Jobs in Canada

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Added 14 mins ago
B
Manager, Accounting Advisory Services
BDO
Toronto, ON
- Full-time
…our Canadian office locations) is looking for an experienced Manager to join our Accounting Advisory Team. We combine our deep technical knowledge with an understanding of clients' to…
Added 14 mins ago
R&
Business Analyst V
Robertson & Company Ltd.
Toronto, ON
- Contract
Effectively communicate with stakeholders to ensure alignment to delivery framework, project scope and objectives
Added 14 mins ago
FB
Acheteur-approvisionneur (Buyer-Planner)
FGF Brands
Baie-D'Urfé, QC
- Full-time
Added 14 mins ago
BF
Manager, Legal Operations (12-month Contract)
BC Financial Services Authority
Vancouver, BC
- $90,069 to $140,235 CAD / year
- Contract
The Legal Operations Manager provides operational, administrative, and project support to the Legal department. This role is responsible for managing departmental processes, supporting Vice…
Added 14 mins ago
MR
Administrator, Technical Services
Mount Royal University
Calgary, AB
- Part-time
Event and Theatre, and Hospitality Services (ETHS) is a division of the Finance and Commercial Operations area of Mount Royal University (MRU). ETHS encompasses both the Theatre and…
Added 14 mins ago
MR
Manager, Conference, Event & Theatre Services
Mount Royal University
Calgary, AB
- Part-time
Support the Manager, Hospitality and Guest Services in overseeing catering sales, coordination, and service delivery across MRU, working with the catering vendor to meet institutional and…
Added 14 mins ago
CC
Development Manager - Land Planning
Carrington Communities
AB · Edmonton, AB
- Full-time
Reporting to the General Manager, Land Development, the Development Manager is accountable for advancing assigned projects in alignment with approved objectives, schedules and budgets. The…
Added 29 mins ago
Chef de programme technique / Technical Program Manager
mthree
Montreal, QC
We are seeking an experienced Technical Program Manager to lead complex, cross-functional technology initiatives supporting strategic modernization, regulatory compliance, cybersecurity,…
Added 44 mins ago
CG
Catering Manager Full Time
Compass Group Canada
Ottawa, ON
- $26.75 CAD / hour
- Full-time
Must have flexible schedule to work nights, weekends, and holidays
Added 44 mins ago
VB
Financial Planning and Analysis Manager
Vaco by Highspring
Markham, ON
- $90,000 to $100,000 CAD / year
- Full-time
Varied, visible work: The manager is a first point of contact for clients and investigates issues across orders, delivery, promotions and the order-to-cash process.
Added 44 mins ago
M
Chef de programme technique / Technical Program Manager
mthree
Montreal, QC
- $70,000 to $92,000 CAD / year
- Full-time
We are seeking an experienced Technical Program Manager to lead complex, cross-functional technology initiatives supporting strategic modernization, regulatory compliance, cybersecurity,…
Added 44 mins ago
B
Bilingual Client Services Associate (15 month contract)
BMO
Toronto, ON · YNG
- Full-time
Supports the development of tools and delivery of training focused on delivering business.
Added 44 mins ago
FI
Middle-Office OTC Derivatives Analyst
FP Inc.
Toronto, ON
- $35 to $41 CAD / hour
- Contract
Ensure accurate and timely delivery of Reporting, and ensure accuracy and appropriateness of accounting for performance and exposure analysis.
Added 44 mins ago
MH
Project Manager
Mackenzie Health
Richmond Hill, ON
- $49.43 to $63.28 CAD / hour
- Full-time
The Project Manager, Digital Health will be responsible for strategic system implementation/integration initiatives. Overseeing all components of the project life cycle, inclusive of…
Added 44 mins ago
WG
Bypass Pumping Project Coordinator
WJ Groundwater
Toronto, ON · North York, Ontario
- Full-time
Manage project schedules to meet contractual targets and consistently achieve top-tier industry benchmarks for quality, financials, and overall project delivery.
Added 59 mins ago
WI
Jr. Buyer
Wesgar Inc.
Port Coquitlam, BC
- $60,000 to $70,000 CAD / year
- Full-time
Shift: Day shift, with some flexibility around 7:30 AM - 3:30 PM or 8:00 AM - 4:00 PM
Added 59 mins ago
F
AML Manager
Fig
Toronto, ON
- Full-time
We’re hiring an AML Manager to own Fig’s Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) program end-to-end.
Added 59 mins ago
IM
Project Coordinator
Investment Management Corporation of Ontario (IMCO)
Toronto, ON
- Full-time
The incumbent will report to the EPMO Portfolio Governance Manager and work alongside the Project Manager to support day-to-day project delivery.
Added 59 mins ago
M
Manager, Cross Border Individual Tax
MNP
Montreal, QC
- Full-time
Make an impact on our Cross Border Individual Tax team as a Manager · Assist in carrying out cross-border income tax and estate planning
Added 1 hour ago
BO
Retail Operations Lead
Bard on the Beach
Vancouver, BC
- Full-time
Works collaboratively with the Director of Finance, Administration and Operations and the Senior Operations Manager to evaluate and set the retail revenue goals, monitor sales performance…
Added 1 hour ago
WP
Senior Project Manager
WINMAR® Property Restoration Specialists - Corporate
SK · Saskatchewan, Canada
- Full-time
Valid driver’s license required
Added 1 hour ago
MT
General Manager
Maxim Truck and Trailer
Brandon, MB
- Full-time
Must hold a valid Driver’s Licence with a clean driving record
Added 1 hour ago
MT
General Manager
Maxim Truck and Trailer
Regina, SK
- Full-time
Must hold a valid Driver’s Licence with a clean driving record
Added 1 hour ago
L
Lead, SAP Functional Solutions (Utility Customer Service Operations)
Liberty
Oakville, ON
- $100,000 to $140,000 CAD / year
- Full-time
…coordination between business stakeholders and application delivery teams. Working closely with Product Owners, business stakeholders, and application delivery teams, the SAP Functional…
Added 1 hour ago
V
ITS Operations & Communications Intern (8-Month Contract)
Vancity
Vancouver, BC
- Full-time
The successful candidate will be expected to attend our office in person approximately 3 days per week

