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Added 4 mins ago
MD
Associate Director for Enforcement-Investigation Supervisor
Minnesota Direct Care and Treatment
Saint-Paul, NB · St.-Paul, NB
- Full-time
Work Shift/Work Hours: Day Shift
Added 4 mins ago
PH
General Duty Staff Nurse, Cancer Care
Provincial Health Services Authority
Victoria, BC
- Full-time
Collaborate with patients, family and multidisciplinary team members to develop treatment/care plan for the patient and through ongoing assessment, assists in the modification of the…
Added 4 mins ago
GD
QMS Auditor
General Dynamics Land Systems–Canada
London, ON
- Full-time
…applications and candidates will continue to be reviewed by a member of our Talent Acquisition team to ensure a fair and thorough assessment. AI does not make final decisions regarding…
Added 4 mins ago
PH
General Duty Staff Nurse, Cancer Care
Provincial Health Services Authority
Prince George, BC
- Full-time
Collaborate with patients, family and multidisciplinary team members to develop treatment/care plan for the patient and through ongoing assessment, assists in the modification of the…
Added 4 mins ago
PH
General Duty Staff Nurse, Cancer Care
Provincial Health Services Authority
Prince George, BC
- Full-time
Collaborate with patients, family and multidisciplinary team members to develop treatment/care plan for the patient and through ongoing assessment, assists in the modification of the…
Added 4 mins ago
PH
General Duty Staff Nurse, Cancer Care
Provincial Health Services Authority
Victoria, BC
- Full-time
Collaborate with patients, family and multidisciplinary team members to develop treatment/care plan for the patient and through ongoing assessment, assists in the modification of the…
Added 4 mins ago
HH
Fredericton Registered Nurse Class D (RNCD) - Nurse Practitioner PCN 1152545
Horizon Health Network
Fredericton, NB
- Full-time
…using a population health approach in an interdisciplinary team of providers. In keeping with the Horizon Health Network strategic plan, the provincial CHC framework, and the Community…
Added 4 mins ago
PH
Health Unit Clerk, Various Programs
Provincial Health Services Authority
Victoria, BC
- Full-time
Participates as a collaborative member of the health care team.
Added 4 mins ago
N
Member of Technical Staff 4
Nutanix
Vancouver, BC
- $151,000 to $227,000 CAD / year
- Full-time
At Nutanix, you'll join the DataHub team, a geo-dispersed group of talented professionals dedicated to pushing boundaries and delivering trusted enterprise data solutions. Our team's…
Added 4 mins ago
PH
Family Practitioner, Forensic Assertive Community Treatment (FACT), Forensic Psychiatric Regional Clinics - Surrey, BC
Provincial Health Services Authority
Surrey, BC
- Part-time
…resources instead of on symptoms and problems. They are a key member of their treatment team and an active participant in their own care. We help them get the care, support, and treatment…
Added 4 mins ago
PH
General Duty Staff Nurse, Cancer Care
Provincial Health Services Authority
Surrey, BC
- Full-time
Collaborate with patients, family and multidisciplinary team members to develop treatment/care plan for the patient and through ongoing assessment, assists in the modification of the…
Added 4 mins ago
PH
General Duty Staff Nurse, Cancer Care
Provincial Health Services Authority
Victoria, BC
- Full-time
Collaborate with patients, family and multidisciplinary team members to develop treatment/care plan for the patient and through ongoing assessment, assists in the modification of the…
Added 4 mins ago
PH
Direct Care Nurse
