Find work in Canada.

324,498 jobs across our Canadian network. How we count

Jobs in Canada

25+ jobs

Email me new jobs Save this search

Added 6 mins ago
Supply Chain Optimization Analyst (Contract)
Riverside Natural Foods Ltd. (Home of MadeGood)
Toronto, ON · North York, ON
Contract
Present findings to both technical and non-technical stakeholders in a concise and compelling way.
Added 6 mins ago
Software Developer – Full Stack – Senior - RQ00798
S M Software Solutions Inc
Toronto, ON
Internship
We are seeking a Senior Full Stack Software Developer with extensive experience in enterprise integration, API development, MuleSoft, Apache Camel, Enterprise Java, REST APIs, cloud and…
Added 6 mins ago
Senior Product Manager (6 Month Contract)
Knix
Toronto, ON
Contract
We're on the hunt for a Senior Product Manager who will be responsible for the strategic planning and implementation of a digital roadmap to support Knix. You will use data, company…
Added 6 mins ago
Senior Director, Media Services and Distribution
Summit Search Group
Toronto, ON
$175,000 to $200,000 CAD / year
Full-time
Our client is seeking a Senior Director, Media Services and Distribution to lead the teams responsible for content ingestion, media asset management, master control, playout and content…
Added 6 mins ago
Design Engineer
Halifax Regional Municipality
Dartmouth, NS
Full-time
Assists in preparing technical reports for senior staff, Directors, and Regional Council. Responds to inquiries from the general public, Councillors, government agencies, consultants,…
Added 6 mins ago
Trainee
ExcelGens, Inc.
Montreal, QC
Contract
Strong experience in technical readiness, defect management, vendor coordination and go-live governance.
Added 6 mins ago
Digital Architect – Data - GOAPRDJP00000987
S M Software Solutions Inc
AB · Edmonton, AB
Full-time
We are seeking a highly experienced Digital Architect – Data to support service innovation, program review, and digital transformation projects across the Government of Alberta (GoA). The…
Added 7 mins ago
Coordinator, Data & Innovation
Vancouver Foundation
Vancouver, BC
$67,100 CAD / year
Full-time
…uses data and AI across the organization. Reporting to the Senior Manager, Data & Innovation, the Coordinator has business analysis skills to support both the Data Program and the…
Added 7 mins ago
Senior Advisor Market Development
Independent Electricity System Operator
Canada
Act in an advisory capacity to management on energy market developments and assist in the development of Ontario electricity market projects with a focus on electricity market integration.…
Added 7 mins ago
SENIOR TECHNICAL SUPPORT SPECIALIST 1 (File Services Lead)
City of Toronto
Toronto, ON
Provide strategic leadership and senior technical oversight for the City's enterprise unstructured data and file storage infrastructure, including OpenText/Novell Open Enterprise Server…
Added 23 mins ago
Lead Compliance & Operational Risk Officer, Vice President
Wells Fargo
Toronto, ON
Full-time
This role is based in Canada and will report functionally to the International Legal Entity Compliance & Operational Risk - Program, Governance and Reporting Senior Manager.
Added 23 mins ago
Quality Control Senior Specialist
OSL Retail Services Inc
Mississauga, ON
Other
We are currently seeking a Senior Quality Control Specialist. This is a full-time, in-office role 5 days per week. This position requires strong technical product knowledge and business…
Added 37 mins ago
Senior Analyst, Tax & Corporate Development
KMK Capital Group of Companies
St. John's, NL · Greater St. John's Metropolitan Area
Full-time
You will work closely with senior leadership on projects that influence the future direction of the organization while continuing to build your technical expertise and commercial…
Added 37 mins ago
Business Analyst
Ardent SoftSol Inc.
Montreal, QC
$60 to $65 CAD / hour
Contract
Communicate project status, risks, dependencies, and decisions to senior management.
Added 37 mins ago
Quality Control Senior Specialist
OSL Retail Services
Mississauga, ON
Full-time
We are currently seeking a Senior Quality Control Specialist. This is a full-time, in-office role 5 days per week. This position requires strong technical product knowledge and business…
Added 38 mins ago
Quality Assurance & Food Safety Supervisor
The Foray Group
Markham, ON
Full-time
The Quality & Food Safety Supervisor is a hands-on, site-based technical leader responsible for supporting the implementation, maintenance, verification, and continuous improvement of…
Added 1 hour ago
Project Geologist
Silver Lake Resources
White River, ON
Full-time
Act as the Senior Exploration Geologist in their absence by directing and providing leadership to the team
Added 1 hour ago
Senior JD Edwards ERP & Enterprise Solutions Specialist (Functional + Technical Lead)
KGHM International
Vaughan, ON
Full-time
KGHM International is actively looking to source a full-time, permanent Senior JD Edwards ERP & Enterprise Solutions Specialist (Functional + Technical Lead), based out of Toronto and/or…
Added 1 hour ago
Senior .NET Developer
OXARO Inc.
Regina, SK
Contract
Lead the technical delivery of prioritized enhancements to an online financial reporting application.
Added 1 hour ago
Sr. Advisor - Legacy Fleet , Electrical Engineering
VIA Rail Canada
Montreal, QC
Full-time
Reporting to the Senior Engineering Manager, you will serve as the reference point for electrical rolling stock and control software. You will oversee technical support for the Rolling…
Added 1 hour ago
Intermediate Road Safety Technologist
CIMA+
Mississauga, ON · Burlington, Ontario
$56,800 to $78,100 CAD / year
Full-time
Work closely with senior technical staff to develop high-quality and technically accurate end products,
Added 1 hour ago
Supervisor, Biomedical Engineering
Sinai Health
Toronto, ON
…Engineering to provide day-to-day operational leadership and technical oversight. Reporting to a Clinical Engineering Program Lead, the Supervisor ensures the safe, efficient, and effective…
Added 2 hours ago
Spécialiste Senior en Conception Mécanique / Senior Specialist in Mechanical Design
Airbus Aircraft
Montreal, QC
Full-time
Le programme d'avions commerciaux A220 recherche d’un Spécialiste Senior en Conception Mécanique pour rejoindre notre département d’Essais en Vol basée à Mirabel (Québec, Canada), où vous…
Added 2 hours ago
Intermediate Road Safety Technologist
CIMA+
Guelph, ON
$56,800 to $78,100 CAD / year
Full-time
Work closely with senior technical staff to develop high-quality and technically accurate end products,
Added 2 hours ago
Intermediate Road Safety Technologist
CIMA+
London, ON
$56,800 to $78,100 CAD / year
Full-time
Work closely with senior technical staff to develop high-quality and technically accurate end products,

