, Canada

Job type: Full-time
Apply by: Oct 25, 2026
Posting language: English
Posted: Sep 25, 2026

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Original job description

POSITION: Actuarial Associate, Life & Health (2027 Permanent - Toronto)

LOCATION: Toronto, ON

ANTICIPATED START DATE: 2027 – upon graduation

Together, we engage with everything we have and are, to help humankind act braver and better.

As the world’s leading reinsurance company with more than 40,000 employees in over 50 locations around the globe, Munich Re introduces a paradigm shift in the way you think about insurance. By turning uncertainty into manageable risk, we enable fundamental change. We recognize Diversity, Inclusion, and Belonging as a key priority with a culture that welcomes different thoughts and opinions. We dare to think big and are continuously innovating on behalf of our clients.

Our data, our technology, and our teams place us in a unique position to drive transformative change in the life insurance industry. We invest strategically in our world class talent, offering our employees a work experience that promotes professional development, innovation, and rewards high performance.

Munich Re Canada (Life) is recruiting for its 2027 team of permanent entry-level Actuarial Associates. We’re seeking curious, analytical, and client-focused individuals who are motivated to join a team that will enable them to build a long-term and successful career in the Life & Health reinsurance space.

Position Overview

As an Actuarial Associate, you’ll start your career with Munich Re within one of our many departments. Working closely with other actuarial and business units, you’ll work on meaningful industry problems while applying collaborative approaches to deliver high-quality solutions for both internal and external clients. As a valued member of the team, you’ll be called upon for your insights while receiving ongoing support and training to help position you as a future leader in the field.

Munich Re departments where Actuarial Associates may be recruited include:

Biometric Research

As part of the Biometric Research team, you will assist with the completion of experience studies and assumption development across multiple lines of business (Life, Critical Illness, Disability, Long Term Care). You will also perform experience analysis for new business and inforce pricing quotes and work on research projects pertaining to biometric risks. Associates can expect to gain valuable skills through working with large datasets, balancing multiple projects, and learning from industry experts.

Corporate Actuarial

The Corporate Actuarial team is responsible for valuation and capital for the Life & Health business in Canada and the Caribbean. You’ll collaborate with many different functions across the company, to provide expertise and set assumptions for calculating policy liabilities. Associates build and manage complex actuarial models, learn the details of current and upcoming regulations, perform analysis of the business, and work closely with other departments to develop creative solutions.

Global Actuarial Consulting Group (GACG)

GACG provides actuarial consulting services to departments and business units across Munich Re globally. Along with exposure to diverse, high-impact projects, the team offers a platform to develop a strong technical foundation, as well as a holistic understanding of our global business. As an Associate, you can expect to balance multiple projects, build your consulting and client communication skills, and learn from a collaborative team of qualifying actuaries and seasoned experts.

Individual Or Group Reinsurance Solutions (Pricing)

The focus of these Pricing teams is on acquiring and maintaining new business through fostering strong client relations, developing innovative solutions, and managing product profitability. As an Associate, you’ll be challenged to understand key drivers in profitability due to changes in assumptions, reinsurance agreements, industry trends, and product design. You’ll have the opportunity to work on high-impact projects including developing client strategies, reporting profitability to senior management, conducting market research, and quoting on special business.

Note that all opportunities will be based in our Toronto office and departments will be assigned based on a combination of factors, such as: your interest, your skill set, and business need.

Qualifications

First and foremost, you demonstrate a natural desire to provide exceptional client service through your energy, enthusiasm, and initiative. Specifically, we’re looking for the following qualifications:

Required

Bachelor’s or Master’s degree in Actuarial Science, Mathematics, Statistics, Finance, Risk Management, or equivalent program – in strong academic standing;
Completion of at least two actuarial exams with demonstrated progress towards ASA designation required;
Relevant work experience, having completed at least one relevant internship or co-op work term in the Canadian Life and Health Insurance/Reinsurance industry;
Experience in financial analysis, modelling, and reporting;
Advanced Microsoft Excel skills;
Excellent communication skills – spoken & written, formal/informal presentation;
Demonstrated ability to create and manage positive professional relationships with good client service acumen;
Proven capability to multi-task and successfully self-manage multiple priorities and projects of various significance in both individual and team settings;
Exhibits solid organizational skills and rigorous attention to detail/accuracy in a fast-paced environment;
Demonstrates leadership qualities – clear-thinking, curiosity, integrity, and drive.