Provincial Health Services Authority
Surrey, BC
- Full-time
…needs directly or in conjunction with an interdisciplinary team or direct supervisor. Provides direct health care services to clients presenting with a wide variety and complexity of acute…
Added 4 mins ago
PH
Direct Care Nurse
Provincial Health Services Authority
Surrey, BC
- Full-time
…needs directly or in conjunction with an interdisciplinary team or direct supervisor. Provides direct health care services to clients presenting with a wide variety and complexity of acute…
Added 4 mins ago
Q
CERTIFIED PSW/HCA-CASUAL EMPLOYMENT ONLY
Qualicare
Stoney Creek, NB
- Part-time
The Personal Support Worker is a member of the home care team who works under the supervision of the Care Coordinator and performs various personal care services as necessary to meet the…
Added 33 mins ago
AC
Senior Accountant, PubCo
ACCA Careers
Montreal, QC
- Full-time
We embrace diversity as a core value and celebrate our differences. We believe each team member contributes unique gifts and amplifying their potential makes our business stronger. We…
Added 33 mins ago
AC
Senior Manager, Private Enterprise
ACCA Careers
Calgary, AB
- Full-time
We embrace diversity as a core value and celebrate our differences. We believe each team member contributes unique gifts and amplifying their potential makes our business stronger. We…
Added 33 mins ago
AC
Manager, International Corporate Tax
ACCA Careers
Mississauga, ON
- Full-time
Working knowledge of transfer pricing tax concepts and tax efficiencies of cross-border flows
Added 33 mins ago
AC
Manager, Tax
ACCA Careers
Waterloo, ON
- Full-time
We embrace diversity as a core value and celebrate our differences. We believe each team member contributes unique gifts and amplifying their potential makes our business stronger. We…
Added 33 mins ago
AC
Senior Analyst, Transfer Pricing
ACCA Careers
Toronto, ON
- Full-time
We embrace diversity as a core value and celebrate our differences. We believe each team member contributes unique gifts and amplifying their potential makes our business stronger. We…
Added 33 mins ago
AC
Accountant, Assurance and Accounting - September 2027
ACCA Careers
Prince George, BC
- Full-time
We embrace diversity as a core value and celebrate our differences. We believe each team member contributes unique gifts and amplifying their potential makes our business stronger. We…
Added 33 mins ago
AC
Manager, Assurance & Accounting
ACCA Careers
Prince George, BC
- Full-time
We embrace diversity as a core value and celebrate our differences. We believe each team member contributes unique gifts and amplifying their potential makes our business stronger. We…
Added 33 mins ago
RM
Customer Service Agent Casual
Regional Municipality of Wood Buffalo
Fort McMurray, AB
- Full-time
At the heart of the Regional Municipality of Wood Buffalo, our Community Services team is all about people. Whether you’re supporting the RCMP, building partnerships, or answering resident…
Added 33 mins ago
CS
Clinical Exercise Physiologist
Canadian Society for Exercise Physiology (CSEP) Société canadienne de physiologie de l’exercice SCPE
Victoria, BC
- Full-time
…culture of openness, inclusivity, kindness, and care. Every team member understands how they contribute to Aroga’s mission and vision, feels empowered in their role, and has opportunities…
Added 33 mins ago
JP
Specialist, Compliance
Jubilant Pharma Limited
Montreal, QC · Greater Montreal Metropolitan Area
- Full-time
…inclusive, and continuous improvement-driven environment where every team member has the opportunity to make a meaningful…

