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PC
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Myticas Consulting

SOLUTION ARCHITECT TECHNICAL ARCHITECT (35734)

Toronto, ON, Canada

Full-time

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Job details

Job type: Full-time
Apply by: Nov 4, 2026
Posting language: English
Posted: Oct 5, 2026

Original job description

SOLUTION ARCHITECT / TECHNICAL ARCHITECT

Banking SaaS | Product & Pricing | Integration | Enterprise Architecture

Primary Focus: Owns solution design for complex implementation areas and bridges business, banking domain, platform, engineering, integration, data, cloud, and client technology teams.

THE OPPORTUNITY

We are seeking a senior Solution Architect / Technical Architect with strong experience delivering complex enterprise SaaS solutions within Banking, Financial Services, or FinTech environments.

This is a highly client-facing architecture role responsible for translating complex banking, product, pricing, billing, integration, data, security, and operational requirements into scalable, secure, maintainable, and executable solution designs.

The successful candidate will own architecture across areas such as:

Banking products and product configuration
Pricing, rates, fees, discounts, waivers, and offers
Billing and downstream financial processing
Customer/account relationships and relationship-based pricing
Eligibility, workflows, approvals, and audit trails
APIs, integrations, data flows, and enterprise systems
Security, cloud, scalability, performance, and operational readiness

You will work directly with client business and technology stakeholders, Product Management, Engineering, Technical Consultants, Software Engineers, QA, DevOps, Security, Cloud, and implementation teams.

A major part of the role is determining how client requirements can be met through standard platform capabilities and configuration, while identifying where extension, integration, transformation, or product enhancement may be required.

What You Will Do

Solution Architecture & Design

Own end-to-end solution architecture for assigned client implementations, modules, and workstreams.
Translate complex banking and technology requirements into practical, scalable solution designs.
Architect solutions covering products, pricing, rates, fees, billing, offers, eligibility, relationship pricing, exception pricing, workflows, approvals, auditability, integrations, reporting, and operational processes.
Determine when requirements should be addressed through standard platform functionality, configuration, extension, integration, data transformation, or customization.
Maximize standard platform capabilities and minimize unnecessary customization and technical debt.
Produce solution architecture documents, technical designs, process flows, integration diagrams, data-flow diagrams, configuration approaches, and architecture decision records.
Ensure designs are secure, scalable, reusable, performant, auditable, supportable, and maintainable.

Banking & Financial Services Architecture

Apply strong knowledge of banking products, pricing, fees, rates, billing, customer/account relationships, offers, discounts, waivers, approvals, and governance.
Translate real-world banking requirements into appropriate platform and solution architectures.
Ensure designs support financial accuracy, customer servicing, regulatory/audit requirements, downstream processing, and operational controls.
Understand integration dependencies across core banking, CRM, digital banking/channels, general ledger, billing, workflow, data warehouse, analytics, and reporting platforms.
Design solutions that enable business agility while reducing unnecessary dependency on core banking system changes.

Client-Facing Architecture Leadership

Act as a trusted technical and solution advisor to client stakeholders.
Lead solution workshops, discovery sessions, architecture discussions, design walkthroughs, integration sessions, and requirements validation.
Present architecture options, trade-offs, constraints, assumptions, dependencies, risks, and recommendations.
Translate technical concepts for business stakeholders and business requirements for technical delivery teams.
Align stakeholders across business, technology, architecture, product, operations, security, risk, compliance, and delivery.
Help clients understand the impact of architecture decisions on implementation effort, integration complexity, data, testing, scalability, deployment, and long-term maintainability.

Requirements & Fit-Gap Analysis

Review complex business, functional, technical, integration, data, security, and operational requirements.
Lead fit-gap assessments between client requirements and platform capabilities.
Identify gaps, ambiguities, dependencies, constraints, assumptions, and architectural risks.
Determine whether gaps require configuration, extension, integration, transformation, process change, customization, or product enhancement.
Partner with Product Management and Engineering to assess product gaps and technical feasibility.
Maintain traceability between requirements, architecture decisions, detailed designs, configuration, engineering, and testing.

Integration & Data Architecture

Define integration architecture between the SaaS platform and client enterprise systems.
Architect solutions involving REST APIs, services, microservices, batch processing, file interfaces, event-driven integrations, and enterprise data flows.
Define interface contracts, validation rules, transformation logic, error handling, reconciliation, and monitoring requirements.
Review data mappings, source-to-target specifications, interface designs, and integration patterns.
Ensure integration architecture addresses volume, latency, scalability, availability, security, recoverability, traceability, and auditability.
Support architecture for data migration, reference/master data, reconciliation, environment planning, and downstream validation.

Security, Cloud & Non-Functional Architecture

Define and validate non-functional requirements including:

Performance and scalability
Availability and reliability
Security and privacy
Authentication and authorization
Resilience and recoverability
Logging and monitoring
Auditability and traceability
Maintainability and supportability

Collaborate with Cloud, DevOps, Security, Infrastructure, Engineering, and Support teams.
Ensure architecture supports production troubleshooting, monitoring, incident management, reconciliation, disaster recovery, and operational handover.