PADS Financial

Underwriter

Montreal, QC, Canada

Full-time

Apply on LinkedIn About employer

Applications open in a new tab.

Job details

Job type: Full-time
Experience: Minimum of 1-3 years of experience in mortgage underwriting.
Posting language: English
Posted: Jul 26, 2026

Original job description

About Us

Pads Financial is a Montreal based Fintech startup. Pads is the brainchild of Canadian entrepreneurs who noticed a gap in the lending market. We are the first all online lending platform helping Canadian homeowners obtain equity backed loans. The Pads lending network is also comprised of 100% Canadian private investors.

Pads Financial is vertically integrated; from lead acquisition to loan servicing everything is done in-house to insure excellent customer service, rapid processing, and the best rates. Each step of the loan process is optimized and expedited thanks to our proprietary AI.

As much as we lean on technology, Pads is a people centric organization. We believe in providing our team members with a safe, stimulating work environment where they can do their best work and have many opportunities to grow and develop their skillset.

Pads is shaking up the lending space in Canada with excellent, honest client service, advanced technology and a 100% online application process.

Job Description

Pads is seeking a Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will be responsible for analyzing and evaluating mortgage loan applications to ensure they meet the required criteria and guidelines. You will work closely with other staff members to ensure that all loans are underwritten accurately and efficiently. The ideal candidate will have a strong background in mortgage underwriting which consists of establishing a borrower credit worthiness and a property valuation.

Key Responsibilities

Analyze and evaluate mortgage loan applications to ensure they meet required criteria and guidelines.
Assess the creditworthiness of borrowers and make recommendations for loan approval or denial.
Review and verify borrower information, including income, employment, credit history, debt-to-income ratio.
Review and analyze property information that will be used as collateral.
Ensure that all loan documents are accurate and complete, and that all required documentation is obtained and properly filed.
Identify potential risks and recommend appropriate risk mitigation strategies.
Communicate with processors, and other staff members to resolve any issues or discrepancies.

Requirements

Minimum of 1-3 years of experience in mortgage underwriting.
Experience in residential mortgage underwriting.
Works well in high pressure environment.
Strong analytical and problem-solving skills.
Excellent attention to detail.
Ability to work independently and in a team environment.
Strong communication and interpersonal skills.
Bilingual (French, English) – mandatory.