nesto

Senior Mortgage Underwriter

Toronto, ON, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Nov 29, 2026
Posting language: English · French
Posted: Oct 30, 2026

Original job description

English section of this bilingual listing.

French version follows

The bright side of mortgages

nesto is Canada’s leading digital residential mortgage lender, offering Canadians the lowest rates from the get-go - with total transparency and no haggling.

About Us

As Canada's pioneer in online mortgage lending, nesto is transforming the way Canadians finance their homes. Our mission is to offer a positive, empowering, and transparent property financing experience, simplified from start to finish.

Borrowers benefit from rates that are often lower than those offered by the big banks, along with an exceptional end-to-end mortgage experience powered by best-in-class AI technology. Fast, simple, and fully digital, nesto has been recognized as CLA Lender of the Year for three consecutive years. That's the bright side of mortgages.

Nesto Group

Nesto Group is Canada's leading provider of mortgage technology and financing solutions, with more than CAD $80 billion in residential and commercial mortgages under administration. Trusted by many of the country's leading financial institutions, we combine over 50 years of mortgage expertise with proprietary cloud and AI technology to transform the future of lending.

Powered by our proprietary cloud and AI technology, nesto has become one of Canada's fastest-growing mortgage lenders, gaining market share across direct-to-consumer (D2C) residential lending, the broker channel, and multi-family commercial lending. Recognized as one of Deloitte's Fast 50 companies for three consecutive years, we continue to push the industry forward through innovation, technology, and customer-focused solutions.

Operating through our family of brands - CMLS, nesto, and Nesto Cloud - our mission is to build Canada's mortgage ecosystem of the future and create a true Canadian champion in lending technology and financial services. Learn more at: https://nestogroup.ca/

Life at nesto

At nesto, we're passionate about challenging the status quo and building a better mortgage experience and saving money on their mortgages for Canadians. We foster a culture of collaboration, transparency, and creativity where every team member is empowered to take ownership, make an impact, and grow. If you're looking to solve meaningful problems alongside ambitious, supportive teammates, you'll feel right at home here.

What You’ll Be Doing

Adjudicate with Precision & Insight: Review and analyze residential mortgage applications and supporting documentation (credit, income, assets, and appraisals). You will apply sound credit judgment within established authority limits to identify and mitigate risk while ensuring full adherence to regulatory and internal policies.
Take Ownership of the Pipeline: Manage your end-to-end file pipeline in a high-volume, high-performance environment. You are responsible for ensuring applications are completed within specific timeframes and that deals close on schedule without sacrificing quality.
Deliver Solutions & Support: Act as a proactive partner to our broker partners. You don't just provide decisions; you provide solutions. You'll identify missing information early and engage proactively to resolve complex issues, ensuring a frictionless journey for the client.
Maintain the "Done Right" Standard: Cultivate a culture of rigorous due diligence. You will maintain organized, airtight loan files where every document is verified and aligned with company policies and lending guidelines.
Drive Continuous Improvement: Beyond daily underwriting, you will identify process efficiencies and mentor team members, maintaining a "can-do" attitude that thrives in a fast-paced, evolving lending landscape.

Who We’re Looking For

Minimum 5 years of experience in residential mortgage underwriting.
You don't take files at face value. You are the type of underwriter who digs into the details, asks clarifying questions, and looks for the "how" rather than just settling for a "no."
You thrive in a high-volume environment. You are organized, self-driven, and take pride in managing your pipeline efficiently without sacrificing quality.
You operate as part of a team. You are comfortable mentoring others and working across departments to move files forward.
You have a genuine interest in helping transform the mortgage customer journey.
Bilingualism in English and French is required (strong written and verbal communication skills in both languages).
Hybrid role based out of one of our offices in Montreal, Toronto, Winnipeg, or Calgary.

Competitive Rewards - Competitive compensation, performance incentives (where applicable), and recognition for your contributions.

Health & Wellness - Comprehensive medical, dental, and vision coverage, Health & Wellness Spending Accounts (where applicable), telemedicine, Employee Assistance Programs, and mental health support for you and your family.

Time to Recharge - Generous vacation (4 weeks), floater days, and statutory holidays to help you recharge.

Planning for the Future - RRSP matching to support your long-term financial wellbeing.

Family Support - Enhanced maternity and parental leave top-up programs.

Learning & Growth - Education assistance, mentorship, training, and opportunities to build your career across Nesto Group.

Tools for Success - Modern technology, collaborative teams, and the resources you need to do your best work.

Diversity, Equity & Inclusion

At Nesto Group, we believe diverse perspectives make us stronger. We are committed to fostering an inclusive workplace where everyone feels respected, supported, and empowered to succeed.

We welcome applications from people of all backgrounds, including Indigenous Peoples (First Nations, Inuit, and Métis), persons with disabilities, members of racialized communities, women, and members of the 2SLGBTQIA+ community.

If you require accommodation during any stage of the recruitment process, we are committed to working with you to meet your needs.

Read the full bilingual original

French version follows

The bright side of mortgages

nesto is Canada’s leading digital residential mortgage lender, offering Canadians the lowest rates from the get-go - with total transparency and no haggling.

