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Added 6 mins ago
SD
Assistant Front Store Manager, Hourly Part Time Day Greenlight Requisition
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Added 6 mins ago
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Added 21 mins ago
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Popular

Mortgage Underwriter

St. Thomas, ON, Canada

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Nov 28, 2026
Posting language: English
Posted: Oct 29, 2026

Original job description

Date: Oct 29, 2026

Location:

St. Thomas, VI

Company: Popular

Workplace Type: On-site

Mortgage Underwriter

Job Type

General Description

Approves or denies mortgage loans in compliance with investors and regulation agencies parameters. Review and analyze risks of loan applications to determine a final decision.

Essential Duties And Responsibilities

Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards. Determines terms and acceptability of risk of prospective clients. Approves or rejects loan application, or requests additional information. Records loan rejections, specifying investor and institution guidelines and basis for declining application, such as insufficient cash reserves. Assembles documents in loan files, including acceptance or denial, and returns files to originating mortgage loan office.

Supervisory Responsibilities

This job has no supervisory responsibilities.

Education

Bachelor's Degree in Business Administration

Experience

Three to five years related experience.

Certifications / Licenses

No certifications or license needed.

Other Qualifications

Strong knowledge of mortgage underwriting principles, credit analysis, and loan documentation.
Ability to analyze income, assets, liabilities, credit history, and overall borrower risk.
Knowledge of applicable mortgage lending guidelines, policies, and regulatory requirements.
Strong analytical, problem-solving, and decision-making skills.
Excellent attention to detail and accuracy when reviewing financial and loan documentation.
Ability to interpret financial information and identify potential credit or documentation risks.
Strong organizational and time-management skills, with the ability to manage multiple loan files and priorities.
Effective written and verbal communication skills.
Ability to work collaboratively with loan officers, processors, closing teams, and other stakeholders.
Proficiency with Microsoft Office applications, particularly Outlook, Word, and Excel.
Experience with mortgage loan origination systems, such as Encompass, preferred or required depending on the manager’s expectation.
Ability to maintain confidentiality and exercise sound judgment when handling sensitive financial information.

Region Locations

St. Thomas or St. Croix

Work Schedule

Monday through Friday, 8:00 a.m. to 5:00 p.m.

Values

Passion for People
Succeed Together
Own Every Moment
Build the Future

Additional Requirements

The information provided here is only a general guide as to the nature of the position and does not constitute an exact description of the goals, tasks, duties and responsibilities of the position. The specific details of each position are described in the employee’s performance evaluation.

Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

Our hybrid work model benefit applies to certain positions and is subject to changes based on the organizational needs.

Applicants must be authorized to work for any employer in the United States. This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time.

About Us

Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

If you have a disability or need more information about requesting an accommodation, please contact us at asesorialaboral@popular.com . This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

Are you ready for a rewarding career?

Popular is an Equal Opportunity Employer, including Disability/Vets

Learn more about us at www.popular.com and keep updated with our latest job postings at www.jobs.popular.com .

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Job Segment: Compliance, Law, Legal

Apply About employer

More about this job

Responsibilities

Review mortgage applications and supporting documents to assess borrower, property, and loan eligibility, risks, and compliance with investor and regulatory requirements. Approve or deny applications, request additional information when needed, document decisions, and return completed loan files to the originating office.

Requirements

Requires a bachelor's degree in Business Administration and three to five years of related experience; no certifications or licenses are required. Candidates should have strong mortgage underwriting, credit analysis, and documentation knowledge, sound analytical judgment, attention to detail, communication and organizational skills, and proficiency with Microsoft Office; Encompass experience is preferred or may be required.

Skills

Mortgage Underwriting
Credit Analysis
Loan Documentation
Risk Assessment
Financial Analysis
Mortgage Lending Guidelines
Regulatory Compliance
Decision-Making
Attention To Detail
Problem-Solving
Organization
Time Management
Written Communication
Verbal Communication
Microsoft Office
Encompass

Visa sponsorship

Not detected in the job text

Keywords

Mortgage Underwriting
Mortgage Loans
Credit Analysis
Loan Documentation
Risk Assessment
Borrower Risk
Income Analysis
Asset Analysis
Liability Analysis
Credit History
Mortgage Lending Guidelines
Investor Requirements
Regulatory Compliance
Loan Origination
Loan Applications
Loan Files
Microsoft Office
Outlook
Word
Excel
Encompass
Financial Documentation
Confidentiality
Business Administration

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