Neo Financial

Senior Director, Credit Risk

Calgary, AB, Canada

Job type: Full-time
Posting language: English
Posted: Sep 28, 2026

Apply About employer

Applications open in a new tab.

Original job description

Join us to build a more rewarding financial future for all Canadians

At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada.

#1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 - the first company ever to achieve a three-peat at the top!
#1 Fastest Growing Company in Canada for 2024 by Globe & Mail
Top-ranked mobile apps and credit cards
Team of 500+ people
1M+ customers
10K+ retail partners

As the Senior Director, Credit Risk, you will lead the strategic oversight and execution of Neo’s Existing Customer Management (ECM) and Collections Strategies functions. Reporting directly to the Chief Credit Risk Officer, you will balance business growth objectives with prudent risk governance - ensuring our credit policies, portfolio management methods, and collections strategies remain resilient and responsive to macroeconomic conditions.

You will lead a team of high-performing risk strategists and analysts, driving continuous improvement through advanced analytics, scorecards, automated decisioning, and testing frameworks.

What You'll Be Doing

Strategy & Portfolio Management

Own Existing Customer Risk: Develop, maintain, and execute strategies across credit line management (CLM), overlimit rules, cash advances, and collections/recoveries.
Manage Decision Engines: Oversee real-time decisioning engines (automated rules, custom logic, and third-party tools) that make real-time approve/decline decisions for existing cardholders and borrowers.
Lead Test-and-Learn Agendas: Design, execute, and monitor A/B tests and champion/challenger strategies to optimize portfolio yield and minimize credit losses.
Bureau Management: Serve as the primary leader for partner relationships with major credit bureaus (e.g., TransUnion, Equifax) regarding credit risk strategies, data feeds, and technical integrations.

Analytics, Modeling & Loss Forecasting

Acquisition & Behavioural Scorecards: Partner with the Data Analytics team to build, validate, implement, and track custom credit risk scorecards.
Credit Loss & Stress Testing: Support Credit Risk Portfolio Management in refining credit loss models, provisioning forecasts, and scenario-based stress testing.
Dashboarding & Insights: Create and maintain monthly executive dashboard books tracking delinquency metrics (roll rates, 30+, 90+), utilization at charge-off, cure rates, and recovery yields.

Leadership & Cross-Functional Operations

Operations Partnership: Work directly with the Credit Operations team to share strategy updates, monitor delinquent population trends, and oversee execution across collection buckets and Financial Solutions (FinSol) programs.
Cross-Functional Change Catalyst: Lead large-scale credit risk implementations across product, engineering, and compliance, integrating core risk practices into all new product initiatives.
Governance & Risk Controls: Ensure 100% compliance across all risk controls, regulatory requirements, and committee meetings, maintaining a clear audit trail for all testing and policy changes.

Who We're Looking For

Proven Risk Leadership: 8+ years of progressive credit risk experience, with at least 3+ years in a senior leadership role overseeing ECM, credit line strategies, or collections analytics within retail banking, fintech, or consumer lending.
Technical Mastery: Deep hands-on experience with automated decisioning engines, loss forecasting models, credit bureau data, and scorecard implementation.
Data-Driven Strategy: Expertise running A/B testing frameworks, evaluating roll rates (30+, 90+), and managing risk-adjusted interest margins across diverse credit products.
Regulatory & Compliance Acumen: Solid understanding of credit policies, governance standards, and Canadian regulatory frameworks.
People Leadership: Demonstrated ability to build, mentor, and elevate analytical teams, fostering a culture of technical rigor, accountability, and continuous improvement.