Technical Direction & Delivery Enablement

Provide architectural direction to Technical Consultants, Software Engineers, Technical Leads, QA, DevOps, implementation teams, and client technical resources.
Review and approve technical designs, configuration approaches, integration specifications, APIs, data mappings, test strategies, and deployment plans.
Support backlog refinement, estimation, sequencing, dependency management, and technical impact analysis.
Resolve architecture and design issues throughout implementation.
Participate in complex defect and issue triage involving architecture, integration, data, performance, or platform behaviour.
Ensure delivery teams understand both what needs to be implemented and the architectural reasoning behind the design.

Architecture Governance & Risk

Establish architecture and solution-design governance across assigned implementation areas.
Conduct design and architecture reviews.
Identify technical, functional, integration, data, security, performance, operational, and delivery risks early.
Define mitigation strategies and escalate significant risks with clear impact analysis and recommendations.
Ensure critical banking functionality - including pricing, fee calculations, rate changes, billing outputs, pricing exceptions, approvals, eligibility, audit trails, and reconciliation - receives appropriate architectural oversight.
Support implementation checkpoints and go-live readiness assessments.

Product & Engineering Partnership

Partner closely with Product Management, Engineering, Platform Architecture, and implementation leadership.
Identify recurring client requirements that may warrant reusable platform capabilities or product enhancements.
Distinguish legitimate product gaps from client-specific customization.
Provide implementation feedback that helps influence platform and product evolution.
Protect broader platform architecture and maintainability while meeting client requirements.

Mentorship & Architecture Practice

Mentor Technical Consultants, Software Engineers, Team Leads, and other technical resources.
Establish reusable architecture patterns, reference architectures, configuration standards, integration templates, and implementation playbooks.
Promote architecture standards and knowledge sharing across implementation teams.
Identify opportunities for standardization, reusable components, automation, tooling improvements, and reduced implementation risk.

What You Need To Succeed

MUST HAVE

Significant experience as a Solution Architect, Technical Architect, Software Architect, Enterprise Architect, Senior Technical Consultant, or equivalent architecture-focused role.
Proven experience designing and delivering complex enterprise SaaS or platform implementations.
Strong Banking, Financial Services, FinTech, or financial-product technology experience.
Strong understanding of banking concepts such as:

Products and product configuration
Pricing and rates
Fees and billing
Offers, discounts, and waivers
Customer/account relationships
Relationship-based and exception pricing
Eligibility and approvals
Auditability and governance

Strong enterprise integration architecture experience including REST APIs, services, batch/file interfaces, data flows, and system-to-system integration.
Experience translating business requirements into solution architecture, technical designs, integration strategies, data mappings, and implementation guidance.
Strong understanding of SaaS architecture and the distinction between platform configuration, extension, integration, and customization.
Experience performing fit-gap analysis and evaluating technical solution options.
Experience with data architecture, transformation, migration, validation, reconciliation, and data quality.
Strong understanding of security, performance, scalability, availability, resilience, monitoring, auditability, and supportability.
Experience providing architectural direction to engineering, consulting, QA, DevOps, integration, and implementation teams.
Strong client-facing communication, workshop facilitation, documentation, problem-solving, and stakeholder-management skills.

HIGHLY DESIRABLE

Banking SaaS implementation experience.
Core banking or core-banking-adjacent architecture experience.
Product and pricing platform experience.
Rates, fees, billing, or financial calculation platform experience.
Experience with CRM, digital banking, general ledger, workflow, billing, data, analytics, and reporting ecosystems.
Cloud-based enterprise architecture experience.
Experience with microservices, APIs, event-driven architecture, distributed systems, and cloud-native services.
Enterprise security, identity, authentication, authorization, and data-protection architecture.
Large-scale banking transformation or modernization experience.
Experience mentoring senior engineers, consultants, or technical leads.
Experience developing reusable architecture patterns and implementation standards.

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More about this job

Responsibilities

Own end-to-end solution architecture for complex banking SaaS implementations, translating business and technical requirements into secure, scalable designs across products, pricing, billing, integrations, data, and operations. Lead client architecture discussions and fit-gap analysis, guide delivery teams, manage architecture risks, and promote reusable platform patterns while minimizing unnecessary customization.

Requirements

Requires significant architecture experience delivering complex enterprise SaaS or platform implementations, with strong banking, financial services, or FinTech knowledge. Candidates should bring enterprise integration and data architecture expertise, SaaS configuration and fit-gap experience, knowledge of security and non-functional requirements, and strong client-facing leadership skills.

Skills

Solution Architecture
Banking SaaS
Banking Products
Product Configuration
Pricing and Billing
Enterprise Integration
REST APIs
Data Architecture
Fit-Gap Analysis
Cloud Architecture
Security Architecture
Microservices
Event-Driven Architecture
Stakeholder Management
Architecture Governance
Client-Facing Communication

Visa sponsorship

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Keywords

Banking SaaS
Solution Architecture
Technical Architecture
Enterprise Architecture
Product Configuration
Banking Products
Pricing
Rates
Fees
Billing
Relationship-Based Pricing
REST APIs
Microservices
Batch Processing
Event-Driven Architecture
Enterprise Integration
Data Mapping
Data Migration
Data Transformation
Reconciliation
Cloud Architecture
SaaS
Security
Authentication
Authorization
Performance and Scalability
Fit-Gap Analysis
Architecture Governance
Core Banking
Digital Banking

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