Jobs in Canada

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Added 2 mins ago
BC
Director, Data Centres and New Large Loads - Power Market
BBA Consultants
Toronto, ON
- Full-time
Contribute to proposal development, client positioning and pursuit strategies for power and energy mandates
Added 2 mins ago
BC
Project Manager, Tailings Storage Facilities and Geotechnical Engineering
BBA Consultants
Mont-Tremblant, QC
- Full-time
BBA is seeking a project manager with 10 to 15 years of experience in geotechnical engineering and tailings storage facility management. You’ll be responsible for planning, coordinating and…
Added 2 mins ago
BC
Project Manager, Tailings Storage Facilities and Geotechnical Engineering
BBA Consultants
Montreal, QC
- Full-time
BBA is seeking a project manager with 10 to 15 years of experience in geotechnical engineering and tailings storage facility management. You’ll be responsible for planning, coordinating and…
Added 2 mins ago
BC
Project Manager, Tailings Storage Facilities and Geotechnical Engineering
BBA Consultants
Val-d'Or, QC
- Full-time
BBA is seeking a project manager with 10 to 15 years of experience in geotechnical engineering and tailings storage facility management. You’ll be responsible for planning, coordinating and…
Added 2 mins ago
BC
Practice Leader/Subject Matter Expert (SME), Mine Tailings Facility Management & Engineer of Record
BBA Consultants
Val-d'Or, QC
- Full-time
…experts. This strategic role combines technical leadership, client engagement, practice development and contributions to complex mining projects in Canada and…
Added 2 mins ago
HR
Electrical Project Manager / Electrical Superintendent (309A)
HireLoft Recruitment
Ottawa, ON · Greater Ottawa Metropolitan Area
- $130,000 to $150,000 CAD / year
- Full-time
…overall success, safety and profitability of the project. Our client is open to candidates at either the Project Manager or Superintendent…
Added 2 mins ago
HT
Manager, Ticketing Business Development
Hamilton Tiger-Cats Football Club
Hamilton, ON
- $57,500 to $63,500 USD / year
- Full-time
The Hamilton Tiger-Cats are looking for a relationship-driven individual to grow and care for our premium client community. The role combines premium membership development, account…
Added 2 mins ago
BC
Practice Leader/Subject Matter Expert (SME), Mine Tailings Facility Management & Engineer of Record
BBA Consultants
Sudbury, ON
- Full-time
…experts. This strategic role combines technical leadership, client engagement, practice development and contributions to complex mining projects in Canada and…
Added 2 mins ago
BC
Project Manager, Tailings Storage Facilities and Geotechnical Engineering
BBA Consultants
Sudbury, ON
- Full-time
BBA is seeking a project manager with 10 to 15 years of experience in geotechnical engineering and tailings storage facility management. You’ll be responsible for planning, coordinating and…
Added 2 mins ago
BC
Director, Data Centres and New Large Loads - Power Market
BBA Consultants
Quebec, QC
- Full-time
Contribute to proposal development, client positioning and pursuit strategies for power and energy mandates
Added 2 mins ago
BC
Practice Leader/Subject Matter Expert (SME), Mine Tailings Facility Management & Engineer of Record
BBA Consultants
Quebec, QC
- Full-time
…experts. This strategic role combines technical leadership, client engagement, practice development and contributions to complex mining projects in Canada and…
Added 2 mins ago
BC
Director, Data Centres and New Large Loads - Power Market
BBA Consultants
Vancouver, BC
- Full-time
Contribute to proposal development, client positioning and pursuit strategies for power and energy mandates
Added 2 mins ago
BC
Project Manager, Tailings Storage Facilities and Geotechnical Engineering
BBA Consultants
Quebec, QC
- Full-time
BBA is seeking a project manager with 10 to 15 years of experience in geotechnical engineering and tailings storage facility management. You’ll be responsible for planning, coordinating and…