If you meet the requirements and are interested in this position, please submit your resume and cover letter. We look forward to hearing from you.

Benefits

A dynamic, startup environment and a competitive total rewards package.
A professional office culture with open communication where all ideas are heard and valued.
A competitive vacation offering and benefits package.
Professional development is encouraged and paid for by the Company.
Hybrid work from home-office model.
High growth opportunity.

Open positions

Social media manager

Montreal, Canada

In-person

Full-time

We are seeking a dynamic and creative Social Media Manager to join our team. As a Social Media Manager, you will play a pivotal role in enhancing our online presence and engaging with our audience across various social media platforms. If you're passionate about crafting compelling content, building brand awareness, and driving engagement, we'd love to hear from you.

Apply

Customer service - Mortgage lending

Montreal, Canada

In-person

Full-time

We are seeking a highly motivated and customer-oriented individual to join our team as a Customer Service Representative in Mortgage Lending.

Apply

Bookkeeper

Montreal, Canada

In-person

Full-time

We are looking for an experienced Bookkeeper to join our team. The successful candidate will be responsible for managing all financial transactions, maintaining accurate records, and ensuring compliance with all accounting standards and regulations.

Apply

Head of sales / partnerships

Montreal, Canada

In-person

Full-time

We are seeking an experienced Head of Sales & Partnerships to join our team and lead our partnership efforts.

Apply

Project manager

Montreal, Canada

In-person

Full-time

We are seeking an experienced and motivated Project Manager to oversee the planning, execution, and delivery of our projects.

Apply

Social media manager

Montreal, Canada

In-person

Full-time

We are seeking a dynamic and creative Social Media Manager to join our team. As a Social Media Manager, you will play a pivotal role in enhancing our online presence and engaging with our audience across various social media platforms. If you're passionate about crafting compelling content, building brand awareness, and driving engagement, we'd love to hear from you.

Montreal, Canada

In-person

Full-time

Customer service - Mortgage lending

Montreal, Canada

In-person

Full-time

We are seeking a highly motivated and customer-oriented individual to join our team as a Customer Service Representative in Mortgage Lending.

Montreal, Canada

In-person

Full-time

Bookkeeper

Montreal, Canada

In-person

Full-time

We are looking for an experienced Bookkeeper to join our team. The successful candidate will be responsible for managing all financial transactions, maintaining accurate records, and ensuring compliance with all accounting standards and regulations.

Montreal, Canada

In-person

Full-time

Head of sales / partnerships

Montreal, Canada

In-person

Full-time

We are seeking an experienced Head of Sales & Partnerships to join our team and lead our partnership efforts.

Montreal, Canada

In-person

Full-time

Project manager

Montreal, Canada

In-person

Full-time

We are seeking an experienced and motivated Project Manager to oversee the planning, execution, and delivery of our projects.

Montreal, Canada

In-person

Full-time

Apply on LinkedIn About employer

More about this job

Responsibilities

Analyze mortgage applications and assess borrower creditworthiness, financial information, and property collateral to recommend loan approval or denial. Verify loan documentation, identify risks and mitigation strategies, and coordinate with processors and other staff to resolve discrepancies and ensure accurate, efficient underwriting.

Requirements

Requires 1–3 years of experience in residential mortgage underwriting, strong analytical and problem-solving abilities, and excellent attention to detail. Candidates must work effectively under pressure, independently and as part of a team, communicate well, and be bilingual in French and English.

Skills

Mortgage Underwriting
Residential Mortgage Underwriting
Creditworthiness Assessment
Property Valuation
Loan Application Analysis
Risk Assessment
Risk Mitigation
Income Verification
Employment Verification
Credit History Review
Debt-to-Income Ratio Analysis
Document Verification
Analytical Skills
Problem-Solving
Attention to Detail
Communication

Benefits

Vacation
Benefits Package
Paid Professional Development
Hybrid Work Model
Growth Opportunities

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Residential Mortgages
Mortgage Loan Applications
Borrower Creditworthiness
Property Valuation
Collateral
Credit History
Income Verification
Employment Verification
Debt-to-Income Ratio
Loan Approval
Loan Denial
Loan Documentation
Risk Assessment
Risk Mitigation
Loan Processing
Financial Services
Fintech
Private Investors
Artificial Intelligence
French
English

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Work requirements

Jobs in Canada