Change Resilience: Ability to adapt functional strategies quickly during economic shifts or operational disruptions while maintaining team momentum.
Executive Influence: Confident representation of the risk function in front of C-suite executives, board committees, and external regulatory partners.
Technology Vision: Active interest in discovering and implementing next-generation analytical software, machine learning tools, and decision systems to maintain a competitive edge.

🚀 Total Rewards

As Neo continues to grow, we’re committed to offering a competitive, market-leading rewards program that reflects the impact our team members make. In addition to salary, our program includes equity - empowering employees to share directly in our momentum today and in the meaningful value we create for years to come.

Salary: We provide a strong base salary aligned with market ranges, along with the flexibility to tailor your mix of cash and equity to match your longer term goals. Final compensation is based on your skills, experience, and scope. For exceptional talent, we’re prepared to go above and beyond.
Equity Ownership (Where Eligible): At Neo, you don’t just work here, you own a piece of what we’re building. As a full-time team member, you share directly in the upside of one of Canada’s fastest-growing companies. When we win, you win - with real ownership and meaningful long-term wealth-building potential tied to our success.

What does life as an Owner at Neo Include?

🇨🇦 You will redefine the financial landscape with top talent in Canada to help everyday Canadians win, and grow quickly while doing it

📈 For eligible roles, ownership structure that enables you to share in our path to victory

🏅Earn BIG with our short term incentive plans (STIP)

👥 Collaborating with the brightest minds to build something meaningful, united by a shared commitment to innovation, curiosity, and excellence

❤️‍🩹 Flexible health benefits & life insurance

🌴 21 Days PTO + stat holidays, and personal leave

💪 Health & personal spending accounts

🤑 A wide variety of discounts through our partner network

🏠 Access to early use of products and discounts on fixed-term Neo mortgages

👶 Parental top-up & equity vesting during long term leave

🎉 Neo night events

🧠 Company wide huddles, and education

Working at Neo:

The people who thrive at Neo are resourceful, growth-oriented, and driven to win. We hold ourselves to high standards because we’re on a mission that matters: to build a more rewarding financial future for all Canadians. As individuals and as a team, we constantly challenge ourselves and each other to raise the bar and deliver exceptional experiences for our customers. Our commitment to customer success drives everything we do, from building world-class products to providing exceptional support at every step of their journey. If this resonates with you, keep reading.

We trust, respect, and support each other. This means honest conversations, constructive input, and empowering each other to move fast and think big. You’ll be surrounded by people who push you to be your best. We primarily collaborate in person across our Calgary, Winnipeg, and Toronto offices, where ideas move quickly and teams build momentum together. As we continue to scale and evolve, we’re looking for builders, innovators, and problem solvers who thrive on challenge–people who would rather blaze a trail through uncertainty than follow a well-paved path.

At Neo, ownership is part of how we think and operate. For select roles, equity participation reinforces that mindset by giving employees a direct stake in the company’s long-term success. Regardless of role, every team member is expected to think like an owner and make decisions that move the business forward.

Apply with us:

We believe in equal opportunity and are committed to creating an inclusive climate where everyone can thrive. Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.

By continuing with your application, you agree to the Candidate Privacy Notice, which guides how we process your personal information for the purpose of your application.

Neo Financial leverages artificial intelligence (AI) to reinforce our candidate evaluation process, including the initial assessment of applications and screening of candidates. These tools support our recruitment team; however, all final hiring decisions are made by humans and are not based exclusively on automated processing. If you require further information regarding our data processing practices, please contact us.

We are hiring for an open, vacant position.

Apply About employer

More about this job

Responsibilities

You will lead the strategic oversight and execution of credit risk management, collections strategies, and portfolio performance. This role involves managing automated decision engines, driving test-and-learn agendas, and partnering with cross-functional teams to ensure regulatory compliance and business growth.

Requirements

The ideal candidate possesses over 8 years of progressive credit risk experience, including at least 3 years in a senior leadership role within retail banking or fintech. You must demonstrate deep technical mastery of decisioning engines, loss forecasting, and the ability to influence C-suite stakeholders.

Skills

Credit risk management
Portfolio management
Collections strategy
Automated decisioning
A/B testing
Credit loss modeling
Data analytics
Scorecard development
Regulatory compliance
Financial forecasting
Strategic leadership
Stakeholder management
Risk governance
Credit bureau management
Stress testing
Change management

Benefits

Equity
Short term incentive plans
Health benefits
Life insurance
Paid time off
Personal leave
Health spending account
Personal spending account
Partner network discounts
Mortgage discounts
Parental top-up
Education

Visa sponsorship

Not detected in the job text

Keywords

Credit Risk
Fintech
Portfolio Management
Collections
Decision Engines
A/B Testing
Scorecards
Loss Forecasting
Stress Testing
TransUnion
Equifax
Data Analytics
Regulatory Compliance
Risk Governance
Credit Line Management
Financial Solutions
Machine Learning
Analytical Software
Strategic Oversight
Executive Leadership

Report this job