About Us

As Canada's pioneer in online mortgage lending, nesto is transforming the way Canadians finance their homes. Our mission is to offer a positive, empowering, and transparent property financing experience, simplified from start to finish.

Borrowers benefit from rates that are often lower than those offered by the big banks, along with an exceptional end-to-end mortgage experience powered by best-in-class AI technology. Fast, simple, and fully digital, nesto has been recognized as CLA Lender of the Year for three consecutive years. That's the bright side of mortgages.

Nesto Group

Nesto Group is Canada's leading provider of mortgage technology and financing solutions, with more than CAD $80 billion in residential and commercial mortgages under administration. Trusted by many of the country's leading financial institutions, we combine over 50 years of mortgage expertise with proprietary cloud and AI technology to transform the future of lending.

Powered by our proprietary cloud and AI technology, nesto has become one of Canada's fastest-growing mortgage lenders, gaining market share across direct-to-consumer (D2C) residential lending, the broker channel, and multi-family commercial lending. Recognized as one of Deloitte's Fast 50 companies for three consecutive years, we continue to push the industry forward through innovation, technology, and customer-focused solutions.

Operating through our family of brands - CMLS, nesto, and Nesto Cloud - our mission is to build Canada's mortgage ecosystem of the future and create a true Canadian champion in lending technology and financial services. Learn more at: https://nestogroup.ca/

Life at nesto

At nesto, we're passionate about challenging the status quo and building a better mortgage experience and saving money on their mortgages for Canadians. We foster a culture of collaboration, transparency, and creativity where every team member is empowered to take ownership, make an impact, and grow. If you're looking to solve meaningful problems alongside ambitious, supportive teammates, you'll feel right at home here.

What You’ll Be Doing

Adjudicate with Precision & Insight: Review and analyze residential mortgage applications and supporting documentation (credit, income, assets, and appraisals). You will apply sound credit judgment within established authority limits to identify and mitigate risk while ensuring full adherence to regulatory and internal policies.
Take Ownership of the Pipeline: Manage your end-to-end file pipeline in a high-volume, high-performance environment. You are responsible for ensuring applications are completed within specific timeframes and that deals close on schedule without sacrificing quality.
Deliver Solutions & Support: Act as a proactive partner to our broker partners. You don't just provide decisions; you provide solutions. You'll identify missing information early and engage proactively to resolve complex issues, ensuring a frictionless journey for the client.
Maintain the "Done Right" Standard: Cultivate a culture of rigorous due diligence. You will maintain organized, airtight loan files where every document is verified and aligned with company policies and lending guidelines.
Drive Continuous Improvement: Beyond daily underwriting, you will identify process efficiencies and mentor team members, maintaining a "can-do" attitude that thrives in a fast-paced, evolving lending landscape.

Who We’re Looking For

Minimum 5 years of experience in residential mortgage underwriting.
You don't take files at face value. You are the type of underwriter who digs into the details, asks clarifying questions, and looks for the "how" rather than just settling for a "no."
You thrive in a high-volume environment. You are organized, self-driven, and take pride in managing your pipeline efficiently without sacrificing quality.
You operate as part of a team. You are comfortable mentoring others and working across departments to move files forward.
You have a genuine interest in helping transform the mortgage customer journey.
Bilingualism in English and French is required (strong written and verbal communication skills in both languages).
Hybrid role based out of one of our offices in Montreal, Toronto, Winnipeg, or Calgary.

Why You'll Love Working Here

We believe great people do their best work when they're supported professionally, personally, and financially. That's why we offer a comprehensive rewards package designed to help you thrive at every stage of your career.

Competitive Rewards - Competitive compensation, performance incentives (where applicable), and recognition for your contributions.

Health & Wellness - Comprehensive medical, dental, and vision coverage, Health & Wellness Spending Accounts (where applicable), telemedicine, Employee Assistance Programs, and mental health support for you and your family.

