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Added 27 mins ago
BH
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Nubank

Senior Staff Software Engineer - Money Boxes

Toronto, ON, Canada

Full-time

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Job details

Job type: Full-time
Posting language: English
Posted: Oct 30, 2026

Original job description

About Nu

Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.

Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.

Visit our Institutional Page

About the role
Money Boxes ("Caixinhas") is one of Nubank’s most strategic product innovations, transforming how millions of customers organize, save, and grow their money across Latin America. As Nubank expands into new geographies and financial verticals, we are looking for an exceptional Senior Staff Software Engineer to serve as the chief technical authority for our Money Boxes core platform.

In this role, you will operate at the intersection of high-concurrency distributed systems, transactional ledgering, investment asset allocation, and liquidity orchestration. You won't just maintain existing product flows - you will architect the foundational engines that enable millions of users to dynamically deposit, segment, and yield return on their savings instantly, securely, and at massive scale.

Your Mission: scale an extensible, multi-tenant Money Boxes platform that abstracts complex investment assets, yield generation mechanisms, and regulatory ledgering into simple, bulletproof platform capabilities across multiple international markets.

What You Will Own & Build

Money Boxes Platform Architecture: Define and execute the multi-year technical vision for Money Boxes backend architecture, ensuring high extensibility to support diverse underlying assets (e.g., fixed income, yield-bearing accounts, money market funds) across different countries.
Core Ledgering & Transaction Engines: Architect high-throughput, double-entry accounting engines and balance tracking systems that guarantee exact-once delivery, deterministic reconciliation, and real-time calculation of accruals and yield.
Liquidity & Asset Routing Infrastructure: Design resilient execution flows for deposits, withdrawals, and auto-investments, managing real-time settlement with internal brokerages, clearinghouses, and banking rails with low latencies and zero transactional error margin.
Multi-Country & Multi-Currency Abstractions: Abstract regional regulatory rules, local tax logic, and currency nuances into clean platform boundaries so product squads can launch localized Money Boxes experiences in record time.
Technical RFC Leadership: Author comprehensive design documents (RFCs) and drive architectural consensus across Payments, Core Banking, Investments, and Security leadership.
Engineering Mentorship & Technical Rigor: Elevate engineering standards across Money Boxes squads by mentoring senior engineers in distributed systems design, resilience patterns, fault tolerance, and domain-driven design.

What We Are Looking For

Senior IC Track Record: Proven experience as a senior technical leader (Staff/Senior Staff level) designing, operating, and scaling highly available, mission-critical distributed systems.
Fintech, Banking, or Investments Domain Depth: Deep hands-on experience building systems in transactional environments - such as savings platforms, ledger/accounting engines, investment order management, custody, or core banking infrastructure.
Distributed Systems Mastery: Exceptional fluency in event-driven architectures, transactional consistency, distributed sagas, domain-driven design (DDD), and high-concurrency microservices.
Platform & API Mindset: Demonstrated ability to build domain-agnostic, developer-friendly platforms and APIs with explicit contracts, SLAs, and high observability that allow consuming product teams to innovate rapidly.
Strategic & Horizontal Influence: Proven success driving cross-organizational technical alignment, navigating architectural trade-offs, and communicating technical strategy clearly to engineering leaders, Product Managers, and General Managers.
Language & Location: Professional fluency in English is required for international collaboration. Portuguese or Spanish is a plus. Roles are open in Brazil (hybrid model) or key US hubs..

Why Join Us?

You will join a high-bar engineering culture that values architectural clarity, technical depth, and rapid execution speed. You will directly own the systems that help over 140 million people build financial security and grow their wealth - shaping the future of personal finance technology across global markets.

Work Setup

Work model

[Hybrid / On-Site]

Office requirement

2 days per week at the office.

Our Benefits

Chance of earning equity at Nubank
NuCare – Psychological, Financial and Legal Assistance Program
Life Insurance
Medical Plan
NuLanguage – Language Course Program
Nucleo - Our learning platform of courses
Extended Parental Leave
Relocation Assistance Package, if applicable

Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.

To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here

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More about this job

Responsibilities

You will serve as the chief technical authority for the Money Boxes platform, architecting foundational engines for high-concurrency distributed systems and transactional ledgering. You will also drive cross-organizational technical alignment and mentor senior engineers to elevate engineering standards.

Requirements

The role requires a proven track record as a senior technical leader with deep expertise in fintech, banking, or investment systems. Candidates must possess exceptional fluency in distributed systems, event-driven architectures, and domain-driven design.

Skills

Distributed systems
Software architecture
Ledgering
Fintech
Banking infrastructure
Investment systems
Microservices
Event-driven architecture
Domain-driven design
API design
Scalability
Technical leadership
Mentorship
High-concurrency systems
Transaction engines
Regulatory compliance

Benefits

Equity
Psychological, Financial and Legal Assistance Program
Life Insurance
Medical Plan
Language Course Program
Learning platform
Extended Parental Leave
Relocation Assistance

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Fintech
Distributed Systems
Ledgering
Microservices
Domain-Driven Design
High-Concurrency
Investment
Banking
API
Scalability
Architecture
RFC
Transaction Engine
Liquidity
Asset Allocation
Fault Tolerance
Observability
Multi-tenant
Cloud
Backend
Technical Strategy
Mentorship
Regulatory
Financial Services

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