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Primerica

Representative

Toronto, ON, Canada
Greater Toronto Area, Canada, Canada

Pay: Representatives typically pay an initial fee of $103.95 CAD inclusive of taxes to provide for training and licensing and also may incur ongoing personal expenses to conduct business.
Job type: Part-time
Apply by: Oct 27, 2026
Posting language: English
Posted: Sep 27, 2026

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Original job description

Company Description: Primerica is the largest education-based financial services company in North America. The organization emphasizes education-based guidance to help clients and families make informed decisions about their financial protection and future. Primerica operates through a network of representatives who directly serve clients in their communities and online. The company values integrity, client-focused service, doing what's right, and offers training and support to help representatives build sustainable business careers in the financial service industry. Applicants can expect a supportive and growth-oriented environment that encourages professional and personal development. Representatives are able to build a business offering products and solutions from Primerica subsidiary companies and referring clients to products and services offered by partner organizations, subject to applicable jurisdictional licensing and regulatory requirements.

Role Description: This is a part-time remote/hybrid Independent Representative role focused on helping clients understand and access life insurance and related financial service products. On a day-to-day basis, the Representative contacts prospective and existing clients, schedules virtual or in-person meetings, and conducts needs-based discussions to explain coverage options in clear, accessible language. Responsibilities include gathering client information, preparing basic product/solution proposals, processing applications, following up to ensure a positive client experience, updating information appropriately, and maintaining licenses and other requirements to continue business operations. The role also involves participating in provided training, field training with recruiter and other team members, maintaining up-to-date knowledge of products and compliance requirements, and using digital tools and communication platforms to manage schedules and client interactions. Representatives are expected to work independently, manage their time effectively, and uphold regulatory and ethical standards while representing Primerica. Representatives are self-employed and compensation is commission-based. Representatives are responsible for their own tax reporting, filing, and payment as well as applicable provincial licensing fees and other business expenses.

Desirable traits

Strong communication skills, including clear verbal and written communication, active listening, and ability to explain complex information in simple terms
Ability to communicate professionally in English or French; additional languages are an asset, though not required
Interpersonal and client service skills, such as building rapport, demonstrating empathy and maintain professional relationships across diverse client backgrounds
Organizational and time management skills, including the ability to prioritize tasks, manage a part-time schedule, and handle multiple client interactions remotely via video conference or in person
Genuine interest in helping individuals and families improve their financial knowledge and make informed decisions about their financial future
Willingness to learn, develop new skills, take initiative, and grow professionally
Previous experience in customer service, sales, or financial services is an asset, though not required

Requirements:

Minimum 18 years of age
Ability to meet applicable provincial licensing and other regulatory requirements, maintain client confidentiality, and adhere to regulatory and ethical standards is expected; education and support in the licensing process is provided

Primerica - Important Disclosures

The Business Opportunity

The Primerica business opportunity involves the sale of term life insurance and mutual funds, as well as offering other financial services products and services such as debt consolidation loan referrals. Primerica Representatives are individuals who have signed an Independent Business Application ("IBA") and who have been approved to become a member of Primerica's sales force. Primerica Representatives are independent contractors, and are not employees of Primerica Companies, or its parent company Primerica, Inc.

Personal Income

From January 1 through December 31, 2025, Primerica paid our Canadian sales force members an average of $21,202 CAD. Representatives typically pay an initial fee of $103.95 CAD inclusive of taxes to provide for training and licensing and also may incur ongoing personal expenses to conduct business. These results are not guaranteed, and your earnings will depend on your personal efforts. Our representatives earn varying levels of income and the cash flow shown reflects an extraordinary level of success that is not typical of the sales force.

The Part-time business opportunity

In Canada, the part-time opportunity may be subject to certain restrictions, depending on your occupation. The IBA fee is $103.95 and the monthly Primerica Online fee is $28.00 (including applicable taxes).

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More about this job

Responsibilities

Contact prospective and existing clients, arrange virtual or in-person meetings, explain life insurance and related financial products, and support clients through information gathering and application processing. Follow up with clients, maintain required licenses and product knowledge, participate in training, and manage client interactions while meeting regulatory and ethical standards.

Requirements

Applicants must be at least 18 and able to meet applicable provincial licensing and regulatory requirements, protect client confidentiality, and follow ethical standards. Strong communication, interpersonal, organizational, and time-management skills are desired; prior customer service, sales, or financial services experience is an asset but not required.

Skills

Communication
Active Listening
Client Service
Relationship Building
Needs-Based Discussions
Sales
Time Management
Organization
Financial Product Knowledge
Regulatory Compliance
Client Confidentiality
Application Processing
Digital Communication
Independent Work
Ethical Conduct

Visa sponsorship

Not detected in the job text

Keywords

Life Insurance
Financial Services
Term Life Insurance
Mutual Funds
Client Needs Assessment
Product Proposals
Application Processing
Provincial Licensing
Regulatory Compliance
Client Confidentiality
Commission-Based Compensation
Independent Contractor
Self-Employment
Virtual Meetings
Video Conferencing
Digital Communication Platforms
Field Training
Client Follow-Up
Financial Education

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