Added 2 mins ago
BC
Practice Leader/Subject Matter Expert (SME), Mine Tailings Facility Management & Engineer of Record
BBA Consultants
Toronto, ON
- Full-time
…experts. This strategic role combines technical leadership, client engagement, practice development and contributions to complex mining projects in Canada and…
Added 2 mins ago
BC
Project Manager, Tailings Storage Facilities and Geotechnical Engineering
BBA Consultants
Mont-Saint-Hilaire, QC · Mont-St-Hilaire, QC
- Full-time
BBA is seeking a project manager with 10 to 15 years of experience in geotechnical engineering and tailings storage facility management. You’ll be responsible for planning, coordinating and…
Added 2 mins ago
BC
Project Manager, Tailings Storage Facilities and Geotechnical Engineering
BBA Consultants
Toronto, ON
- Full-time
BBA is seeking a project manager with 10 to 15 years of experience in geotechnical engineering and tailings storage facility management. You’ll be responsible for planning, coordinating and…
Added 2 mins ago
MC
Senior Project Manager
Mirabelli Corporation
Toronto, ON · North York, ON
- Full-time
…organization focuses on personalized service, assigning each client an experienced service manager dedicated to understanding and exceeding facility needs. Mirabelli Corporation supports…
Added 2 mins ago
BC
Director, Data Centres and New Large Loads - Power Market
BBA Consultants
Calgary, AB
- Full-time
Contribute to proposal development, client positioning and pursuit strategies for power and energy mandates
Added 4 mins ago
C
Learning and Development Program Manager
CareerJoy
Ottawa, ON
- Full-time
The Program Manager owns the delivery of CareerJoy’s client programs and partnerships, combining program oversight with hands-on coordination. You bring people, schedules, systems, and…
Added 4 mins ago
Operations Supervisor
Postmedia Network Inc.
NS
…platforms. Award-winning journalists and innovative product development teams bring engaging content to millions of people every week whenever and wherever they want…
Added 4 mins ago
TC
Building Science Engineer
Trace Consulting Group
Vaughan, ON
- Full-time
The Building Science Project Manager role is based in our GTA office, with hybrid flexibility. You are a highly motivated team player who thinks outside of the box and has the drive to…
Added 4 mins ago
RC
Consultant, Government Grants
Ryan Companies US, Inc.
Mississauga, ON
- Full-time
…includes synthesizing project information gathered from research, client meetings, notes from the sales team or manager, and previous funding proposals. We typically write 90%+ of content…
Added 4 mins ago
RC
Manager, Scientific Research and Experimental Development
Ryan Companies US, Inc.
Calgary, AB · AB · Vancouver, BC · Winnipeg, MB · Halifax, NS · Mississauga, ON · Ottawa, ON · Toronto, ON · Montreal, QC · Regina, SK · Saskatoon, SK
- Full-time
The Scientific Research and Experimental Development (“SR&ED”) Manager (“Manager”) is responsible for assisting clients in identifying and claiming SR&ED tax credits and then assisting the…
Added 4 mins ago
RC
Senior Manager, Scientific Research and Experimental Development
Ryan Companies US, Inc.
Calgary, AB · AB · Vancouver, BC · Winnipeg, MB · Halifax, NS · Mississauga, ON · Toronto, ON
- Full-time
The Scientific Research and Experimental Development (“SR&ED”) Senior Manager (“Senior Manager”) is responsible for assisting clients in identifying and claiming SR&ED tax credits and then…
Added 4 mins ago
H(
Business Development Manager
HOOPP (Healthcare of Ontario Pension Plan)
Toronto, ON · CA ON Toronto
- $86,000 to $131,000 CAD / year
- Full-time
The Business Development Manager is the first point of contact for prospective employers providing a range of consulting services including education presentations to management, estimated…