Preferred

Proficient in SQL and/or Microsoft Access;
Familiarity with GGY Axis and DataLink;
Programming skills (such as, but not limited to: Python, R, Java, VBA, etc).

Note that this opportunity is open to both graduating students, as well as recent graduates who have obtained their degree within the past year.

What Can We Offer You?

Benefits

We are pleased to offer our employees great benefits and resources to support their mental, physical and financial wellbeing. These include:

Comprehensive Actuarial Student Program offering paid study time, exam fee reimbursement, study resources, and rewards for achieving exam milestones
An engaging and collaborative environment that promotes continuous learning and development
A hybrid work environment that combines weekly in-office and remote days with Meeting-Free lunch hours and Focus Friday afternoons
A great compensation package including annual company bonus
Market leading company-paid flexible health and dental benefits, starting on your first day
Flexible dollars provided by the company to put towards Health Spending Account and/or Wellness Spending Account
Immediate participation in DC Pension Plan with an automatic 5% employer contribution, plus optional company match
Generous time off including vacation, personal days, unplanned time, Statutory Holidays and company-wide early closure half-days
Learning and development programs and resources, including unlimited access to LinkedIn Learning, Education Assistance Program and reimbursement for professional fees
Maternity, Parental & Adoption Leave top-up program
Employee Referral Program, Recognition & Rewards Platform

Our base salary range for this role is between $87,000 and $116,000 per year, plus an opportunity for an annual company bonus based upon a percentage of eligible pay. The salary estimate displayed represents the typical salary range for candidates hired in this position. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to internal equity.

This role is located in our Toronto office on 390 Bay St, and we operate in a hybrid work model. This job posting is for an existing vacancy.

Please note that only candidates who are selected for interview will be contacted directly. We thank all candidates for their interest.

Munich Re is committed to providing a work environment that is inclusive and free of employment barriers and discrimination. Accommodations will be made for qualified applicants with a disability throughout the recruitment process. If you receive a request for an interview and you have a disability which will require an accommodation to support your participation, please contact AODARequestHR@munichre.ca as soon as practical so that suitable accommodations can be arranged.

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More about this job

Responsibilities

Actuarial Associates work across teams on experience studies, assumption development, valuation, capital, pricing, and analysis of Life and Health reinsurance business. They build and manage actuarial models, support client and business solutions, and contribute to research, profitability reporting, market research, and special business quotes.

Requirements

Applicants must have a bachelor’s or master’s degree in a relevant field, strong academic standing, at least two actuarial exams completed with progress toward the ASA designation, and at least one relevant Canadian Life and Health insurance or reinsurance internship or co-op. They also need financial analysis, modeling, reporting, and advanced Excel experience, along with strong communication, client service, organization, and prioritization skills; SQL, Access, GGY Axis, DataLink, and programming experience are preferred.

Skills

Actuarial Analysis
Financial Analysis
Actuarial Modeling
Financial Reporting
Microsoft Excel
Client Service
Communication
Relationship Management
Project Management
Multitasking
Attention To Detail
Leadership
SQL
Microsoft Access
GGY Axis
DataLink

Benefits

Paid Actuarial Exam Study Time
Exam Fee Reimbursement
Study Resources
Exam Milestone Rewards
Hybrid Work Environment
Annual Company Bonus
Health Benefits
Dental Benefits
Health Spending Account
Wellness Spending Account
Employer Pension Contribution
Company Pension Match
Vacation
Personal Days
Statutory Holidays
Learning And Development Programs
LinkedIn Learning Access
Education Assistance
Professional Fee Reimbursement
Parental Leave Top-Up
Employee Referral Program
Recognition And Rewards Platform

Visa sponsorship

Not detected in the job text

Keywords

Actuarial Science
Life And Health Reinsurance
Life Insurance
Critical Illness
Disability
Long-Term Care
Experience Studies
Assumption Development
Experience Analysis
Pricing
Valuation
Capital
Policy Liabilities
Actuarial Modeling
Financial Analysis
Financial Reporting
Microsoft Excel
SQL
Microsoft Access
GGY Axis
DataLink
Python
R
Java
VBA
ASA Designation
Client Relations
Profitability Analysis
Market Research
Regulatory Analysis

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