Manager Financing Solutions
- Brossard, QC, Canada
Full-time
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Job details
- Job type
- Full-time
- Apply by
- Posting language
- English
- Posted
Original job description
A career as Manager financing solutions in the Commercial & Private wealth management 1859 team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge od commercial financing.
Your Job
- Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations
- Structure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria
- Participate in determining client financing needs in collaboration with the Commercial Account Manager
- Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager
- Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability
- Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently
- Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
- Identify the risks inherent to sector activities
Your Team
Within the Commercial & Private wealth Management 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.
Reporting to the Regional Vice-President, the position is based in Brossard. You have the flexibility to work from home and/or go to the office, but you will also have to travel occasionally for client and team meetings.
Our learning-by-doing training programs enable you to master your job. Access to colleagues with different expertise, experience and profiles will enrich your development in every way.
Basic requirements
- A bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience
- Negotiation experience
- Experience in commercial credit
- Experience analyzing financial statements
- Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations
Languages: French
Required skills: Accountability, Client-focused, Communication, Diversity & Inclusion, Driving Results, Emotional Intelligence, Empathy, Humility, Initiative, Learning Agility, Resiliency, Teamwork
Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Telemedicine service
* Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?
Join us!
More about this job
Responsibilities
Conduct commercial credit analyses and structure financing applications, recommending solutions that meet client needs while aligning with the Bank’s risk criteria. Coordinate with account managers and credit risk partners to negotiate terms, finalize applications, assess sector risks, and support the team’s credit expertise.
Requirements
Requires a bachelor’s degree in a related field with six years of relevant experience, a master’s degree with four years, or an undergraduate diploma from the National Bank University Program with eight years. Candidates must have negotiation, commercial credit, and financial statement analysis experience, along with strong interpersonal and communication skills.
Skills
- Commercial Credit
- Credit Analysis
- Financial Statement Analysis
- Credit Risk Assessment
- Credit Application Structuring
- Financing Scenario Development
- Negotiation
- Risk Mitigation
- Client Needs Assessment
- Profitability Analysis
- Interpersonal Communication
- Collaboration
- Accountability
- Client Focus
- Driving Results
- Emotional Intelligence
Benefits
- Health and Wellness Program
- Flexible Group Insurance
- Pension Plan
- Employee Share Ownership Plan
- Employee and Family Assistance Program
- Preferential Banking Services
- Community Initiatives
- Telemedicine Service
- Virtual Sleep Clinic
Visa sponsorship
Not detected in the job text
Categories
- Finance & Accounting
- Management & Leadership
Keywords
- Commercial Financing
- Commercial Credit
- Credit Analysis
- Credit Applications
- Credit Risk Management
- Financial Statement Analysis
- Financing Solutions
- Credit Centre Standards
- Risk Assessment
- Risk Mitigation
- Financing Scenarios
- Credit Terms and Conditions
- Client Financing Needs
- Client Profitability
- Sector Risk
- Negotiation
- Commercial Account Management
- National Bank University Program