Senior Data Scientist

A career as a Senior Data scientist, Team Lead, in the Governance and Credit quality team at National Bank means serving as a specialist in credit decision model validation. This position allows you to have a positive impact on the Bank's risk management thanks to your expertise in modelling, credit risk and quantitative methods. You contribute to the independent assessment of the models used for credit activities for Personal Banking and small and Medium-sized businesses. You also provide technical leadership to your colleagues and participate in strategic projects that influence the Bank's models, decision-making strategies and risk profile.

Your job

• 
  
• Carry out and oversee independent model risk assessments for credit
  decision models intended for individuals and SMEs, by analysing their
  methodological robustness, assumptions, limitations, and risks related to
  their approval, implementation and use.
• 
  
• Monitor the performance of models in production by analysing
  results, identifying gaps, drifts and emerging risks, and recommending the
  actions required to maintain an acceptable level of risk.
• 
  
• Act as a reference in managing the model lifecycle, ensuring the
  consistent application of regulatory requirements, internal policies and
  model risk management standards.
• 
  
• Draft and review validation reports, conclusions and
  recommendations, clearly communicating findings, issues, risks and impacts
  on credit decisions and risk management.
• 
  
• Participate in strategic projects related to retail and SME credit
  activities by assessing the impact of the proposed changes on the Bank's
  models, decision-making strategies, credit processes and risk profile.
• 
  
• Act as a technical reference for the team and business partners,
  contributing to the resolution of complex issues, supporting audits and
  regulatory reviews, and promoting the continuous improvement of model risk
  validation and management practises.

Your team

Governance and Credit quality, under Senior Vice-President – Credit Analytics and Integrated risk Management, brings together more than 35 specialists who collaborate to develop innovative solutions adapted to industry challenges. You are part of a team recognised for its diversity of expertise, rigour and ability to deliver quality results. Our goal is to offer you maximum flexibility to promote your quality of life, particularly through a flexible, hybrid work environment.

The Bank values continuous development and internal mobility. Our personalised training programs, based on on on-the-job learning, help you master your profession and develop new fields of expertise. Tools such as the Data Academy, language training, the Harvard Learning Centre and coaching and mentoring support are available to you at any time.

Prerequisites

• 
  
• Bachelor’s or master’s degree in a related field and 7 to 10 years
  of relevant experience.
• 
  
• Excellent knowledge of quantitative methods, particularly
  modelling and artificial intelligence techniques.
• 
  
• Proficiency in at least one of the following languages or
  software: SAS, R or Python.
• 
  
• Extensive experience in credit risk and model validation
• Proven experience in analytical functions, supplemented by exposure to risk management or audit or oversight activities in regulated environments.
• 
  
• Solid knowledge of activities and products related to Personal
  Banking and small and medium-sized businesses.
• 
  
• Experience in technical coordination, coaching or developing
  colleagues in an analytical or validation environment.
• 
  
• 
  

Languages: French, English
Reason to require this language: you will need to collaborate with a regulator/authority/government body outside Quebec.
Required skills: Artificial Intelligence, Business Acumen, Communication, Data Structures, Data Visualization, Data-Driven Decision-Making, Detail-oriented, Diversity & Inclusion, Initiative, Learning Agility, Performance Analysis, Problem Solving, Resiliency, Statistics, Storytelling, Teamwork

Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Telemedicine service
* Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!