PADS Financial

Underwriter

Montreal, QC, Canada

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Oct 19, 2026
Experience: Minimum of 1-3 years of experience in mortgage underwriting.
Posting language: English
Posted: Jul 26, 2026

Original job description

About Us

Pads Financial is a Montreal based Fintech startup. Pads is the brainchild of Canadian entrepreneurs who noticed a gap in the lending market. We are the first all online lending platform helping Canadian homeowners obtain equity backed loans. The Pads lending network is also comprised of 100% Canadian private investors.

Pads Financial is vertically integrated; from lead acquisition to loan servicing everything is done in-house to insure excellent customer service, rapid processing, and the best rates. Each step of the loan process is optimized and expedited thanks to our proprietary AI.

As much as we lean on technology, Pads is a people centric organization. We believe in providing our team members with a safe, stimulating work environment where they can do their best work and have many opportunities to grow and develop their skillset.

Pads is shaking up the lending space in Canada with excellent, honest client service, advanced technology and a 100% online application process.

Job Description

Pads is seeking a Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will be responsible for analyzing and evaluating mortgage loan applications to ensure they meet the required criteria and guidelines. You will work closely with other staff members to ensure that all loans are underwritten accurately and efficiently. The ideal candidate will have a strong background in mortgage underwriting which consists of establishing a borrower credit worthiness and a property valuation.

Key Responsibilities

Analyze and evaluate mortgage loan applications to ensure they meet required criteria and guidelines.
Assess the creditworthiness of borrowers and make recommendations for loan approval or denial.
Review and verify borrower information, including income, employment, credit history, debt-to-income ratio.
Review and analyze property information that will be used as collateral.
Ensure that all loan documents are accurate and complete, and that all required documentation is obtained and properly filed.
Identify potential risks and recommend appropriate risk mitigation strategies.
Communicate with processors, and other staff members to resolve any issues or discrepancies.

Requirements

Minimum of 1-3 years of experience in mortgage underwriting.
Experience in residential mortgage underwriting.
Works well in high pressure environment.
Strong analytical and problem-solving skills.
Excellent attention to detail.
Ability to work independently and in a team environment.
Strong communication and interpersonal skills.
Bilingual (French, English) – mandatory.

If you meet the requirements and are interested in this position, please submit your resume and cover letter. We look forward to hearing from you.

Benefits

A dynamic, startup environment and a competitive total rewards package.
A professional office culture with open communication where all ideas are heard and valued.
A competitive vacation offering and benefits package.
Professional development is encouraged and paid for by the Company.
Hybrid work from home-office model.
High growth opportunity.

Open positions

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In-person

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Customer service - Mortgage lending

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In-person

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Social media manager

Montreal, Canada

In-person

Full-time

We are seeking a dynamic and creative Social Media Manager to join our team. As a Social Media Manager, you will play a pivotal role in enhancing our online presence and engaging with our audience across various social media platforms. If you're passionate about crafting compelling content, building brand awareness, and driving engagement, we'd love to hear from you.

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Customer service - Mortgage lending

Montreal, Canada

In-person

Full-time

We are seeking a highly motivated and customer-oriented individual to join our team as a Customer Service Representative in Mortgage Lending.

Montreal, Canada

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Bookkeeper

Montreal, Canada

In-person

Full-time

We are looking for an experienced Bookkeeper to join our team. The successful candidate will be responsible for managing all financial transactions, maintaining accurate records, and ensuring compliance with all accounting standards and regulations.

Montreal, Canada

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Head of sales / partnerships

Montreal, Canada

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We are seeking an experienced Head of Sales & Partnerships to join our team and lead our partnership efforts.

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Project manager

Montreal, Canada

In-person

Full-time

We are seeking an experienced and motivated Project Manager to oversee the planning, execution, and delivery of our projects.

Montreal, Canada

In-person

Full-time

Apply About employer

More about this job

Responsibilities

Analyze mortgage applications and assess borrower creditworthiness, financial information, and property collateral to recommend loan approval or denial. Verify loan documentation, identify risks and mitigation strategies, and coordinate with processors and other staff to resolve discrepancies and ensure accurate, efficient underwriting.

Requirements

Requires 1–3 years of experience in residential mortgage underwriting, strong analytical and problem-solving abilities, and excellent attention to detail. Candidates must work effectively under pressure, independently and as part of a team, communicate well, and be bilingual in French and English.

Skills

Mortgage Underwriting
Residential Mortgage Underwriting
Creditworthiness Assessment
Property Valuation
Loan Application Analysis
Risk Assessment
Risk Mitigation
Income Verification
Employment Verification
Credit History Review
Debt-to-Income Ratio Analysis
Document Verification
Analytical Skills
Problem-Solving
Attention to Detail
Communication

Benefits

Vacation
Benefits Package
Paid Professional Development
Hybrid Work Model
Growth Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Residential Mortgages
Mortgage Loan Applications
Borrower Creditworthiness
Property Valuation
Collateral
Credit History
Income Verification
Employment Verification
Debt-to-Income Ratio
Loan Approval
Loan Denial
Loan Documentation
Risk Assessment
Risk Mitigation
Loan Processing
Financial Services
Fintech
Private Investors
Artificial Intelligence
French
English

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