Time to Recharge - Generous vacation (4 weeks), floater days, and statutory holidays to help you recharge.

Planning for the Future - RRSP matching to support your long-term financial wellbeing.

Family Support - Enhanced maternity and parental leave top-up programs.

Learning & Growth - Education assistance, mentorship, training, and opportunities to build your career across Nesto Group.

Tools for Success - Modern technology, collaborative teams, and the resources you need to do your best work.

Diversity, Equity & Inclusion

At Nesto Group, we believe diverse perspectives make us stronger. We are committed to fostering an inclusive workplace where everyone feels respected, supported, and empowered to succeed.

We welcome applications from people of all backgrounds, including Indigenous Peoples (First Nations, Inuit, and Métis), persons with disabilities, members of racialized communities, women, and members of the 2SLGBTQIA+ community.

If you require accommodation during any stage of the recruitment process, we are committed to working with you to meet your needs.

Notre mission est d’offrir une expérience de financement hypothécaire positive, et transparente, simplifiée du début à la fin. Notre équipe se compose d'experts en technologie qualifiés, de spécialistes en prêts hypothécaires attentionnés et d'une équipe de marketing diversifiée, travaillant tous ensemble pour mener le changement dans l'industrie hypothécaire.

//

Chez nesto, nous sommes fiers de

Nos clients apprécient notre expérience positive, transparente et simplifiée en matière de financement hypothécaire.
Nos avis 4,5 étoiles sur Google parlent d'eux-mêmes !
Nous avons remporté le prix CLA du prêteur hypothécaire de l’année 2023 et 2024, qui reconnaît notre excellence en matière de services de prêt.
Nous sommes une organisation certifiée B Corp, soulignant notre engagement à avoir un impact positif sur notre société et notre planète.
Notre équipe hautement qualifiée, diversifiée et collaborative, qui rend tout possible.
Notre plateforme Mortgage Cloud qui offre aux institutions financières un accès complet à la technologie exclusive de nesto, améliorant ainsi l’expérience du client, du début à la fin.

Ce que vous ferez

Analyser et trancher avec rigueur et discernement : Examiner et analyser les demandes de prêts hypothécaires résidentiels ainsi que les pièces justificatives (crédit, revenus, actifs et évaluations foncières). Vous exercerez un jugement solide en matière de crédit dans la limite de vos pouvoirs d'approbation délégués, afin de cerner et d'atténuer les risques tout en veillant au strict respect des politiques internes et de la réglementation.
Prendre en main votre portefeuille de dossiers : Gérer l’intégralité de votre portefeuille de dossiers dans un environnement axé sur la performance et les volumes élevés. Il vous incombe de veiller à ce que les demandes soient traitées dans les délais impartis et à ce que les transactions soient conclues comme prévu, sans jamais transiger sur la qualité.
Proposer des solutions et offrir du soutien : Agir à titre de partenaire proactif auprès de nos courtiers partenaires. Vous ne vous contentez pas de rendre des décisions : vous proposez des solutions. Vous saurez repérer rapidement les éléments manquants et intervenir de façon proactive pour dénouer des dossiers complexes, assurant ainsi une expérience fluide au client.
Maintenir la norme d'excellence (« Bien fait du premier coup ») : Promouvoir une culture de diligence raisonnable rigoureuse. Vous maintiendrez des dossiers de prêt impeccables et parfaitement documentés, où chaque pièce est vérifiée et conforme aux politiques internes ainsi qu'aux normes de souscription de l'entreprise.
Être moteur d’amélioration continue : Au-delà de la souscription au quotidien, vous repérerez les possibilités de gains d'efficacité et accompagnerez les autres membres de l’équipe. Vous démontrez une attitude positive, axée sur les solutions, et vous vous épanouissez dans un secteur du crédit dynamique et en constante évolution.

Qui nous recherchons

Minimum 5 ans d'expérience en souscription de prêts hypothécaires résidentiels.
Vous ne prenez pas les dossiers au pied de la lettre. Vous êtes le type de souscripteur qui creuse les détails, pose les bonnes questions de clarification et cherche le « comment y parvenir » au lieu de simplement vous arrêter à un refus.
Vous vous épanouissez dans un environnement à fort volume. Vous faites preuve d'organisation et d'autonomie, et vous tirez une réelle fierté de gérer votre flux de travail avec efficacité sans jamais compromettre la qualité.
Vous aimez le travail d'équipe. Vous êtes à l'aise d'agir comme mentor auprès de vos pairs et de collaborer avec différents services pour faire progresser les dossiers.
Vous souhaitez sincèrement contribuer à la transformation du parcours client dans le domaine hypothécaire.
Bilinguisme français et anglais requis (excellentes compétences en communication orale et écrite dans les deux langues).
Poste en mode hybride à partir de l’un de nos bureaux situés à Montréal, Toronto, Winnipeg ou Calgary.

Nous vous offrons

Contribuez directement à façonner l’expérience qui modernise le secteur hypothécaire canadien.
Évoluez grâce aux multiples opportunités de croissance au sein de l’entreprise.
Profitez du programme hypothécaire de nesto qui offre à nos employé(e)s des taux exclusifs et préférentiels.
Bénéficiez d'une politique généreuse en matière de congés, incluant 4 semaines de vacances par année.
Disposez d'un plan d’avantages sociaux de premier ordre entièrement payé par nesto, comprenant un plan d'assurance complet et un accès illimité à un service de télé-médecine et de santé mentale pour vous et votre famille.
Accédez à un budget annuel consacré à la santé et au bien-être.
Saisissez la possibilité de travailler dans un mode hybride. Nous avons de magnifiques bureaux situés au centre-ville de Montréal (métro Peel) et nos espaces sont ouverts aux chiens !

Diversité et inclusion

Chez nesto, nous croyons que la créativité et la collaboration sont le résultat d'une équipe diversifiée. Nous sommes engagés à favoriser une culture de la diversité, de l'équité, de l'inclusion et de l'appartenance, et nous encourageons fortement les femmes, les personnes de couleur, les membres de la communauté LGBTQIA+ et les personnes en situation de handicap à postuler. Nous nous engageons à créer un environnement de travail inclusif et accueillant pour tous.

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More about this job

Responsibilities

Review and adjudicate residential mortgage applications, assess credit and supporting documentation, mitigate risk, and ensure compliance with lending policies and regulations. Manage a high-volume file pipeline, partner proactively with brokers to resolve issues, maintain complete loan files, and contribute to process improvements and team development.

Requirements

Candidates must have at least five years of residential mortgage underwriting experience and be able to manage a high-volume workload with strong organization and sound credit judgment. Excellent written and verbal communication in both English and French is required, along with the ability to collaborate across teams and mentor colleagues.

Skills

Residential Mortgage Underwriting
Credit Analysis
Credit Judgment
Risk Assessment
Regulatory Compliance
Mortgage Application Review
Income Verification
Asset Verification
Appraisal Review
Pipeline Management
Due Diligence
Problem Solving
Process Improvement
Mentoring
Bilingual Communication

Benefits

Competitive Compensation
Performance Incentives
Medical Insurance
Dental Insurance
Vision Coverage
Health and Wellness Spending Account
Telemedicine
Employee Assistance Program
Mental Health Support
Four Weeks of Vacation
Floating Days
Statutory Holidays
RRSP Matching
Maternity and Parental Leave Top-Up
Education Assistance
Mentorship
Training
Employee Mortgage Rates

Visa sponsorship

Not detected in the job text

Keywords

Residential Mortgages
Mortgage Underwriting
Credit Adjudication
Credit Risk
Mortgage Applications
Credit Documentation
Income Verification
Asset Verification
Property Appraisals
Lending Guidelines
Regulatory Compliance
Delegated Approval Authority
Loan Files
Broker Channel
Pipeline Management
Due Diligence
Mortgage Lending
Process Improvement
Customer Experience
Artificial Intelligence
Cloud Technology
Bilingual English and French

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Work requirements

Jobs in Canada